Stephen and Dianna are an outstanding team! They are professional, patient, and provide a clear, detailed list of exactly what needs to be done. If you simply follow their instructions, your loan will close on time. Thank you, Stephen and Dianna, for all your hard work and for helping us successfully close our loan. We truly appreciate your dedication and excellent service! read more

CMG has been our go to for mortgage loan and refinancing help for years. We recently decided to buy a new home and the CMG was there for us every step of the way. Walking my wife and through that whole process and making sure we received a good rate on our loan. Would highly recommended. read more

Amazing home buying journey with Stephen and Dianna. They were with us every step of the way, very clear on everything, and provided us with guidance that was above and beyond anything you would expect. Highly recommend! read more

I was thoroughly impressed by Stephen, Dianna and the team. They were incredibly helpful for my wife and I who were first time home buyers. Their knowledge and expertise was shown immediately and helped expedite our buying process to a mere 18 days once our offer was accepted. Their team was referred to us by other family who have partnered with them, and now I know why. I plan to use them again in any future mortgage needs that my family may have. Thank you team!! read more

We worked with Stephen and Dianna on our home loan, and they were there with us every step of the way. Both of them are a pleasure to work with. I would highly recommend them. read more

I have worked with Stephen and Dianna multiple times now and they are always amazing! Very professional, responsive and knowledgeable. They both care so much and are always willing to help, answer any questions and make the process as smooth as possible. Always a pleasure, highly recommend! read more

Stephen is honestly the best in the business. He was responsive, helpful, and professional. Highly recommend!

Superb Experience!! --- Amazing people to work with Stephen and Dianna form an exceptional team. They are extremely quick to respond to your questions via email or phone. Together they make securing a loan a very smooth and efficient process. After being denied a loan by a big bank after their Condo assessment team said no Stephen and Dianna were able to close out my purchase within 10 days. I consider that as a great accomplishment. They are amazing people to work with. I wish them continued success and would always approach them first anytime in near or distant future. read more

I can't recommend Stephen and Dianna highly enough. As first-time home buyers, there was an overwhelming amount of information to learn and process, but from our very first phone call with Stephen we knew we'd found the right lender. Right from the start Stephen explained everything clearly and patiently, and his "keep the questions coming" approach made me feel like I could ask anything. Both Stephen and Dianna were unbelievable responsive, and they were also super transparent with exactly how much everything would cost - and it ended up being less than we thought in the end. We met some roadblocks with our timing, but they went the extra mile to clear all obstacles and fight for us once we found a place we really liked. Super nice people, and an absolute pleasure to work with. read more

Bought our first home with the help of Diana and Stephan. We were referred to Stephan to ask a question another broker could not answer. After speaking to Stephan, we knew we had to make the switch. Spoke to Stephan 3/6/24 and closed escrow 4/12/24. Diana and Stephan were on point, responded fast and kept us updated every step of the way. I truly appreciate how quickly they moved, we would highly recommend them and use them again. read more

When it comes to professionalism and knowing your business, Stephen & Dianna, are at the top of the list. We've done a purchase and 2 refinances with them in the past 1.5 yrs. We can't say enough positive things about their business acumen, strategy, and personal touch. It's that concierge/first class treatment everyone hopes for. They DELIVER. Thank you both. You're AMAZING. John & Jacqueline read more

You can always trust Steve. always the lowest rate and best term. My new loan and refinancing are always looking for steve.

We recently refinanced our home loan with HomeBridge. Stephen and Dianna were wonderful to work with. They were extremely knowledgeable, gave me the information, and let me make the best decision for our family without pressure. They got us a phenomenal rate and I could be happier. I would and will recommend them to all my friends. read more

Excellent experience. Stephen and Dianna are smart, creative, responsive and focused. They are also exceptional at execution on complex transactions. I highly recommend! read more

This business is kick ass! And it gets my highest rating. Who knew mortgage refi could be such a daunting task? Stephen and Dianna are the masters in this field and will get you to the finish line! Go Team! read more

Stephen and Dianna are amazing. This is my third mortgage experience with this team. The process was simple, there were no surprises and the process was quick. My refinance closed within a month. Thank you! read more

Wow! What an amazing team who work so hard for their customers! As a first time home buyer I had so many questions and Stephen spent hours on the phone with me answering all of them as well as going over all details that I need to know. They made this process so easy, letting me know right away what documents are needed and holding my hand through the whole process. It was so helpful with their great communication via phone and email they were truly a highlight for me during this homebuying process! read more

Stephen and Dianna are outstanding! This is our 2nd time refinancing with them and they do an amazing job every time. They're both very professional and will listen to your needs to try and help you on your loan/refinance. I like the fact that they are very detail oriented and communicate with you in a timely manner throughout your loan refinance process. Once you get all of your info over to them, they get started right away and get you the best rates possible. They answered all my calls and emails right away and made this whole entire process headache-free. I would highly recommend them to anyone looking to refinance or get a home loan. I can assure you that you will be happy and 100% satisfied! Christine and I would like to thank you guys so much for all your help! read more

We were referred to Homebridge by a co-worker who had just used them for a re-finance. Stephen and Dianna were truly amazing. I had a million questions, and they gave quick and easy to understand answers. They responded to every one of my emails in minutes. Our refinance was painless because of Stephen and Dianna, we would strongly recommend using their services. We will be back for any home loan/refinance needs in the future. read more

I would unequivocally recommend Stephen Seidler and Dianna Cardiel from Homebridge Financial Services for all of your lending services and needs. We have had multiple transactions with this team over the last 10 years or so. They are extremely professional and experienced duo with in-depth knowledge about the latest developments and real-time challenges facing lending and financing. Stephen and Dianna have always provided us outstanding service, answered all our questions and met the tightest deadlines. Their know-how and dependability have proven to be a great resource. Needless to say, they always come in the clutch for us. read more

Stephen and Dianna are awesome! They were professional, fast, helpful and effective. Our situation was a bit sticky, with us wanting to not sell our place until after we could buy a new place. I talked with Stephen about whether this would be possible, since I wanted to avoid the hassle and cost of a short-term rental for my family. Stephen was able to walk me through the process and explained what my options were. At first our realtor was a reluctant to work with a mortgage broker outside of the Palo Alto area. She had concerns that we could lose a home bid if the loan package was not solid. After all the help and answers Stephen had provided us, we felt we could trust him. We asked our realtor to speak with Stephen about her reservations. Stephen was able to reassure her that he would be able to deliver and he did! Once our offer was accepted, Stephen and Dianna immediately set out to work. They were responsive to any questions we had along the way. They were clear with all their documentation requests. Dianna quickly reviewed any documents as we submitted them and immediately followed up if we missed a step. Our mortgage would not have closed as quickly without her help. I can't thank them or recommend them enough! read more

Thank you Stephen and Dianna, I highly recommend Prospect Mortgage for you Mortgage and Refinance needs. I got my first loan approval with them, they were professional and helpful with me step by step. After few months later, Stephen contacted me about a lower rate and guided me through the refinance process once again. Stephen and Dianna are awesome, they take the time out to explain every little thing, answered all my questions, and helped me through the whole process. You guys are awesome!!! Thanks, Tony read more

I highly recommend this group for mortgages. We had tried a couple of times to refinance our home and got frustrated in the process and stopped. We started the process with Stephen and Dianna about 1 month ago. They stayed on top of everything! We got our refi without any hassle AT ALL. It felt like it had only been a few days when it funded. We did not have to beg for information or updates at no time. If you email them with questions they promptly reply. I really cannot say enough positive things about them! Use them and you will not be disappointed! Thanks Stephen and Dianna. You guys are tremendous. read more

Stephen and his team are trustworthy and know their business well. He has been in the business for a long time because he showed me he truly cares about the clients needs and always had direct answers to all m questions and answered all my phone calls immediately. No voicemails. I also liked Stephen's company because they had lots of loan options. Very professional. read more

Just closed on our new home and we cannot thank Stephen and Dianna enough for all of their hard work! This is the 5th home I have purchased in my life and first time working with Stephen/Dianna. They are an amazing team and full of knowledge which they are more than happy to share. It was a hassle free process working with Stephen and Dianna. Great experience and amazing results. I have referred them to all of my coworkers, friends and families. Thank you for everything Stephen and Dianna! read more

I would recommend Stephen Seidler and Dianna Cardiel for a refinance or a new loan. They were very helpful and courteous in assisting me to refinance my home. Also they held my hand getting through all the online applications and information necessary to complete this process. It was very much appreciated since I am technically challenged at times. It was a good experience....thank you to Stephen & Dianna. read more

I refinanced with these guys twice and they are professional and know exactly what they are doing. Their widget that sends out emails regarding my options and the updated value of my home is beautiful. The staff is professional and awesome. I highly recommend them! read more

Huge shout out to Team 009! We connected with Stephen and Dianna at the recommendation of another lender. They quickly understood my family's dreams, and helped navigate our unique situation. First off, Stephen went and found underwriters that would work with us. Next, they worked closely with our real estate agent to submit our home offer. Then, Team 009 went into high gear to ensure that we close escrow. The best part of working with Team 009 is how thorough and knowledgeable they are. They prepare for the many different scenarios a buyer may face. They communicate expectations well and prepared me for what could or could not be. They also adapted to the challenges we faced. As someone who does not secure loans often, the process is a roller coaster. Team 009 helped me to expect the drops and rises and loops. Thank you for helping us get our dream home read more

We have used Stephen Seidler and Dianna Cardiel for all of our real estate transactions for many years, and we always return to them when we need another loan. Their service is consistently competent, professional and respectful. They respond to emails promptly, answer our questions, and guide us through what could be a difficult process. Basically, they make it stress-free. We are very grateful to have them as part of our real estate "team." In fact, one of our adult children has now turned to Stephen and Dianna for a loan! He too has been impressed. read more

I highly recommend Stephen & Dianna for your home buying experience. We had more than a few issues that came up with our purchase, but Stephen & Dianna together is what I call a super team! They were available to answer any questions we had (and we had a lot). They were very professional and full of knowledge. They not only got our closing done on time but they made it look so effortless. I couldn't have asked for a better mortgage company. I wish I could give them a hundred stars because they made our homeownership dream a reality! We can't thank them enough! THANKS Team 009!!!!!! read more

Stephen Seidler and his associates are great to work with. Efficient, honest and delivered exactly what was promised. I would highly recommend them. read more

Far and away the best financial services company in business today. Very thorough, professional team, offering the best service for their clients. I have had Stephen and Dianna handle my mortgages for years and each time I am blown away by how professional they handle everything. read more

Stephen and Dianna assisted one of my buyers with his loan and made the process as simple as can be. They met every deadline and provided me with frequent status updates. I highly recommend them! read more

Stephen and Dianna are a well-oiled machine, they make the process as easy as they can, and their communication is above and beyond. I have bought two homes and refinanced three-five times with the help of Stephen and Dianna. I have referred others, and I will never use anyone else, these two are the dynamic duo! You will not be disappointed with Stephen and Dianna. read more

This is the second time we have used Stephen and His tram to refinance our home. Once again they were EXCELLENT and got the job done quickly despite a snag with the bank wanting to release paperwork! I am amazed at how kind and knowledgeable they are. They never demean or discourage! I will use these guys again in a second!!!! read more

Stephen's team is nothing but amazing and we're so glad our realtor recommended it! All team members and Stephen were responsive whenever we had any question, silly as it could be. They are very attentive, supportive and, most of all, patient (that's for you Dianna)! Adding to that, both the interest rate and the closing costs were lower than expected. So, all in all, I'll definitely get back to them if I ever buy another house! read more

Successfully bidding on a house in the bay area involves extremely fast turn around times when it comes to bids. Stephen and Dianna and the team were extremely responsive, and their support was a huge factor in our submitting of the winning bid on time. They were always available to answer questions, troubleshoot problems, and provide assistance. Highly recommended. read more

As a Realtor I have worked with many different lenders and loan officers. Some experiences are good, while others can lead to unnecessary frustration for my clients. Every time I have a client looking to get pre-approved and purchase a home or someone who is refinancing I send them directly to Steven and his team. For my personal purchases and refinances I will only use Steven (that goes for my family and extended family as well). The knowledge and understanding of the mortgage/ loan business Steven has built over many years is invaluable. I have many stories of Steven coming through and "making it happen" for myself as well as clients. However, equally as important I have multiple stories where Steven said a buyer couldn't get a loan after reviewing their file and the property. In some of these instances buyers went and found another loan officer who made them empty promises, got under contract then had it fall apart. These are always such unfortunate situations because so much work goes into purchasing a home and it can be very emotional for my client. At every opportunity I recommend and use Steven and his team because they are really the BEST- I don't think I could put it any other way! read more

I had a downright terrific consumer experience with Stephen and Team009 refinancing my condo in San Francisco. I was going through a divorce and buying out my ex, so this wasn't an entirely simple transaction, but they got me a great product with amazing service and got it closed on time. I would strongly recommend them. read more

I just closed a loan with Stephen and Dianna and I am absolutely thrilled with the service I received. I can not say enough how wonderful they were at holding my hand through the process, explaining everything in layman's terms and making the process as smooth as possible. The loan option I was offered was excellent, despite my moderately low income, and they worked with me to find something that worked for my needs. I highly recommend their team! read more