We have finally started settling into our new house that CLS helped us get into! We had been working with them since January and drug our feet because we didn't want to hear bad news. They were patient with us and checked in often to remind us to move along. I finally got it all together and by March they told us what we could afford. Now we are in our dream neighborhood in a beautiful home and all thanks to their hard work. We had some kinks to work out financially and they helped us tremendously! In fact I had a hard time keeping up with them! They were kind, friendly, non-judgemental, and made us feel like a member of the family. I wouldn't hesitate to use them again or recommend them. Wonderful people and incredible service! read more

Wendee and Tony are genuinely warm & caring professionals who really want what's best for their clients. They are extremely knowledgeable about all types of home loans and have many products to choose from. Lending is their business but they specialize in people. Can't say enough great things about CLS Financial!! read more

WOW!!!! Committed, professional, knowledgable and kind from start to finish. She is a miracle worker. The best in the business. I highly recommend going with CLS!!!!!! read more

CLS is the dream team. We've used them twice now, once in Long Beach and once in Lake Arrowhead. They are professional, timely, courteous among many other compliments. This family run operation goes above and beyond in so many aspects. Perfect for a first time home buyer, but also has the level of expertise for people who have been through buying time and time again. I cannot think of a better example of having a broker on your side. I will always use CLS, as we continue to become Real Estate Moguls! Thanks guys! read more

Wendee and Tony and their staff at CLS are professional and great people to work with. They are very efficient in their operation and direct. Best of all their new office space is huge. Excited for the possibilities! read more

As brokers and direct lenders, CLS meets all your financial needs for mortgage loans. The customer service and attention is just what you need to get through what can be one of the most stressful transactions. They have clever videos for each step of the process and you have a trusted guide that stays with you throughout the transaction and beyond. I love sending my clients here! read more

I would highly recommend CLS to friends and Family and anyone looking to finance, refi a home VA.. They are a small but mighty company. My family and I received personal service from Mr Tony Close and Ms Liz Wachtel. Very professional, answered all our questions in a timely matter. We had two loans in the last 3 years with them, and both were hassle free, quick and fast close, very professional staff. When buying r refinancing in the future we will stay will people we know and you should too.. Great, AWSOME Wonderful people read more

This morning i was treated to a car wash by CLS as a client appreciation event. This was such a nice treat!! Wendy and Tony are not only great hosts but they provide great service and follow-up during the loan process. If you or anyone you know needs an efficient, knowledgeable, team with integrity to handle your loan, this is the place. Thank you so much!!! read more

The service is exceptional! The employees are friendly and make you feel like your part of their family!

I have worked with CLS for many years and can honestly say that Wendee and her team are the best. They work relentlessly to close on time. True professionals with many years of experience and knowledge. I would highly recommend them. They are my go to for any purchase or refinance loan. read more

I would not hesitate to recommend Wendee and her team to anyone! Awesome experience from start to finish, and beyond! Very grateful for their expertise and walking us through our loan process every step of the way! Thank you CLS financial for helping our growing family get into our first home! read more

We love CLS team! Wendee and Gaby are very helpful, organize, quick response. No surprises! Trustworthy.. they care about their clients. My husband and I couldn't take them enough for helping us seal the deal. They work with their clients so well with a smooth transaction. We close on time and stress free. Thank you read more

Great to work with and gets the escrow closed! Always responds to questions. Found us the best loan. friendly and never forgets tbeir clients! read more

Awesome!!!!! Just plain ol' AWESOME! Great people with great knowledge and great encouragement eases the pain of a long process. Did I mention that they (Wendee, Gaby & Taylor) were Awesome. read more

I have secured mortgages before, but this was the best experience ever! Keith is not only professional, but kind, returns calls promptly and educates you along the way so there no surprises. Who needs financial surprises when purchasing a home? Not this woman! I not only secured a mortgage, but made a valued friend. Can't beat that! Thanks Keith! read more

Our goal was to get a home mortgage. The process isn't for the weak. CLS is encouraging along the way. It's now time to savior reaching our goal. Thank you CLS. read more

I can't say enough about CLS and the entire team. I bought my first home in August of 2015 and I am so glad I made that inital call. In June of 2015, on my way home from somewhere, I heard a commercial on the radio that rates were low and probably not going to stay that way much longer. I had been putting off even looking into buying a home. I had just repaired some deeply damaged credit, and I didn't think I would qualify, so why even try. After I heard that commercial, I called Wendy immediately. She put all my fears to rest from that day forward. Wendy and her team were amazing, helpful, kind, and extremely generous with their time. I had an amazing first home purchase experience. I would recommend CLS to anyone who was in the market to buy a home, or refinance. 5 stars all the way!!! read more

They were very thoughtful and patient with all my needs and wants. Thank you. It made my first time home buying process a breeze!

Wendee, Gaby, and team CLS go ABOVE and BEYOND to make the magic happen!!!! They have been extra helpful, knowledgeable, and kind throughout all of my loan processes.....GREAT team and they make you feel important and a special part of the CLS family!!! Thank you, ALL! read more

We felt very taken care of with CLS and would use their services again. There was never any stone unturned. They had no surprises throughout the process which is very unusual when dealing with home mortgages. Thank you, CLS! read more

Tony and Wendee were wonderful to work with. They helped us obtain the best loan possible, quickly responded to all of our questions and ensured the process went smoothly. I highly recommend them. read more

Super on top of a complicated transaction, never any drama just straight to the point and efficient. Tops!

I have been working with Wendee and Tony Close along with their fabulous team of professionals for many years now. Their level of customer care is unprecedented in the mortgage Industry. As a seasoned Realtor it is with immense trust and confidence I send my clients to them for mortgage loan prequalification, refinancing and consulting services. They are incredible people and incredibly professional. read more

Wendee, Gaby and the entire staff at CLS Financial are very professional, friendly and knowledgeable. They answered all my questions and made my property purchasing process smooth and stress-free! I would recommend them to everyone that is planning on purchasing a home. read more

This is the second time in two years I've used CLS. Wendee and Gaby are top notch. We had an issue with impound and they were able to resolve it in a few days before we closed. Again I would never even consider using anybody else other than CLS. read more

Buying a home can be a stressful event; however, with Tony and his staff at CLS financial it was a seamless process with ZERO issues. We are absolutely loving our new home. The staff (specifically Lori) is on top of every document they need and responds to emails within minutes. Friendly, professional, and proficient. What more can you ask for? We will be reaching out to CLS financial again when needed and would definitely recommend to friends and family. read more

As first time home buyers, my husband and I heard story after story about how difficult and stressful it is to go through the loan process. I have to say, working with CLS was a DREAM! Wendee and Gaby were wonderful to work with and made this entire process a breeze. Every meeting, email and text message was professional, responsive, full of knowledge, expertise and most of all helpful. Wendee even checked in weekly to see how our house hunt was going and if there was anything we needed from her or her team. Thank you CLS for helping us secure our dream home! It would not be possible without you and The Betts Team! read more

I used Cls financial 3 years ago and till this day they email to see how I'm doing and have got to say great service by far that I have had with the purchase of a home I was a first time buyer and I would definitely recommend them with out hesitating read more

It was a pleasure working with the CLS financial team! I had the pleasure of working with Wendee Closee and Gaby. Gaby was really helpful especially when it came to speaking spanish with my family. It made the process a lot easier. She was helpful when it came to making sure my paper work was organized and complete. We were first time home buyers, so the process was new but Gaby and Wendee broke everything down to where it made everything simple any easy to do. Please go to this team for you next or first home they are AMAZING !!!! -Avelar Family read more

I refinanced 3 of my homes with CLS last year. When it was time to refinance my 4th home, naturally I chose CLS. Wendee, Gaby, and the CLS Team are the best in the business. My loan was a HELOC, so the payments kept going up every time the Fed raised rates. I wanted to lock in a 30-year rate ASAP. Wendee always makes me feel welcomed when I go to their office. Gaby immediately set out a plan to clear the roadblocks for a successful cash-out refinance. Her knowledge and experience shined again for the 4th time. Their excellent appraiser came through with a higher than expected home value. Which gave me a big cash out for my home refinance. Their electronic document signing continues to make the home loan process very easy and fast. After signing the final loan documents in the comfort of my home, the money was wired into my bank and I was a happy man. No need to shop anywhere else for a home loan. Wendee, Gaby and the CLS Team are the best in the business. read more

We had such a great experience working CLS financial. Everything went smoothly and they were very communicative throughout our loan process. Thank you to Wendee and her team for advising us and providing us with such attentive customer service! read more

Wendee and Team were a pleasure to work throughout our first home purchase experience. They were easy to contact, accommodating, and answered ALL our questions (we had lots). Wendee made sure we had a full understanding of the process during our initial meeting. All in all, we highly recommend CLS Financial. Thank you Wendee and Team! read more

I am a first time home buyer and was very anxious about the entire process . Fortunately I chose CLS as my lender. Their entire team is professional , proactive , and results oriented. They have all the latest software technology to process My loan without extra driving trips to their office . They were available to talk to me after hours and on weekends . Wendee even returned my phone call when she was out of state on a holiday weekend ! Needless to say my rate was competitive and my loan closed early. I highly recommend CLS for your financial needs . read more

If you are in the market to buy or refinance your house, you won't be disappointed with CLS Financial! Everyone in the office is amazing and professional. We had the pleasure of refinancing our house with CLS last year and it was a GREAT experience. The attention to detail and personal touches really made me a fan of CLS. You aren't just another customer, you become part of the CLS family. We are getting ready to sell our house and buy a new one and we will definitely be working with CLS again. read more

CLS is more than amazing to work with. The whole team goes beyond your expectations and are very honest. My clients love Alana and her personality. She is very informative and guides every buyer step by step of purchasing a home whether they are ready now or later. read more

As first time home buyers, my husband and I had a lot of questions. Tony and his staff at CLS Financial did a fantastic job of not only answering all of our questions quickly, but they were also very thorough, professional, and easy to work with. They went the extra mile to get us the best rate and financial funding we needed. Thank you! - Chris and Teri Pittock read more

Tony was very helpful throughout the entire home buying process. He explained everything my husband and I had questions about and was always available to talk to. His team made this stressful time a lot easier to handle. Everyone from CLS was pleasant to work with and very helpful. I would definitely use them again. read more

Had an excellent experience. I felt like I was the only client Tony and Lori we're dealing with. Whenever I had a question or needed anything, they were there to help us out. Very professional and personable. I would definitely recommend them to everyone. Thank you guys so much for helping us get our dream home. read more

The BEST team to work with. Tony Close is a clear expert in his field and worked to help my wife and I through a complex scenario with the purchase of our new home in a way that not only proved to be effective (funded on time, great rate), he took the time to explain it thoroughly making me feel comfortable the entire time. He makes himself available for questions at all times and is a true pleasure to work with. I highly recommend CLS for anyone planning to purchase a new house. read more

Tony and his team are top-shelf, first class lenders! They have great rates, are very professional, and get the job done on time!