Our decision to not use this company was based on the following:…read more 1. We felt as if we were high risk clients with very good credit. 2. Tedious application processes without pulling credit first. No flexibility or discussions about flexibility, seemingly made to feel as if the only option we had was to pay off debt. Debt paid on time. We were able to secure a better option for a new home purchase.

I used CapCenter for the purchase of my home. The zero closing cost mortgage experience was…read morephenomenal. My loan team was exceptional with their service and the in house settlement services were professional every step of the way. I highly recommend CapCenter to all my family and friends.

Albert and his people made buying our house as easy as it could possibly be. He was able to save…read morewhat had become a nightmare situation with the lender we were working with initially, and as soon as we switched over to 1st Call, everything went quickly and smoothly. We probably wouldn't be in the house we are in now without him. The folks at 1st call are friendly and very easy to deal with. A large majority of the documentation can be done quickly and easily online. Closing was scheduled for after my work hours, and was done in my home. Couldn't have asked for easier or better. When it comes time to move again, you can bet 1st Call will indeed be our 1st call.

From the owner: Our goal is to provide an exceptional home buying experience for the lowest possible cost.read more

I'm finally leaving this review because of a serious underwriting error and the way NFM Lending…read morehandled my loan back in 2014. I purchased a recently rehabilitated home using an FHA loan through NFM Lending. During underwriting, NFM failed to identify an FHA timing requirement related to the property's rehabilitation. I was allowed to close approximately 11 days earlier than I should have, which ultimately meant my loan could not be FHA-insured. NFM did not call me when this was discovered. Instead, I received a letter informing me that they were unable to insure my loan through the FHA and had cancelled the FHA case number. I had been working with Matt throughout the entire loan process. When I called him after receiving the letter, he pretended as though he had no knowledge of what had happened. Shortly afterward, Jessie contacted me and explained that NFM had made a MAJOR mistake. Their solution to their mistake was for me to refinance my mortgage with them. That meant running my credit again, putting me through another loan process, and refinancing the mortgage they had already mishandled in the first place. They offered to lower my interest rate by 0.4% and provide a lender credit (money I already paid) so that I would have nothing needed for closing. I declined. A lender's underwriting error should not become the customer's responsibility to correct through another credit inquiry and refinance. Again, they sent this in a letter. My loan was eventually sold off as a scratch and dent loan. If you are considering The Cowart team of NFM Lending for a home purchase, don't!

Can't say enough about the wonderful service the Cowart team provides…read more We got connected with them through our agent's recommendation, and from start to finish NFM walked us through everything-credit profiles, verification documents, estimates, applications-with such ease and in ways that first time homebuyers could understand without being overwhelmed. They are all extremely friendly and easy to talk to. Would highly recommend to anyone buying a home!

I've had Caitlin as a realtor for a few months and I can't say enough good things about having her…read moreas my guiding light when purchasing my first home on my own. She is dedicated and reliable and I know exactly what to expect when going to a listing. I never have to wait on a response or feel out of the loop. Caitlin goes above and beyond to make sure I'm informed and comfortable with each property and has an eye for exactly the kind of house that's my taste. I like her enthusiasm and optimism for her clients and she gets me excited for all possibilities when looking for my new home. She's professional but down to earth and easy to talk to. I don't feel intimidated by the process and I know she will always look out for me. I would highly recommend her as a realtor to anyone in market to buy. She's an absolute DELIGHT!!

I am in the title industry and have had the pleasure of working with many of these agents on…read moremultiple occasions. They are extremely knowledgeable, well trained, and professional. John Vandersyde is now managing this office. He is a professional, dedicated, caring leader. If you stop in, you are greeted by Tracey--one of the best in the business! You can't go wrong if you choose to work with a member of this team. HIGHLY recommend!

Great local office, a real part of the neighborhood. The agents really know the real estate market…read morethrough out the Richmond area. Just because they are located in the Fan does not mean they can't help you in other areas of Richmond.

Rented a property through them through VRBO. Although I canceled within the cancellation guidelines…read morethrough VRBO, the host refused to refund my deposit, claiming it was non-refundable. I had emails stating it was within the cancellation time, including the email from them that says it was non-refundable. After numerous attempts to contact them through VRBO, I still do not have my refund. I would not rent through them or VRBO again. Although I canceled within the cancellation guidelines through VRBO, the host refused to refund my deposit, claiming it was non-refundable.

been removed from lease have emails stating I'm not financially reliable that someone else was from…read morethat day forth yet somehow they managed to take me to court without my knowledge because I no longer lived there and tainted my name all for profit well they won't get a penny from me I have all the paperwork showing I wasn't no longer responsible and it's in writing so they will have to take that l and remove it from the court system I'm about to sue them

Clay helped me with both an IUL and an annuity. When I got laid off last year, I had to do…read moresomething with my 401k and had no idea what to do. He helped me put a plan in place that, unlike my 401k, would never lose money. The next 10 years are mapped out precisely.

From the owner: The Hamner Insurance Agency provides life and health insurance solutions to both businesses and…read morefamilies. We utilize Term, Whole, and Universal Life Insurance to help provide for your business or loved ones in the event of a critical, chronic or terminal event. We utilize annuities, universal life, long term care and key man insurance to provide for catastrophic events. We also provide dental and health plans for normal, every day preventative care for your family and/or employees.

So my mother has been trying to find out what's been going on with her amended tax return but…read moreEverytime she has called the IRS about it they keep giving her a run around and they keep playing games with her and lying to her about when she's suppose to get her money. They told her she was suppose to get it may 14th and it never showed up and all last year she never got her money when she filed accurately as she's always done. So I'd like to ask the IRS this question, WHY ARE YOU PLAYING GAMES AND LYING AND NOT SENDING MY MOTHER HER WELL EARNED MONEY???? LIKE FOR FUCK SAKES ITS HER FUCKING MONEY AND SHE WANTS IT NOW STOP YOUR BULLSHIT!!!

The IRS in Washington DC is very helpful and helpful as well but in Vienna Va the lady I talked to…read moredidn't help me with not one single thing. She didn't know a single thing! I left there as clueless as I was when I walked in. My question is how did she get a job there?