I am pleased to recommend Modern Mortgage Lending Inc. DBA's Modern Lending & Modern Lending Team,…read moreThe team worked hard for nearly two months to get us qualified and approved for the purchase of our new home. Michael Burkey (Realtor) helped us align all properties we were interested in viewing, Michael listened to our likes and concerns about the house we were looking for, What impressed me most was not just his passion towards his work, but the discipline behind it. Alonso Lerma , Mónica Paez, Cara Pico, Lola Hansen they communicated clearly, met deadlines, and showed us what was working and what needed to change. I would confidently recommend Modern Mortgage Lending Inc. DBA's Modern Lending & Modern Lending Team to anyone looking to purchase a house.

I worked with Alonso Lerma and he was an excellent Loan Officer! He was fast at collecting all my…read moreinformation and processing the loan for me. He was readily available when I had questions and he explained the process well. He updated me every step of the way, whenever the status had come closer to us getting loan documents drawn. I was never left guessing where I was in the process. Alonzo took the time to call me personally, on a number of occasions when a text wasn't enough to answer a question. I thought that type of service had completely gone away; so many businesses are just responding via text and it's hard to get the personalism back and that human connection. Not with Alonso; he assured me that if I had a question, I could reach out any time. And to my surprise, his response time was unheard of, calling me back within minutes of my call or text. I just got final approval the other day and I feel like the process was easier this time than other times when I purchased a home. I have purchased 3 other homes and never had such a smooth process. I also want to recognize his Loan Processor, Itzel as she did a fantastic job on the processing side. I think they make an amazing team and I highly recommend them if you are looking for a loan!

Beau and his team helped me in refinancing my mortgage. I can't say enough about how Good they were…read moreto deal with. They made the whole process very efficient and kept me informed of the status on a regular basis. The costs were very fair and transparent from the start with no delays or surprises before closing. I would highly recommend them. -Edward W.

We just closed on a HELOC arranged by Beau. He made the process as easy as possible and was…read moreextremely knowledgeable about rates, terms and underwriting. He returns messages quickly and stays ontop of the transaction until it is done. I recommend him highly.

Both Kristi and Richard were just amazing Helped me to close…read morea DSCR loan while living overseas in just 3 weeks World Class

Aloha. If you need a lender who actually understands real estate investing and doesn't panic at the…read morefirst sign of a complication, look no further than Griffin Funding. I worked with Marina Oliver and Shell Contizano on a cash-out refinance for one of my vacation rental properties. Because the property has an ADU and my financials involved multiple businesses, a standard loan wouldn't work. Marina expertly guided us into a DSCR loan. Along the way, our title report pulled up an old judgment that wasn't mine and a pending insurance lawsuit. Where other lenders would have backed out or delayed for months, Shell and Marina communicated clearly, told me exactly what documentation they needed (like an identity affidavit and an attorney letter), and pushed the file through underwriting without missing a beat. They put in the elbow grease and got it done. Five stars all the way. Mahalo!

Navy fed is TREMENDOUS!…read more Best accounts! Best rates! Best interest! Best everything! If you can bank here DO IT

Quick shout out to Jason, the teller working on 06/27/26. He was a super cool dude who is just an…read moreexemplary example of what customer service should be. He helped our kiddo complete his first bank withdrawal to buy his first car and showed him so much grace and patience even though there was a long line, he didn't rush him once. Walked him through every step, asked questions, had a great sense of humor and we just wanted to say how lucky you are to have him working at your establishment.

Love Frontwave, we opened a new business in Temecula and love being able to have the Temecula…read morebranch down the street. The entire branch is filled with employees with great attitudes; they are always happy and welcoming.

ROSALIE Go Siong is the best banker (universal service representative)…read more She is kind and patient. She helped me greatly. She needs a bonus or raise.

As a first time home buyer, and little to no knowledge in homebuying; Taylor made Escrow easy to…read moreunderstand and follow along. Any shroud of uncertainty or mystery was dissolved! Communication was on point, we always knew what to expect ahead of us and what was needed from us. No doubt I'll be reffering friends and family over to Taylor. Thank you for all the help, and thank you for the amazing closing gift!! Sincerely, The Anayas

Taylor and his team were amazing. Period…read more For years, I was apprehensive about trying to buy a home, because my credit was not in a good place. Before I started to look at houses, I reached out to Taylor to see just how steep of a hill I was going to need to climb to become a home owner. Taylor worked his magic and walked me through the steps on how to beat clean up my credit. After a few months or work, we had everything we needed to get a loan approved at a payment that I could afford. Taylor and his team walked me step by step through the loan approval process once we found the home of our dreams. At no point did I feel pressured about the loan process and I do not feel that this process could have gone any more smoothly. If you are in the market for a lender, look no further. Taylor and his team are your answer!

We loved working with Kelly! As first-time homebuyers, we had a lot of questions throughout the…read moreprocess. Kelly was incredibly patient, knowledgeable, and supportive every step of the way. She was always quick to respond, kept us informed, and made what could have been a stressful process feel smooth and manageable. Her professionalism, efficiency, and genuine kindness made all the difference! I will also add she helped me lock-in the best rate at the time, and all within 14 days. I can't recommend her enough! Thank you for making our first home-buying experience such a positive one, Kelly!

I honestly can't recommend Kelly enough…read more I'm not easy to impress. I'm super detail-oriented, have high expectations, and don't have much patience for poor communication or mistakes. I rarely write reviews, but Kelly absolutely earned this one. I'm self-employed, and every lender I've worked with in the past made financing feel like a huge ordeal. Kelly made it look easy. She knew exactly what she needed, never made my self-employment an issue, and got me from contract to closing in exactly 15 days. I honestly didn't think that was possible. What really stood out was how responsive she was. Whether it was evenings, weekends, or dealing with our two-hour time difference, she was always there when I had a question. I never felt like I was chasing my lender, and that alone made the whole process so much less stressful. My best friend sent me to Kelly after she helped both her and her son buy homes this year. They couldn't stop talking about how great she was, and now I completely get it. I almost never give A+++'s, but Kelly earned one. If you want someone who knows exactly what they're doing and actually makes the mortgage process feel easy, she's your person. And yes...Kelly is officially my mortgage spirit animal.

My lender sent me an email about a down payment assistance program. I quickly Googled it and…read morestumbled upon the Home Loan Artist website. I filled out what appeared to be a waitlist for the program itself, but I received an email from this Brad individual saying he was going to contact me to go over prequalifying for a mortgage. I responded back saying no thank you and that I was apparently mistaken as to what I filled out, so no need to contact me. Attached is the (completely unnecessary) response I received. I just wanted to put this out there for other like-minded people who want to know the kind of person they are dealing with when making what is, for most, the biggest purchase of their lives. As to his response on this review - I was neither upset nor seeking his assistance. This email and his responses to other negative feedback speak for themselves. Judging by some of the other negative reviews, it sounds like he is quicker to respond to someone who ISN'T interested in his services than others who are. Good luck to you and that chip on your shoulder.

I would like to be able to write a good review but alas I cannot. I read a few of Brad's articles…read morebefore deciding to contact him for a complimentary telephone conference. I set up an appointment online for Friday April 27th at 3:30 PM and received several email confirmations of this appointment. Friday came and went, I tried calling and received no response until 9 PM when he emailed me to say he was sorry he was unable to speak with me and offered to reschedule the appointment. Don't ask me how it took 5.5 hours for him to communicate that he could not make the appointment despite the multiple email confirmations I received from his business. I was going to give him the benefit of the doubt but today AGAIN he did not follow through or answer my call during the scheduled appointment time. Again, I received multiple emails confirming the date and time. All I can think of is he does not need the business and is running a very unprofessional organization. Very disappointing considering all the good views I had seen.

Mitch and his team are amazing. They make buying a home and obtaining a loan as easy as it can be…read more Even when Mitch is on vacation he is following up on loans and paperwork. He is very knowledgeable and gets you the best deal out there. I would recommend him any day.

This is the 3rd home purchase we have used Mitch for and wouldn't use anyone else. He is the best…read more Knowledge, honest, and efficient! I never have to worry that something will go wrong or get overlooked. Thank you Mitch and Lisa for being 5 star!

We are so grateful for Mark and his team! They played an important role in the purchasing of our…read morefirst house and we experienced nothing but the best service from them. Mark was always there for every single question we had, even late at night...sorry Mark! Lol. We felt so supported throughout the loan process and we are happy that ULC continues to be a resource for us. If you want a trustworthy team, a professional team, a communicative team, a lightning-fast team, please contact United Loan Center. Thank you Mark for everything!

I can't say enough good things about Chris Grant and how great my refinance process was. He was…read morepatient, thorough and explained everything in detail. Everything was done on the phone or online as I live over 80 miles away in Los Angeles. Distance doesn't matter when you get exceptional services! Thank you again, Chris!