My husband and I are so grateful for what Grant did for us. We are no longer renters but instead…read moreare happy homeowners! From the very beginning of the process Grant was kind courteous, helpful and he answered all the questions we had. I'm so happy that we once again had a positive experience with Atlantic Bay mortgage.

We were extremely pleased working with this company for a refi! They worked quickly, didn't drag…read moretheir feet. Our guy Robert was absolutely the best by returning calls, emails and keeping us posted to what was taking place and what to expect. This is how it should be done.

Fantastic Experience with Temple Mortgage It was my…read morepleasure to work with temple mortgage to secure financing for our home which resulted in an exceptional experience. All started with the preapproval to closing. Mr. Boyce was incredibly helpful and responsive. Mr. Boyce explain all our options in detail. This ensured that the different loan programs were understood. Along with how they fit our financial situation. He was prompt, knowledgeable and clearly took time to answering all questions. He gave my family a peace of mind during this exciting but stressful time. Professionalism and dedication truly made a difference with my family and we could not have asked for a better lender. I would highly recommend Temple mortgage to everyone looking for a reliable company, customer focus along with excellent service and support. .

My Experience with Temple Mortgage (Reynard Boyce) -- Norfolk, VA…read moreI became aware of Temple Mortgage through a local podcast featuring Reynard Boyce. Based on that appearance, my wife and I decided to use his services for a DSCR investment property loan. Upon visiting his office at 440 Monticello Ave, Suite 1850, Norfolk VA, I noticed the workspace was very small. Throughout our interactions, Mr. Boyce frequently referenced his 30 years in the banking industry. During the loan process I experienced several significant concerns: Loan complexity: The DSCR loan process through Temple Mortgage was more difficult and time-consuming than expected for a straightforward investment property transaction. Cybersecurity incident: Mr. Boyce's computer system was compromised during our transaction. I was not notified of this breach in a timely manner. As a result, I nearly wired my down payment to a fraudulent account. Fortunately, the title company had not yet processed the wire and the situation was resolved -- not through any action by Mr. Boyce, but through the intervention of another party's legal counsel who was contacted that evening. Mr. Boyce's response to the near-loss of my down payment did not reflect the level of urgency I expected given the severity of the situation. Missed closing: Due to delays in the loan process I missed my originally scheduled closing date. I have not missed a closing on any prior real estate transaction. Fees above market rate: At closing I discovered the broker fee charged was significantly higher than the standard 1-2% typically charged by mortgage brokers in the Hampton Roads market. This fee level was not clearly communicated to me prior to closing and only became apparent when I reviewed the HUD closing statement. Appraisal refund: I was verbally told at closing that I would receive a refund for an appraisal overpayment. That refund was not issued for approximately 30 days and was only processed after I submitted a formal written demand letter. Based on my experience I would not use Temple Mortgage again and would not recommend them to others. I have documentation supporting each of the above statements.

Lili has managed two closings for my husband and I now. We couldn't imagine working with anyone…read moreelse! She makes the mortgage process easy and very streamline.

From the owner: Peoples Home Equity can help you achieve your goals. To set up the right Norfolk, VA mortgage plan…read morefor you, get in touch with us -- we're happy to help.

Bob and the Elite Team assisted us with the purchase of our new home and were amazing every step of…read morethe way. They helped secure the lowest rate possible and saved us quite a bit of money. We were very impressed with how responsive and genuine they were with our needs. This is the third home we have purchased and their customer service was by far the best in comparison to the others. I highly recocommend them as they made our experience smooth and stress free.

From the owner: The Elite Team, Bob, Becky and Courtney, are local lenders here to help you with the Elite Dream of…read moreHomeownership. First Time home buyers, Military, Veterans, Refinances or Credit Challenged...let us guide you through the process and find a financing program for you! Looking to sell a home or find a real estate agent, we can help too!

One of the best Brokers at OVM! I wrote a longer review on their main page.read more

From the owner: I make the loan process CRYSTAL Clear! Text or call me to find out how…read more I have chosen to partner with OVM Financial, Inc. because it's processes have built their solid reputation of closing mortgage loans in an efficient and timely manner. This step-by-step process allows me to create a "CRYSTAL Clear" loan experience. From application to move in you will know what to expect! I provide a variety of loan products and programs. I offer FHA, Conventional and Jumbo Loans! I offer 100% Financing through the VHDA, NCHFA, USDA, & VA Loan Programs. For new home buyers, I assist with VHDA Mortgage Credit Certificates & Down Payment Assistance Loans/Grants, NCHFA Mortgage Credit Certificates & Down Payment Assistance Loans. For the Clients that say "I LOVE this house BUT..." I offer FHA 203(k) Renovation Loans, VA Renovation Loans, Conventional Renovation Loans, & Real Estate Investor Renovation Loans.

I worked with John Baldwin at Atlantic Bay Mortgage Group. He's based out of Chesapeake, VA. I've…read moreworked in finance, done multiple mortgages and worked with several Mortgage officers. John is the best one with which I've ever worked. His responsiveness, service, advice, ability to explain things clearly and patiently are all outstanding. In addition to his exemplary professionalism, John has been a first class gentleman throughout the entire process. His kindness and friendliness is as outstanding as his knowledge and guidance. If I could give more than 5 stars, I would. Work with him!

Let me start off by saying that 5 stars isn't enough for Marcie Ellis at Atlantic Bay Mortgage! She…read morewas awesome! She gave us so many different loan options and helped us decide which one was right for us. She was always available to answer any and all of our questions that we had. She put us at ease throughout the whole home loan experience! Her and her team were fantastic! I highly recommend them!

Megan and her team couldn't have been any better. They made a difficult process simple, and were…read morealways responsive at every step of the progress. No questions were off limits and Megan helped us find our dream first home. We couldn't recommend her highly enough to anyone looking to buy a home!!

Megan was wonderful! I found her online and she's one of my best finds to date! I needed help…read moreselling my condo and finding a home with a garage and little yard. I wanted to minimize the amount of time I would either be "homeless" or paying "two mortgages" and she did it!! We sold my condo on a Wednesday and I bought my new home on the same Friday! Megan was engaged, positive, organized and accessible. I would recommend her to any of my friends or family in Hampton Roads.