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    Credit For Life

    2.3 (9 reviews)
    Closed 10:00 am - 6:00 pm

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    7 years ago

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    Ask the Community - Credit For Life

    Does anyone know the correct number for this "company"? 916 number just rings and rings. 888-number goes to a robert who won't call us back. Thank you .

    916-546-77-11 Call on this number

    Don’t See Your Question? Ask Away!

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    DMI & Associates - Debt Solutions, SP

    DMI & Associates - Debt Solutions, SP

    (8 reviews)

    I had a consultation with Joe Garcia and it was one of the most dismissive conversations I've had…read morewith a professional. He was rude, entitled, dismissive and made it clear that unless the case is over million-dollar claims or high-debt cases it "wasn't worth his time." He consistently talked over me and refused to listen to the specific statutory violations I was trying to explain. For an attorney in practice since the 90's and who claims to handle high-value litigation, the firm has no website, no BBB accreditation, and zero professional polish. If you want an attorney who listens, treats clients with respect, actually values the law and makes you feel confident your case is taken seriously regardless of the value, I would suggest looking elsewhere.

    I paid Joe Garcia, DMI, $695 to write a response to a lawsuit pending towards me. I told him after…read morelooking up what was required legally, I didn't feel confident to creatieca legal response. I provided him with materials about my defense, a video, photographs, and a lengthy statement from which he could answer the questions on the lawsuit. I later found out that he merely submitted what I gave him. He did submit my response to the appropriate court and individuals involved. However he didn't write it anything more than I submitted to him and do it correctly and I receive notice from the the opposing Atty that my response was not adequate and that if I did not provide them with one which met the legal requirements and that I would lose the case. Fortunately my homeowners insurance attorney took over and submitted a legally acceptable response.. Mr. Garcia offered to secure a trust necessary in my case and offered it at additional expense of $1600. Given that the work he did for me was not accepted I do not choose to use him again. Mr. Garcia is charming and presents as caring, but as far as submitting legal documents in the state of Nevada, he is not competent. Even when told that the documents he submitted on my behalf were not accepted, he did not offer me any financial compensation for the fee I paid him.

    Mutual Law Group - Daniel Bayla - Law Firm Manager

    Mutual Law Group

    (2 reviews)

    Mutual Law Group and Mihaella Smith are 5 starts all the way. I took a chance last year faced with…read morea scary tax situation. I found Mutual Law Group via Google search and based on the solid reviews I made the call. They were professional, kind, sensitive to the 'crisis' situation I was experiencing and quickly earned my confidence. Important to me was a local company and people I could talk to and deal with throughout the process. Mihaella has gone above and beyond in answering all of my questions quickly and with kindness. She is incredibly responsive... receiving email replies at all hours and days of the week usually within hours of me sending a question! My fears of being looped into a nameless, national/faceless 'debt consolidation' racket disguised as a tax law firm were thankfully and quickly put to rest. Mutual Law Group is the real deal and they truly care about their clients. They worked with me on payment and were very reasonable in terms of pricing. Trust the reviews on here and trust me... if you're up against the IRS and feeling like you have no hope... call Mutual Law Group and at the very least you'll speak with someone live on the phone and have your questions answered. No high-pressure sales tactics... just honest, hardworking people that do what they say and follow it through to the end. I couldn't be more pleased and satisfied with the service and experience I've had and would recommend them to anyone without hesitation!!

    Mutual Law group was extremely helpful in solving a scary IRS debacle!! They reversed tax levies…read moreand were able to save my accounts being shut down and finished strong getting a settlement offer with the IRS!! They were always extremely helpful in each situation understanding what is actually going on and were very prompt on getting back to us with any questions we would have. I am extremely pleased with the service they provided and would absolutely recommend anybody having IRS problems to use them for help!! Thank you Ms. Smith, Mr. holiday, and Mr. Bayla, for all of the help!!

    Credit For Life - debtrelief - Updated July 2026

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