Someone crashed into my brand new car (only 12k miles on it), no structural damage. I decided to file for devaluation and get an assessment to give my claim the best chance. Upon visiting their office, they explain they must measure the paint thickness, take pics etc. 1hr later they 'prove' what I told them, consistently with the shop records which I procured (repairs, damage cost etc). Days pass and no report. I email them: 'the master appraiser' (the owner) likes to take his sweet time to produce it, requiring 7 business days. When I get the report, I see the 'before accident' value is a bit lower than NADA guides for this particular car, model with options. 'After' value is the same range as what they gave me on the phone before the inspection ($275, demanded upfront btw). In the report there's a list of criteria supposedly documenting the condition of the specific vehicle.
Exterior: body, tires, lights, paint, wheels, undercarriage, glass, trim/chrome, top
Interior: upholstery, panels, dash/instruments, trunk/cargo, carpet/mats, spare/jack
Mechanical: engine, equipment, test ride
General: options, originality, market personality
Their condition code is 5-excellent, 4-very good, 3-good, 2-fair, 1-poor, 0-no rating
Now, get this. I'm anal about this car. It's been garaged both at home and at work. I park it in distant locations to avoid dings. I wrap it in a sealed envelope when I travel. It just did its second ever service, at the dealer. Not a scratch or ding, or glass flaw, or undercarriage issue, chrome fade, interior problem; car super, super clean and meticulously maintained. Electronic bells & whistles, engine in tip top condition.
They gave an understandable 3 for body and paint (since it has undergone repairs, now long fixed). But also less then excellent ratings for things not affected by the accident, like glass, lights, wheels, undercarriage, trunk, jack/spare, equipment, options (3), trim/chrome, top, carpet, panels, dash, upholstery, engine (4). When I called to ask why they reported flaws/or even ordinary tear and wear in these areas they said, laughably, that 'the car had endured molecular damage in this areas due to the accident' and that their appraisal was 'conservative' to 'help me negotiate with the insurance company'. The big boss, upon a phone conversation, admitted that he entered data from average market condition, rather than the specifics of my vehicle. Then he proceeded to bs me about how the lowballing was good for my negotiation.
So if you think you are paying for an actual service, THINK AGAIN.
1. All the data logging, photo theatrics, pointless: they give you stuff you could have already gotten for free by looking at KBB and NADA.
2. They drag the 'writing process' out to give a false impression they actually provide value. Having visited that office in person I can tell you time stops STILL in there. They're not in a rush one bit.
3. They couldn't care less if you have what you need to negotiate successfully. In what parallel universe is a conservative appraisal a good negotiation starting point? It makes me wonder if they're not in cahoots with insurance companies. If you knew you can work for big companies regularly, and some people like me come and go, whose interests would you care for?
They gave my vehicle an overall rating of 'Sound', which in NAAA terms is a vehicle with normal tear and wear (scale 3, instead of a 4, after the accident, which would be much more appropriate). https://www.naaa.com/standards/vehicle_gradingscale.pdf
To conclude: SAVE your money. I would absolutely not recommend them because they failed to do what they advertised: a report specifically tailored to the condition of my vehicle and because of their overall unprofessionalism. Incidentally, I gave them a chance to address the issue before I shared experiences and they couldn't give a damn. Apparently they've heard it all before and refused to fix the issue. I wish I could have seen the other reviews that state similar problems. What they did about those? DENIAL, DENIAL, DENIAL, blame/discredit the customer, doctor the reviews. Larry knows his stuff alright -40 years of experience, is it? Do your customers get 'emotional' a lot? I wonder why. read more