So first of all, I went through two other lenders that could not help me with my situation so Truss would have been my last resort before I had to start selling assets to keep my business afloat. The big issue was that I had properties that had plenty of equity, but lenders always had strict stipulations when it came to owning residential properties under an LLC and trying to refinance. These stipulations were the result of lenders tightening up their criteria after the pandemic. Anyway, I tried my luck and reached out to Truss and I got Paul as my loan originator. Before anything transpired, I told him my situation to ensure we didn't waste each other's time. After a couple days of assessing with his team, Paul found a solution and we got the ball rolling on the loan. I sent the necessary documents within a week, and he moved it along to the preliminary underwriters in which we got it conditionally approved. From there, I wasn't fully convinced as the last lender cut me off several days before closing and after I had paid for four appraisals. Paul quickly ordered the appraisals, and we got four properties done in week. At this point, Tari came in as my loan processor and she was noticeably experienced and guided through the entire process to get my documents in order for closing. What seems to take the most time was the insurance documents for four properties and the getting the declaration just right. After that, we got the final approval to close which had me floored and thinking, "Is this really about to happen?" And it did. Started the process mid-February and closed mid-April. To say that I am a satisfied customer is a sure understatement. I am ecstatic of the diligence of Paul and Tari for their efforts to my loan closed. I hope to do business with them in the future. If you are on the fence and are considering Truss, then do it. You will not regret it! read more

Suzie and the Truss Financial Group exceeded our expectations in securing our mortgage as first-time homebuyers. Suzie's expertise and guidance made the potentially daunting process incredibly smooth and manageable. Her compassionate approach, professionalism, and attentive listening skills were invaluable throughout our journey. Suzie demonstrated exceptional knowledge of the mortgage industry and took the time to explain complex concepts in a way that we could easily understand. Her responsiveness and attention to detail ensured that our application progressed efficiently, addressing any concerns promptly. The entire team at Truss Financial Group worked cohesively to support our mortgage application, showcasing their commitment to client satisfaction. Their experience in handling various mortgage types, including those for first-time buyers, was evident in the seamless process we experienced. For anyone hesitant about choosing a mortgage broker, we wholeheartedly recommend Truss Financial Group. Suzie and her colleagues' dedication, expertise, and client-focused approach make them an excellent choice for navigating the complexities of home financing. Their service goes beyond just securing a loan; they provide peace of mind and confidence throughout the entire homebuying process. read more

Outstanding Experience With Reza Tak and Truss Financial I recently completed a HELOC with Reza Tak at Truss Financial Group, and I couldn't be more pleased with the experience. Reza brought a tremendous amount of knowledge and experience to the process. He took the time to explain my options, answered my questions directly, and helped me select a loan structure that made sense for my situation. I never felt like I was simply being pushed through a system. His team was equally impressive. Delania Tak was fantastic. She communicated with me throughout the process, helped me navigate the various requirements, and stayed involved all the way through closing and funding. Anyone who has gone through a mortgage or home-equity transaction knows there can be a lot of moving parts. What mattered to me was having people available when I had questions and knowing they were actively working to get everything completed. The HELOC funded successfully, and the experience from beginning to end was excellent. Thank you, Reza, Delania, and the entire Truss Financial team. I would absolutely recommend them to others looking for an experienced and responsive lending team. read more

I had an outstanding experience working with Jeff and his entire team throughout my HELOC loan process. From the very beginning, they demonstrated exceptional professionalism, responsiveness, and a genuine commitment to customer satisfaction. Jeff was always available to answer my questions, explain every step clearly, and ensure I felt informed and confident throughout the process. His attention to detail, transparency, and proactive communication made what could have been a stressful experience incredibly smooth and efficient. I also want to recognize the entire team behind the scenes for their excellent coordination and dedication. Their collaborative effort, prompt follow-up, and willingness to go the extra mile truly set them apart. If you're looking for a lender that values integrity, outstanding customer service, and seamless financing experience, I highly recommend Jeff and his team. They exceeded my expectations, and I would not hesitate to work with them again for any future financing needs. Thank you all for your exceptional service and for making this such a positive experience! read more

TFG was an absolute pleasure to work with and helped us refinance our home quickly and easily. We worked directly with Abraham Ordaz and Ericka Fernandez. Abraham was extremely communicative, kept me up to date on every step, action, appraisel etc that was needed to get our refinance completed. Our refinance was also less "standard" than most since our property sits on 3 separate lots, which makes it challenging to find an appraiser that has the knowledge of not only the area but the unique set up of our property. Abraham was key in making sure we had a qualified appraiser. In addition, since we are business owners, the documents needed are beyond the more standard items such as paycheck stubs. Again Abraham and Ericka were amazing and helped make the process easy. Final result? Our home was successfully refinanced with a rate 3% lower than our prior rate, lowering our mortgage thousands of dollars. I highly recommend Truss Financial Group for any purchase or refinance needs, and I will be sure to reach out to them again when needed. Thank you. read more

From the three loans ive done with Truss in last 5 years or so, it actually was a motivating factor for me to move to the area , on this third one . I sold home in santa barbara in may and the task of trying to buy . I needed letters of preapproval , which i was screened for, and on each bid .. owner jeff miller just responded fast. And that is whats going thru all that work there. Passion to excell for customer and themselves Finally opened escrow on home after 7 months searching and Rick just cheered and directed like a walk in the park. And yes i followed all direction.. Truly great experience and as a many time buyer of real estate , to find this expertise with awesome intention on your side force , with respect. , Glad i moved here. . Erika processed details like frosting on cake .. put it in oven and bingo loan funded! Other reviews say it as well. .. finance experiences can be cold and nasty. .. they are really advanced in Right living and make money for all! I move in home soon. Thnk u all sam read more

If I could give more stars I would! I can't even put into words how grateful I am to have found Truss Financial Group! My husband and I were at wits end trying to find a company to see our worth because we are self employed and many mortgage companies really don't know how to handle self employed people. Then I found Truss Financial Group. I called and talk to Paul Palomo, he was so professional from beginning to end, I had such a smooth experience with him and his partner Tari Westfall they are very professional and answered all my questions I had right away. My husband and I are so happy to have had such a great experience I would recommend them to everyone I come in contact with. I am writing this review in my new home and couldn't be more happy to have found this company. Thank you so much Paul, Tari, and Jeff for seeing our Potential. I will be back to do more business with you in the future! If you are reading this review and are at wits end like I was call Truss Financial Group you won't regret it!! read more

I chose Truss Financial based in part on customer reviews and as a real estate broker/agent and business owner, for their expertise in no doc loans. I was not disappointed, and the process actually surpassed my expectations! I have to give extra accolades to my outstanding loan officer, Manases Flores. He knew exactly which loan program would give me the best rate given my particular situation and made the entire process as smooth and seamless as possible. I especially appreciated the way he kept me updated every step of the way and was quick to answer any questions. The processor who worked with me to get the final pieces in place, Summer Castillo was truly exceptional as well. They made a great team and I feel very fortunate to have had them by my side throughout this process. To all of those self-employed people out there like me who don't fit into a perfect box for mortgage loan purposes, I HIGHLY recommend both of these professionals and Truss Financial. read more

I was fortunate to have worked with Douglas from Truss fianncial. My mother had passed away and I needed a loan to payoff a reverse mortgage before her home went into foreclosure. Douglas was so knowledgeable and streamlined the whole process from our initial phone conversation. He was always there to answer and address my concerns. Even on his days off, he would pick up my calls and take the time to speak to me. He is a professional at what he does and further more he is trustworthy and reliable. That to me was what separates him from others. He is more than a loan officer who got me the financing in a difficult, stressful time. He got the job done and helped me save my mother's home. I know Douglas will be the one I refer and contact for future loans or refiancing. Thank you Douglas. You're more than a loan officer. Thank you for your dedication, and thorough communication on my first loan. I'm extremely grateful. read more

Manases Flores was FANTISTIC. I would HIGHLY recommend him to anyone that is looking for someone to help them get a loan. I could call Manases with any question, and he would always do his best to answer it and if I still didn't understand he would explain it in a way that I could understand it. He never gave up on us and continued to go above and beyond his job. Our situation was not the easiest, but Manases Flores did not give up on us and tell us that he couldn't help us, instead he worked harder to try to find a solution that would work for us. I am a business owner, and I couldn't get a typical conventional loan, but Manases made sure that he did everything he could to find a solution to help me. Betty was a ton of help to and helped make the final stages of the loan a lot easier. The whole team that worked on my loan were amazing and I definitely plan on using them again whenever I need to get another loan done. read more

First, I don't write reviews. So, I would advise you pay attention to this one in particular. David Paulsen, the Senior Loan Officer with Truss Financial Group is a wonderful rare breed. Getting a mortgage is hard, getting a Self Employed Mortgage with only bank statements and without the down-payment being "seasoned" is ludicrous. Getting a mortgage with all of the above and getting it done with only one day left to close due to another transaction's dead line is just pure "Mission Impossible", YET, that's exactly what David did. Look, David Paulsen I now believe is the reason the "Boogie Man" goes to sleep with a night light. He is an elite force for good and justice. He truly fought for my file. In my opinion the only thing he lacks is a cape with a big S on it. I can't thank him enough. He got my deal closed when others thought it wasn't possible. David is 5 Stars across the board! read more

I started off this process worried about how long it would take, the documents I would need, but this process was so smooth and so easy. Alicia knew our situation. Self Employed, rentals are our main source of income. But that did not seem to be a problem for Alicia. she knew exactly what we needed. Their platform they used was so super easy and simply to keep track of. there is a feature where you can see the people who are working on the loan and processing each item. I linked all my information and less that 2 weeks later, I had my HELOC. It was a smooth and easy process from initial application and continued communication always, and Alicis couldn't have explained it better and it went EXACTLY as she said. Our small business wa savor to access the capital we needed to make our next move! Thank you Truss Financial and Thank you Alicia. Your professionalism and knowledge were so very appreciated! read more

When we were looking for a company to help with our mortgage we stumbled upon Truss. I diligently read the reviews and thought, seriously can a company be this good? Well, I am here to say, "Yes they can be and they are". We never didn't know where our loan was in the process. I personally loved the video updates. Our Loan Officer was awesome at explaining the process from beginning to end. Our Processor, Betty, what a shining star. We ran into an issue with our loan that was in no way a Truss issue and Betty held our hand and helped get our loan closed and funded. We had daily meetings on strategy. I am here to say that if Betty said she would get back to me she did even late at night or over the weekend. I always felt I mattered and she cared. If you are reading this review know that Truss is a solid company and a great value! They had our loan done and ready to close in 3 weeks! read more

Amazing Experience with Christian Trapp at Truss Financial Working with Christian Trapp at Truss Financial was an outstanding experience from start to finish. Christian was professional, responsive, and incredibly knowledgeable. He took the time to explain every step of the mortgage process in a clear and straightforward way, making sure I understood all my options before moving forward. What stood out most was his attention to detail and commitment to getting us the best possible terms. He was proactive, always available for questions, and made the entire experience smooth, stress-free, and efficient. It truly felt like he cared about our goals, not just closing a loan. If you're looking for a mortgage professional who is trustworthy, transparent, and exceptional at what he does, I highly recommend Christian Trapp and the team at Truss Financial. I would absolutely work with him again. read more

Over the course of the last year our property was in need of several refiances to ensure we were not being charged outrageous interest rates with our existing banks. Truss Financial Group and Marcus Myles a great job handling our refi process. Gathering documents was easy and fast, which led to a quick decision from TFG. Marcus kept us updated through the whole process and if challenged he found ways to manage things on behalf of his client. Upon completing our first refinance to exit a large balloon personal note, we refinanced and obtained a better rate using the same documents. Marcus drove this process and executed it on time and got us a great rate overall. I would highly recommend Truss Financial Group for all your financial needs, however, while I am sure there are many outstanding people to help you, Marcus Miles is our mortgage broker for many more transactions to come. read more

I recently worked with Abrahim on my HELOC loan, and I couldn't be more impressed with the level of service and professionalism he provided. From the very beginning, he took the time to explain the process clearly, answered all of my questions, and guided me through each step with patience and expertise. What really stood out was how responsive and detail-oriented he was -- whenever I needed clarification, Abrahim was quick to provide thoughtful answers and made sure I felt comfortable and confident throughout. The entire loan process went smoothly and efficiently thanks to his diligence. In a world where customer service often feels rushed or impersonal, Abrahim truly went above and beyond. I highly recommend him to anyone looking for assistance with a HELOC or other loan services. He is knowledgeable, trustworthy, and genuinely cares about helping his clients succeed. read more

I have been self employed in the real estate industry for over 25 years. Most of our properties do not have conventional loans due to being self-employed. Truss financial made it easy to obtain a loan on one of our paid off properties. I worked with Blake on this loan. He made the process very easy. He made sure to find the best loan that would work in our situation. He kept us informed throughout the process, as well as after we closed the loan to make sure that we were satisfied. Betty was our loan processor. She was very professional during the entire process. There was one glitch during our loan process with the lenders, but both Blake and Betty took care of it that I didn't even realize it happened. I ended up with a better rate than I expected which was also another bonus. I highly recommend and trust Truss Financial for all our real estate loans! read more

I needed to refinance my house due to a divorce. I tried with few lenders first but came up empty. Good thing I didn't give up and list the house. By luck I came across Truss Financial Group. They were able to give me the much needed bank statement loan. I'm guessing their income assessment was the difference. As opposed to 50% of bank deposits other lenders consider business income Truss Financial Group saw a higher number. Nancy with Truss Financial Group, an excellent communicator was prompt, attentive, up front and professional all around. Her interaction with my ex-wife's side also was courteous. It is worthy of mention that they did not pull my credit prematurely like others did without reviewing income first. "Shopping around will hurt your FICO score" may not be the case with Truss Financial Group. I give them my highest recommendation. read more

I had such an amazing experience working with this business for my loan needs! From start to finish, the entire process was incredibly smooth and stress-free. I especially want to highlight Abrahim--he was absolutely amazing. So friendly, professional, and genuinely personable. Abrahim took the time to explain everything clearly, answered all of my questions with patience, and made sure I felt confident every step of the way. It's rare to find someone who is not only knowledgeable but also truly cares about the customer's experience. The customer service overall was top notch. I felt supported throughout the entire loan process, and everything moved along smoothly. If you're looking for a trustworthy, helpful, and efficient team to guide you, I highly recommend this place make sure to ask for Abrahim! read more