Everyone I met at Peak Finacial was pleasant and very professional. Every aspect of my…read morecomprehensive retirement income plan was presented in easy to understand terms with graphs and computer screens. After every meeting my Wife and I fully understood what was being presented and why. Every question was answered fully along with all pros and cons considered before we made any decisions. There was never any pressure to make a commitment and I felt, if I had the inclination, I could have walked away at any time with a free retirement plan in hand. I did a lot of research online, on the radio, read books, and took classes from other fiduciaries. Peak financial is a top notch company. I hold Mr. Jim Files in the highest regard, he is a man of integrity and a professional.

My experience is good and I'm in the process of deciding it's a lot of information. I just received…read moremy binder and I have a lot to look at. They are very kind and respectful and have taken a lot of time with me.

My wife and I met with Liz to review our retirement goals, and our experience through this process…read morewas exceptional. We provided some initial information ahead of the meeting and she was very prepared to review our current portfolio, provide assessments and recommendations, and give a picture into our future. She came with a vast knowledge of different strategies and outlooks that we previously were unaware of. Also worked with us through our questions and had very good perspectives and pros/cons of different ideas. Super helpful and informative! Would definitely recommend to others looking for financial planning services!

Had her as a guest speaker. Learned a lot! She was engaging and very informative! Definitely…read morerecommend.

We have worked with Gary for years now! He's so knowledgeable and honest. He takes care of the…read morewhole family now.

Gary has been a phenomenal advisor and is an absolute pleasure to work with. He and his team are…read moreprofessional, timely, communicative, and knowledgable in all regards. Gary is easy going and not pushy on any topic, which brings a sense of calm to any investment strategy or discussion. Gary is calculated and experienced with his tools of strategy and execution. I enjoy working with him and will continue to refer him to business partners, friends, and family. Thank you Gary.

Started with this company many years ago, truthful, straight forward and really listens to YOUR…read moreopinion. Never pressured into buying anything, always concern this my comfort level. Careful planning has made my IRA and personal accounts growing at a consistent rate without placing accounts in jeopardy of huge swings in value. Even in "bad" time it wasn't so bad. Much better choice for me as I actually have a real person to talk with instead of new advisor roulette from other firms.

I've enjoyed (for the most part) managing my own money since about 1983 when I joined AAII - a…read morefinancial educational organization. However, I met with Hanson & McClain in the early 2000s and again in about 2014 and was/am clearly impressed with their advice, fiduciary responsibility, and concern. In fact, should I become incapacitated in some way and am no longer competent to manage our retirement IRAs, my wife has clear instructions to turn the whole thing over to H&M (now Allworth). One of the best pieces of advice that I've ever received was a tidbit about something called "airtime" that they mentioned on their radio show. (Been listening off and on since the mid-1990s.)

Fidelity Office in Roseville - not good customer service experience. My wife and I went into…read moreFidelity Office in Roseville to move funds from an IRA into a cd in December 2025. The female employee that helped us was watching when I logged on to their computer and saw my password. So we needed to switch to another employee and change our password. We set-up 2 cd's and we always ask questions like: interest rate, length of cd, confirm non-callable, and if the cd pays interest monthly or at the end of the term. So the $80K cd we choose paid monthly however the maturity date was different monthly then the date the cd started. CD began on December 17, 2025 - so intuitively you would think on January 17, 2026 we would receive the first interest payment. That was not the case the first interest payment was not until February 1, 2026. This should have been communicated when we choose the cd.

Staff was very helpful and friendly. I like the free treats in the lobby. The gentleman at the…read morefront desk was nice and made an appointment for me. And I felt the gentleman who assisted me with my account was honest and kind.

We had a virtual meeting with James scheduled. When he did not show up after ten minutes past our…read moremeeting time, I called and was told he had run over his time with another client but would sign onto our meeting right away. At 15 minutes late, I ended the meeting on our end and called to let them know, a courtesy that we were not extended. No one called to tell us that James would be late or would need to reschedule, and his administrative assistant confirmed that our meeting was on the calendar for the correct date and time. Things happen, and that is understandable. What is not understandable or acceptable is leaving a client hanging.

From the owner: Retirement is a once-in-a-lifetime milestone, demanding precise planning from the start. Unsure…read morewhere to begin? If you have worries about financial stability, tax regulations, healthcare expenses, and market fluctuations, the path forward can seem daunting. At Bright Lake, we understand these challenges and focus on guiding individuals through the intricacies of retirement planning.

I have been working with Jeff and Camille and the Monolith staff for many great years. I feel…read morecompletely confident in their understanding of my financial goals and their strategies to help me succeed in meeting them. I have always been treated with patience and respect and a genuine interest in my peace of mind, financially. I am also very impressed with their devotion to ongoing education in the complexities of the financial world. I highly recommend the Monolith Financial organization to those seeking financial understanding and success.

We have been doing business with Jeff Mitchell for many years and I just wanted to acknowledge his…read morevery professional Financial group. We have always been treated very special and have been given excellent financial advise. Jeff's staff is also superb. I would recommend Monolith Financial Group to anyone that cares about their financial health.

I would give this place a 10 star not just 5 ! I feel compelled to write this review because I've…read morenever interacted with such genuine and authentic people in Corporate America before. Remember you are the COMPANY you KEEP! The leaders of the firm are sincere and want you to succeed but you must put in the time and effort. No one is to blame but you, if you don't take action. I am a real person and client of USTLA and will always be an advocate for USTLA. Every dollar spent on this course has rewarded me financially and paid off with improvement of my life, in so many areas. USTLA coaches / instructors are very professional and knowledgeable. They have a proven track record on a personal and professional level with success. So what more can you ask for? I completed the intensive "one on one" USTLA classes end of March 2024 and started investing in April 2024. My first live onsite auction was 3 weeks ago (July-2024) and I won a DEED on a property. Now, I am at the stage of interviewing licensed general contractors to start the renovation process of this vacant property that was abandoned and neglected. As the saying goes "YOU REAP WHAT YOU SOW !! " The hard work has paid off. Before you join, ask yourself why you want to do this and what you hope to accomplish. It has been financially very rewarding and the ROI with one deal has already paid off more than the cost of the education. Keys for success: a) Have time and make time to do this and be focused b) Stay positive! Be true to yourself and others you interact with. c) Don't treat it as a job. Have fun doing this. d) Must have PATIENCE, be a good listener and make notes. e) Stay organized, follow up and follow through each lead you find. g) Don't quit when waters are rough. Be ready to deal with whatever curve balls life throws at you to deal with, in the current or next challenge when investing in Real estate.

I went to the 3 day course in Anaheim, CA, along with purchasing their material (CD's, thumb drive,…read moreetc.) prior to going. I reviewed the material very carefully and was able to learn quite a bit from it. When I went to the 3 day seminar, I thought it would just be a repeat of what I learned from their material. Well, they did repeat from the material, but I was wrong in assuming they wouldn't provide more learning. I was pleasantly surprised to find that I learned quite a bit, especially with the finer point details on the process of purchasing liens and deeds. I came out of there with pages of notes even on the first day. Yes, there are motivated trained mentors that offer the purchasing of upgrades on a mentorship program, but I never got the impression that they were pushy. I do feel that the majority of people out there probably would need more hand holding with a mentorship program, because most people just need that in order to be successful. I feel that if someone purchases one of the upgraded packages, they need to understand that they can get a lot out of it, but they need to be willing to meet the company half way by being accountable by working hard with them and for themselves as well. They will have their hand held, but can't expect for everything to be done for them. I was glad that I went. I made some contacts in the audience of people that seemed to be like minded individuals such as myself that are interested in networking to help each other to give this business a try. I already am a local real estate investor, however have not had experience in this field. I learned so many details about formulas, how to crunch numbers, details on title searches, how to research properties with a fine toothed comb, particulars on how other states and counties work, motivational information, attitude, etc. etc. I was able to get actual personal experiences, details, preferred areas of investment, websites used, etc. from some of the mentors just by showing a lot of interest and asking the right questions. In particular, Tim Huffman stood out to me in answering many of my questions. Of course, it was not the same as a one on one mentorship for a year, but it was still valuable to me. The speaker, Steve Wyman, was excellent, motivating, and very detail oriented. I learned things I never would have thought of at that meeting. I also enjoyed the short speech that Rene Gonzalez gave as well. Dr. J. C.

Myles and his team are wonderful. Very happy with my professional dealings with the team over at…read moreFirst Bank!

I'm not sure why it's taken me so long to write this review but it's way overdue…read more I've been banking with First Bank for almost 10 years now and I have to say - this bank is EVERYTHING a bank should be. I used to bank with the big banks and all I ever was is an account number, at First Bank they actually get to know you and you them. And imagine this: you can actually call the branch and speak directly to a REAL PERSON! Unheard of these days (which I try not to do too often, after all, they are working and I don't want to abuse this). A couple of years ago someone stole my checkbook and wrote $2,000 worth of checks. I caught it at 4pm and called them. They jumped right on it and actually called the Federal Reserve clearing center and had the checks stopped. If they hadn't done this I would have lost the money (check aren't like credit cards, once they've cleared the money is gone). I've used many banks before, both for personal and for business, and this is the best bank ever. Tell Steve, the Branch Manager, or Kamal, the Operations Manager I sent you, lol.