If you're looking for a home loan or need to refinance, make sure you call Alan Renteria. We've…read moreworked with him on several occasions and he has really helped us out. We worked with him to get our first home loan, we worked with him to refi into a better loan once we worked on our credit, and just used him again to purchase a new home and each time has been better than the last. He really makes an effort to understand your situation and presents you all the possible options. During our refi, he even helped us come up with a plan to pay off some bills and improve our credit score. The other thing I really appreciate about Alan is that he's very straight forward - he'll do what he can for you, but also won't mislead or make promises he can't keep. And because of that, through each escrow process we've gone through, he's been the one consistent and correct voice. If we ever get conflicting information, we know to trust what Alan says. I've recommended him to friends and family and my in-laws are working with him right now. I'd work with him again in second and strongly suggest you do the same if you're looking for a home loan.

A million Thanks to Alan Renteria!!! I'm not one to write a Yelp review, but I just could not pass…read moreup the opportunity to express my upmost gratitude to Alan Renteria at Citizens Direct. While looking for an investment property, the agent at the house I was looking at gave me Alan Renteria's contact information and I'm so glad she did. Alan was extremely helpful, always available and most of all professional. The agent I ended up using was a total nightmare, and with Alan's calm and professional demeanor, he was able to talk me down from the ledge numerous times and kept me from pulling my hair out and in the end I was able to get through the extremely stressful process of purchasing the investment property I wanted. With extreme patience, Alan walked me through each step, provided guidance and most of all he listened. He worked diligently to get me the best rate and best of all, there were no surprises. Alan is a true man of his word. I would recommend Alan Renteria 110% as he went over and above. Citizens Direct is so very lucky to have Alan!

I have used Yelp for a lot of my life milestones - dating, wedding planning, researching baby…read moreservices/daycares and now home buying. I have turned to Yelp and vented about all things great and not so great. After our recent home purchase experience, I felt the need and responsibility to review a service not often discussed but definitely one that needs the best kind of advice. My husband and I knew it would be stressful but we totally underestimated the amount of paperwork, the numerous phone calls, the late night text messages and negotiations and the all-important amount of patience required to buy a house. Thank goodness for Nick who helped us navigate the whole process. He was helpful, always patient with us and our dumb questions to which he always had great answers for, and had recommendations as to the right mortgage, the perfect home (for us and our new baby), and went out of his way to accommodate our schedules. In a former life, my husband practiced real estate litigation so we are well-versed in the pitfalls and nightmares people experience with purchasing a home. We consider ourselves lucky with our purchase and blessed to have someone on our side that we can trust and to call on even after the (voluminous) paperwork has been signed.

I have worked with Nick on a investment property refinance, investment property purchase, and a…read morehome purchase. Nick provided me multiple mortgage options for each transaction I completed with him which allowed me see different down payments and interest rates giving me greater flexibility. Going through the mortgage process is not simple and Nick and his team provided a punch list of items needed with everything completed through email. Not only is he an amazing mortgage professional Nick is an all around great guy who is honest, trustworthy and pleasure to work with. I highly recommend Nick and the HMS team if you're looking to purchase a home, investment property, or want to refinance your house Nick has the tools and knowledge to get things done.

Mr Parniani has done my loan, he is very professional, prompt, on time, honest,…read more.. I highly recommend him as person who can be relied on.

I went through the process of purchasing my first home several years ago and let me tell you, there…read morewas a lot to learn! Buying a home can be a scary endeavor; especially if it is your first time. I was fortunate to have the guidance of Ali Parniani to help me through it all from the very beginning. He frequently took time out his day to explain to me each step along the way and was always available when I had questions (there were a lot of questions!). He is very responsive, attentive to details, and trustworthy. I couldn't have asked for a better agent to work with. Not only did Ali help me secure the loan for the house, he has also guided me through several refinances on the home since the original purchase. Whenever I decide to purchase my next house, I will definitely be sure to go to Ali first.

As a realtor, I interact with different loan officers on regular basis but Jesse is my go-to…read moremortgage broker as he tops that list with his knowledge, professionalism, great communication, and access to a great mix of loan programs. He has helped many of my homebuyers in Long Beach and the surrounding area get a great mortgage, and I can count on him to always get the job done fast while keeping me well informed throughout the process. If you need an excellent lender, call Jesse!

Jesse went way beyond expectations in our transaction and I would highly recommend him to anyone…read morewhether buying or selling, or just to discuss financing options. 5 stars and two thumbs up!

My realtor and sibling recommended Jason Wang of Equify lending because they said he was the most…read morehelpful, humble, and hardworking lender I would find. Plus, he responds usually same day or and always communicates with you to let you know what's happening via email, phone, text. After this experience during the craziest market ever, I have to agree he was and is the best choice. When starting my home buying experience I had NO idea what was going on, super newbie. That coupled with COVID19 and a crazy market caused me a lot of stress. Another lender I tried to get a quote from (because they say to get 3 online, right?) was just AWFUL. She took weeks to get back to me with the most basic of information and another few weeks for a inferior loan estimate and higher interest rates than Jason did. Just getting her on the phone was difficult! I felt like because I was not rich enough to her she did not make me a priority. I got quotes from Bankrate or other online sites but it was all very confusing. Working with Jason Wang was truly like night and day from that experience! It is like working with a responsive, experienced friend who is there to help you almost 24/7. He is extremely knowledgeable about the market, loan process, you can tell he is cares despite being busy, and helped me and my boyfriend understand what was going on in a volatile market. He got us the lowest rate possible, explained everything I could possibly ask (which is a lot), explained how to get the most credit or what would be the most beneficial in the long run with first time home buyers loans vs standard loan, PMI/HOI and closing costs giving us tons of options. He never changed his attitude when we fell out of escrow for a bad house and took another few months to get into escrow again. He was understanding and able to help me change my down payment when we did not meet the loan appraisal. He followed up more than escrow did when there were missing documents. I highly recommend Jason Wang. If your lender is not responding quickly, same day, or you have to follow up with THEM? Then you need to call Jason. It should not be a stressful process. I mean, its still going to be stressful but having the best people on your team helps to make it so much better.

I had a very good experience refinancing with Jason at Equify. His knowledge in the mortgage market…read moreis unparalleled and the process was seamless. He was reachable at all times and very communicative. He made a tedious and daunting process simple and headache-free. I would recommend him to friends and family.

I would recommend Bob Rowe. The process went very smooth. He walked us through the whole process…read morewith ease and professionalism. Bob, also followed up with us after the loan closed and asked if everything he did was to our satisfaction. I want to give praise to Bob's assistant Vanessa. She got all the documents to us in a timely manner. If I had questions Vanessa was there to answer them and always very courteous. Being an assistant is the backbone to their boss and department, I know I've been there.

Having worked in the mortgage industry myself for the better part of 20 years, when it came time to…read morefind the right mortgage professional to handle my own home purchase loan in Mission Viejo I put my full faith into Bob and he didn't let me down. My purchase was complicated for a variety of reasons too numerous to list here. Not the least of which was an accelerated closing date. Bob was able to get everything orchestrated so that our loan could close on time. I also want to mention how incredibly helpful and responsive his assistant Vanessa was. She made sure that not a moment was wasted and we greatly appreciated her sense of urgency. He has a great team working for him and his responsiveness is unmatched. If you are looking to purchase or refinance your home you couldn't do much better than Bob, Vanessa and the whole team over there!

Don Mosich is an exceptional person to work with. As an agent, he goes above and beyond to help you…read morefind your ideal residence. He is very knowledgeable, qualified and professional in his field. I would highly recommend him to anyone that wants excellent service and quick responses.

My soon to be wife and I wanted to purchase our first home. We were referred to Don by a family…read moremember and we are so thankful!!! Don helped ease all the worry we had as first time home buyers. He made the process go so smoothly. He went over everything we should expect in this process step-by-step. Don and his team worked long hours, answered every single text/phone call at all hours to make sure we felt comfortable every step of the way. I highly recommend him for your next purchase. They made our dream of owning our own home come true. The best service there is out there! Thank you again for everything! Your hard work is truly greatly appreciated!!

He may be a great mortage broker, but as a landlord he gets a zero. he rents out his property and…read morethen if he doesnt want you there he gives you the story that his mother needs to retire. I heard this myself in 2022 as he resided in the ADU behind the home I rented from him. I always paid my monthly lease on time and took care of most repairs myself. I didnt know he was friends with a person named Carlos J Aguilar until after I moved into Mr. Aguilar's rental in 2023, but anyways Don told me I had to move due to his mother retiring and he didnt go through the eviction process, but rather got his advice from Mr. Carlos Aguilar and constantly harassed me. I moved out and Don allowed my daughter to stay and start a new lease. I was later informed that Don Nguyen was part owner of the home I was leasing from Mr. Aguilar. Due to legal reasons I broke my lease with Mr. Aguilar and moved elsewhere. I later found out that Don Nguyen and Carlos Aguilar bragged about me paying their mortage on his home in Rancho Cucamonga. Now Don Nguyen is at it again and this time he has stated the same excuse and yet his intent to sell the property with my daughter who is leasing from him. He has texted her that she has to move by October 1, 2026, No document from the court, no unlawful detainer, just text messages telling her she has to move out. Mind you she has two children on the Autism Spectrum, so this has put alot of stress. So, Mr. Nguyen should know the California Renter's Rights, but is getting his information and acting illegally, not only against my daughter, but all of the tenants at the property. He refuses to take care of the property and even had his friend Carlos J. Aguilar take photos of the outside of the property after telling my daughter it wasnt going to happen. As advised by an attorney, Mr. Nguyen is doing this all illegally and with the assistance of Mr. Carlos J. Aguilar who is a realtor with several real estate companies. If you mortage from him, you will eventually get screwed, or hear excuses as to why he cannot keep up with the terms of his agreements. Be Very Aware of this guy.