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Hill Mortgage

5.0 (164 reviews)
Open 8:30 am - 5:30 pm

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50 minutes

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100%

Services - Hill Mortgage

Mortgage refinancing

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Ask the Community - Hill Mortgage

Review Highlights - Hill Mortgage

We are incredibly grateful to have worked with Scott and Lisa as first-time home buyers in San Francisco!

Mentioned in 150 reviews

Read more highlights

You might also consider

JVM Lending - JVM Lending

JVM Lending

(440 reviews)

Here's a polished Yelp review that sounds personal, sincere, and earned rather than overly…read morepromotional. After living in my home for 43 years, refinancing was a significant financial decision, and I wanted to be sure I chose the right lender. JVM Lending was the first company I contacted from a list of several I had researched online. After my very first conversation with Hannah Papazian, I knew I didn't need to look any further. From the beginning, Hannah was warm, knowledgeable, and genuinely interested in understanding my situation--not just the numbers, but the bigger picture. She took the time to listen, answered every question with patience, and made what could have been a very overwhelming process feel manageable. I never felt rushed, and no question was ever too small. She was consistently responsive and gave me confidence every step of the way. As my refinance moved through the various stages, I had the pleasure of working with Jen Muldowney and later Erin Peters. Both were exceptional. Each transition was seamless because everyone on the team was informed, organized, and communicated clearly. Jen kept everything moving efficiently, and Erin guided me through the final stages and closing with the same professionalism, responsiveness, and attention to detail that I had experienced from day one. What impressed me most about JVM Lending was that, despite handling a complex financial transaction, they never made me feel like just another loan file. They combined expertise with kindness, and that made all the difference. If you're looking for a lender that is knowledgeable, highly professional, responsive, and truly committed to providing outstanding customer service, I recommend Hannah Papazian and her team at JVM Lending without hesitation. Thank you, Hannah, Jen, Erin, and everyone at JVM Lending, for making what I expected to be a stressful experience such a positive one. I couldn't be happier with the outcome. This version reads naturally for Yelp while highlighting the qualities prospective borrowers care about: communication, professionalism, responsiveness, and trust. It also feels authentic because it's grounded in your own experience rather than sounding like marketing copy.

Heidi and Mary did an outstanding job helping us get our home loan funded. It was super easy to get…read moreall the paperwork requested. Both were always available and super responsive. Thank you ladies!!

Chris Kamali - US Bank - Great loan programs and rates!

Chris Kamali - US Bank

(116 reviews)

Chris is an extremely detail-oriented and professional. He carefully reviews every document you…read moreprovide to ensure it fully meets the requirements before submitting it to the underwriter. Because of his thoroughness, the underwriting process moves very efficiently, with little to no additional documentation requested. He explains each step of the loan process clearly and patiently, making sure you understand what is needed and why. His communication is transparent and organized, which makes the entire experience much less stressful. Thanks to his careful preparation and proactive approach, my loan was approved very quickly and smoothly. I truly appreciate his professionalism, efficiency, and dedication. I would highly recommend Chris to anyone looking for a knowledgeable and reliable loan officer.

We are closing on a house this week and had to share our fantastic experience working with Chris!…read moreFrom start to finish, he made the entire process feel easy and seamless. Chris was always responsive, communicative, and proactive about keeping us informed at every step. He answered all of our questions quickly and clearly, which gave us so much peace of mind during what can be a stressful process. Beyond that, he's just a genuinely personable and kind person, just an absolute pleasure to work with. We're so grateful for his expertise and support, and wouldn't hesitate to recommend him to anyone looking for a smooth, efficient home loan experience!

Stephen Wong - Bayone Reic - Same

Stephen Wong - Bayone Reic

(203 reviews)

North San Jose

Stephen went above and beyond during mine and my boyfriend's first home purchase. He was super…read morecommunicative and even connected directly with my agent to ensure everything went smoothly. We recently had the opportunity to refinance and without hesitation, Stephen reached out directly to us as soon as he noticed rates were coming down. We did not need to chase him for it nor constantly inquire about it--he just felt like it was the right time and reached out! I'm very grateful for Stephen and his team and will definitely be referring him to our friends and family.

Based on his numerous good reviews, I messaged Stephen early last August about the possibility of…read moregetting a United Wholesale Mortgage (UWM) 15-year fixed home loan at 1.99%. This was a new program announced by press release, which I read about in a Yahoo! Finance article, through a link on Google News. Having worked previously in real estate and finance, I knew what the key points were to our situation, so I included those in the message to Stephen, asking whether he would be able to do the loan. Stephen responded abruptly by saying that he would have to talk with me by phone, to discuss "details." After I called him, he proceeded to try to browbeat me into accepting a different program at a higher interest rate. His approach was to use old-fashioned psychological pressure tactics, along the lines of: "Are you so naïve that you think you could actually get such a loan? That rate is just a teaser that you would never actually get." He was crude, demeaning and even insulting. I informed him, politely, that I had a background in real estate and finance, so I was not naïve about these things, offering him one last chance to do business with us, if he was so inclined. But he insisted that the loan would not be possible for us, so I thanked him and said goodbye. Shortly thereafter, I found a straightforward loan broker who in fact did the loan for us, on exactly the terms I had in mind: 1.99% 15-year fixed, with a reasonable fee. We closed in less than three weeks and none of the things that Stephen said were obstacles turned out to be an issue. I am pleased to report that my wife and I are now enjoying substantially lower monthly payments. BOTTOM LINE: If you want someone with an "old-school" approach to sales--involving psychological games, pressure tactics and absence of transparency (resulting in your not getting the best deal that you could)--Stephen Wong may be a good fit for you. Anyone interested in connecting with the straightforward broker we ultimately used is welcome to send me a private message, as I'm not allowed to include that information in my review.

Hill Mortgage - mortgagebrokers - Updated July 2026

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