Great experience!! Kat is top notch! I can't say enough good things about her, very knowledgeable, responsive, helpful and professional. From our first conversation Kat provided honest feedback and recommendations for my refinance. Kat got me a great rate with rebates! Nick will help you through the underwriting process to ensure that everything is flowing smoothly. Best team in the business! I am extremely happy, and I highly recommend them. I have already referred a few friends their way. read more

tl;dr I absolutely love Kat. Use her, you won't regret it. I first started using Kat a little over five years ago on a refinance. After my first loan experience (with someone else), I was not expecting much. In fact, the experience was so bad the only reason why I refinanced was because rates had dropped by almost 2% (couldn't keep throwing money away). Working with Kat was a whole different experience. First off, Kat is methodical, extremely methodical, and will have her ducks in a row before executing the process. You never have to worry about extending loan contingencies, or fine tooth combing her documents to make sure all the information is correct, because it is always correct. You never have to scramble for more documents (that were never requested) as deadlines draw near.   Secondly, Kat is a scenario wizard. Have a tricky situation? Throw it at Kat and she will patiently unravel and straighten the issue - providing unconventional solutions if/when needed. Third, Kat is a FANTASTIC communicator. I can't stress this enough. She does not over communicate, nor does she under communicate. I love that she uses a good mix of emails and over-the-phone to execute the loan. Finally, Kat's work ethic speaks for itself. She seems to work 24/7, I have no idea when she sleeps. Kat will get on early morning calls with me (before the birds wake up "early") and send emails late into the night. All because she knows I do not like conducting personal business during MY work hours. Since my refinance, I've also finalized a home purchase with her. From our first interaction, more than five years ago, she continues to be top-notch and always looking out for my best interest. read more

Best in the mortgage business! Outstanding efficiency and results! Kat Whitman has helped me with my initial mortgage and most recently with refinancing my 30 year fixed mortgage lowering my interest by one percent to 3.9%. There is no one I have come across in the mortgage business that is more knowledgeable, dedicated and efficient (she literally works every day) than Kat Whitman. I refer all my clients to Kat Whitman because I can rest assured that my clients are getting the best possible deal with their mortgage. read more

Go ahead, delete all the mortgage contacts from your phone.  Just do it. Why?  Because Whitman is the only contact that you need.  (You can thank me later for doing all the leg work for you) Kat and Charles are hands down THE BEST that you will find if you need a loan or refinance.  I was recently involved in a home purchase that encountered a number of obstacles. I cannot remember how many times I told myself "I'm so happy they are in my corner". Their level of communication, customer service, and expediency are the finest in the industry. You can sense this from the very first phone call.  Thank you Kat and Charles! read more

Kat is literally worth waiting for! Last holiday season, she was taking a well deserved holiday and because rates were so low, I decided to try my luck with another service. Needless to say after wasting a few months with hidden fees and mistakes, I made my way back to Kat and she had my refi done in A WEEK-plus she got me a better rate AND no hidden fees. She is absolutely incredible and I cannot recommend her enough! read more

Kat helped me with finding a loan for my first home purchase, as well as a subsequent refinance for that loan. Both times, she was super responsive and helpful. She provided several different loan scenarios to help us make the right choices. Most importantly she always made herself available - fast email responses and always willing to jump on a quick call. I would highly recommend Kat for any loan needs. read more

I was recommended by a co-worker when I wanted to re finance my home, I first started the process with a huge refi company which i will not mention (because they could not get my paperwork I emailed to them like 3x) I sent Kat the offer paperwork from them and she said it was ok to go with them if I wanted to..... BUT her personality and her willing to help me with someone else's offer and she did not brush me off made me go with her Whitman Metropolitan - Kat made it easy breezy!! she helped me with stuff I did not understand and tried to help me with some tax stuff that i had no idea I had but all in all she was AWESOME !!!! I give her a 100 % recommendation!! Kat even works 24 / 7 I think personally :-) Does she sleep ? ? You will not be disappointed..............She also looks out for your best interest keeps you updated on rates - she also recommended me to wait for rates to drop but I chose to lock in.....SHE IS THE BEST !!! read more

Kat was referred to us by our highly respected Realtor, we were told that Kat is the best in the business so had very high expectations. Kat and Nick far exceeded our expectations. The entire process could not have been any easier. 24 days after our first contact with Kat our re-fi was closed and funded. We got a great rate with rebates and are saving a few hundred dollars a month. We could text or email Kat any time and ALWAYS had a response within a few minutes. We've already referred friends and family! read more

Kat and Charles did a fabulous job in providing our refinance. We were able to work through electronic communication and the process was well organized and effective, including working with the home appraiser and notary. Kat did an exceptional job of keeping updated on rates and changes until we locked in. read more

Kat is a BOSS. She closed on our house in just 18 days! And we are first time homebuyers. What we loved about Kat: - Always a professional - Timely and thorough - It was important to me and my husband that we understood what we were doing and signing and we had many questions. Kat was patient and always detailed in her responses, before moving forward she'd check in to ensure we understood. She never made us feel small - we knew absolutely nothing! - Kat taught us so much about buying a home, not only was the experience smooth, it was incredibly educational as well. - She maintained a clear line of communication at all times and kept us on schedule and moving forward. - Trustworthy and honest Did I mention she did this all remotely? We anticipate staying in our home for some time, though should we buy again we wouldn't hesitate to use Kat at Whitman Metropolitan! Thanks Kat for all of your hard work and effort, we're so grateful to you. read more

I worked with Kat to refinance my house. We were able to drop our interest rate by a percent from late last year. Not only was the process more smooth than I thought it could ever be, but the rate we got on the refinance was the best we could find. Kat went above and beyond to make the process easy. She was honest and upfront about all the options we had, the fees associated with them and looked out for our best interests. I would highly recommend Whitman Metropolitan for any first purchase or refinance loans. read more

Absolutely Amazing. Kat called us out of the blue to let us know that interested rates had fallen and she guided us through every step of the process. We went from a 4.5% to 3.99%. She went above and beyond to make sure we understood everything we were getting ourselves into and guided us through every step of the process. Would absolutely recommend her to anyone looking for financing or refinancing. read more

Kat was amazing throughout the entire loan process when I purchased my condo. The lender was quite picky and she navigated the process flawlessly, updating me immediately, even if it was late in the evening. She also went above and beyond working with both my agent and the seller's agent. It was a difficult process due to a job change and having the seller being located in China, but Kat acted as a professional project manager throughout the entire process, doing things that a normal mortgage broker would never do. I would 100% recommend Kat for anyone looking for a mortgage or refinance. Total white glove treatment! Thank you, Kat! read more

I can't stress out enough how great Kat was. From the very beginning, she helped us figure out what was best for us and felt like she was always fighting for us. After a lot of back and forth, she still stuck with us and ended up finding a loan that worked best for us. I truly cannot thank her enough for all that she has done. I highly recommend her and will continue to use her for future loans. You are so appreciated!!!! read more

Kat was referred to us by a friend who raved about the amazing service that he received when he refinanced his homes. And when it was time to refi another property, Kat delivered again. I spoke to a few lenders and didn't get such a great vibe from any of them. But with Kat, right off the bat, you knew and felt it right away that she is the way to go. She was EXTREMELY knowledgeable at her job. She answered all our questions and concerns. Presented us with all our options and took the time to go over the pros and cons with each option. After we decided and locked on a rate, the whole process went EXTREMELY smooth. Even with a slight hiccup from our previous lender, she got it handled. We were able to close and get the funds in less than 2 weeks. Kat was there the whole time. Emails, phone calls, and text messages practically every day updating us on our loan status. Kat and Nick are truly the best at what they do. They do it with a passion. They are a an AMAZING TEAM. We cannot thank them enough. read more

I have been in the mortgage business for over 30 years and I have not seen a smooth and seamless loan process as the "dynamic duo" of Kat and Nick provided. It was so easy and really a very quick closing in less than 15 days!!! These guys are the easiest to work with and always thinking of the customers. Always giving us updates and we don't have to do anything. They are the best of the best!!! I can't thank them enough for their efficient process and professional demeanor in handling our loan! I highly recommend the "dynamic duo" for all your financing needs. Thank you Kat and Nick!!! read more

I was recommended to work with Whitman Metropolitan on my refi by a coworker. Kat helped me obtain a low interest rate and with high credits to cover all closing costs. She is very knowledgable and responsive. She works with big lenders and can help you get the best rates. I had an issue with my original deed when I purchased my house, and she helped me pressure the previous escrow company to fix my issue. Kat and Nick work well together. I highly recommend them. read more

Did a little research and got a hold of Kat immediately. She was very very helpful in answering all my questions and it was clear she understood the ins/outs of securing a mortgage loan for those who are self-employed (which presents some unique challenges and planning). When it comes time to buy, I'll be calling Whitman Met first. Thank you, Kat!! read more

If you need to get a mortgage, Whitman Metropolitan is the place to get it. Kat and Nick are both amazing to work with again (my 2nd time). Go ahead, read all the reviews before me. Everything that was mentioned is so true. We had a very short escrow and wanted to close within 20 days, Kat and Nick made it happen. They're always on top of everything and kept me informed. It made the whole process of getting a loan so effortless for me. With all the attention that I was getting, I felt like I was their only client. I would HIGHLY, HIGHLY, HIGHLY recommend them for all real estate financing needs. read more

Kat and Charles were so helpful in helping us with our refinance. They had great communication and were there every step of the process, which took over 6 months to complete, as we were waiting for the right rate and terms. I would encourage anyone to work with them, only took us 15 days to close once we started the process even during the Christmas holiday season! read more

I was referred to Kat by a trusted friend years ago. Glad I saved her contact info because when I was finally ready to refi, merge loans and pull out money all at once, she was there to hand-hold me through every step. And secure a great rate. Thank you Kat! read more

Kat Whitman was a pleasure to work with and was very attentive and helpful. She got the job done quickly and helped my father with his portion because he was not user friendly on the computer. I would very highly recommend her and would definitely use her services again. Thank you so much Kat, for all of your hard work and dedication the job! Don and Donna Egbert read more

Kat Whitman is the best!! She was so helpful throughout the entire process of buying our first home, I truly don't know what we'd do without her. She was patient with the insane amount of questions I asked, always was clear in what information I needed to provide, and consistently ahead of where we needed to be every step of the way. She was so quick to respond, I honestly wonder if this woman ever sleeps... So lucky to have found her, because I'll go directly back to her next time! read more

Honest, personable, and the best rates I could find. I was originally referred to them by a good friend. After refinancing with Whitman Met, I can see why my friend had referred me to them. read more

This was my third time purchasing a home, but my first time working with Kat and Charles. And, wow, what a difference! I recall my previous financing experiences being tedious, stressful and time-consuming. Kat and Charles made it easy, fast, and explained everything with the perfect amount of detail. To say they were amazing to work with would be an understatement. I did not know either of them and sent them a cold email requesting a pre-qualification letter on a Sunday evening. Within 30 minutes, I had a response listing exactly what I needed to provide. After providing the documents that night, I had the pre-qualification letter in my inbox by 9am the next morning. They did it all! Offered tips relating to financing, explained the best options, even helped us get our insurance!! If there were more people like Kat and Charles in this world, it would be a much happier place. I strongly recommend them. read more

My wife and I just closed our refi with Whitman Met last week. We are glad we chose Kat Whitman, owner of Whitman Met, as our agent. Two months ago, we started to search on the internet to refinance our existing loan. We inquired with a few loan brokerage firms but their rates were at least 1/8th percent higher and loan costs very expensive. Then we found Whitman Met and other businesses on Zillow. They were all very competitive compared to what we were getting. After initial interviews with a few businesses, we narrowed it down to 3, including Whitman. However, what set Kat apart from the rest was her personal attention and her in-depth knowledge of the loan process. She was able to answered all the questions we had and clearly explained all the details of what is needed to get things done. Right from the beginning we had a very good rapport because of her insight and expertise. You just get a sense she knows the loan process inside and out. We ultimately decided to go with her because we felt that dealing with the owner directly is better than dealing with a representative sitting in a cubicle that needs to ask for clarifications and permissions if you ever hit a bump in the process. In the end, we made the right choice by going with Whitman because our loan closed on the last day of our lock period, with a lot of help from Kat and her partner Nick. We don't think we would have made the deadline if we went with someone else. We are so happy with our new loan. Thank you, Kat! Keep up the good work!! read more

We had a dream experience as first-time homebuyers with Kat. She was incredibly thorough, eerily fast to respond to calls and emails, and kept us apprised and on-track from pre-approval to close (and beyond). She had access to great options for rates and rebates that we hadn't seen from another broker we tried. She made us feel like her only clients by spending (often redundant) time (day or night) strategizing on the best lender, when to lock, etc, and generally keeping us informed and comfortable during the whole process. My husband is self-employed and she made underwriting a breeze by being so thorough and experienced in the lender requirements. She was so speedy, we could have closed a week early! She brought problems in the escrow paperwork to my attention, which fell outside the scope of her duties. Though the escrow company she had to work with was a challenge, to say the least, she handled them with professionalism and persistence, and was diligent to make sure everything stayed on track. She even fought for us to get a rebate when the close didn't happen on schedule. She truly goes the extra mile to make sure her clients are getting the best possible deal and are 100% satisfied. I would recommend Kat to anyone!! read more

After having already submitting a refinance application with my initial lender, US Bank, I was referred to Kat by a friend who spoke highly of Kat and thought Kat would likely be able to get me a better rate. Thankfully I took my friend's advice and contacted Kat. Kat asked me a handful of standard questions and turned around and sent me three of the best rate/closing cost options, all of which were better than the offer US Bank had given. She took the time to explain the different options and why one would be better depending on my future plans. She genuinely wanted to get the best deal for me and did not pressure me to move forward with her. She even forwarded me the expected changes to the rates as they changed and kept her finger on the lock button to take advantage of the very best moment to lock in a rate. She did everything she said she would and is extremely responsive; emailing me and responding at all hours of the day/night. The entire process, from application to funding, was about three weeks; much quicker than the 60 days US Bank had promised. The refinance process was so easy because of Kat! read more