Wish I could give this company a minus rating. My friend who was turning 86 wanted to go on this cruise for her birthday in August. She called them in July after seeing an advertisement in the news in Peterborough and booked for August. She called two days before our cruise to find out where we leave from. They told her it is cancelled because they have no insurance but that she would be refunded. Now, a month later still no refund and they are saying they won't give her money back unless they get money from the government. This business would have known at the time they took the money that they had no insurance. They outright ripped off an elderly person. If you have no insurance you have no business taking money from people at all. read more