My boyfriend and I were shopping around for properties, were pre-approved for FHA and were looking for 203k lenders. I found Sam by chance/luck/fate on a random Google search. I didn't have great luck with getting responses from other lenders so his prompt response to me was very much appreciated. Sam was great at following up, checking in frequently, getting on calls to ensure we understood every step of the process, and lining us up with the necessary people to get this deal done. While we're still in the process of closing on the home and the loan, I just want to send my appreciation to him (and Christine) for a great experience thus far! read more

I worked with Sam and his team to refinance my primary residence after I was referred to him by my former real estate agent. I reached out to Sam and he took a call with me the same day and answered my questions to the point where it seemed to make sense for me to refinance. The process for submitting all documents was pretty painless and probably only took me an hour or less. Each member of his team had their part to do for different phases of the refi, and if ever something got confusing he would step right in via email or over the phone if required to provide clarity to me. In the end the process took just over 30 days (it would have been less if my current lender had been more responsive; not Sam's fault), and I'm saving hundreds of dollars a month with very little effort on my part. I would definitely work with Sam and his team again in the future and recommend him to anyone looking to buy or refinance. read more

Sam and his team were so great with our investment property 2-flat in Pilsen that we decided to work with them again for a single family home purchase in Rogers Park. This market was nuts so we needed things done FAST to appeal to the seller. They were able to get things done as fast as 21 days if needed, despite having to go through a monstrous amount of paperwork. Sam and his team are easy to talk to and communicate efficiently and responsively. We will absolutely use them again when the time comes down the road to pick up more properties. We love that they shop for the best rates and acutally deliver. We were able to lock in 3.75% interest right before things skyrocketed all the way up to 5% and above! They also have an in house insurance team. There's no obligation to use them, but it's helpful to have access to a free quote that's shopped around for you. While the insurance team didn't end up offering the best rate for our investment property, they definitely did for our house, so it's worth a shot. But back to Sam and Guaranteed Rate, this is hands down the mortgage broker you want to use if you want the best deal, the fastest closing time, and the most professional team on your side. Doesn't matter if you're investing in your portfolio or the house of your dreams - these pros are it! read more

Bad experience in regards to my dealings with this guy and his processor. Sam basically greets you by email and gets you to fill out an app. That's what he does. Processor does not follow up or respond to emails. Very poorly run operation. read more

It was absolute pleasure to work with Sam Sharp. Great fast communication. Everything was done professionally and on time and as a result - happy clients! Thank you! I definitely will refer you to my friends and family! read more

My wife and I were recently put in touch with Sam for our mortgage loan, and we could not have asked for a better experience! Right from the start his flexibility and resilience allowed us to move very fast through our closing process, and his team was there every step of the way to support us and answer any questions. I cannot say enough about the level of professionalism that Sam brought to the table. I would jump at the chance to recommend him to any of my family and friends in the market. Great experience! read more

Anyone who wants a seamless home close should work with Sam and his team. My experience with them could not of been better. My home closed well under the 30 day terms, w/ a competitive rate, and the process was completely stress free. I couldn't be more grateful for their help. They have a customer for life. Thanks again if you're reading. read more

I've always heard that buying a house with a mortgage was going to be one of the most stressful life events I will ever go through, but now that we're a few days past officially closing, I can reflect on the experience and promise that ours was anything but difficult, thanks in large part to Sam and his team at Guaranteed Rate. My wife and I got in touch with Sam when we sent a general email to GR inquiring about getting a down payment grant through a first-time home buyer assistance program. Sam called me less than 24 hours later, confidently answered all of our initial questions about how the process is supposed to work, and had an initial preapproval estimate to us that same day. The next couple of months worked pretty much the same way, with quick, clear communication and speedy turnaround times. After it became obvious that we weren't qualified to secure us an IHDA down payment grant through the State of Illinois, Sam immediately began the process to procure a grant through the City of Chicago, and by the next time we talked to him, the deal was in place. Desmond and Brian, who work with Sam, were equally as prompt, courteous, and helpful. Any questions we ever had were immediately addressed, and any concerns we raised were corrected within a single business day. Both my wife and I work in the non-profit field, so without the aforementioned assistance programs, it would've been a much longer time before we could purchase a home in the city. Still, Sam and his team treated us with respect and clearly worked hard to help us achieve a lifelong goal. Couldn't have asked for a better experience. read more

Had a wonderful experience with Sam and his team. After some minor HOA issues, our initial lender bailed on us 2 weeks before closing. Sam and his team worked with us and the HOA to fix the issues and we were able to close within 30 days of when we applied. Our original closing date was only delayed 2 weeks! My one and only issue, is that we were told our first mortgage payment wouldn't be due until September 1 because we were closing on July 1st. We got to the closing only to find out our first payment was actually due August 1st. Not a huge deal in the grand scheme of things, but we did have to make some adjustments to our budget and delay buying some new furniture. Overall, I'd absolutely use them again and I've already referred quite a number of people to them. They were professional, efficient, and the completely online process was extremely easy to use. read more

Sam and his team were amazing! When another lender dropped the ball a week before closing, I was stressed and frustrated! Luckily, I was referred to Sam and he saved the day! He got everything done on short notice with no problems. He even went the extra mile to get me signed up for an a tax credit program. Thank you for making the home-buying experience smooth and easy! read more

After being in the business for over 10 years with a considerable amount of experience, initially as a mortgage originator myself, I can confidently say Sam Sharp is one of (if not the) best in the business. He has put together one of the most efficient and knowledgeable teams I have ever seen and continues to over-deliver for my clients. Closing with Sam is a worry-free enjoyable experience. Exactly how it's supposed to be! read more

Sam was a life saver! We are so glad that we met him when we lived in Chicago. We ended up having the house deal in Chicago fall through and a couple of years later we moved back to Boston. My wife and I started going through the process of a home purchase again in Boston and we were working with a local bank. It was such a hard process and we remembered how much help Sam was in Chicago so we decided to give him a call. Luckily he was able to work in MA also! So we cut it off with the local bank and within about 4 weeks we closed on our home in Boston! Now I know who to call FIRST for any of our home purchases/financing. Thanks, Sam! read more

I can only say great things about Sam, Carrie, and the team. I was recommended to them by my realtor Eddie Christudhas (another great person if you're looking for a realtor) and I am happy I switched over from my other lender. I am a first time homeowner and they made the process so easy. They took the time to explain everything to me and took care of everything behind the scenes so I never had to even worry about it. They were also very easy to reach. I would get a response within a couple of hours. I would highly recommend Sam and his team. Super reliable, trustworthy, and overall a great experience. read more

Thanks to Sam and his team for working with me from start to finish. I am now a first time home owner! Excellent service.

Had a fantastic experience refinancing with Sam and his team, particularly Ryan Weitzman, who could not have been more professional and helpful. I highly recommend them! read more

I cannot say enough great things about Sam, Jason and Brian, what a dynamic team! This my second experience and it was wonderful. They went above and beyond to help me! They are incredibly patient, kind, understanding and fun to work with! They are great with follow up and extremely responsive! Jason responded to several after hours text when I was worried about a few things. Thanks Team for the wonderful experience, I will definitely be using you next time! read more

Sam is the best! He refinanced two of my rental properties and as an agent I use him for all my clients. He and his team are on top of the entire process ensuring a smooth transaction read more

Sam Sharp, Jason Hasner, Tom Krakau, and Chris Lundeen are the best in the business!!! I've used them multiple times... They are truly 2nd to NONE. Masters of their Craft! They go the job done swiftly and efficiently, WITH NO HASSLES. They kept it all quick and easy. When it comes to mortgages, there truly is no one else to use but them and Guaranteed Rate. In fact, using anyone else would be foolish on your part. read more

G-rate made the loan very easy for us. Sam and his team are very professional and efficient. As a first time home buyer, we asked a lot of questions during the process. Sam and his team always responded quickly and clearly. Most important, we got the best rate with their help! I will not hesitate to refer Sam to my friends and colleagues. read more

Simply put Sam and his team are the absolute best. I juggled a few different ideas (multi unit, single family) over the course of two years and Sam was always responsive with what could and couldn't work. He was very articulate and helped navigate me through the various options. Being self employed my case was anything but typical - but he made it easy. His team is the best. read more

Sam is an essential part of my team. Whenever I refer a client to him I never have to worry about following up. He always provides timely updates on the loan process. If there are any issues Sam always reaches out to me immediately. My clients always thank me for his referral. read more

Let me begin with saying that it took me a bit to trust in Sam and now that I worked with him, I will say that I do trust in his work and getting it done. Sam was able to get past the red tape and do the work of what others said they can do. I will work with Sam again and highly recommend him. I will provide some additional insight so you know what I have been through in the last 6 months. I own a rental unit and I bought a house back in May. I was hesitant to refi my condo since I had a line of credit (instead of PMI) and a standard mortgage on my house. Additionally, the condo that I was doing a refi for, had a few units that were commercial that required his team to get an exception, something the former holder of the mortgage failed to do after getting this off the ground. It took a few extra days, but well worth the change in the mortgage. I went from have 20 years left on the old mortgage at a ridiculous rate to now having a 10 year mortgage and nearly half the rate. Lastly, I did want to point out that Sam stayed on top of it even after I went with an in-law on the purchase of my primary residence and for that, I commend him to helping get me in a better position for my future. Sam and his staff went above and beyond. read more

Sam and his team are absolutely the best I have ever worked with. They are organized, ahead of schedule, and I didn't have to chase them for every little thing. They got the loan done in a very short timeline. I would definitely use them again and recommend him for anyone looking for a hassle free loan process. read more

Sam is a wonderful professional. He made sure that my documents were reviewed, signed and submitted in a timely fashion. Kept the communication open and was totally engaged in the process. Made my experience seamless and positive. I really appreciate him and the work he does. Thank you Sam your the best! If you want to feel like you count use Sam Sharp. read more

As a first time-home buyer, I was not very knowledgeable about the process, and I was quite daunted. However, working with Sam and his team made it a great experience. Sam was patient, straight-forward, and extremely responsive. He and his team respond to emails/calls within minutes. Thanks to them we received a clear-to-close several weeks before our closing date, and had a stress-free and uneventful experience. I'd recommend them to anyone. read more

Proud 1st time home buyer here and all with Sam Sharp's help! Not only did Sam get us the best possible rate verses all the competitors we tried, he also got us closed in 3 weeks. Working with Sam was like working with a family member. I was never hesitant to ask him any questions. He treated me like a friend and not a clueless 1st time buyer. If you are looking to purchase a home give Sam a try. You will not be disappointed! read more

Sam was amazing. I could not say enough good things about him and using Guaranteed Rate. He was very responsive and patient and ensured that I closed on my apartment in 3 weeks. The service he and his team provided was top notch. I would recommend him to anyone looking to purchase a home. Thank you Sam!!! read more

Sam Sharp was my loan officer for the purchase of my new home. He and his team at Guaranteed rate were very professional throughout the entire process and explained all the paperwork clearly and thoroughly in terms we could understand. They were very punctual in responding to our questions which is very important when you're making a major life decision like buying a house. We also got a low interest rate and the funding came through quickly at the closing. All in all the process was easy and painless. I had never heard of Guaranteed Rate and was a bit skeptical about doing the mortgage loan online. But I'm so glad our real estate agent recommended Sam and I would definitely recommend him as well. read more

Where do I start?! Sam Sharp is amazing. We were looking for a home for 2 years, not in a rush to find one but definitely looking out. We tried 5 mortgage officers just to get a pre-approval. The others lacked motivation to even bother following up. Their return calls were slow and we coughed it up as a sign it was not time to buy yet. (Since we were already not in a rush to buy.) We finally found a house that we were really excited about and Sam was a heaven sent! It's was perfect timing in all directions. Sam is swift, and timely. He wasted no time to have us a pre-approval right away. It got our home buying process started very quickly. Sam who has an equally reliable partner, Jason Hasner, also make them a dynamic pair. Jason also followed up quickly and informed us of all we needed to do with regards to paperwork. I couldn't be happier to have found Sam and Jason. I will definitely recommend them and hope to work with them again for other opportunities. read more

Sam Sharp - Guaranteed Rate - Thanks Sam Sharp! - Mortgage Brokers Near Me - Chicago, Illinois

I had a very positive experience working with Sam - he helped me on both the refi of my existing home, and the purchase of a second home. Both transactions went very smoothly, he and his team were super responsive, able to close quickly, and offered the best rates and terms I could find. I would happily work with Sam again! read more

My wife and I just closed on our house last week and it couldn't have been easier working with Sam and his team! He and his team walked us through the entire process and ensured we knew what they needed, why they needed it, and gave us several different ways of getting it to them. I can't recommend Guaranteed Rate enough! read more

Was one of the absolute worst mortgage experiences I've ever had. I've purchased several times and am very familiar with how the home buying/mortgage process works. I was treated as if I was non-existent. I had to follow up with them at every turn. Not once was he or his team the least bit proactive. I was asked to submit items down the road that were given day one. I had to approach them to see if they had all the documents they needed only to find out they didn't. Specifics mentioned to him and his team went in one ear and out the other. I was given a rate, told if the rate dropped a minimum specific amount I could relock the rate, and when it did, was told I couldn't do that because of some different lending rate that was never mentioned. My closing numbers got readjusted in the late afternoon prior to my day of closing causing a bit of distress and the need to come up with additional funds to close. The numbers given him were very clear, so that adjustment on their end should have never come in the 11th hour. Overall the worst service. I should have known from the first time he ignored me that I should have gone somewhere else. But, hey, he did text me the day after my closing to see how things were going. Way to stay on top of it, Sam. I see that he has plenty of good reviews and that's all well and good, but he made me feel like he couldn't care less about my file. Don't waste your time. There are many good mortgage brokers out there. I will not refer any future business to Guaranteed Rate, especially after this experience. In response to your reply, Sam, you were the one who told me that my rate couldn't be changed after I brought the interest rate change to your attention. Again, you didn't provide this information to me. You were not looking out for me. I brought it to your attention for you to tell me it couldn't be changed for some other reason i.e. something like basis points needing to change by .5%. That was never explained initially nor was the meaning behind whatever "new" rate had to change in order for me to receive a lower rate. It was only mentioned that if the rate dropped, you'd change it. You did say that quite clearly on the phone. While it's true my rate at closing was lower, at no point in time did you ever bring that to my attention or let me know. You could have picked up the phone to call, text, or even send an email. You didn't. My review didn't mention any fees being adjusted. I had negotiated a credit for closing and the day before was told I couldn't get the full amount of the credit. Or as your staff told me, "there's good news and bad news." The "good news" was that my closing costs were less than anticipated. The "bad news" was that the credit couldn't be given in full. Why is this mentioned to me the day before? Why couldn't that have been taken care of long before? Again, if someone had been paying attention on your end, this wouldn't have happened. That's called leaving money on the table. Would you want someone to cut your closing cost credit in half, in the late afternoon, the day before closing? Probably not. You somehow think that's providing good service? I was given the option of renegotiating the price of the home with the seller but then wouldn't be able to close the following day. I had movers lined up and had taken the day off of work to move. That was not an option for me. So needless to say, a sizable chunk was left on the table. In your reply, you said "several of my claims are inaccurate." I've addressed the 2 (TWO) claims you purport to be inaccurate. Neither of those statements was inaccurate at all. You incorrectly implied what you thought I was speaking about in terms of my closing costs. And you didn't lower my rate. I'm assuming maybe your manager did. Or if you did and you had something to do with that, maybe you should have mentioned that to me at any point in time. You didn't do that either. She stepped in to fix what you and your team had dropped the ball on. She, if anyone, deserves any credit on my file. Communication is key and you didn't provide that. What, in your mind would speak to a positive experience for this closing? You said you're sorry that I didn't feel this was a positive experience. By anyone's standards, it was a botched experience fraught with errors and mismanagement. read more

Guaranteed rate was a second option when i started the home search process. Howeverm when the bank i went to want an upfront assessment fee, i asked my realtor and he recommended Sam sharp. I am glad i did! He explaines to me every question and concern i asked. His team follows up on me and on what documents needed. We closed in three weeks. It was a very smooth process for a first time homebuyer like me. On top of the best service, they have the best rate and competitive fees. Highly recommended. read more

Sam and his team were great. I shopped around for the best rate and Sam and his team was not only able to deliver the best price, they also had incredible service - always responsive, detailed, and on-time to make sure my closing occurred without a hitch. Sam's name came highly recommended to me and now I'm happy to highly recommend Sam and his team. read more

Sam Sharp continuously exceeds our expectations, offering the absolute best customer service and guidance. My husband and I have used Sam to refinance a previous home as well as to secure financing for our current home, and we would most certainly use him again! Each time, the process was seamless and stress-free. In particular, Sam and his team provide stellar communication, making sure to explain each step of the process, keeping us updated, and answering our questions in a timely manner. It was a pleasure working with Sam and the rest of his team and we look forward to working with him in the future! read more

Wow! Talk about great service, follow up, hard working and you're talking Sam Sharp and his Guaranteed Rate team. I am a Chicagoland first time home buyer. I found a home and fell in love, had to have it so I found a realtor, viewed the house and proceeded to shop for a lender. Enter frustration, there are so many. I started with one company and they passed me to someone who sent an email with instructions to send my financial info via the Internet but never followed up. I quickly moved to another but he passed me along to so many others and then to others just to complete the arduous process of sharing my banking, employment and credit history. People, it's no small feat no matter your personal and financial organization systems to locate and upload documents on systems that could use streamlining. After submitting my documents, and waiting on documents I needed to proceed, and waiting...and waiting, in frustration, I reached out to my realtor who recommended a third lender. Enter Guaranteed Rate and Sam Sharp. I began working with Sam who directed his team members and soon I received the pre-qualification letters needed to further my progress in purchasing. Now I could focus on the house. After haggling over the purchase price the seller accepted my offer. Sam's team went into launch mode and delivered a pre-approval, then all documents needed to complete my purchase. The hardest part was sending in documents and being responsive to requests for information during my workday. Sam was flexible, personable, diligent and he never left my side, even checking in after I had all needed to close my real estate deal. I am now preparing for my closing on Friday this week and I am grateful to Guaranteed Rate but mainly to Sam and his entire team, who provided the right mix of customer service, oversight, and going the extra mile. Although there were others, Sam your involvement is why I am so happy with my service. You are great at your job. We never met in person, but I felt your presence throughout as if we did meet. Thank you for getting it done for me and my family. Janice read more

Sam and team did a great job! Everything was automated with their portal and DocuSign, the team was extremely quick in answering questions and were always available via call or email. Will definitely work with Sam again! read more

My wife and I just bought our 1st home and I really can't put into words how great Sam was to work with. The whole process of buying a home can be really stressful but his responsiveness, professionalism and most importantly - ability to get us the best mortgage for our needs - was something I will never forget. He was able to answer all of our questions, act fast on getting offer letters approved (very important in this market) and just seemed to be available 24/7 somehow. HIGHLY recommended!! read more

Sam was great! He helped us close on our house without any issues and answered any and all questions I had... which were a lot... He walked us through the entire process from finish to close and now we are moving in to our dream home! If we ever decide to move out of this place, we'll be contacting him again! read more

I just completed my third closing/refi with Sam. He has saved us so much money and always been reliable, available, and efficient. Not to mention he and his team take the time to make sure I understand everything, even when it takes me a while! Plus I looove the new software used for submitting documents during the closing process. Makes things 10x easier than they used to be. Thank you Sam! read more