Optimum First Mortgage is awesome and can be trusted.  Kimberly Rojas, our Senior Loan Officer was…read moregreat!  We were able to refinance our home at a much lower rate. The loan refinance process overall was easy and quick. Thank you Kimberly for following through as promised.  You communicated effectively keeping us informed throughout the process.  I would highly recommend you to our friends and family.  Optimum First Mortgage can be trusted as stated.   Thank you, Richard

Extremely happy with the service I got. At first I was suspicious of any lenders I got from google…read morebut this company is legit. I worked with Kim and she has been very communicative and responsive. She updates me frequently and replies back quickly when I had questions. She made sure I got to close on time with only less than 3 weeks. Their rate was very competitive and less than I got from other lenders and everything was explained to me and there were no hidden fees. Would highly recommend them. Thanks for helping me get my first home!

Our refinance just closed and we are grateful for the incredible job that Nicole did in helping us…read morefind the best rate and ensuring that the process was smooth and painless. This is the third time we've worked with Nicole and we are now spoiled because of the five star experience we've had each time. If you are looking for professionalism, expertise, warmth and patience you've come to the right place at Kent Mortgage.

Roger at Kent mortgage took amazing care of us. We had some unique challenges but Roger helped us…read morethrough each one and we now own a home for the first time! Great service, wonderful people, I wouldn't go anywhere else!!!

Martin is the best on the game honestly he is very talented and helpful in every aspect of home…read moreloans

Martin and his team are great! During a tough time do to covid-19. Martin and his team made our…read moredream come true. My Husband and I are extremely grateful. Communication and all tasks came in as expected. All of our concerns and questions were answered as received. Will continue to recommend Martin to family and friends.

My wife and I recently applied for a home mortgage loan with Alpine Mortgage. Our realtor…read morerecommended this place as a viable alternative to Chase Bank (we had just applied for a mortgage with Chase Bank). We wanted to get pre-approved for a home loan in order to start shopping! We submitted our application with Chase in early April. We waited and waited and yet there was no response and no pre-approval letter. At the end of April we decided to give the realtor's recommendation a chance and we contacted Chris Fenoglio at Alpine Mortgage. Within two days of sending him our paper work (I kid you not) we were pre-approved for a loan and we were ready to start shopping for a home! Little unbeknown to me was Chris Fenoglio's strong reputation in the real estate community - the man is known for moving forward on home purchases and closing deals for his clients. In fact, after talking to the listing agent, it was made clear to my wife and I that our offer was accepted primarily because we were working with Chris Fenoglio at Alpine Mortgage and because the listing agent was aware of his work and reputation! I am so grateful to Chris Fenoglio and all of his staff at Alpine Mortgage (especially Jennifer Ribertelli). They answered all my questions (even the dumb ones) and took the time to explain all of our options thoroughly. The people at Alpine Mortgage in Seal Beach are consummate professionals! If you are thinking of getting a home loan than Chris Fengolio should be your first point of contact! I highly recommend this mortgage company!! Thanks again to Chris and Jennifer!!

I realized that buying a house was within reach by talking to Ron Harden from Alpine Mortgage…read morePlanning. When we had our first conversation, he was very helpful and answered all of my 20 million questions which put us on a good path, or so I thought. In the same conversation, he learned that I worked for Lamborghini Beverly Hills and told me he was considering buying one (which to me spoke volumes about how much he was making off of people). My belief in him faltered. After speaking with Ron, I decided to call a guy that I had sold a car to a couple of years ago that owns a Realty Group, Christian Ehlers. When selling him a car, he was a fearless negotiator and asked for anything and everything under the sun. I knew he would do the same for me if I bought a house with him. When speaking with Christian, I explained what my pre-approval was for (according to Ron's calculations) and where I was looking to buy. He instantly started asking me questions about my pre-approval I didn't know the answers to, so I put him in contact with Ron. Only a few days later, I get the following verbatim email from Ron: Hello Sherice, I hope your house hunting goes well. You are more than welcome to work with any lender you choose, as I will not be working on your file anymore. I wish you the best and I hope you find the house of your dreams. I was dumbfounded. Did he really just drop me? So I asked who else I can work with at Alpine, since he didn't seem to want my business anymore, and received NO RESPONSE. Until, I got this email from him 3 months later: Hello Sherice, I am following up to see how your home purchase is going. We discussed your home purchase in July and I have not heard from you lately. Please feel free to contact me. Seriously? SERIOUSLY? So I responded in kind: You gave up on me so I went with another company and made my purchase. Happy Holidays... And do you know what he responded to me? What belittling and dismissive response he sent to me: I am sorry you felt I gave up on you. Congratulations on your home purchase and enjoy the holidays! Oh man. That response just tipped me off. So I sent this in response to him and Cc'd everyone I could find who worked with him: Ron, Your latest response was rude and dismissive. Below was the last email you sent to me before today where you said you were "checking in" to see if I was still looking to purchase a home. I also responded to you asking who I should work with instead at Alpine, and you NEVER RESPONDED. I didn't "feel" like you gave up on me, you DID give up on me. Take responsibility for your actions and don't try to pawn it off onto something I was "feeling". Now that you have reminded me of how terrible of a spot you left me in and how you left me hanging, I will definitely remember to leave you a review. Thank you again. I can't believe the nerve of this guy. I was so excited to be buying my first house and he just he left me out to dry because he didn't want to give the honest answers my real estate agent was asking him for. Total crook. Don't do business with Ron Harden or Alpine Mortgage for employing someone like him.

I can't say enough positive things about working with Heather Witt! This year, in the middle of a…read morepandemic, I found myself needing to sell my Dad's house long-distance -- I live 500 miles away. I was overwhelmed and worried. Heather was professional, helpful, sympathetic, and overall awesome. She has a great sense of humor, and an extraordinarily practical problem-solving approach. She was never too busy to answer a question, find a creative fix for an issue, or go above and beyond -- I'm very sure that her bringing her own vacuum to collect a bunch of surprise dead cockroaches was not in the manual of "Stuff a Realtor Normally Does". She was happy to explain the reams of paperwork to me and to make the process as simple and painless as possible. Heather often explained what seemed to me bewildering nuances, and she was happy to make clear what advice she would have given the buyers, were she their agent instead, which was helpful to my understanding of the overall process. Despite the uncertainty of the times, the house ended up selling for almost 20% over the asking price, and I was shocked and thrilled. Buying or selling, you couldn't have a better realtor in your corner.

Anyone can list property it takes a special person to determine the market timing and deliver a…read morequalified buyer. Heather is that realtor. Heather is diligent and relentless in her efforts to serve her clients, who I'm sure all become friends. Heather knows the real estate market; she's honest, trustworthy and professional. On a scale of 1 to 10 Heather is a 10+, she won't disappoint you. I've worked with agents and sold a lot of property and rarely do you find a realtor with the real estate knowledge and integrity like Heather. Heather is the real deal. John D. Edwins

I would like to share my experience with Hugh Mobley! He was kind, and very professional with an…read moreauthentic human side! He knows and understands how to navigate delicate personal details. Not one time- did I feel judged, or pushed into a decision. Anyone struggling with finances or CC debt call Hugh! He can do the shopping for you! HIGHLY RECOMMEND HUGH MOBLEY with Elevate!!

Anyone who has been through a home buying experience knows first hand how daunting the whole loan…read moreprocess can be. That's where Hugh comes in. From the day I was introduced to him, Hugh took care of the whole loan process with the highest professionalism and in depth subject matter expertise. He carefully walked us through all the options and patiently explained the differences and which loan products fitted our needed best. Once we selected the product, he also worked closely with my real estate agent and the escrow team and ensured that the whole loan closing process, documentation and checks were perfectly executed. I would anyway recommend Hugh to friends and family and come to him for my future financial needs. Thanks Hugh. You did an amazing job! Best Wishes, Meer and Fahmi

Stephen Schiller has helped me refinance my condo several times during the last seven years. He…read morefound the best rates on the market, is responsive and timely. He gained my trust and I have recommended him to friends and family members.

David, Aguta and the team were very professional. They communicated promptly and guided me every…read moreway to buying my first home. It was an amazing experience working with Advantage and the team. I can't thank them enough, highly recommend!

This company is the "bomb"! My CPA highly recommended and referred me to this loan company. My…read moreexperience was unexpectedly spectacular in all areas! Andy Elliott, the sales manager and my primary loan officer was reliable, dedicated, professional, trustworthy, available at late evenings, and going the extra mile, regularly! Thalia Cordova, my primary contact loan assistant was unusually responsive on a daily basis! She kept me in the loop, every step of the process! Both Andy and Thalia were genuinely caring and committed to completing my refinance loan, ASAP! I was very pleased with the rapid meticulous handling of my loan! Andy and especially Thalia, assisted me tremendously daily, in order to facilitate my providing the necessary documents required to process my refinance loan! I felt taken care of, important and special to both of them! Andy made sure that he beat every other offer, from other loan companies! Again, he delivered on every promise that he made to me, throughout my loan process! When I had a medical health challenge, they clearly demonstrated their authentic concern and additional assistance with my refinance loan! Thalia had a fantastic attitude and was a total ray of sunshine, on a daily basis! She definitely travelled on the extra mile! My overall experience was impressive, easy and spectacular!! I give South Bay Equity Lending company and their representatives my very highest recommendation!! J. Dender MD Encino, CA

My wife and I just completed a very important loan with South Bay Equity Lending. This is a firm…read morethat puts the clients needs first and foremost and makes sure that the product selected for the client is exactly what the client needs. The staff is extremely knowledgeable , friendly, professional and always available for any questions. . The staff is guided by a strong sense of professional ethics. I would not want to work with anyone else. If I was not limited to five stars for a rating, I would certainly rate them as high as possible. My wife and I extend our sincerest thanks to everyone at South Bay Equity Lending.