Our last lender was a nightmare to deal with so I wasn't sure what to expect…read more My experience with Terry was a complete 180 from my last experience. He is very easy to connect with, kind, patient, and knows what he is doing. Terry has over 30 years of experience in the field and it definitely shows. I am planning on buying a 2nd home to use as a rental property and will definitely be using Terry and GEM Mortgage company in the near future. I love that Terry listens and takes your concerns to heart and does everything he can to make sure you are understood and get what you need. Highly recommend.

This was our third loan with Terry! We decided to refi after he informed us of the new lower rate…read moreavailable to us and as in the past the experience was smooth and fast- no surprises. I appreciate that he's always looking out for us and keeping us informed of ways to save $. He's straight forward and honest and I've never doubted he has our best interest as a priority. His team is professional and makes the whole process very easy. Monica even came to our house on a Saturday for us to sign the documents.

This place is horrible ms.gross was so unprofesional after so many back and forths and empty…read morepromises we finally came to no agreement cause she changed everything she said so me and my family went somewere else.dont trust this place they are very shifty especially Ms.Gross.

Same review I posted to Google!…read more My husband and I got our first ever home loan through Augusta Financial. At the same time, a friend of ours was buying a home and after we "secured" our rate with Dwayne, we found out that there were LOWER rates which could have saved us THOUSANDS because our friends got a significantly lower rate at almost the same time (within a week). Augusta Financial clearly did not have our best interests at heart. They came recommend by the real estate agent of my husband's family and we trusted him, so lesson learned to not trust the family realtor and do our own research. My husband did not want to start the process over elsewhere with the amount of time we had already spent and as we had found a home we wanted to purchase at a more or less affordable price. Also, they did not tell us our loan would be IMMEDIATELY sold to another company. We already had set up automatic payments and got notification in the mail 2 weeks after we moved into our new home that the loan was sold. Dwayne also could not spell in almost any email we received from him, which personally irritated me. Grammarly is free. Attention to detail was not strong and everything he required was always urgent, but when we needed an answer to something he was nowhere to be found until it was convent for him. I also had to explain things several times to several different people at Augusta Financial like they do not communicate with one another there... Overall, I would say we had a rough first mortgage loan experience and do not recommend Augusta Financial. Take your chances with them as they do not look for the best rate for you, and they do not give you all the information upfront unless you know what to ask for; as first time home buyers, we did not know what to ask and there is A LOT of information out there and so much to understand that it can be very overwhelming for first time homebuyers.

Working with Maz was one of the smoothest and most professional experiences I've had. From the very…read morebeginning, he was incredibly responsive, transparent, and patient in walking me through every step of the process. What really stood out was his attention to detail and proactive communication. I was always kept informed about where things stood, and any potential issues were addressed quickly and efficiently. It never felt like I was chasing updates or left in the dark--which is rare in this process. Beyond his expertise, he genuinely cared about getting me the best possible outcome. I would absolutely recommend Maz o anyone looking for a knowledgeable, trustworthy, and highly responsive loan officer.

Run away .. This is…read morea real review ( not paid ..) This Mortgage broker, Maz Badie Is the worst !! make getting mortgage a nightmare . I worked with mortgage brokers in New York & Los Angeles . This one doesn't know the business at all and blame everyone for his mistakes!! Save yourself self the nightmare, Stay away ..

Marty Yeghishian helped me complete a very challenging refinance that involved complications with…read morethe HOA and documentation requirements. Many lenders would have walked away from this file, but Marty did not. He remained patient, persistent, and solution-focused from start to finish. There were delays and obstacles that felt overwhelming at times, but Marty kept the process moving, communicated clearly, and worked through every issue step by step. Because of his experience and determination, we were able to close successfully and improve my mortgage situation. What stood out most was his integrity and commitment. Marty truly cares about his clients and does not give up when things get complicated. I am sincerely grateful for his guidance and would confidently recommend him to anyone looking for a knowledgeable and trustworthy lender.

We can't say enough good things about Marty and the Option One Lending team! He helped us buy our…read morehome in 2023 and just refinanced our rental property this month--both times were smooth, stress-free experiences. Marty and Suzy are amazing! Super responsive, no surprises, and always made sure we understood every step of the process. Everything was done on time and we closed exactly when we were supposed to. If you want a lender who actually makes the process easy, Marty's your guy!

Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Julie and team have been so wonderful to work with!! Not only are they incredibly knowledgeable,…read morebut they made us feel so comfortable through the whole process. Never once did I wonder if our team knew what they were doing because I was CONFIDENT that they knew exactly what to do. Plus, as someone who likes frequent communication and updates, the team was really great about that. I would highly recommend the team to anyone looking for a home loan.

My husband and I are first time home buyers using VA loan in Northern California. We were very…read morenervous about starting the process of finding our first home because we have heard it is a stressful and emotional roller coaster, not for us. Mayra made the process so easy and smooth. After working with her, I honestly think it makes a difference when you have a great realtor and loan officer to make the process less stressful and more enjoyable. She is absolutely amazing, great communicator, very knowledgeable in what she does and will fight for you to get the best deal. Don't have a realtor? don't worry, she will interview some in your area of interest to make sure they have their best interest in what you want. She makes sure you are well educated in the process and keeps you in loop of everything along with your realtor. We are very blessed to have Mayra in our home buying process and we will continue to work with her in the future.

Mayra made the experience of acquiring a loan an absolute joy. Extremely professional, with a quick…read moreresponse time any questions I had during the process. A professional who truly cares about the client. She took control during the hectic process of purchasing a home. She made herself available all hours of the day, and night, not only during the work week, but weekends to answers any questions I had. She provided great Communication, throughout, everything was transparent, from the initial pre-qualification stages throughout escrow, till the very end of the process. As a first-time homebuyer I am impressed with the level of quality I received through the whole process. I would recommend Mayra to anyone in the market for a home or mortgage, she will get the job done with professionalism, candor, and a willingness to patiently answer any questions at every step of the process, making it as stated previously an absolute joy! Thank you very much from the bottom of my heart.

Absolutely, unequivocally the best mortgage broker! During two home purchases we were extremely…read morethankful that Fred and his team were always available at the other end of the phone. Fred responded to our concerns and questions with expertise and understanding. Thank you, Fred, and your team for easing the tension of negotiating home loans. Natalie and Gary

Look no further as there are alot of choices for Home Loans. This firm really does care about you…read moreas a homeowner. Much more than just securing your loan and never following up again. Fred Arnold is the best in the industry, he is a community player and is a very thoughtful to check in even when you don't need to refinance your home. Great guy! Great Firm!

Hady and the team at Tristar Home Loans were INCREDIBLE!…read more As a first time home buyer, I had sooo many questions and wanted to make sure I completely understood all of the step and felt comfortable buying my first home. He and his team made sure to stay in constant communication with me and walked me through the entire process seamlessly. They have so much experience in the industry to help give every option possible and also inform me on past, current and future potential market trends. Their open communication (even after work, on the weekends, and via text) helped me feel like a part of their family. I will always be using Tristar Home Loans for every house purchase and cannot recommend them enough!

Hady and his staff did a great job helping us navigate through a difficult refinance process on our…read moreprimary residence. Our changing circumstances certainly didn't help but I always felt like a priority and they remained very responsive even if the news wasn't always easy to deliver. It all worked out in the end and I'm glad we stuck with Tristar.

If you are looking for someone who is proficient in the housing market and great when it comes to…read morenegotiating a fair price as it relates to market value, Laura Uribe is the go too. She will work hard and long to get you what you are looking for all while staying within your budget. You will never be steered in the direction of a property you will not be able to afford in the future or into a loan that will adjust without your knowledge. I have referred many friends and family and friends and all have been extremely satisfied with her knowledge of the housing market and work ethic. You can not go wrong with Laura, so go ahead and give her a call, your new home awaits.

From the owner: Call us today for a free consultation specialize in Home loans purchases and Refinances 25 years in…read morebusiness closing within 14 days 24 hour approvals.

Twice I've tried to get Logix to help me with a car loan. First they told me I was pre-approved for…read morea car loan. They didn't return my call after I told them I knew the car I wanted and was ready to buy. Second, the local branch said they would also call me back and they didn't. Customer service could be better.

I usually don't write reviews for banks, but Angela Sanchez truly deserves a shoutout…read more From the moment I walked in, I was greeted warmly and treated with a genuine respect. I had a few questions about opening a home and car refinancing and the process was explained clearly and patiently. She even came over to introduce herself and make sure everything was going smoothly -- a small gesture, but it made a big impact. She took her time to explain things, reviewed our contract and provided us options. The experience was truly amazing. I will definitely come back again and continue their service.