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    Sunset Equity

    4.3 (6 reviews)
    Closed Closed

    Services - Sunset Equity

    Mortgage services

    Mortgage refinancing

    Home purchase

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    Bill Rayman

    Bill Rayman

    (86 reviews)

    Sawtelle

    Buying my first home in Los Angeles was one of the most exciting yet stressful chapters of my life…read more After searching Yelp for the best mortgage broker, I found Bill Rayman, read his glowing reviews, and decided to reach out. From our very first conversation, I knew I was in the hands of a true professional -- someone who not only understands the mortgage process inside and out, but also genuinely cares about his clients. We faced several unexpected challenges from the seller's side, but Bill navigated every hurdle with calm confidence and creative problem-solving. He has a rare ability to make a complex, high-stakes process feel smooth and painless. Bill's professionalism is matched only by his human qualities -- patience, kindness, and an unwavering dedication to his clients' success. What impressed me most was his resourcefulness. Bill sees solutions where others see roadblocks. He explored multiple strategies to ensure I got the best possible loan, always explaining each step clearly and making sure I felt informed and comfortable. He was responsive, attentive, and proactive, often checking in before I even had to ask. In the end, I not only closed on my dream home, but did so with complete confidence in every decision -- thanks to Bill's guidance. He's the kind of person who turns what could be a stressful journey into a positive, even enjoyable experience. If you're buying a home -- especially if it's your first -- I cannot recommend Bill Rayman enough. He's not just a mortgage broker; he's a trusted partner who will go above and beyond to make sure you succeed.

    It's been such a pleasure working with Bill Rayman. He goes out of his way to make sure the clients…read moreare well taken care of. He is very knowledgeable, punctual, and kind. I will definitely continue working with him.

    Trabuco Canyon Realty Specialists

    Trabuco Canyon Realty Specialists

    (1 review)

    Mid-City

    For more than two years I have been in fear of losing my home. About six months ago, Ms…read more Carmichael contacted me and my husband to provide assistance. And she provided her services for FREE!! Why would anyone do that you ask? Because we explained to her how an Attorney took us for $10,000 and did not accomplish anything. Then a few months later we tried working with another modification company headed by an Attorney only for them to take more money from us and then close their doors without any notice. She saw our update on Trustlink and gave us a call. Just by the way she spoke I knew she was knowledgeable, focused on helping homeowners and when she waived our fee - then I realized she was unbelievable. Our lender, BofA, would not work with us when we called due to the approaching sale date on October 21, 2011. She came out to our home, sat down and explained the process - no pressure. The other reason I felt comfortable with Dinece has to do with the number of modification examples she had from the past 6 years!! She told me to randomly pick 5 people to call and talk to them. I spoke to two and I was convinced. Every person I spoke to talked about how she helped them, understood them, fought for them and never took any money until they had a modification that they loved. And for the first time, I finally understood how a professional should act and sound like. I am proud to state on December 19, 2011 we received our modification in the mail. Our new payment is $1175.58; our new interest rate for the next 5 yrs is 2.000% fixed and our principal is reducing by $56,785 each year for the next three years as long as we make our payments on time. Because of Dinece Carmichael we are saving more than $853 per month from our monthly payment. I did everything she asked, provided all the documents she required, I did not hold back when it came to disclosing our finances and she helped us to build a budget into our home, she helped us plan the pay-off our credit cards in five years and referred us to William D. Ford to refinance our student loans. I thank God Almighty for Dinece. And she did it absolutely free of charge. Thank you Jesus for Dinece....please call her - if she can help you - she will do it.

    Sunset Equity - mortgagelenders - Updated June 2026

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