I can't say enough great things about James Schramm at Schramm Financial! From the very first…read moremeeting, James made me feel completely at ease--he's incredibly knowledgeable, honest, and genuinely cares about helping his clients reach their financial goals. James takes the time to understand your unique situation and creates a thoughtful, personalized plan. He explains everything in a way that's easy to understand and never makes you feel rushed or pressured. What really stands out is his integrity and professionalism. You can tell he truly loves what he does, and it shows in the level of care and attention he gives. He's quick to respond, always patient with questions, and makes financial planning feel less intimidating and more empowering. If you're looking for someone you can trust to guide you financially--whether personally or for your business--James is the person you want in your corner. Highly recommend Schramm Financial!

Raymond James Financial Services provides fabulous advice and recommendations for financial…read moreinvestments. One of the financial advisers in the corporation, James Schramm, is very knowledgeable about current investment trends, etc. He provides patient counsel and explanations about when, where, and how to invest your money so it can continue to work for you even when you are no longer working. I highly recommend this firm to handle any and all of your investment needs.

I reached out to Allina just about a year and half ago presenting my troubled -dilemmas of my…read morecredit history; resulting all from charge off credit cards accounts, late payment/ derogatory remarks,..etc While feeling a sense shame and humiliating -negligence, and slightly skeptical,.. Allina provided graceful assurance that there was definitely a solution to come back to the drawing board to address a proper blueprint of success for the credit repair that I specifically needed. Allina demonstrates a kind and warm welcoming credit repair specialist with a sharp business etiquette and was always willing to answer any miscellaneous questions that I was even unsure of from my end. My confidence was at ease whereas Allina never came off as a pushy credit repair specialist/sales rep of any kind and always ensured her clients are educated first and foremost before moving into the next steps. Allina's transparency and graceful guidance helped set the tone from my first over the phone consultation with her to a few more friendly follow up calls/emails, set of final steps and overall,.. seamless billing! Keep in mind, everyone's case with credit repair is different!!! It is not an overnight instant fix. Give it some time and communicate with your credit repair analyst. They have all the proper insight, effective strategies and team to help fix your fico and they are always posting resourceful tips through Credstart's social media. If there's one last thing I can echo from Allina's guide to success for all her current and future clients, it would be this,... "Don't believe in myths, believe in results. Let's fix your credit the right way." Thank you so much, Allina!!!

If you would've told me two months ago that I'd be approved for my own apartment, I honestly…read morewouldn't have believed you. As a 30-year-old single mom, my credit history was something I carried with a lot of guilt--repo, unpaid credit cards, mistakes I made when I simply didn't know better. It felt like no matter how much I wanted to move forward, my past kept holding me back. But for the first time... I don't feel stuck anymore. I feel hopeful. Working with MyCredStart has been one of the best decisions I've made for myself and my future. In just about 1.5-2 months, I saw real change. Not only did I get approved for my apartment, but I was approved with just a $1,000 deposit which, considering where I started, feels unreal. Stephanie, my agent, has been amazing from day one. She made the process feel simple, judgment-free, and actually possible. That alone meant everything to me. This wasn't just about fixing my credit it was about finally feeling like I'm getting my life back on track. I'm beyond grateful, and I will be referring anyone and everyone. If you're hesitating, don't. This can truly change your life.

So we are new customer and we had disappointing experience…read more Maybe Damon and his team are great but for existing customers, not for new new customers. Issues we faced: 1. Their price is not the cheapest but we decided to move forward since we heard they do a good job and they answer questions year round. 2. Very slow to communicate. I had to send multiple reminders to hear back. 3. After all the waiting, Damon responded, provided me a few time slots, we agreed and got the appointment. We stopped by yesterday to face a dark and closed office! Sorry Damon, even if your services are the best, lack of time management and valuing your customers' time doesn't make it worth while.

Love the service they give 2018, 2019, 2020, and 2021 done 2022. Their name says it all…read more Ann Wyatt

Great service. Focuses on your individual needs, gives solid advice and knows his stuff! The entire…read morestaff has always been friendly. I am VERY thankful I found MYBL to handle everything for my corporation. I recommend everyone to do the same!

I was with this firm for years. How it ended is why I'm writing this…read more My LLC's 2024 California return had errors in the ownership percentages that threw off the PTE tax allocation. I found them, not him. I asked him to fix it, he amended the return, and then never sent me a copy of it. So the only 2024 return I ever had in hand showed an overpayment of about $3,600. The actual corrected number was about $1,400. When I brought on a new accountant, I gave him the outdated one, because it was the only one that existed as far as I knew. That wrong credit carried into the next year and I got a state notice for roughly $2,500 plus penalties and interest, all because of Sam's mistake. That's fine. People make mistakes. I raised the issue with Sam on June 6. To his credit he owned it at first. June 18 he wrote that he wasn't going to pass the blame and that he'd get the notices and cover the penalties and interest "as I always do for other clients." Then again on July 1: "I am willing to work for the notice to reduce the penalty. I will take the responsibility for that." Then he went quiet for a month. Emails ignored. Two messages left with his office, never returned once. Nothing filed. Penalties running on MY account the entire time. August 5 he finally wrote back, and only because I'd given him a deadline. Not to file anything. But instead to demand more money. He said: "I told you that the open invoice should be paid first. It is very clear. That is my condition." He would not file the abatement unless I first paid him $1,010. That invoice is its own story. He billed me for the 2024 tax return when it was originally completed, I paid it in full the day it came in. Months later he told me the number was wrong and said i need to pay more, on the same return work that had to get amended for his errors. I said no then and we both closed it. He dug it back up 17 months later to get out of something he'd already committed to twice in writing. I ended up filing with the FTB myself. So here's where I landed after years of paying this firm - Sam cares more about collecting every dollar he can than about doing the work or keeping his word. A few hundred dollars of his own mistake wasn't worth an hour of his time. $1,010 was worth two months of mine and lies. Get yourself an honest CPA with integrity. Sam, unfortunately, has shown that he is not that.

Don't use this group..after being with them for over 15 years they took accounts and moved with a…read moreperson nobody ever met without even a phone call sent a letter that came weeks later so your relationship means NOTHING! Beware!! I found another group with much better personal service !

Diana Reyes, Maria Alemán y Mary Ajungo are doing a great job at Edward jones de Valencia. They…read morevery friendly and professional. Diana Reyes had the patience to explain to me everything about my investing and retirement plan. Her expertise is very clear and that make you feel confident. Thank you to Diana Reyes and her team, you ladies are the best.

The team at the Santa Clarita branch are fantastic. They're always helpful, polite and friendly…read more Whether it's questions about investing or making transactions with a teller, it's always a great experience. Big banks charge fees for everything and are so impersonal. California Credit Union doesn't load up fees and makes you feel like a valuable part of the community.

Just a quick thank you to Sabrina, the "Trainee in Progress," who helped me today. The staff at…read moreCCU-Valencia has always been amazing, so I thought I'd write a few words about my experience with the Branch's newest employee. Sabrina made eye contact as soon as I entered. As I approached the window, she smiled, greeted me, and asked what she could do to help. Nice! She then proceeded to flawlessly handled my deposit and cash withdrawal. Her professionalism, competency, and outgoing personality were very impressive. Sabrina is a wonderful addition to the team!

Brad Hartman is an amazing financial planner. He's very detail oriented, and answered all of my…read morequestions in a straight forward and understandable manner. He described options to suit my financial needs and thus guided me to the best solutions for my current financial situation. I will continue to rely on his expertise and highly recommend the same for anyone in need of financial advice and guidance.

From the owner: Independence and Flexibility: Hartman Financial Planning is not affiliated with any bank, brokerage…read morefirm or insurance company. We provide investment management, retirement income planning, tax planning, estate planning advice, and more. As an independent Fee-Only firm, we work solely for our clients. We don't receive any commissions or third-party referral fees. We are a fiduciary and put the clients needs first. . Contact us today to get started.

The operation team at the Valencia location is always amazing when I come in and they very helpful!…read moreThey provide excellent customer service and are very knowledgeable! You can trust them with all your banking needs!

We have had our business account in this location over 10 years. The entire team takes care of all…read moreour banking needs. The bank has gone through three ownerships now and the team has always made it very transparent. They all are a pleasure to work with.

We have been working with Arif for several years. We are completely satisfied with his advice. He…read morehas the ability to find strategies to help us make the most of our money with the lowest possible taxes. He has also helped advise two of our adult children who are not his clients without charging them for his time and advice. He clearly enjoys his work and is happy to find ways to make his clients money go as far as possible. He goes the extra mile. John and Lucy

I received a flyer in the mail inviting us to a complimentary dinner to attend his financial…read morepresentation. I called and spoke to his office staff, who signed me up. When I asked if I could learn a bit more about him, they directed me to his business website and let me know he hosts a podcast every Sunday on a radio station. Please see the link below to the podcast published on June 14th 2026. https://am870theanswer.com/personality/arif-halaby?shem=rimspwouohe,#google_vignette I thought, as it states on his website the podcast is about finance and retirement.... https://tfswealth.com/podcast-on-demand/ If you listen to the first 55 minutes he not only makes assertions that people were better off being slaves.... more specifically 26 minutes 55 seconds is the beginning of some of the most vile and offensive talking points. That slavery was and the end of slavery are comparable to modern welfare programs because of dependence. He makes very clear his position about how " pointless "reparations are because one hour and 26 minutes into the Podcast. He also states that "they're just gonna spend the money ,they're just gonna buy rims and maybe even a marijuana business.

I've worked with Ryan Gomez the past 5+ years from when I was entering the workforce to now being…read morewell underway in my career. He is responsive, knowledgeable, and able to map personal goals to financial milestones. Highly recommend and I look forward to continuing working with Ryan.

Ryan Gomez is the Financial Advisor to ask for! I've been…read moremassively impressed with his knowledge-base and work ethic