I have had no problems with this bank. They a very friendly, professional and efficient. My funds…read moreare readily available. The bank is very convenient and accessible through online banking. They actually answer their phone and are helpful, which is more than I can say for other banks.

A Horrible Bank - JaneWatkins - Thursday, October 27, 2011…read more- 11:40 AM I opened a personal and business account with American Bank of Texas, NA on Adams drive in Temple Texas last year with over $30000.00. From the beginning I had problems with bank policies that required I come to the bank in person for things that other banks are able to handle over the phone. I decided it would get better as time went on. But it DID NOT get better, it got worse. I had my income tax return check sent to my account and they sent it back to the government!!! I was told I would have to sign something and then I could contact the government and have them send it again. It took me almost a month to get my return money. " They refused to cash a check I had given to a contractor when I had 10X's that amount in the account. Again I had to go in person to rectify the situation. After numerous other problems, to many to list, I went today to close my account and they refused to give me cash. They would only give me a cashiers check and when I ask why the only explanation I received was, "It is bank policy" This seems to be the only answer they have for anything. IF YOU DON'T HAVE ALL DAY TO SPEND AT YOUR BANK THEN DON'T USE THIS BANK!!!!!!!

As an expecting mother, I trusted Fairway Independent Mortgage Corporation to guide me through the…read moreFHA loan process. Instead, I was misled into closing on a dangerously unsafe home due to negligence, document misrepresentation, and an apparent pattern of prioritizing profit over people. Timeline of Events: 1. Serious Safety Issues Ignored Pre-Closing Prior to closing, my inspection report and repair amendment listed several major hazards: * Ungrounded electrical wiring * Missing GFCI outlets in wet areas * Active plumbing leaks Despite these clear FHA violations, Fairway closed the loan without confirming repairs. As an FHA lender, they were responsible for ensuring the home met safety and habitability standards. They failed. 2. Misrepresentation by Loan Officer Alisa Bailey, my loan officer, appeared helpful, but ultimately prioritized the transaction over my well-being. Rather than enforcing FHA safety compliance or the repair amendment, she allowed the closing to proceed, leaving me and my infant son in a hazardous home. 3. Falsified HUD Addendum At my in-person closing on June 30, 2023, the HUD Addendum was not included. It was emailed to me via DocuSign on July 5, 2023--five days after closing. In a response to my Consumer Financial Protection Bureau (CFPB) complaint, Fairway falsely claimed I signed it on the closing date and retroactively altered the document date. I have timestamped proof showing this was not the case. 4. Collusion with Appraiser & Inflated Value The property, built in 1961, had never been updated--yet the appraiser claimed it had brand-new plumbing and valued it far higher than its true condition justified. In reality, the pipes were so rotten and corroded that I developed a bone infection shortly after moving in, caused by exposure to contaminated water. The appraiser praised cosmetic paint jobs and minor aesthetics, disguising the home's complete lack of modernization and structural safety. Fairway accepted this inflated valuation without due diligence. 5. Dangerous Living Conditions Post-Closing Since moving in, I've experienced: * A gas leak, creating an immediate health hazard * A roof that nearly collapsed, despite being listed as "new" * Ongoing electrical safety risks * Severe plumbing issues requiring out-of-pocket emergency repairs * Worsened postpartum depression and anxiety as a result of these compounding stressors 6. Pattern of Avoiding Accountability Fairway continues to deny wrongdoing, despite evidence. Their CFPB response included false statements and ignored submitted proof. I believe there is ongoing collusion between Fairway, the appraiser, and other industry professionals to push unqualified homes through the FHA pipeline and avoid regulatory consequences. This has caused lasting financial, emotional, and physical harm to me and my child. Fairway had a responsibility to uphold federal standards, protect the borrower, and ensure document integrity. Instead, they enabled unsafe lending practices and continue to avoid accountability.

BEWARE!!!!! This company sells their loans to a mortgage…read moreservice called Lakeview also known as Loancare. By far the worst service you can imagine.....if you even consider to doing business with all the above you need to RUN!!!!

The Girls here are amazing! Very kind and patient and willing to go the extra mile to help…read morecustomers.

Professional kind people to do business with. They even know your name on return runs back into…read morethe office

Stone's Tax Service has been preparing our taxes for almost 20 years. We have always been…read morecompletely satisfied with their service. The one year we were audited by the IRS, Mr. Stone attended the audit with us for no additional charge. Everything checked out fine with the IRS!!!!! Totally Satisfied!!!!

Worst experience I have had filing taxes. Unprofessional and rude. They are not helpful and…read moreun-educated. My wife and I left frustrated and after a quick search found errors in his work. When brought back to him he merely changed the information we had in question and had nothing to say for himself, giving no explanation. Even more disappointing, we felt with Mr. Stone himself. I recommend going elsewhere.

Lauren Myers has been a top notch escrow officer from start to finish!…read moreI was expecting a smooth sale. However, this process was more complicated, and dealt with parties nearly 1000 miles away. Lauren respectfully worked with all involved. She was a teacher, a supporter, and an excellent communicator. There was never a time I felt Lauren was too busy to answer even the smallest question. It's rare to have an employee who loves completing tedious paperwork AND communicating positively with clients. Thank you, Lauren, for the way you let your good heart shine!

I've been a realtor for over 20 years and Monteith has been the best title/escrow company to work…read morewith! Ty and his entire team are excellent but the one who deserves a special shout out is Shae. She has helped me tremendously with my deals to help make my clients, not only more well informed and knowledgeable, but ultimately happy and satisfied with the biggest transaction in their lives. HIGHLY RECOMMEND!