Beau and his team helped me in refinancing my mortgage. I can't say enough about how Good they were…read moreto deal with. They made the whole process very efficient and kept me informed of the status on a regular basis. The costs were very fair and transparent from the start with no delays or surprises before closing. I would highly recommend them. -Edward W.

Amazing! Beau and his staff at Transparent Mortgage are absolutely incredible. This was my first…read moreexperience in refinancing my loan ... without a doubt, Beau and his team are caring, patient, experts and relentless. Beau truly went above and beyond shoulder to shoulder with me to make sure this is done right. My case was not easy, had a lot of obstacles but the grit and not taking a no for an answer from Beau was the reason why it was done with the best possible result. I 1000% recommend them. And Beau is 1000% amazing at what he does and 1000% a great guy I feel lucky to now know. This will not be a 1 time thing if you work with them, guaranteed!

I've worked with Renzo Marsano three times now, and each experience has been outstanding. He first…read morehelped me purchase my home, then guided me through my first refinance, and most recently assisted with my second refinance. Every time, Renzo has been professional, knowledgeable, and incredibly responsive. Renzo takes the time to explain all options clearly, answers questions quickly, and makes what can be a complicated process feel smooth and stress-free. He truly looks out for your best interests and tailors solutions to your specific goals rather than offering a one-size-fits-all approach. The fact that I continue to return to Renzo says it all. I trust him completely and would highly recommend him to anyone looking to purchase or refinance a home.

It's been almost a year at our new home and Renzo helped us with us refinance! It was our first…read moretime so we had a lot of questions. He walked us through the entire process professionally and kindly. The entire thing went very smoothly. He was always available to answer our inquiries. Prior to refinancing, there was an incident where we had an issue with our escrow account and Renzo graciously agreed to assist us by having a three way call with customer service. This is one of many examples to show how he goes above and beyond to help his clients out; The quality of customer service was beyond a doubt amazing! Thanks again for everything and helping us out! Most definitely recommend Renzo if you are seeking a home loan or need assistance with refinancing.

Circumstances changed and we ultimately decided to move forward with another lender, but Jason and…read morehis team were so wonderful to work with! They were professional, responsive, and patient with all of my questions, and helpful throughout the process. Even though we didn't end up closing the loan with them, I appreciate the time and effort they put into helping our family. I would gladly recommend them to others looking to buy a home. 5/5 stars!

We have been working with Angela at RWM for a good amount of time. We were finally in the right…read moreposition to buy and the process was smooth, extra informative, with all our questions covered. Communication was great and timelines were kept all the way up to close. Will be a repeat client when the time comes.

Travis at Morgan Home Funding really does provide the best home financing mortgage rates (I called…read moreat least 6 reputable companies for comparison). Travis answered all our questions thoroughly and the process was relatively pain free. I would definitely call Morgan Home Funding for any mortgage quotes first!!

We live in San DiegoCounty, CA and previously in Orange…read moreCounty, CA. We used Morgan Home Funding for both homes we purchased -- one in 1995, and one in 2005. MHF has also handled our several refis. Travis Gillespie, Patrick Cain and their staff are dedicated to the best interests of their clients from start to finish. We were (and still are) grateful for their knowledge and guidance during purchasing and refinancing. Always ready and available to answer questions. They know their job -- and we personally are in much better financial shape in our later years, thanks to Morgan Home Funding. Jack and Cherel Gould

Michael was our mortgage broker and he went above and beyond that role! He took the time to run us…read morethrough a crash course on loans, offered us advice and referrals for home inspection, helped coordinate, and was always on top of things, doing whatever he could to help us in our home buying journey. Highly recommend.

Mike, Mike, Mike! We cannot recommend him enough, and it's a testament to his expertise and care…read morethat we've worked with him for not one--but two home purchases! First, he helped us find and buy our very first townhome, and six years later, he guided us to our dream primary residence. What makes Mike truly exceptional is not just his depth of knowledge in real estate, but also his expertise as a lender. He took the time to ensure we understood every aspect of our loan--not just the numbers, but the strategy behind choosing the right terms for our long-term goals. Beyond that, he helped us think outside the typical inspection process, connecting us with specialists so we had a complete and well-rounded understanding of the home before making such a big decision. Mike is remarkably patient, always available (even for early-morning calls or late-night questions), and his approach is refreshingly thorough and considerate. He doesn't just want to close a deal--he genuinely cares that his clients make smart, well-informed choices. If you're looking for someone who is as knowledgeable as they come and has an unmatched commitment to your best interests, Mike is as patient, caring, and knowledgeable as they come.

1. We recently purchased a home and closed back in May. On the closing disclosure, Axos stated that…read morethey would not be selling our loan. A month later, we got a letter stating that our loan had been sold. This seems very strange to me. If a lender promises they won't do something, they should actually follow through on that promise. 2. During the closing process, about 11 or 10 days before close, the loan officers asked us how we wanted our vesting on the title worded. 2 days before close, their lawyer apparently told them that the way we had wanted it worded wasn't correct, and recommended it be worded another way. I don't know why they didn't speak up earlier when we asked them for input as to how to word it, and I don't know why we're even asked how we wanted it worded when apparently we don't have a choice in the matter. It also doesn't help that the loan officers we worked with were not able to offer recommendations on how to word it. Perhaps they could not do so for liability issues? Or did they not know the different options for how to word the vesting? If it was the former, it would have been helpful for them to tell us that. But then the lawyer told us how they wanted it worded anyways? Very confusing process. 3. Attempting to schedule recurring payments online, the website seems to be broken and is not allowing us to do so. I eventually reached a human being (see #4) and we were asked to print out a form and fill it out and email it back in. Just moved to a new house and haven't yet set up the printer, so it's a bit more of a hassle than I'd like. This is broken. Please fix it. 4. Called their customer service line several times. A couple of times, I got to the point in the script where Evo AI asked if I wanted to upgrade my account security through adding biometrics. I said no, because that was not the purpose of my call, and it hung up on me. This is broken. Please fix it. The only saving grace in this whole process was our loan origination officer, Kelly Lord, who was very patient and helpful and even went to bat for us to match a competing offer we had received.

Should be renamed Satan's Bank…read more They are thieves! Try to call, you're sent to india to someone who can't speak anything near fluent English, ask to transferred Stateside so I could understand them and no, unable to transfer. They pay almost no interest, Dad put beneficiaries on his account before he died, they refuse to honor it and locked me, the POA and Guardian out of the app!! They're demanding probate and refuse to provide critical IRS data even though he is deceased. I'm filing with every government regulatory agency on their lawlessness and attempts to confiscate hundreds of thousands of dollars. Stay away! You've been warned!

It's the worst experience!!! It's a huge waste of time!! I…read moredon't recommend them!! Unless you want to waste your time!!

This is the worst thing to deal with ever, Horrible…read moreexperience with loan officer named: Marco Guerra, he will take 1 week in each step, never reply phone calls, mail box is always full so you can't leave any V.M The president is a joke and do nothing about it. This business is going down.

If I could give a million star rating I would!!…read more We had been applying with one lender and another since January 2022. Some of the initial lenders would make the initial contact and then drop us off their radar and from the others we would simply not hear back from them. After some online searches I found Anita and her team. I submitted an inquiry and Anita quickly reached back out to me, ensured that her team would take care of us and let me know that I could call her or her team with any questions or concerns we might have. I immediately realized that her team would be the lender that would get us ready for our home search. We began the underwriting process and their dashboard made it extremely easy to upload and sign documents. Very user friendly! I had a ton of questions and would keep reaching out to Anita and she would gladly provide her recommendation and feedback. After about a week or so, I had reached out to her again and let her know that we needed a new agent and then she recommended us to an amazing realtor, Veronica Morin. We went on one day of showings (it was a Monday). Then, that same week on Wednesday, we submitted an offer on a house and by Thursday of the same week we were in escrow. I give credit to Anita's team which had us ready to close escrow in 17 days and also Veronica's constant communication with the seller's agent for getting us our home in such a quick and painless process. Special shout out to Anita's team who would constantly call for updates and reminders to help us stay on top of our escrow process! Really appreciated that I could call them for any updates and go the extra mile to ensure nothing got delayed with escrow. If we wouldn't have documents or something was missing, he would make the necessary calls and get the ball moving again. Truly appreciate Cardinal Financial for taking care of us the whole way through and not just seeing us as another job. My wife and I extremely recommend them for your home buying needs!

Where do I even start?!? First and foremost Anita and her team always knock it out of the park and…read morego above and beyond what is expected! Secondly, this is the second time Anita and her team have helped us with our home buying mission! With our first home it seemed so fair fetched but somehow she walked us through it and made home ownership a reality! Now 3 years later as we looked for our forever home, Anita was right by our side, making our dreams come true! I am a worrier by nature and Anita and her team were able to walk me through ever step and answer ever question no matter the time or place! Words cannot express my gratitude to this amazing team and if I had to do it all over again, I wouldn't change a thing. If I ever need to buy another home (hopefully not in the near future), I know Anita and her team will be there to continue to support me!! If your looking to buy or refinance, this is truly the team you need to turn to!! Thank you so much for putting up with my crazy, calming me down, helping me understand and getting me through ever step!!! Forever grateful !!!

I cannot express enough how easy it was to refinance. My husband and I thought we would need to…read morewait another couple of years, but Global stepped right up and helped to make it happen. In fact, we were able to secure a much lower interest rate, obtain cash from the equity and still have a lower monthly payment. And, the equity obtained paid off other debts and saved even more money every month! This was a blessing we never dreamed we could have. If you are looking for info on refinancing, contact Global Equity. You won't regret it!.iety of the whole loan process. We never had to guess on where we were in the underwriting process. I can tell you this is not the norm for most refinance companies. Having this personal touch earns major points. In the era of recorded phone prompts and recorded messages, it was refreshing to call and not be directed though the digital world of messages and prompts. It was unusual to call and need to leave a message. In the area of messages, email messages never went unanswered. I was amazed when my late night emails were answered at 11:00 pm. This I do not expect from any company. But, Kait cares about her clients and wants them to feel good about choosing Global. In fact, helping people is her goal (yes, she told me this!). If you are looking for info on refinancing, contact Global Equity. You won't regret it!

The services were amazing They showed me everything. Rundown the value on my home where I can cut…read moreny rate and payment save me some money. They also offer a cash out on home equity and it is a life saver

I was greeted by Wendy who was helpful. However, when it came time to complete the paperwork for a…read morerefinancing loan the girl did not know what she was doing. She was rude to begin with, I gave her the benefit of the doubt when she first met me. I walked out because she couldn't locate the payoff amount on my paperwork for my current loan, that was a big red flag. The Clairemont Mesa Blvd location is awful! I will never go there again.

2/26/25 As soon as I walked in, I was greeted warmly by a Filipino lady. She showed me where to sit…read morewhile waiting for my appointment. Then Brendon gave me excellent service - I opened a new account, and he gave me information about car refinancing and helped me with other things - a great help for a senior citizen like me. 3/3/25 Again, I was greeted warmly by the front desk. I arrived at least 50 minutes early for my appointment. However, I did not have to wait. Leandra helped me. She was fast, efficient and has this calm demeanor. I accomplished what I came in for. I am very happy. Thank you Leandra for the super excellent service.