Karlen is the best financial advisor I have yet to meet! He is professional and genuine in his…read moreapproach. I never felt like he was trying to push a sale like most life insurance agents. He took the time to answer my questions and I cant thank him enough for helping me invest in myself and my future. I would highly recommend him!

They say the most intimate and difficult topics for people are sex and money. Talking about your…read morefinancial status and trusting someone with your finances is very difficult and it's hard to put your total trust in professional who could hold the key to your future financial success or failure. I was blessed to be referred to Jennifer Malek over a decade ago with mine. She has unbelievably patience and has always taken the time to explain things down to the finest detail. Most of these terms and concepts can sometimes go over your head so it's good to have someone that will take the time to explain it until you not only understand but also have the faith in the product to get you where you want to be in the future. Not always an easy task. I have over the years referred her not only family and friends but also clients. I would trust and believe in her for any of my financial needs. I will also like to say she has a lovely and loyal staff who have been with her through the years that always are a delight to talk to... that means you BOB!!!

I was referred to Jennifer Malek from a friend who has been a client of hers for years after an…read moreunexpected inheritance. I invested through my company retirement plan but at this point needed a professional's advice in investing and financial planning. Jennifer is a great listener and easy to talk to. As a novice to the financial world, it was quite a task but Jennifer was able to explain the plan clearly and made me understand the details of how the account was being managed and invested. I am pleased to see the value in her advice and the growth in my investments over the past 8 years. Trust needed to be built and Jennifer certainly put her effort into this part of our relationship. I would highly recommend Jennifer for all of those other novices out there and I am sure the knowledgeable and experienced investors will be very confident in her abilities.

Claudia is amazing to work with. She is well versed and knowledgeable in her industry. She not only…read morehelped me fix my credit but she made me aware of hidden issues that I had no idea were going on. Sebastian the credit analyst was on top of communication as to what was needed from me in the process. In all Concred works wonders and I am happy to recommend them to everyone.

Claudia and her team were awesome. They helped my husband fix his credit so we can buy a home. They…read moremade the process easy. A little pricey, but definitely worth it and will definitely contact them if needed again and will refer her to our family and friends.

Amanda helped me and saved my life!…read more Restore Your Score is a life saver. I recently had Amanda clean up my credit and remove some inquiries. I immediately saw an increase. But let's talk about the service. Amanda explained everything to me clearly and succinctly. She even made it easier for me to understand by sending me a credit e-book with all the information about credit repair so I could make the right decisions going forward with my money and understand her process. It really is an investment and this is one purchase I do not have buyer's remorse!! It truly is a process and it takes the first month to see results. I only checked in with Amanda twice and she reassured me and always said to refer back to my book for any confusion. She is amazing and now she is working on my mother and brother's credit.

I can't begin to say enough great things about Amanda and Restore Your Score!! Negative items are…read morebeing removed from my credit faster than I can get them! I was treated politely and professionally and with the upmost respect! I'll be sure to come back next time I "forget to pay" lol but seriously without Restore Your Score I would still be looking for something to drive and somewhere to live but now my future is on the right track! Your credit score is EVERYTHING in this country, treat it right with Restore Your Score!!

Brad Hartman is an amazing financial planner. He's very detail oriented, and answered all of my…read morequestions in a straight forward and understandable manner. He described options to suit my financial needs and thus guided me to the best solutions for my current financial situation. I will continue to rely on his expertise and highly recommend the same for anyone in need of financial advice and guidance.

In the past two years, I have consulted Mr. Fazel Mostashari, dental CPA regarding my dental…read morepractice. It has been my impression that he is not only a great dental CPA, he is also a very knowledgeable, helpful, and kind individual. I would highly recommend him to any dental colleagues for accounting, consulting regarding buying and sale of a dental practice. -Dr. Alex Farnoosh, Periodontist, Beverly Hills, CA

Fazel is truly a gem in his profession. He is…read moreknowledgeable, resourceful and professional with a kind spirit. I highly recommend Fazel to any dental professional or practice owner looking for financial consulting and other financial services.

We have been working with Arif for several years. We are completely satisfied with his advice. He…read morehas the ability to find strategies to help us make the most of our money with the lowest possible taxes. He has also helped advise two of our adult children who are not his clients without charging them for his time and advice. He clearly enjoys his work and is happy to find ways to make his clients money go as far as possible. He goes the extra mile. John and Lucy

I received a flyer in the mail inviting us to a complimentary dinner to attend his financial…read morepresentation. I called and spoke to his office staff, who signed me up. When I asked if I could learn a bit more about him, they directed me to his business website and let me know he hosts a podcast every Sunday on a radio station. Please see the link below to the podcast published on June 14th 2026. https://am870theanswer.com/personality/arif-halaby?shem=rimspwouohe,#google_vignette I thought, as it states on his website the podcast is about finance and retirement.... https://tfswealth.com/podcast-on-demand/ If you listen to the first 55 minutes he not only makes assertions that people were better off being slaves.... more specifically 26 minutes 55 seconds is the beginning of some of the most vile and offensive talking points. That slavery was and the end of slavery are comparable to modern welfare programs because of dependence. He makes very clear his position about how " pointless "reparations are because one hour and 26 minutes into the Podcast. He also states that "they're just gonna spend the money ,they're just gonna buy rims and maybe even a marijuana business.

The personal experience, planning on my income., giving me opportunities and options. Not turning…read moreme down due to my value of investments. Helping me live a good life. Wanting to help with my investments no matter what I have available to invest. Caring to help others, the staff is very helpful. I can't be blessed enough.

I found this company online and enrolled in a webinar to find out more about their services. I…read moremissed the original webinar due to Covid. They kept after me saying we noticed you missed the webinar and there is a recording but it's only good until tomorrow night. I did manage to watch it before the expiration and Mark Kennedy presented a compelling conversation about needing to not just save but to make sure your money wouldn't run out no matter how long you live after retirement. They empasized that the stock market was not a good place to have your money due to the ups and downs of the economy. So I signed up for an informational call and they were adamant to put the phone numberin your phone so you wouldn't miss the call to confirm the appointment. I did this and when I received the call, the caller was super rude and dismissive. He first asked if I had time to talk and I said that it was not a good time but that I had the appointment on my calendar. He proceeded to question me about how much $$ I had to invest and where that was invested. I told him I was in a public place and this was not a good time to talk. But when I told him that I was already managing some of my own retirement savings through a self directed IRA that is invested in sydicated Real Estate and that I had other parts of it in the stock market and asked him what kindn of investments they would recommend he said annuities and long term care insurance (which I do already have) it became clear that this firm is trying to sell us their own insurance products that will only benefit them, not us as investors. The very rude person on the phone also said I don't have enough investments for them to bother with although I had more than the required amount they originally stated. The guy was supor rude and said he was cancelling my appointment and hung up on me without so much as a goodby. I say good riddance to these hacks who are trying to prey on unsuspecting investors. No thanks. I'll keep my money where it is rather than give it to these crooks.