It has been my privilege to work alongside with Alina and David at CredStart two times and I can confidently say without hesitation that they are the best in their field without a doubt. I have referred close friends and my own family to them for years and each referral has culminated in great outcomes that exceed expectations including myself twice now. Alina conducts herself with unwavering integrity and clarity bringing a depth of knowledge that is truly impressive mixed with great quick communication. David complements this with his strategic insight and a steadfast commitment to reach optimal outcomes in a short amount of time always delivering superior results. Together they have routinely gone above and beyond to ensure my needs are met with precision and urgency every single time. My sincere gratitude to Alina, David and the CredStart team for delivering consistent quality service and excellent communication the entire time, they are truly amazing at what they do they are genuine people to work with and they are passionate about what they do, I would recommend them 100/100 every time. read more

Working with David at Credstart has been a game-changer--not just for me, but for so many of my clients I've seen him help along the way. His deep knowledge of credit and unwavering commitment to his clients make him one of the best in the industry. David doesn't just look at a credit score--he takes the time to understand each client's full financial picture and builds a clear, personalized strategy to improve their credit profile. Thanks to his guidance our clients have raised their scores significantly, which helped them qualify for a much better interest rate when it came time to purchasing a home. What really sets David apart is how he empowers his clients with education and ongoing support. He's always patient, professional, and results-driven. I've referred friends and family to him without hesitation, and every single one has had a positive experience. If you're looking to strengthen your credit and position yourself for better financial opportunities--especially when it comes to homeownership--David at Credstart is the person to call. He truly knows how to make credit work for you. read more

Finally Got My Dream Home Thanks to Credstart! I can't say enough good things about Credstart! I was stressed out trying to qualify for a mortgage because my credit score was holding me back. Traditional credit repair felt slow and confusing, but Credstart changed everything. They use this AI credit software that is seriously next-level--it got results way faster than I expected! I signed up for their Score Booster Program, and within just a few weeks, my score jumped enough to get pre-approved for my house at a fantastic interest rate! Their team was so helpful, explaining every step and answering all my annoying questions. It wasn't just fixing errors; it felt like they gave me a roadmap to better financial health. If you are struggling with collections, late payments, or just need a fast, reliable credit boost, stop looking and call Credstart right now. They made my dream of homeownership a reality! Would you like me to use this review as a basis to write a testimonial focused on their debt negotiation services? read more

I was introduced to David and Allina at Credstart from a realtor friend and his lender when trying to get approved to buy my first home. At the beginning of the process; I had dozens of negative impactful items on my credit file. David, and his team made me aware of the process and how it would most likely all go. From the first meeting with Credstart all the way to the last time we spoke the entire process was smooth, comfortable, easy and for my file, fast. I felt at peace knowing the work they were doing was real and honest. There was not one time I felt uneasy. They were able to remove 30+ negative items off of my file and remove items on it I didn't even knew I had. As I write today my score has gone up over 120 points and still counting. They guided or coached me on what to do moving forward in order to keep the score climbing. I would highly recommend Credstart to anyone needing credit repair or even if your file just needs cleaned up a little. It was a great process start to finish. Thank you, Credstart! read more

David and his team at Credstart are hands down the go to for credit repair. From the very first interaction, the level of service was nothing short of outstanding. Their team not only exhibits unparalleled professionalism but also a genuine commitment to their clients' financial wellbeing. What truly sets this company apart is their dedication to giving clients a second chance. They understand the roadblocks and challenges that life throws, and they are equipped with the knowledge and tools to help anyone overcome these hurdles. Through personalized strategies and consistent support, they excel at their abilty to rebuild and restore credit, opening doors to opportunities that might feel impossible. For anyone who's ever felt the weight of financial constraints, this credit repair company is more than just a service; it's a beacon of hope. They don't just repair credit; they rebuild lives, one credit score at a time. Your future self will thank you. read more

This company is hands down the best company to work with for whatever your credit restoration goals are. David and his staff are truly amazing. He delivered exactly what he said the end result would be plus more. We sat out to be around 640 and ended with a 718. Keep in mind we started in low 400s the process was effortless. Just follow The plan they tell you and watch the magic happen! I still don't know how they did it and produced exactly what he said but that's what you get when you deal with professionals who know their job. I've gone through many companies in the past and was never given a guarantee Nor saw results as fast as we did. I wouldn't recommend anyone else. If you are serious and want to get something done and done right the first time then stop looking around and get with these guys. I promise you won't be disappointed. If I could give more then 5 stars I would. This company is beyond a 5 star Rating. read more

Working with David and the team at CredStart was nothing short of exceptional. Their level of professionalism, care, and expertise truly sets them apart in the credit repair space. From the very beginning, David treated our client's situation with urgency, precision, and genuine compassion. Thanks to CredStart's strategic guidance and consistent follow-through, our client's credit score was elevated to 720+ across all three credit bureaus -- a result that completely transformed what was possible. Quite honestly, without David and his team, this deal would not have been able to move forward. CredStart doesn't just repair credit -- they restore confidence, open doors, and make life-changing opportunities attainable. If you are looking for a trusted, high-caliber credit professional who delivers real results with integrity and heart, David and CredStart are unmatched. Highly, highly recommend. read more

After decades of ignoring my FICO scores and basically just accepting the terrible rates that would be handed to me due to lack of my investigation thoroughly what was going on with it. I was recommended by my niece, who had used the service to help improve her credit. I have been given advice & tools that would assist me in the process. Terry at Credstar has been an absolute pleasure to work with. She is professional, educational, and just an all-around wonderful person to speak to on the phone. The professionalism that has been bestowed on me, and my situation has been top rate. I have explained to her what my goals were. Her advise I have followed and have seen a tremendous increase in my scores and have had neg things disputed and rectified. If you have goals and need to clean your financial act up", Reach out to Credstar.Tell them Frances sent you". read more

I just would like to say, thisCredStart credit repair company is Thee Absolute Real Deal!!! For the last ten years of my life I've been struggling with very poor credit scores and issues since my divorce. Never had a credit score over 550. Vehicle repossessions, charged offs, late payment everything bad was on my credit. So once I got my life and finances together, I wanted to focus on my credit, so I went to spending a lot of money on working with several credit repair companies that just couldn't fix my credit issues. Until I was introduced to CredStart by a realtor friend of mine. I started the process in October 2023 with a 562 credit score across all bureaus and finished in March 2024 with a 687 credit score. I recommend this credit repair company to anyone with credit problems. Thank you so much CredStart!!!! read more

I've had the privilege of working with this company for the past eight years, and I can honestly say their partnership has been invaluable to both my business and my clients. In an industry where reliability, communication, and trust are everything, they consistently deliver on all three. Time and time again, they have gone above and beyond to help ensure smooth transactions and positive outcomes for the families we serve. Their professionalism, responsiveness, and commitment to excellence make them a team I can confidently rely on. I'm truly grateful for the relationship we've built over the years and look forward to many more years of working together. If you're looking for a company that genuinely cares about doing things the right way and supporting their partners, I highly recommend them. read more

I had an amazing experience with CredStart! From the very first consultation, David and his team were professional, knowledgeable, and genuinely invested in helping me improve my credit. He took the time to explain my credit report in detail and developed a customized plan to boost my score. Within a few months, I saw significant improvements, and I was finally able to qualify for better loan and credit card offers. Communication was seamless--David and his team kept me updated throughout the process and were always available to answer my questions. If you're struggling with credit issues, I highly recommend CredStart! They truly deliver results and provide outstanding customer service. Thank you, David, for helping me regain financial confidence! read more

I was hesitant to use a credit repair company, thinking, "What could they possibly do that I couldn't on my own?" Well, the answer is: a lot. I couldn't be more grateful for Stephanie's help in this process. She was incredibly knowledgeable and patient, walking me through each step and explaining everything in detail. The results were astounding--my credit score improved significantly in a short amount of time. The entire team was professional and responsive, always ready to answer my questions and provide guidance. Their expertise and dedication exceeded my expectations, making this an invaluable investment in my financial future. I highly recommend their services to anyone looking to improve their credit. read more

CredStart is amazing, they literally saved me! If you're thinking about fixing your credit at an affordable price, contact Eric! He was always available to talk and answer any questions I had. CredStart also works very quickly and efficiently, my credit score shot up over 100+ points since working with them to remove an old collection and closed credit card. I cannot thank them enough for being so helpful and the real deal. It was something I had put off for so long because I was scared I might end up being scammed, but they are professional and are not money hungry. Love it, will always recommend you to anyone I know that needs a little help with their credit!! Thank you so much!!! read more

Let me start by saying how blessed I am, I got referred to the best company and person Allina. The moment I talk to her I felt 100 percent sure in my gut she was the right one, that would make things different for my credit. she is super knowledgeable and professional and understanding. My credit was super low in a short period of time my credit went up by over 100pts. If I can do it all over again I would !!!! but only here no where else. I'm thankful that you (Allina) cross my path, they make things happen for me now I'm happy with a good credit score, I have knowledge of how to maintain my credit and what to do not to hurt my credit again. Super THANK YOU TO ALL INVOLVE !!! read more

I am a mortgage broker and often times clients have negative things reporting on their credit and that could kill the deal in some cases. I have had the pleasure of working with David Lopez and his team on a couple of my deals, i referred my clients over to him and he took it over from there, my clients credit not only improved but all the negative items were removed from their credit and my client in one case was able to save over $8,000 and in another case my client was able to qualify for the home of his dreams because David was able to get their credit higher than they ever had it before. Huge Shout out to David and his team for all the hard work. read more

I had an amazing experience working with Credstart and especially with David. He was incredibly knowledgeable and professional throughout the entire process. David not only helped us with credit repair but also guided us on how to better manage our credit going forward. Thanks to his expertise, we were able to improve our credit in a surprisingly short amount of time. I truly appreciate his patience in explaining everything clearly and making sure we understood each step. The results speak for themselves, and I couldn't be happier. I definitely recommend working with Credstart if you're looking for real results. They get an A+ from us. read more

spoke with Eric over the phone and I explained I needed my moms credit to go up fast, he said it's his specialty. I was very skeptical but I figured one last shot at this and I paid by card over the phone. verified some information through a link. 7 days later she had a 75 point jump. she hit almost 800. I was shocked! I am probably going to use him again for a jump for myself as I've been lingering at 740 for what seems forever. highly recommend, this was the easiest investment I've ever done and we've paid others to help her before, but Eric actually came through. Just do it, you won't regret it. Fix that credit, crunch your goals. read more

I had a great experience working with Credstart, and I especially want to recognize Stephanie for the outstanding job she did helping me through the process. From the very beginning, Stephanie was professional, knowledgeable, and extremely supportive. She took the time to clearly explain each step and made the entire process easy to understand. She stayed in communication, answered my questions promptly, and always made me feel like I was in good hands. I highly recommend working with Stephanie. She truly cares about helping people succeed. Thanks Stephanie! read more

I'm leaving another review of Allina and Credstart. Friday I received and Alert from Credit Karma stating my credit score had changed. My TransUnion score updated to 775, and my Experian score is now 795. I'm waiting for Equifax to update, but I expect that score to be in the high 600's which means my middle credit score is 775. Keep in mind when I started working with Credstart all 3 scores were in the low 500's. If you're looking for a honest credit repair service, look no further. Credstart and Allina are amazing! read more