Couldn't be happier with my experience with John and American Security Mortgage. Now, I'm not much of a numbers person, so the financing aspect of buying my first house was pretty intimidating. John is VERY thorough and knows a ton! He was super patient with me even when I had to ask a bunch of pretty basic questions. I always looked forward to talking with him! Most importantly, John made it super easy and smooth to secure our mortgage -- even though we were first-time homebuyers without a huge down payment. John helped us determine a price range that was competitive yet comfortable for us, and I could tell that he has a strong sense of ethics and integrity in regards to these things. He actually cares, and that makes it easy to trust him. I am 1000000% certain that John had our best interest in mind. All in all, it was super easy to to get our loan arranged -- and we got a FANTASTIC rate! John even managed to get us a better rate than the one we'd initially agreed on after a few things changed with our escrow! Special shout-out to Gita for helping coordinate the many, many pieces of our transaction. Thank you both for getting us into our first home. read more

This is probably the fourth or fifth time we have worked with John, Lee and Gita. This time was a refinance of a rental. The last time was a refinance of our own home that we used it to build an ADU on the back of our lot for our son and his family. John has always been very patient with us each time, gave us good counsel for the many decisions we have had to make. And all three of them have been so helpful whether we are doing more things on-line or back when almost everything was in person and signing multiple papers. We always felt that we were in competent, considerate hands. read more

Once again we refinanced with American Security Mortgage. As always, the service was impeccable. The team, John Olbrich, Derek Needham, Gita Vali, and Lee Sandvick, works together to provide what feels like an enormous task in a simple, customer-friendly manner. They communicate clearly, and the whole process was very fast and easy for us. We've recommended them to everyone we know, and will continue to do so in the future. read more

John and Gita were great to work with, very accessible and informative. They were patient and provided counsel when requested. They worked quickly to enable the best rates. The whole process was efficient and even the notary process was streamlined! I would highly recommend this group. read more

John and his team are excellent to work with. He is very conscientious and works with integrity. He delivers at a lower cost than other lenders/brokers, often even better than estimated/quoted. I have shopped around for refinancing this last year and every time he always seems to be priced far more competitively in terms of cost. We were able to close very quickly, ahead of schedule. My interactions with John and Gita, and office staff, are always professional and courteous. He also had patience for my numerous questions. I highly recommend working with American Security Mortgage. read more

I recently refinanced for the second time with American Security Mortgage. It was a pleasure to work with everyone concerned at AMS. John and Gita are very professional, responsive, efficient......I could go on and on about how great their service is. I was able to get a phenomenal rate so I'm saving lots of money every month. I wouldn't hesitate for a moment to use them for your refinancing needs. read more

This is the second time we have refinanced with them. Both were a great experience. Most recently we were out of state when our refinance closed. They sent a local notary with all our documents. So easy and no mistakes! Highly recommend this company. read more

Incredible personal service. Went beyond to make sure you have the best rates possible. Fast and efficient. John is one of the most experienced brokers I've ever worked with. read more

I was recommended to American Security Mortgage nearly 25 years by a friend and have never looked back, have used them to secure many loans over the years and have referred countless fiends and family to them. John Olbrich, the owner of the company is at the top of his field! He is extremely well respected in the industry and super professional, not to mention a real gentleman. The rest of his team is also very friendly, helpful and professional. I can't imagine there being a better company to work with, always current programs and competitive rates. Would recommend them to anyone in need of a new mortgage loan or refinance. Should be able to give more then 5 stars! read more

Well, my husband and I just finished a VA streamline refinance with John Olbrich and are just thrilled. We have refinanced with John many, many times over the last 20+ years and he is the only mortgage broker that we know we can trust! He treats us like family with our best interest always being his top priority. His staff are all highly personable and professional. We highly recommend John and his team. read more

John and his team are the best! If you're in need of a world class mortgage company, look no further. I can't recommend him enough. John is meticulous and extremely thorough. He is responsive and caring, and made himself available for any questions I had, at any time of the day. He made me feel as if I were his only client. He took the stress out of the biggest purchase of our life and made it go smoothly. Our real estate agent said they have never worked with someone so efficient and helpful before. If I could give him 6 stars I would! This by far was the best loan experience of our lives. Thank you John! read more

I have dealt with John and his team in refinancing my house numerous times and they are like family making it so easy to do refinance and they even come to your house for paper signing. Of course it'll be different this covid times but I know John has it fully covered. I remember Kim a long time employee. You will never go wrong with John and American Security Mortgage. :) this is Teresita S. Rodriguez read more

Many years of excellen, and trustworthy service. Always highly professional and ethical. Recommend them very highly.

American Security Mortgage has been part of the financing of our home for over 40 years. This includes Refinancing several times as well as our recent Reverse Mortgage. John Olbrich, Lee Sandvick, and the staff are very easy to work with and make sure you are fully informed during the financing process. They explain each step of the process before going to the next step. We have happily recommended ASM to many of our friends. You can trust ASM to do right by you! read more

I have been a Real Estate Broker for over 20 years, I have worked with many loan officers, good and bad for my clients. Ever since I started working with John At American Security Mortgage, I can only say great things about him. Naturally When I needed a new loan for a purchase I wouldn't go anywhere else. He is always available to answer questions and always has the correct answers. John has an assistant named John S. Who couldn't do his job any better. Always on top of everything. They are a great team, honest and looking out for you, we highly recommend them. read more

Working with John Olbrich and his staff of professionals was a great experience. I've used his services in the past and came back to him for one more Refi. Just after the first rate hike. I didn't get the low rates of earlier in the year but I did get the service, which was exceptional. Thank you John, Gita, Lee and company. read more

Just returned to American security mortgage for a refinance. This is probably the fifth or sixth time we have used this company, a recommendation in and of itself. My comments previously remain true. This is a local family owned company, and business in San Diego for decades. The staff is amazing. They work as a team well, communicate perfectly, and they make a difficult process easy for the customer. Help is always available and they use electronic communication to make everything quick and easy. If you're not into electronics, they have excellent staff who will help you, including coming to your home for signatures. I love this company. I have recommended this business to many of my friends without reservation and they have all reported having the same experience that I have. I cannot recommend them highly enough. read more

John helped us purchase of our house about 10 month ago when he was highly recommended by our realtor. He made the whole procedure very easy ,saved us lots of headaches and manage to give us a very low interest rate loan. I would recommend John and his team to anyone in a heartbeat . Thank you John read more

John & his team (Gita) are the real deal. They are straight shooters with integrity in what can be a predatory sector. I bought my 1st house with John as my broker, and have refinanced with him twice as well. He is very knowledgable and has patience with the many questions of a first time homebuyer. I highly recommend American Security Mortgage! read more

My husband and I just closed escrow on our new home, as scheduled!! John Olbrich and his team at American Security Mortgage came highly recommended from two of my husband's colleagues, so we reached out to John, even though we weren't buying our home in San Diego. John was able to service our loan needs (remaining in the SoCal area), provide the best rates out of all the other mortgage brokers we called (5 in total), and his customer service was exceptional. My husband asks a lot of questions and John walked us through the entire process and made sure we had our questions answered sufficiently to make informed decisions. He was extremely responsive and thorough. We had a lot of moving parts during our loan process, changing employers in the middle was a major one. But John went the extra mile to ensure that our loan was completely prepared for funding with the lender. American Security Mortgage will be our first phone call, for our mortgage needs, if we ever need to refinance or purchase another home. I highly recommend, you will not be disappointed. Their office location was a bit odd; I think it is/was a home that they are doing business out of in the Banker's Hill area near downtown/Little Italy. But please don't let that scare you away. It's definitely worth the phone call, email, or dropping by his office. John's team even recommended a homeowners insurance broker, who we eventually decided to go with. Overall, a great experience! read more

John and his staff are very professional. Everything went smooth and exceptionally fast. Have and will continue to recommend American Security Mortgage. Thank you John. Elyce Spencer read more

Just finished closing early with an amazing rate on my very first home purchase! We were already on a short Escrow, but John went out of his way to make closing ahead of schedule before the weekend a reality for my convenience. Closing costs were practically non-existent with the amount of money he saved me. He and his team were always available to help educate me on the process and update me on the next steps in order to get it done. I went through over 10 lenders before I found the one I trusted, and to say that I'm glad to have settled on John is an understatement. For Military especially, pick John to save yourself time, money, and headache. I don't usually bother writing reviews but this guy deserves a good one. read more

What a great experience from start to finish! John is extremely knowledgeable and experienced in his field. He provided several options to my clients and ultimately found a loan product that suited them perfectly. Throughout the transaction, he was always prompt with communication, provided detailed updates, and took the time to answer any question my clients and or I had. I look forward to referring clients to him again! read more

John and his team are the best in the business. I've worked with them for a refinance as well as a home purchase. Other brokers I've worked with don't even come close in terms of rate competitiveness as well as overall competence and professionalism. Highly recommend, they are always my first choice. read more

We have refinanced with John Olbrich and his team at American Security Mortgage several times over the years. Each time it has gotten easier and faster. This last refi was amazingly easy and closed in just three weeks! As always, John and company were professional, knowledgeable, and responsive. Very highly recommend! read more

Just finished our refinance and John and his team were awesome. We had several hurdles to overcome and John guided us through the process to make it as easy as possible. It always seemed like I was his only customer based on the time he spent with me and how he always remembered the details of our file, although obviously that is not the case. Excellent customer service and I know we got a great deal. Thank you!! read more

We have refinanced with American Security Mortgage several times now. They are excellent! John is very helpful and makes the process very clear and easy to understand. He ensured that all of our loans went through in a timely manner and provided excellent support throughout the process. If you are looking to finance your home or to refinance, I highly recommend John and his team! read more

We have being doing business with ASM for well over 20 years and have recommended them to numerous friends and also our grown children. Whether needing a new mortgage or refinancing, they have always been professional and very supportive through the entire process. Repeat business has been their hallmark. When rates drop, we get a call with the best no cost/low cost loans out there requiring minimal effort on our part. It has always been a pleasure doing business with them. They definitely go the extra mile and jump through hoops to serve you, the customer. Excellent company!!! read more

When you read the newspapers, you read about all the horror stories about how people have been deceived by the mortgage loan business. My house is my most prized possession, as well as my most important financial resource. The more I read the more I realize how lucky I have been to have used the services of John Olbrich and American Security Mortgage. Over the last twenty years I have refinanced a dozen times with John Olbrich and American Security Mortgage. With each refinance, John has given me sound advice as to which loan had the lowest interest rate, coupled with the most credits, and correct length of loan lock. John has coordinated the paper work with the loan processors, quickly and effectively addressing any problems, keeping me advised in the process. In each refinance, John Olbrich delivered exactly what he said he would do, the lowest possible loan interest rate, highest loan credits, and correct funding date for my particular financial needs. It is more important than ever to have the correct advise when you consider refinancing your mortgage. You need to trust that you are dealing with someone who has the knowledge, skills, integrity, and a top notch stafff to successfully complete the loan process. For over twenty years John Olbrich and his staff at American Security Mortgage have helped me to realize my financial goals. read more

John Olbrich has been doing my loans for over 10 years now. His customer service is outstanding they have helped me refinance my home 8 times where each time they called to let me know rates have dropped. His rates are so good that even people that I work with in LA (which i had no ideal of ) have used John for loans. By seeing that other people are using his company for loans ensures me that he is very competitive. I would highly recommend his company to handle any loan you may have. He has done my VA loan several times and I'm now pursing another home loan through his company. He has wrote me a letter of approval for me to go house hunting with. After using his company you will see why my whole family and all of our friends and some co-workers also use his company to service our loans. read more

We just closed escrow on our new home on time and slightly ahead of schedule thanks to John Olbricht and his team! John was so professional and on top of things throughout the entire funding process, he worked so hard to make sure that we got the best deal possible and that we funded in time to close on a deal that impacted two other escrows land we couldn't have done it without his extraordinary efforts! I read watched and compared the deal he got us to others and he was able to get us the best deal possible with very low closing cost and a great rate! I would highly recommend John and his team to anyone looking to buy a house! read more

Hands down the best in the game. Attention to detail, customer service and pricing are second to none. John has years of experience and even though he services tons of clients you feel like you're the only one he has. Cannot day enough good things about John and his team. read more

John Olbrich is truly a superior and professional Mortgage Broker! My husband and I have used his expertise for the last 20 years. He has provided us with personalized service and the most competitive mortgage rates available. John Olbrich's knowledge, integrity, responsiveness and concern for his clients needs, makes him the right choice when deciding on a Mortgage Broker. read more

John was a pleasure to deal with, he took time explaining all my options, what was required to get my mortgage and was always readily available to answer all my questions. I've dealt with other brokers before and John by far was the easiest to deal with. I highly recommend giving him a call and having a chat with with him, you won't be disappointed. read more

John has worked with my in-laws for over 10 years with excellent service. My wife and I just had the pleasure of using him for our first "on our own" home purchase and were extremely happy with the results that he was able to get for our loan. read more

When buying our home John Olbrich gave us the lowest rates with the lowest fees. Along with that, he had the best customer service. He took the time to answer every question down to last dollar. This is a great lender, I would recommend him to anyone! For a first time home buyer, he was a breath of fresh air in a hectic, confusing, and stressful process! read more