Where to even begin.... I worked with a great broker named Raymond (Ray) and Joseph helped out a…read moreton as well. This was such a tricky loan, as it was for my first home purchase and I was hoping to utilize income from a converted garage studio to increase my borrowing power. Again, this was a very technical loan with a lot of moving pieces and novel situations for underwriting to navigate. In the end, Ray and Joseph got the loan done and got me a great rate! I would highly recommend working with AFL, as they have a wide range of loan programs and well-fostered relationships with multiple lending organizations. Last, I was super anxious throughout the process and both Ray and Joseph took my calls, supported me through the process, and kept me even keel to the finish line; their support pertaining to my stress was invaluable, particularly during a first home purchase!

Seamless transaction, Joseph and the team are easy and great to work with, and the push all parties…read moreto ensure they meet deadlines as if it were their own loan. Would definitely recommend them to friends, families, and colleagues.

I was GHOSTED. was…read morehelping me apply for a home loan but my credit needed work. A few weeks pass by and I told him I paid off credit card debt and he IMMEDIATELY Re-Ran my credit without my permission. He said I was only approved for 450k MAX. After this point he decided to ghost me and avoid my phone calls and texts. I ended up going with another lender and was approved for 950K. for the sake of this particular lender I will not say names. Im sure this organization is not bad for home lending but I DID have a bad experience with one particular lender. 5 stars because im not a hater.

As a first time home buyer, I knew I would need someone on our side to help secure our loan who is…read moreavailable, moved fast, patient and willing to walk us through the process, and also provide competitive rates. I found all of this with Loan Titan and knew from our first phone call that they were the real deal. Nareg, Dina, and team are excellent at what they do. While the escrow process is stressful and has many unforeseen challenges, having someone like Nareg and team fighting for us helped put us at ease. Thanks to them we were able to close on our house. Highly recommend.

To put it simply, best loan experience ever! Jim Goldberg…read moreand his team are the best. I had applied for an equity loan with a bank that I have been with since 1984. After going back and forth, shuffling documents for almost ninety days they denied me for a loan against a property that I own free and clear. After being denied, the local bank rep apologized and said "I know someone who may be able to help you" and gave me Jim's number. Called Jim the next morning, after a short conversation he said "I can probably help you" and connected me with a member of his team who very efficiently worked with me in gathering the needed information. Two days later Jim called and said that he could make it happen, discussed rates and started the process. Received a message the next day, Jim had been able to negotiate a better rate! The young lady who worked with me was amazing, knows what the underwriters want to see and finessed the language in documents accordingly. Was able to work with my insurance company to supply the required information needed by the underwriters without me needing to get a new policy which would have cost thousands more per year. Three weeks later the loan was finalized. As they say "The Stork Delivers!"

I recently purchased a home and Jim was AMAZING!!! I reccomend working with him anytime. Beyond the…read morefact he got me the best rate out there, he was very professional throughout the entire process, extremely responsive and he got my escrow closed in 21 days. I couldn't ask for a better mortgage broker. Thank you Jim for all the help with the loan. It's been a pleasure to work with you! You will always be my go-to!

I recently had the pleasure of working with Diana Beltran, who is a part of the Legacy Mortage Loan…read moreGroup. I typically don't leave reviews in this platform but its been a pleasure working with such a knowledgeable and supportive individual! I can't thank her enough!!

Legacy Mortgage Loan team assisted my family with CALHaFA 20% down. This team is amazing from start…read moreto finish. They make you feel extremely comfortable with such a big life time decision. I truly appreciate them going above and beyond in every aspect. If you have been dreaming of your dream home and it yet has happen for you don't wait any longer and contact this amazing team.

We are first time home buyers and loan process can be a pain especially when you're not used to…read moredealing with paperworks, fortunately Andre 's team has been helpful since the very beginning; they were quick to response, available whenever we have questions, and worked closely with our real estate agents as well as escrow. The biggest highlight for us, of course, is how much money that Andre actually helped us save, we were very happy with our super competitive low rate in the current LA market (May-June,2023), he's definitely someone who can think and strategize for you from a buyer's perspective.

Andre is a great loan officer who made our Refi experience smooth and pleasant. He was reliable,…read moreattentive and knowledgeable. It was a pleasure to work with him and looking forward to our future working experiences with his firm. Also would like to give a shout out to two valuable members of Andre's team, Arthur and Gladys for their assistance and for promptly answering our questions and concerns.

This review is really specific to my interactions with Chris Dritz. I guess it is about CMS as a…read morewhole because I have also worked with members of Chris's team, and they are great. I first started working with Chris in late 2013 or early 2014. A friend put me in contact with him directly because no one else could help me get into a new house while keeping and renting out the condo I had as the market was not good to sell it. Chris worked his magic and found a reasonable and fiscally responsible way to help me with getting into a house while maintaining my condo. In the end, he helped me so that I felt secure in my leftover savings that if I did not have have a renter for a few months that I would be secure in paying for all expenses of both properties. A couple years later, he helped me refi my house so that I could save money and get some money out of it to pursue starting my family. Just recently he helped me again get into what I hope is my forever home. I am a high maintenance kind of person who looks over all the paperwork and has lots of questions. Chris always answers my questions quickly and clearly. If something doesn't work for me, he will try to see what other options there are to make it work. He is also very realistic. He does not overpromise and often won't give information until he has the facts because he does not want to set up unrealistic expectations. He helped my sister and her husband when Rocket Mortgage screwed them over (DO NOT USE ROCKET MORTGAGE!). He will tell you things you may not want to hear, but they will always be in your best interest. I will refer people directly to Chris and continue to use him for all my home needs. Not being able to use Chris would be a deal breaker for me with regard to any aspects of home buying or refing.

Being honest, we had lost our home and blew up our credit during the real estate melt down five…read moreyears ago. I doubted we could get a loan, let alone a fairly substantial loan for our dream home by the beach in Ventura. I wrote Marty Smith and the team at CMS and within hours we were pre-qualified and on the path to home ownership! Because of our unique financial situation not every lender was willing to work with us in the tightened regulatory market, but Marty and the CMS loan officers fought and scratched and kicked to make sure we would get our loan. And while they worked for the best deal possible, the kind and patient staff reassured us at each step of the way like they were serving a family member. I can't speak highly enough of the CMS team. If Marty Smith prequalifies you and you stick with CMS you will get your loan at the best possible terms. So glad we acted while interest rates are low! THANK YOU CMS!!!

Loanverse made my home buying process so simple. They initially collected everything they needed to…read morepre approve me for my loan so when it came time to buy my home, it went smoothly and quickly, we even closed escrow early. Darius and Naz knew the answers to all my questions (I had tons) and made me feel like I was in good hands. If you're interested in buying or refinancing, call Darius! Get his opinion and see what loanverse can do for you. These people know their stuff!

Thanks to the great peoe that work here at loanverse we were able to get our new house…read more They are awesome.. Thumps up for this group right here.. Highly recommend them!!!

Michael was super responsive and quickly processed our loan! He was wonderful to work with and we…read morewould recommend his services highly:)

To begin my review i will start by saying that i have a lot of experience in the lending business…read moreboth traditional and private. Mike was the individual that i worked with from start to finish. He met me at the property on the 1st day and looked over the project with knowledge and experience that i later learned he has. We discussed the numbers and came to a tentative agreement, he engaged his escrow officer and we signed a preliminary deal. Once the escrow officer completed the due diligence we reviewed the deal, signed the closing statement, Mike transferred the money to escrow and the deal was closed. In my life this is the 1st time i have been successful with closing a loan deal in 5 days. Mike gets my vote of confidence and i would recommend his company to anyone that may need a quick and short term loan, someone that understand the lending system and is familiar with the current rates and trends. Five star treatment!!!!