Exceptionally fast processing loans. Decent rates. Their on-line banking app works well read more

They were Awesome & Tremendous from the start on my first loan of my new car purchase and till now on my refinance of my other vehicle. Thanks to Vicki for the accommodation and prompt process. You guys rock!!! Thanks again!!! read more

Hello, I've been a member of this credit union for a decade. I must say it's refreshing to find first class friendly, and very efficient service. 1st United has always stepped up and quickly helped me when I needed them. Love this place ! read more

I have been a member with 1st United since my teenage years. My family banked with them. I have always overall had a great experience with them. This week in particular stood out because I needed some assistance and had a personal road block that came up and I was working with Farzana in the loan department. She was so pleasant to work with. She was kind and understanding and empathetic. She was communicative about the entire process. Everything ended up working out in the end, but even if it didn't, I will always appreciate the way she handled the situation. I really hope her supervisor sees this. Thanks again. read more

I recently completed a lease buyout loan with 1st United Credit Union, and I want to recognize Farzana Zamon for her exceptional service. This was my first time going through the process, and I initially felt overwhelmed. After exploring other options without success, I decided to give 1st United another try and was fortunate to work with Farzana. She was patient, knowledgeable, and incredibly responsive. She took the time to clearly explain each step and made the entire experience smooth and stress-free. Farzana truly restored my confidence in the credit union's customer service. I highly recommend working with her if you have the opportunity. read more

We had an outstanding experience working with Mejgan Koenig, Mortgage Consultant at 1st Credit Union. From start to finish, she made the entire loan process smooth, clear, and stress-free. Mejgan is extremely knowledgeable, responsive, patient, and professional. She truly went above and beyond for us, answering every question, guiding us through each step, and making sure everything stayed on track. Most importantly, she helped us secure one of the best rates available in the market, which made a huge difference. We highly recommend their services . Mejgan deserves more than 5 stars! read more

This branch is a true professional I had Came with a friend The staff was very helpful and professional. My experience visiting 1st united credit union Bank in Pleasanton was one of the best customer service experiences of my life; the people here are exceptionally warm, helpful, and knowledgeable. As we walk in, I like it because they were a lot of parking not only that as you walk in the bank is very clean. It seem like the janitors at their branch is maintaining their job very well as you wait in the area. It's very clean. It smells fresh. As we all know, there's a lot of virus going on. I have been to different banks and unfortunately this bank is one of the best one and a very clean.. I am now looking forward to move to this bank soon As my friend referred me here.. read more

Farzana Zamon completed my car refinance loan in record time. Ms Zamon was friendly kind and respectful. Ms. Zamon's attention to detail regarding the refinance of my car loan was Extraordinary! I look so forward to working with Ms. Zamon and Ist United Credit Union on future loans and business ventures. ​ read more

We just opened a new HELOC with 1st United Credit Union and the process was a breeze from start to finish. Our loan consultant, Mejgan Koenig, was a dream to work with--super responsive and made the process seamless! I highly recommend working with Mejgan and her team! read more

Great establishment to do business with. They offer lower interest rates than most places. I've been partnering with them for many years. They've help to transfer my loans over to them at an extremely better interest rate. And I've paid my loans off quicker. I will recommend them to anyone. read more

I am very happy with this bank 1st United credit union for my auto loan the customer service was excellent friendly and helpful I totally appreciate your service. I'll recommend it for anyone read more

Worked with Mejgan on two HELOCs and couldn't be happier with the experience! She was super helpful in answering all my questions and shepherding the loans through the whole process. Will definitely look to 1st United in the future for lending. read more

I have been doing business with 1st union for a few years now and now I am dealing with a dispute and they keep putting it off on the merchant and I still haven't received my refund. read more

I was calling to consider becoming a member with 1st UCU. I had so many questions, but I had the pleasure of having Shirl help me. She was sooo sweet and helpful. She answered all my questions with patience and kindness. Please consider getting a chance to talk to Shirl if you need assistance. read more

I have been a proud member of this credit union for over 20 years. I am joyful in saying their thoughtfulness, caring and compassionate service is exceptional. This credit union has helped me in becoming the professional that I am today. Several years ago, I needed a personal loan. After several failed attempts, first united credit union was the only finoncial institution that assisted me. I am forever grateful for the care and support they showed me. Thanks a bunch. First United Credit Union is the Best in the West. read more

Our application for a HELOC was a complicated one, through no fault of 1st United (multiple co-owners of a vacation home, an old HELOC still tied to the property via a different bank, etc.). !st United was patient, professional, and persistent throughout the process. I really appreciated how our 1st United rep, Mejgan, stuck with us and helped us make it cross the finish line on this! read more

Had the best service with Mejgan at 1st United Credit union. She took time explain the process and kept constant communication throughout Thank you Mejgan read more

I recently opened a HELOC and received great service from Jeanette Lema! I no longer live in the Bay Area and thought it might be tricky doing all the paperwork but she made everything easy. The credit union offers online tools to securely upload documents online and she gave clear instructions for finalizing the loan docs. Jeanette was so helpful in answering all of my questions and making herself available to me. I'm grateful for her effort and I'm glad I opened this account with the credit union and not some big bank. read more

I'm been with this credit union for more than 25 years. With aging parents, post retirement life and still lots of responsibilities, I was feeling overwhelmed. 1st United is my old faithful when it comes to loans of any kind. I called to start a personal loan. I was lucky enough to get Farzana in the loan dept. She had the entire loan, processed, decisioned AND funded in less than an hour. Later, I was thanking her and mentioned that I wished I had borrowed a little more...wouldn't you know it, she said..."hey, I can do that" again....she quickly found a solution and just like that...I had what I needed and a little cushion. 1st United has streamlined their loan process. BUT Farzana made this process so simple and so seamless. If you're in the market for a loan, reach out to 1st United...and ask for Farzana. Thank me later! read more

I walked in and was not greeted by any, just stares. I advised I was there to open an account and they asked if I had an appointment which I did. The manager Chr*st*ph*r started to ask other employees if they could help me and for some reason it seemed like everyone was hesitant for whatever reason so the manager went on to help me. The vibe was very off the moment I walked through the doors. Seems like I was very much being profiled for whatever reason but I going to hope it was not because of race or ethnicity. I can't see why else I would be profiled though. Customer service was not good at all and was not a good experience. I ended up leaving and not opening an account because I could not imagine opening an account with a company and getting treated like that with a company I'm trusting my money with. read more

I have been a member of 1st United Credit Union for over 20 years. Over those years, the customer service has always been great. This month, I decided to refinance my car with the C/U because of the great rate they currently had. After I had submitted my application online (which was very easy) I was contacted by phone and email by Dalila Calloway, Senior Loan Consultant. Dalila's customer service is extraordinary. That is the best way I could describe how she handled the transaction. Dalila, kept me informed the whole time which was refreshing in this day and age as it relates to customer service in actually dealing with a live person. Dalila, knows here job very well. Five star plus in my opinion. read more

The staff there are excellent & I got a lower rate on truck loan, it took about 15 minutes on the phone! Very knowledgeable & kind on the phone explaining the details! Fast & efficient service to the max! DLW read more

They have excellent customer service and are quick to respond to my inquiries. I do have a major issue with the requirement that my car insurance can only have a maximum of $1000 on the comp/collision deductible. This has nothing to do with my loan and has nothing to do with me paying my insurance company should there be any claims. Two separate organizations. Then they wanted to add some CPI charge of $130 to my car loan. Remember, this has nothing to do with my car loan. I've always had insurance for my vehicles and have never had any financial institution come up with this ridiculous requirement. I will definitely be looking for a different loan company. read more

I worked with Farzana for my car loan and she was incredible to work with. She met every single conversation with patience and kindness when I didn't know the answers to her questions. I would work with her and the 1st united team again in a heart beat and would recommend it to anyone! read more

Huge shoutout to Farzana for her outstanding customer service! She responded promptly to my calls and emails, displaying efficiency and warmth. She is a true asset to 1st United Credit Union, and I admire her strong work ethic. read more

Working with Mejgan was great. She kept us informed through the process and I'm definitely happy that we were able to get our HELOC processed. Took 29 days from start to finish. Thanks Mejgan for all of your hard work. read more

Farzana helps me from the beginning to end. very professional and provide the best service she can this is my second car in two years. Recommends her if you need anything. Thank you Farzana love you . read more

Went in after having issues with my debit card at the ATM. Jackie helped me through the whole process and was outstanding. She was friendly, knowledgeable, and made the overall experience a positive one. I've been using this branch for over a decade, and I can't recall a more pleasant visit. Jackie is phenomenal and I hope I'm lucky enough to be seen by her the next time I stop by. read more

1st United Credit Union is a very outdated business. Loan rates are not bad, but service is incredibly slow and terrible. Their bigger competitors crush them in terms of service, response time, and speed and certainty of closure. Also, we have worked with another credit union in the past and they were far superior to 1st United. I would not rely solely on this bank for any financing. You need to have other options because 1st United moves way too slow and is unreliable. read more

I would like to acknowledge Ms Patricia Johnson of the asset recovery team,she was very thoughtful in her approach and very professional in explaining why she had contacted me, she helped me to resolve my issue and was a pleasure to talk with. Wish I could more than five stars! Phil Morish read more

Love this bank. I switched from bofa years ago. I never have any issues. They help me out all the time. Hassle free.

Jacqueline was so helpful, professional, and accommodating! She expediently assisted me with several banking matters right before closing! She maintained her professionalism and pleasant demeanor throughout the process! Ist. United Credit Union is so wonderful! read more

Sara was wonderful with helping us with our needs. She was very knowledgeable friendly, and accommodating. We would absolutely work with her again! read more

We are long time loyal members of the 1st United Credit Union. We have always received outstanding and courteous service from their staff for many of our financing needs. Our recent experience with Ms. M. Koenig, their Mortgage Consultant at Pleasanton Office was both super positive and memorable. She guided us through the transaction with utmost professionalism from start to finish and secured a competitive rate for us. read more

Last Oct 4, 2025 the cu had my car towed to Reno, NV in the middle of the night. I was getting ready to go to work when my car was gone. I thought the car was stolen. I looked around in the parking lot & could not find my car, so I called 911. They said my car was towed & to call the credit union. It was a weekend & the cu is closed. I have to wait till Monday to call them. No one seems to know what is happening. I did not get an answer till the following day. They won't tell me where they towed my car till I called the Carson City police in Nevada where I lived. I just found out that if a car is towed the police have to know. I don't bank with 1st United nor will I ever do. When I 1st bought my car the dealer suggested 1st United cu. I took the dealer's suggestion because I planned to go to the women's world cup in Vancouver, Canada which is happening summer of 2015. I finished paying my car last July 2022. Monica Tinsley- Smith sent me a balance of $3,176.86 for default & lack of insurance. I sent the cu a letter from my AAA agent but they ignored that. I did not default on my car payments. I have all the receipts & papers. During the year 2015 thru 2021 the cu was constantly calling & sending letters of non-payment & proof of insurance. They constantly harassed me. I sent letters to Better Business Bureau, National Credit Union Association, Consumer Affair & FTC. I had to pay $4,845.20 to pick up my car. That does not include the pain, anger, discontent, annoyance & around $500 to get a ride back & forth to get money to pick up my car. I am retired & living on social security. My car is the only possession I own. read more

Very helpfull and professional experience transferring my auto loan. Been a customer for 20yrs

Mejgan helped me with my heloc and its distribution. I must say she is so efficient that we closed way before the estimated date the credit union provide. I am very happy with the service !! read more

Great company that offers better rates and Professional staff. Dalila Calloway made it smooth to transition my loan to 1st United Credit Union. Thank you very much! Maria read more

Thank you to Lisha and Fredo for addressing my issue. After waiting 4-5 months for a modification to a home equity line of credit, their involvement got the ball rolling and it was completed in a matter of days. Obviously begs the question, what was the hold up? Checked my account online, the new interest rate is displayed, but not the promotional rate which is supposed to run for eighteen months. I'll be able to check the actual rate I'm being charged when my next statement arrives. Anyway, it's unfortunate I had to leave a negative review to get my modification completed, but it is good to see the response it elicited. read more

This review is not about a particular branch, just my experience with 1st United Credit Union as my loan provider for a new vehicle purchase. My experience has been horrible. The payment options available for the loan were slow and archaic, especially considering much faster options available with other financial instituitions. My only option to make fast payments to them was to have another account opened with them to pay the loan from, thus giving them even more of my finances to hold hostage. I had multiple issues with getting them the proof of insurance. Despite having had sent proof multiple times, I kept recieving notices that they had not received it and would charge me for their own insurance. I opted to refinance with a different instituion over dealing with 1st United. A couple weeks after closing the loan with them, they charged me for insurance anyways. Despite never having a lapse in my coverage and the loan no longer being held by them. I reached out for assitance via their preferred chat method, and the only guidance they provided was to send snail mail. I was able to get some information to settle this after calling them directly, but was told it will take a minimum of 2 weeks to resolve this issue. Among the WORST experience with a financial institution I have had. If you are a current customer with them and have had a positive experience, thats great. However, I urge you to exercise caution and consider all banking options if you are considering 1st United. read more