I've been with this agency since 2008 when Lance Hale owned this insurance agency. Anytime I had an issue Lance or his representatives were on point and handled and fixed everything efficiently, fast forward to April or so of 2020, Lance Hale sold the agency to Nathan Giddings. I'll be brief on that encounter since eventually Nathan Giddings had to get involved to fix the issue after his reps dropped the ball during this transition on my mortgage insurance policy and I ended up having to get new policies and pay more money since my previous policy lapsed because of pictures that needed to be uploaded I found out that were never uploaded and by someone from his agency actually got involved it was too late. He aplogized, explained the situation and I accepted it paid more for my new policy and moved on. Well here we are again two years later that same policy or should I say policies since the only way to get something comparable from the policy that I had previously two years before then was to get two seperate polices I was told in 2020 once again one ended up lapsing even though I had an impound account with my mortgage company, When I called the insurance policy they said that they had notified my agent and mortgage company of non payment, guess what my mortgage company does, they forced a policy on my loan, when I called Leticia at Nathan Giddings insurance company she said they never received a notice but would fix it. Her interpretation of fixing it was to get me a new policy instead of having the two previous policies and even though I had one of the previous two policies in effect I was forced to pay my mortgage company for a month of insurance and also paid the one of the two policies for that time frame as well. Leticia apologized but said that even though I did have insurance that she tried debating that with my mortgage company but wouldn't accept it. So I would have to pay the mortgage companies forced insurance for that month. Now to my auto policy I sold my 2014 Honda Civic that had been on my policy since 2017. replaced it with a 2022 Toyota Camry in June 2022 somewhere along the line the purchase order was suppsoed to get sent over to my insurance agency and wether that was the dealerships fault or agents it was never processed, hence why I do everything online now so theres a time stamp, my vehicle was finally replaced in October 2022 when I went online and made the request. A month later I start getting letters from my financial institution requesting proof of insurance for that time frame, or that I would need to pay almost $3,000 for that time frame and my monthly payment would increase, alomst double from $320 a month to over $600 a month to pay for this added coverage, I reach out to Leticia at Allstate and to make a long story short, she says can't help me fix this as shes only allowed 30 days, I ask her if she can call corporate or someone as I essentially did have full coverage insurance but I was paying the premium on the wrong vehicle (2014 Honda Civic) instead of the 2022 Toyota Camry and can provide proof and she essentailly once again tells me she can't help other than verify that I would have had insurance coverga over th phone but could not generate a updated policy, the financial institution calls Leticia today and she states no I didn't have coverage. So now they (financial institution) enforced the policy they added and hit my credit for being short on my last two payments and now are reporting being late on my payments, keep in mind I have never been late on any payments in 20 years and am or was should I say a 800 credit score. I've asked Leticia to have Nathan Giddings call me as she seems annoyed or in no position to even want to help at this point and seems to think that everything from the money I had to pay on my mortagage insurance lapse and now this $3,000 forced insurance, late payments reporting and the $1,200 I paid in policy premium for the 6 months in question on a 2014 Honda Civic I no longer had grows on trees. I am now waiting for Nathan or someone higher than Leticia to call me back as let her know I no longer wanted to deal with her and needed somone above her. read more