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    Wells Fargo Bank

    1.6 (9 reviews)
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    Services - Wells Fargo Bank

    Personal banking

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    9 years ago

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    USF Credit Union - USF FCUs ledger

    USF Credit Union

    (50 reviews)

    USF

    We have banked with the USFFCU for a number of years…read more About 2 years ago my husband moved his IRA there. (It was moved without the RMD taken for the year.) This year it was invested in a CD, but we decided to move it to an investment account at Schwab. We paid a large penalty to the credit union to do so and submitted the paperwork to move it in January of 2025. The check was held for about a week before being sent, then we found out that not only was his 2025 RMD taken out but also taxes. Who takes their RMD in January? You always let your investment grow during the year to maximize your distribution. He had just gotten a distribution in December when he always does. He did not authorize his 2025 RMD to be taken. It has impacted us significantly financially and when I called to inquire why they had done this they told me it "has to be done if you move an IRA". THAT IS NOT TRUE. They put it in a savings account there. I have moved my IRA multiple times and never had that happen. I THINK BECAUSE HE IS 86 YEARS OLD, HE WAS TAKEN ADVANTAGE OF. I have lost all faith and confidence in this institution and intend to move our money elsewhere as soon as our next CD matures. In the interim I will seek the advice of an elder abuse attorney and contact the NCUA. pattiquinnelly@yahoo.com

    Absolutely horrible. Why does it take 5 business days for a payment on my car loan to get credited…read moreto the account? Even when the payment is being made from my USFCU savings account? It's a complete scam so they can collect more interest on the loan. Over the life of my loan, those extra 5 days per monthly payment will add up to over $1,000 in extra interest. The payment doesn't even show up as a pending payment on the app. Even when I've called their customer service, they don't even see a pending payment. They've told me nothing shows in their system until the payment is posted, which is 5 business days. DO NOT GET A CAR LOAN FROM THIS BANK.

    Wells Fargo Bank - banks - Updated August 2026

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