Great rate, experience and outstanding service! Special shoutout M.Gamez, Representative 5read more

Excelente servicio. Muy amable, muy clara en todo…read more Y ayuda a resolver las dudas Muy eficaz y rapido, no hacen esperar y estan pendiente de todo

I feel like the 2 employees I've dealt with here are friendly but when it comes to getting…read morefinancial business accomplished, I totally wasted my time here. 1. My husband wanted to add me to only a joint checking account not his savings account since we both agreed to keep separate savings. I was added to both accounts which we only found out a few days later after logging into the app. We went back the next week and said we wanted to remove me from the savings account and they said they couldn't because it was the end of the month and we'd have to come back. 2. They said they ordered me a debit card for the joint checking account. Upon our visit the following week they said they had no ability to track the card since I had yet to receive it. Calling the 800 number the following week (now 2 weeks after the original card was allegedly ordered) I was told no card was ever ordered-period. 3. On our second visit, my husband had to reset his PIN and it took them no less than 20 minutes and 2 separate tries to reset the pin successfully. I hope to not return here anytime soon but since it's the closest branch I may have to eventually.

Came this morning to cash a check as I left my bank card in a different wallet, was told they don't…read morehave cash and I would have to go to another location. What BANK doesn't have cash? I've been a PNC customer for almost 20 years, I've never been to a bank that doesn't have cash.

I would recommend Steve to anyone in need of a home loan. My husband and I have worked with Steve…read moretwice in the last 10 years, both times for a home purchase. He is incredibly knowledgeable about interest rates and products, and he explained things to us every step of the way. Steve really does go above and beyond to ensure a smooth loan process. Even the attorney that handled our most recent closing was impressed by the rate we got (he marveled over it several times) and by the fact that a good portion of the closing documents were e-signed before we got to the table. That was all due to the fact we received the documents via a link beforehand and were able to complete it before closing, cutting the time needed for closing by at least 30 minutes. I cannot say it enough. Steve is a fantastic loan consultant.

Excellent all around!!! Nick is amazing!!! I highly recommend working with Nick, professional,…read morepolite and a pleasure to work with. Quick at responding to emails and phone calls.

My fiancé and I were first-time homebuyers, and we are young professionals (early 30s). We were…read morenervous about this investment and finding the right home. Gary Mills reassured us every step of the way; he is professional, thorough, excellent at explaining financial terms in a way that makes sense to us, responsive anytime of the day for any question, and honest about the details. We closed on time right before the holidays despite some challenges, and it could not have happened without Gary's hard work and dedication. I would recommend first-time homebuyers, homebuyers new to the area, young or old, really anyone looking for a loan for this exciting life investment. Gary is the right guy for you, and he will make sure you're happy and comfortable, you can't ask for more during such an anxiety-provoking journey - trust me!! Thank you, Gary, and Envoy Mortgage for making this dream come true.

Had the pleasure of working with Chris the last 8 years and I am amazed by how responsive and…read moreintuitive he is. Makes the insurance process seamless.

Amazing company! They helped me promptly and professionally. After searching for the right…read moreinsurance for weeks, I'm very happy with Rightaway.

Kerry Hogan and his team at Movement Mortgage were outstanding and wonderful to work with. Kerry…read morewas always available to answer questions, he spent considerable time explaining how the loan process worked, how Movement was different than other companies, common pitfalls and things to avoid, and the kinds of things that affect rates and what to watch for. Kerry and his team were really fantastic and worked really hard to make sure that this experience was a great one, and that we got the right loan for us and locked in at the right time. Their responsiveness was a key factor in making all of this happen; we never had to wait long for answers to any of our questions, which was important to keeping the process pleasant and stress free (at least as stress free as buying a home can be). Knowing that we didn't have to worry about the loan side of things helped us get through the rest of the home buying experience with more confidence. It was a pleasure to work with the team and we greatly appreciate it. We would definitely recommend Kerry and Movement Mortgage, and would use them again. Thank you Kerry (and Morgan)! Jason Marshall

My family is looking to do some upgrades using the equity in our home. Kerry and his team worked…read morequickly to lock in the best rate as they were sliding up. The process was pain free as we were able to do a lot of the work online and closed very quickly. We will certainly use Kerry again when we require a mortgage. Thanks, Kerry! Mark Quigley

VETERANS: BEWARE of John Csoka and the American Financial Network…read more My dealings with Mr. Csoka began in April of 2021 with an ad he had on Facebook to help Veterans obtain home loans with 500+ credit scores to overcome mortgage broker overlays. We kept close contact and Mr. Csoka explained that I needed to pay off 2 credit cards to a specific point to secure a VA loan with AFN. I explained I could garner the funds upon obtaining a ratified contract. He agreed and explained that I should find a home and contact him when I was ready to make a deal. So my home search began. I interacted with 3 different real estate agents who showed me various homes and due to the tough market for buyer's I often made offers that were refused for other offers until I found a wonderful home in Waldorf Maryland in August of 2021. The seller's had already relocated and were extremely motivated to sell. I contacted Mr Csoka who had previously refused to offer a pre approval letter for other properties I was considering. With this property the real estate agent I was working with insisted that a preapproval letter be provided. Mr. Csoka finally did so. We communicated with the sellers and made an offer for the home, they accepted. In the preapproval letter it SPECIFICALLY details a VA Home Loan for the home purchase. The contract arrived from Mr. Csoka's office was for a CONVENTIONAL LOAN at 5.125% resulting in a mortgage that would be $3000. There were broker fees, mortgage insurance and other associated fees that would NOT be on a VA loan. I was completely in awe of what was going on and called Mr. Csoka with my concerns, he stated something to the effect of "You don't have much time to close this deal" and "With your credit score this was the best I could do." He went on to say that I shoul;d sign the contract and simply "refinance through IRRRL (Interest Rate Reduction Refinancing Loan) in six months and that would reduce my rate to the standard VA rate of 2.75%. I said I would have to think about it and we will discuss it the next day. Well over night I researched IRRRL and discovered that it YOU ONLY QUALIFY FOR AN IRRRL IF YOUR INITIAL LOAN IS A VA LOAN. So yes, he lied. If I had trusted him and signed I would be on the hook for $3000 a month and NO POSSIBLE RELIEF IN SIGHT. (Short of litigation because I do have all the paperwork to support my case). So the next day, Mr . Csoka called and asked if I would sign the contract. I stated that I would not as I was being deceived about the entire transaction. Mr. Csoka got irritated and stated that the sellers would sue me for taking the home off the market for 6 weeks. (I hadn't done that and had no idea where he got the idea that I asked them to take it off the market for 6 weeks when the entire transaction was over the course of 8 days.) I explained that I would NOT be doing business with him because of his unscrupulous behavior. Even after I had expressed that I had absolutely no desire to do business with him, he recently (5 days ago from the time of this writing) called me and asked "Didn't you say you would have some money next year?" I explained to Mr. Csoka after his dishonest and unethical behavior, "We have no relationship" . He was silent for a few seconds ( the exact same thing happened when I refused to sign the contract), Then said goodbye and hung up. The bottom line is John Csoka is a liar and an unethical charlatan. If you elect to do business with him and American Financial Network,( AND I STRONGLY RECOMMEND AGAINST DOING SO) retain legal counsel AND READ EVERYTHING BEFORE YOU SIGN ANYTHING. He WILL LIE TO YOU, and completely disregard anything previously mentioned so get EVERYTHING in writing. I have no idea how many fellow vets have fallen for his scam but PLEASE don't it's extremely stressful and costly.

My wife and I were looking for a lender to refinance our condo in Miami, FL. We were recommend to…read moreAFN by a our credit union. I had read reviews that were all over the spectrum of satisfaction. I noticed most of the low reviews came from the veterans so I decided to take a chance with them. Our main point of contact was very friendly and informative. The title company (Creative Title Service Inc) and appraiser were great! As the process developed, they were very reactive with their requests and there were a few things that appeared they didn't know. I would advise them to better commmunicate in regards to things to come and pay more attention to details. Also, their fees were not competitive even though they were selling the loan to a different lender on the backside. I know that times are unpredictable but a bit more transparency creates trust in the customer. Our experience sometimes felt like the blind leading the blind.