A HUGE THANK YOU to Darwin (and his staff) for all the assistance you have provided during our loan process. Darwin listened closely to our needs, showed patience in answering all our questions (even on weekends and after work hours), developed a plan of action for us, etc. He is extremely knowledgeable, professional, personable, detail-oriented and most importantly - HONEST. The entire process can be very overwhelming and stressful but Darwin walked us through every step of the way. All went seamless with our transaction and would highly recommend Darwin and his company to my family and friends. Again, thanks Darwin and Team for providing an IMPECCABLE SERVICE! We were really impressed with your work in multiple levels. Looking forward to working with you again in the near future!!! read more

Just bought my first home. I'm so happy I aligned with BulPrint early. Buying a home can be intimidating, but Hans and his team had my back every step of the way. They are subject matter experts who clearly explained every step of this complicated process. I felt like I had the "A-Team" on my side. read more

Hans and his team made refinancing our home such an easy process. I tried going to another company and had to jump through hoops with no resolution. Hans was able to help me from the start and his knowledge in the business was very comforting. He was able to let me know right away if I qualified without unnecessary work from my end. Once approved, Sarandy was there to help me through the process. She made everything seamless and was always there for any questions I may have. I would definitely recommend Hans and his team for any financing needs. read more

This is our third time working with Hans and Sarandy for two purchase and one refinance over the years. With each experience, we've received nothing less than excellent service. They are super responsive to our questions and needs while helping to achieve our purchasing and refinancing goals. THANK YOU for everything! read more

My fiancé and I just a closed escrow and we been bless with the best team ever Hans Stone and team walked us thru it all side by side answer all our questions we are first time buyers and everything went smooth we will be for ever grateful and will definitely refer our friends and family. Thank you once again for all your help. read more

Darwin was our agent. Throughout the process of buying our 1st home, he truly has become a friend. He made this a painless, stressless and completely understandable process and we can't thank him enough. We are proud new home owners and we couldn't have done it so seamlessly without him. 100% recommend him. read more

I had the pleasure of having Darwin handle my mortgage. We had a lot of issues and loops from the other side and he handled them quickly and with such expertise. Never once did I feel any doubt that he had my best interest. He explains everything to you so you will actually know what is going on in this confusing process for many. I'm so glad I have found my go to place from here on out. Everyone else at First Choice was easy to work with as well. read more

I just completed my very first home purchase with Hans Stone and the team at First Choice Loan Services, and it's been a pleasure. Their service is top notch. They not only fulfilled my expectations for reliable and detailed implementation, his staff is amazing and extraordinarily helpful at each step of the process! We Submitted the paperwork and roughly 18 days later we closed escrow - the process couldn't be easier. I found everyone on his team to be an honest, customer oriented with access to many different programs. Their rates and fees are very competitive but more importantly they provide superior customer service and truly wants to help people find the program that best fits their needs. I highly recommend Hans and First Choice if you are thinking of purchasing a new home or refinancing your existing home! read more

My wife and I just closed escrow on our first house and the loan process was a breeze thanks to Hans Stone and his team. We are very happy with the whole process, everything went smoothly and all the steps along the way were very well communicated. Hans really went above and beyond for us. He was available after hours on multiple occasions to answer questions for us as well as Sarandy, his assistant. She responded to us late in the night on multiple occasions even including Sunday to get the needed documents processed as quickly as possible. Because of their efficiency and professionalism we were able to close escrow a few days early which was great! Thank you Hans and Sarandy for all your help guiding us through the path of home ownership! We couldn't be more excited to move into our new home! read more

Hans Mortgage is extremely efficient, knowledgeable & genuine. I'd recommend them to everyone! We worked closely with Darwin and he just took care of everything from beginning to end. Hit some obstacles along the way, but these didn't stop him from helping us land our first home as a first time buyer! There are not enough words to describe how amazing this team worked in making my dream a reality. In fact, I was working with another mortgage company just prior to meeting Darwin and they took forever in responding to questions, explaining things and getting me to the next step in the process when time was definitely an issue. I got nowhere with them and even then, the outlook with the other mortgage company showed no promises at all - we began to lose hope that we could buy a home. But then, we found Darwin and the Hans Mortgage Team and their service was extremely professional and nothing seemed impossible. They made the entire experience much easier and smoother, when it can easily get complicated and stressful. You are in the best hands when you work with them. They are completely deserving of your business. A million thanks to Darwin and the Hans Mortgage team!!! read more

We just received the keys to our new home! Hans and his team were super helpful throughout the whole way and always made time to answer all of my questions. The thought of purchasing a home and opening up a loan was scary but Hans and his team made the whole process smooth and stress-free. Thank you Hans and team for all of your help and support. read more

Excellent service, the whole process was easy and so fast. I've done several real estate loans throughout the years as well as refis. This transaction was fast and easy. Would recommend First Choice to anyone I know to use their service. I'm very happy with the whole experience. read more

The best experience I could ask for as a first time home buyer. Hans and his team made sure to explain everything in detail (sometimes multiple times) so that I understood everything that was going on, even outside of the loan... the home buying process as well. I felt so comfortable knowing they were handling my loan. There wasn't a time of the day or night I couldn't get ahold of someone, they work the hardest. read more

Could not have had a better experience. Darwin, Shelley & Sarandy operated quickly, responded immediately and were extremely professional. I can't imagine doing business with anyone else read more

This was my husband and I's first home buying experience and it was a great one. Hans and his team are exceptional. The pre-approval process was very straight forward and easy. We were in a pretty competitive situation to get the house, and Hans went out of his way to help us. He kept me calm through any hiccup, and was a fantastic resource of information. I highly recommend Hans and his team. Sarandy was a gem to work with and EVERYONE was super helpful. Homerun with First Choice and Hans' team! read more

Darwin Padolina was my loan originator, and the quality of service provided was absolutely awesome. He is FAST at what he does with no loss of professionalism or efficiency. He constantly keeps you in the loop with emails and calls while acknowledging your personal schedule to not be interruptive. He kept the whole buying process on schedule and resolved any documentation complications smoothly. I will be recommending him to family and friends. read more

Hans Stone and his team are the best! This was my second home purchase with Hans, and I'm so thankful. Hans walked me through every step of the process and answered every question I had. He also provided a much better loan package than what was offered by a competitor. This was a new home so the builder required that I get a bid from their preferred lender - even with all the incentives they offered, Hans Stone's loan package was still a much better deal. Hans and Sarandy are always quick to respond and always available. I'm so thankful and can't say enough good things about this team. Buying a home can be stressful, and Hans make it so much easier! Thank you!! read more

I was looking to refinance and was referred to Hans by my realtor who helped my purchase my first home 10 years ago. Hans was very easy to talk to and was able to answer all my questions and give me an estimate on closing cost, interest rate and monthly payments. Once I was able to give him all the documentation needed he kept me up to date on things by text messages and emails. He and his assistant Sarandy were always available and even a few times after hours would respond back to me when I had questions. They made this a very great experience and I will be recommending them to all my friends and family that are looking for home loans. Thanks again Has and Sarandy! read more

Wonderful experience. Sarandy Aberin went over and beyond helping me with a refi. I was a train wreck due to the passing of my father. She held my hand thru the whole process. What a sweet and caring young lady. Hans was caring and informative as well as his whole staff. If you want a quick Refi you have found the best right here. I was using another company that wouldn't return my call and reprimanded me for expecting them to return my call in 24 hrs. I got one on one help and always answered my calls or called me back within the hour. God answer my prayers. I can't thank them enough. read more

Darwin has been great throughout my refi and even after the fact. His patience and customer service has been nothing but exemplary. I'm glad we chose him to do our refi. Don't hesitate to do business with him. I've already referred him my best friend and he has done more than anyone would probably ever do. Thanks again for all the help. read more

One of the biggest and most important purchases you will ever make in life is buying your first home...and having a good lender by your side is so vital in this process. My loan originator, Darwin went over and beyond the call of duty to assure everything went smoothly and seamless. I opened escrow on March 6th and by March 25th, I had my keys in hand, just as Darwin promised! Amazing, reliable, and always available whether it be by phone or email. I am definitely satisfied with the services and assistance I received! read more

I've been working with Darwin for the past 4 years as a real estate agent. If you need someone who is on top of it, quick to respond, and can get you the most competitive rates, Darwin is your guy! He often helps me prequalify and pre approve buyers and is very knowledgable with all lending guidelines. Thanks Darwin! read more

Darwin at Hans Mortgage is a superb loan broker! As a long-time self-employed couple, despite our perfect credit and large down payment, under the current insane government guidelines, my husband and I found it extremely challenging to find a lender, but Darwin came through for us. Darwin not only found us a good loan, but his sterling performance through the entire process was nothing short of exemplary; truly! I highly recommend Hans Mortgage and Darwin Padolina if you are on the hunt for a mortgage! M. Eggleston read more

I just closed escrow on my first home and I could not have done it without Hans and his stellar team! I was completely new to this process and overwhelmed at the thought of getting a mortgage. I didn't understand 1/8th of the financial terms being thrown around. Hans took the time, day after day, to explain each step to me in terms i could understand. Hans secured a great loan for me and I will absolutely go to him for my next mortgage. Thank you Hans and Sarandy for all your help! John read more

Hans and his team were great! They were very knowledgeable and so helpful, especially as a first time home buyer myself. They were accessible, easy to talk to and it was a great experience working with them. I would highly recommend them! read more

Stay away from this guy, he's a complete waste of time, I almost lost my house because of him. He jacked me around for months offering me high hopes, lots and lots of paperwork, they even appraised the house on my expense only to find out they have declined the loan. read more

I just purchased a new condo using Hans service. Definitely the best loan experience I have ever had. Hans and his staff have been very professional, yet personal. Team Hans are extremely efficient and speedy. Most importantly, Hans is a genuinely nice guy. You will enjoy working with him. Thank you, Team Hans. You guys are the best! read more

We had the best experience with Hans Mortgage. Darwin and his team are amazing. Darwin is the best! He is so knowledgeable and quick to respond to any questions my husband and I had. Being a first time buyers I expected this process to be overwhelming, but working with this company they made it as easy as could be. We are so thankful for all their hard work and will recommend everyone we know to them! Thank you!! read more

Hans has been a great resource for my family, as he has helped us manage difficult decisions for multiple properties. He worked especially hard for us in the refinancing of my rental property, which saved me nearly $400/month. Having been through a refi with another company, I found that the process was a lot less work for me because of the professionalism of him team. I highly recommend Hans and will definitely use him again! read more

Hans and his team were absolutely very helpful and made the whole experience pleasant and exciting. From the pre-qualifying stage and the beginning of escrow to finish Hans and his team were very professional. Sarandy was in constant communication with us and responded to our inquiries in a timely manner which allowed us to close as quick as we did. I highly recommend HANS MORTGAGE to anybody in the market for a house. read more

I have been selling Real Estate for 13 years now, and no lender has ever closed a deal as fast as Hans and his team did. It took 6 days to close the loan. We were suppose to close with another lender, but found out 30 days into the escrow that they could not do the loan. Hans stepped in and saved the day. I gave him the file on a Friday, buy Sunday the appraisal was completed, by Wed. the file was in the underwriter's hands, and on Monday we had loan docs. I would Highly recommend Hans to anyone. He was easy to work with, and explained everything to my client effectively. I will defiantly work with Hans again. read more

Hans and Sarandy are life savers. We had to switch lenders for a home purchase at the last minute (4 days before closing) when BofA approved our loan, we released all our contingencies, then . . . . BofA changed their mind and said we needed to come up with 40K to pay down our current home!! Hans and his team stepped in and were able to complete our loan in less than 3 weeks. We paid a slightly higher rate but it was worth it to finally get through the process after almost 2 months in escrow. Sarandy is amazing and was answering my questions overnight and even weekends. I felt like they knew what they were doing and were on top of it through the whole process. Thank you Hans & Sarandy! read more

My husband and I just completed our refinance, and we could not be happier with the service we received from Hans and Sarandy. It went so smoothly and promptly. We closed within the time Hans quoted originally. They were so responsive to every single call and email we sent, and believe me, we sent several! Hans had answers for every question we came up with and I feel very comfortable that he really "knows his stuff". We highly recommend Hans and team! Thank you Hans and Sarandy and team for such great customer service read more

I was referred to First Choice by a close friend. I was impressed instantly by the friendliness of his staff, but also how inviting and comforting his office was when I first walked in! It can be quite intimidating having to discuss finances & personal assets with others so, for myself it was important to feel comfortable and at ease when meeting with Hans. And even though I wasn't quite ready to buy, together Hans and I figured out a plan, a real plan, that would allow me to reach my goal of qualifying! In the past four months I have been able to significantly boost my credit, pay off various debt, and I can see the light at the tunnel finally! Having a solid plan and foundation with support was what I needed. They have all been so dedicated and knowledgable and honestly, sincere in helping me reach my goal of homeownership. This has been a long process and at times discouraging but, I wouldn't be where I am without the help and endless support from First Choice! They seriously are the best! read more

Working with Darwin to find our first home was such a pleasure! Darwin is incredibly professional, talented, and friendly. He guided us through the entire process of buying our home and made us feel very comfortable and confident. He is always quick to respond to calls and emails, which made the entire process go a lot smoother. I would highly recommend working with Hans Mortgage. My wife and I will definitely be working with them in the future. Thank you, Darwin! read more

Our experience with Hans and his team was AMAZING! They are very professional and had educated us throughout the whole process of buying our first duplex/ home. Our original lender didn't worked out last minute and we were so stressed and panicked. We were referred to Hans and we were so happy with his service. He promised us we would close in 14 days and he made it happen. He was in communication with us the whole time and was so patience with all our first time home buyer questions. We really wished we found him before our first lender, he made the process so smooth. Thank you so much for all the hard work, we were impressed and we would refer Hans and his team to anyone! read more

Can't say enough good things about the team over at Amerifirst. Absolutely top notch from head to toe. First off, I'm not the easiest candidate for a loan...self employed...shaky credit...let's just say I've had a few loan officers shrug their shoulders at me. Enter Hans and team...I was able to not only get a loan for more the I originally anticipated, I was able to close escrow early due to the promptness in service from Sarandy, Darwin and Hans! I now live in a better neighborhood then I had thought possible. I can't say enough good things about this team, I definitely plan on being a lifelong client! THANK YOU SO MUCH! read more

I can't say enough about this company. As a woman who recently divorced and who needed to refinance per my divorce decree, they held my hand through the whole process. I was given various options and when I changed my mind they did not miss a beat (or the date!) I would highly recommend Hans and his team! read more

We have the utmost respect for Hans and his team!! For the first time home buyer to the multiple buyer they will guide you through the process, assist in any bumps in the road and lead you to the realization of your new home!! Always available to us the customers with a great attitude and a can do spirit that helps put your mind at ease!! Special thanks to Sarandy for her commitment and follow thru to speed the process!! I want to thank Hans and his team and recommend them for all your mortgage needs!! read more

Buying a first home is a process. It can be tough and stressful, but with the right help, guidance, and experience, the process can be much more manageable. Thank you to Darwin and First Choice for providing my fiance and I a memorable first time home buying experience. He was accessible all throughout the process, and helped to ensure that we were taught things along the way. Darwin was patient and clarified a lot of things throughout this home buying process, something that is hugely important to us. He continues to make sure that my Fiance and I are comfortable with the experience in our new home, and is going the extra mile to check up on our home purchase. Thank you once again, and we hope to refer clients and do future business with them in the future. read more