Working at a private lending company, I've had the pleasure of working with Scott and Lisa on numerous deals. Both of them are professional, friendly and fast. I wouldn't hesitate to recommend Hill Mortgage for all your mortgage needs! read more

Scott and Lisa are very knowledgeable and they helped us throughout the whole process. I had a bad experience with a mortgage lender prior to being helped by Scott and Lisa. I was discouraged of the whole process and felt unsupported. After talking to Scott he made me feel at ease and took the time to walk me through the next steps. Also, during the process Scott and Lisa made us feel supported and guided us the entire time. I definitely recommend going through them! You won't regret it. read more

Scott and Lisa Hill were recommended to us through our realtor, and we were so glad to have them on our team! They walked us through every step of the way while purchasing our new home. They were always available if we had questions (via text/phone/email) and worked hard making sure we made all deadlines. Scott made us videos for our reference explaining all the details of the loan which was incredibly helpful. Lisa's communication with us was amazing and she kept us in the loop the whole way. My husband and I met with Scott for the final paper signing and he made the process a fun one! I highly recommend this team as you won't be disappointed! read more

Our long-time family friend, our realtor, recommended Scott and Lisa. I am so fortunate he did. We were looking during a seller's market with tight deadlines and rising interest rates. Therefore, we needed a team that would be responsive and available at a moment's notice (even on weekends and evenings). Of course, it helped that they also had the best rates when we were shopping around! Scott and Lisa were quick to respond and helpful throughout the entire process. We made multiple offers over several months before we finally won our home. Throughout that time, Scott prepared short videos guiding us through the market and financial worksheet estimates. Upon going under contract, Lisa stepped in to provide the same level of service to guide us through the tight closing deadline with ease. We are grateful for Scott and Lisa's support. We firmly believe they will be an invaluable asset to any team and cannot recommend them enough. read more

Scott and his team Hill Mortgage rocked it. Hill Mortage is all the things you want - really knew their stuff, helpful, responsive, but beyond that he also suggested better options. It was the easiest and the best home mortgage transaction I have ever had. We will be using Hill Mortgage going forward on our future transactions. read more

I didn't have the greatest experience with a previous mortgage company so I was a little apprehensive when I was looking into doing my refi. I was referred to The Hill Team by my insurance agent and I'm glad I asked about it. The Hill Team was very communicative from day one till the very end. They were also very informative. Any documents that came my way wasn't crazy and easily understandable. Scott Hill also did videos for me for when I wasn't able to take his call. That was very helpful too. Majority of the process was done digitally which was convenient due to the current Covid-19 situation. The overall experience was a great one and I recommend their services to anyone. Thank you to Scott and Lisa Hill! You both are amazing and I appreciate you. read more

I cannot say enough about Scott and Lisa Hill. Their attention to detail and level of follow up and follow through is unequalled . At times we all need a push to get the process completed as quick as possible and they are there to remind you and guide you to the finish. Thank you !!!! read more

Buying a home is usually the biggest financial decision in one's life and securing a loan in a timely manner, especially in the crazy competitive Bay Area market, can be stressful. But Scott and Lisa make the whole process crystal clear and guide you through it. As a first time home buyer, Scott explained the whole mortgage process via videos and Lisa was the guide through the exhaustive document collection process. They were always available and responsive throughout the whole process and I'd recommend them to anyone. read more

I was referred to the Hill mortgage team by my friend and I'm thankful to have an opportunity with them. From day one, Scott and Lisa Hill were amazing. This was my first time buying a house and they helped me immensely through each step. During the initial rate selection phase, i liked that Scott was detailed in explaining the costs and rates that go into closing. His video explanation helped me understand the nuances. When it came to actual processing, Lisa was diligent and thorough in checking all documents to ensure there wasn't any delay from my side. She was always on top making sure that the loan processing was moving ahead without delays, which meant getting appraisal done in a timely manner. It was a busy time for appraisers and difficult to find one to drop the appraisal. They even worked with the lender to extend my rate lock to accommodate closing delay. This was done without any additional cost to me. I had a very pleasant experience working with the Hill mortgage team and would recommend them if you are shopping for best mortgage rates in the market. read more

I can't say enough good things about Scott and Lisa. Buying a home during these uncertain times can be nerve wracking and they provided the information and stability and hand-holding that I needed to make decisions and take this big step in my life. Scott also recommended a great realtor as well. When our bid was accepted, everything went smoothly with the loan and escrow. Hill Mortgage Inc came highly recommended and I'll be paying that recommendation forward. Thank you! read more

As first time homebuyers, working with Hill Mortgage was an excellent experience. From the initial intro call all the way through closing, Scott and Lisa were there to guide us, presenting options and answering any questions or concerns along the way. To help explain some of the more complicated aspects, Scott made several personalized videos guiding us through the process, giving us constant access to revisit the explanations and ensure we had our answers whenever we needed them. And as first time buyers, a big challenge was not even knowing what questions to ask: Scott and Lisa were there with both the questions and the answers, giving us the info we needed to make smart and timely decisions. In this extremely competitive Bay Area market, the Hill Mortgage team enabled us to make competitive offers, even when going against all-cash buyers. We received compliments from listing agents on how clean our offers were (financially) - allowing us to move extremely quickly when necessary, and be confident that all paperwork was aligned and ready to go. We can't say enough great things about Scott and Lisa. So happy to have worked with them, and find a home we love. read more

Absolutely amazing. They make the home purchasing and refinancing process SO simple and easy. I really appreciate Scott's videos that breakdown exactly what will be happening with your process. Lisa is incredibly helpful and makes herself available at getting all of the required documentation needed to make your loans happen! There is no one else that I would trust with my financial needs. read more

Couldn't have asked for a better professional team to help us during our buying journey. It was such a pleasure to have Scott and Lisa guide us and close our new home. Highly recommend them!! read more

Absolutely cannot say enough wonderful things about Hill Mortgage. We were referred to them from a friend after having issues with another company and the comparison is night and day. Scott and Lisa are incredibly knowledgeable and walked us through the entire home buying process. They made it painless and as simple as possible. We got multiple emails keeping us informed of where we were at in the process, things needed or to be expected. They are a great team and we cannot say enough great things about them. Even our realtor was impressed. If you are in the market to buy a home, you would be foolish to go with anyone else. We'd definitely use their services again in the future and are so happy we found them. Thanks Scott and Lisa! read more

Highly recommend! We were first time home buyers & Scott & Lisa were amazing at explaining all the spreadsheets, prompt in answering all our questions, and making sure the process was seamless. You won't regret choosing to work with them! read more

Scott and Lisa provided the best rate and were very responsive, upfront and honest about what was available and the process. They made me feel like I was their only customer. On a referral, I called and left a message for Scott. Scott called me back promptly, which I liked. He crunched my numbers quickly and walked me through the various options before I chose one. Lisa contacted me every time an event occurred during my re-fi process, which was reassuring. The whole process went very smoothly and I was very happy. They are a great team, and, based on my experience and that of the person who referred me, I would highly recommend them. read more

Hill Mortgage was referred to me by a friend and I'm so glad. The Hill Mortgage team was amazing. I feel like they truly had my best interests at heart. They helped with the whole process and made sure I understood what was needed at each step and all of my options. Everything went so smoothly and quickly. They helped me at a time where I really needed help. I highly recommend them and will definitely use them again in the future. read more

Really cannot ask for a better or more professional team. They are very clear about the loan and how it is structured, even guiding you through in an instructional video. It is good to know there are people out there you can trust! Highly recommend read more

I worked with Scott and Lisa to close on two properties recently.. One sentence about my experience, it was "headache free". No nonsense, no beating around the bush.. straight to the point, get your job done and you are out...easy, comfortable and hasselfree.. I got below 3% interest for 30yrs..it saves me money and time for refinancing...their product portfolio is wide to serve all customers... After a long time I felt good about working on loan process and thanks to Scott and Lisa.. read more

We have worked with Scott & Lisa for our first home purchased last year and refinance last week. Both times we have had great experience. Not only they gave us a great rate, but also made the entire process very easy to follow. His video explains everything clearly in simple terms, shows all the pricing and cost up front. They keep communicating with us through email or phone to give us instructions, or the steps that we were on or what to expect. Working with them give us the peace of mind that we are not alone in the entire process. They always go above and beyond to help us with our questions or any issues that might come. My wife is a realtor and she has referred lot of her clients to Scott and all of them have positive experience. If you need to buy or refinance dont hesitate to contact Scott & Lisa at Hill Mortgage. read more

We couldn't have chosen a better team! Scott and Lisa were very professional, responsible and detail orientated. They were available night & day to answer any questions or concerns that came up. They were really on top of it, moving quickly to get our loan closed on time. As a first time home buyer, we needed someone to walk us through the process from start to finish. In our first meeting, Scott explained the process so thoroughly that most of my questions were answered without even asking. Lisa and Scott's work behind the scenes made it a fast and smooth ride to closing. We built a great relationship and would HIGHLY recommend the Hill Team to ANYONE looking to buy a home. read more

I have been a Real Estate Broker for over 20 years in the Bay Area. In that time my husband and I have closed hundreds of transaction and worked with many clients. When the clients are Buyers, I've worked with their Lenders. I cannot stress how important a good lender is to any transaction, and two who stood out head and shoulders from other lenders when they represented buyers for one of my listings many years ago, are Scott and Lisa Hill. I was so impressed with them that I sought them out to help our Buyers who have needed a loan since that time and we have successfully completed many transactions with them handling the loans, even when some weren't easy! Scott and Lisa work tirelessly to make Buyers comfortable and the agents know immediately they are quality lenders, with integrity and a fabulous work ethic. If you or anyone you know or care about are looking for a loan of any type, look no farther than Scott and Lisa Hill of Hill Mortgage. They are the best and they have never let me or our clients down. read more

Scott and Lisa are the best! They guided us through the whole process and were very helpful. Would highly recommend.

Scott & Lisa provide a tailored and high-touch level of service, and in a competitive market this duo gets it done on time. The Hill Team acted as a trusted partner in our transaction and streamlined the process from start to finish. In a multiple bid situation, dropping contingencies was risky but Scott made us comfortable and confident that he could get everything done in time without sacrificing our interest rate. read more

Great team to work with. Very professional and responsive. Every communication was very personal and relevant. They were on top of every from start to finish leaving nothing to assumptions. Simply put, Exceptional service read more

Scott and Lisa Hill are incredibly professional and efficient, and are extremely knowledgeable of the mortgage market. More importantly they are honest and operate with the utmost integrity. They truly put their client's needs and best interests above all else. I am very grateful for the successful business our companies have crated together, and I look forward to many more years of collaboration with The Hill Team. read more

I worked with Scott & Lisa on getting my first home loan. They sat me down after looking at all of the funds I had on hand & walked me through: the loan amounts that I could get, how my finances were looking & all of the positives & drawbacks that I had financially. Throughout the process I would get updates with break outs for monthly & closing costs for each property I was serious about applying to. At the end of the day my closing costs were $5k lower than what they had anticipated, which I then could use for renovations. I would HIGHLY recommend using them & will for my next home purchase. read more

Scott and Lisa Hill are incredible and the dream team when it comes to mortgages. We were referred by some family members who worked with them in the past. We needed some help with a refinance and we were told to reach out to them because they would go to work for us. And they did! They listened to our refi goals and came back really quickly with some options we couldn't refuse. Scott sent over these cool videos about our refi options and about any questions we had. This was our first refi so we needed some hand holding and they provided that whenever we needed it. Once we began the process, Lisa got us going quickly and made sure our file was moving forward with our new lender. We really couldn't be happier with our experience with the Hill Team! read more

This is the second time I've asked the Hill Team to help us refinance our home. Just like the first, our experience was flawless. They truly are a great team that makes the refinance experience very smooth. They're experts in the mortgage world and their forte is excellent communication. You can't go wrong with this team. Highly, highly recommend! read more

The Hill team was awesome to work with, and I would recommend them for sure! I knew nothing about mortgages when I first met with Scott, and he explained everything. Once my husband and I had an offer accepted, Scott and Lisa were fast and efficient. They were easy to get in touch with when we had questions, they let us know what was needed when, and overall just made the process completely stress-free. read more

The Hill Team is absolutely awesome. Made the entire home buying process so simple and easy! I would absolutely recommend the Hill Team. They are very knowledgeable, personable, and professional. I felt super confident going into the home buying process with the Hill Team in my corner. They have so much knowledge and experience in the business, and always put my needs first. I am a first time home buyer, and Scott sat me down and walked me through the whole process. He and Lisa checked out my finances and thoroughly explained what type of home I can be looking at. Any time I had any questions, Scott would shoot over a very detailed video that drew out all possibilities for me. I would DEFINITELY recommend this dream team to all friends and family. read more

Scott and Lisa are a great team to work with. I've known them for 20+ years, and all of my refinances + purchases have always been through The Hill Mortgage. Not only they get the best rate for me and my family, their fees are low and their processing is super fast & seamless. I can't thank them enough for all that they've done for us. read more

I've used The Hill Team for my last 2 home refinances. Scott and Lisa are the upmost professionals. They kept in contact with me throughout the entire process. They quickly answered any questions that I had. I highly recommend their team. Thanks Scott and Lisa! read more

Scott and Lisa are knowledgeable and patient. We were first-time buyers and they answered every ridiculous question we threw at them. I highly recommend their service. read more

Five stars all the way across the board for the entire Hill Team. Very professional, we especially love the personal videos Scott sends. Lisa and Pauline were on top of everything start to finish. Best communicators, even working on the weekends! Questions always came up on the weekends and one of the Hill Team got back to us within hours! Five stars for the Hill Team - we've used them for two loans and we would use them again in a heartbeat. Mary and Mark Falcone read more

Hi, I was connected to Scott and Lisa through a recommendation. Disclaimer here: this is my first big home purchase so I was apprehensive about going into this with any lender. But I gave it a shot and couldn't believed I luck out. Scott & Lisa are wonderful as they walked me through the entire lending process- for those that don't know it's an arduous undertaking. I had many questions and they delivered many answers. Customer service was key to me and they made me feel comfortable and supported through each step. The Hill team pulled some wonders and got me a rate I didn't know I qualified for and advised me on making wise decisions to save money in the long run. Don't always focus on the short term number as that's something I've learned from them. Overall, not only was I happy with my purchase, but the quality of service and effort they put into helping me fund my new home. Honestly, the amount of calls, texts and emails I sent them would had someone else blocking my number, but they always responded professionally and quickly. It's not a shot in the dark with the Hill team, you'd definitely hit your target. Thanks again Scott & Lisa. read more

I was about to buy a house and got to know Scott and Lisa through a referral. After talking with a few mortgage brokers, Scott and Lisa are the best I can think of. They are very friendly, very responsive, most importantly, very responsible and knowledgeable. They invested their time to answer any questions I had, does not matter if it is appliable to me to not. Scott is very good at making videos (feels like back to school time, professors' online courses), I got to learn a lot about and became more prepared and confident. For my case, Scott would always try to think of different scenarios, lay out the pros and cons for each scenario, put that in front me, and let me make the best decision. Lisa knows every little detail, every single number on the paper, and never missed a step. The turnaround is so quick. They picked up the phone, responded to my emails real time. They care more about the details, think ahead for their clients. The whole process was like auto pilot, I never imagine it would be so smooth. We ended up closing earlier than the due date. I am very happy with the experience and appreciate everything they did for me. read more

We just used Hill Mortgage to do our second refinance on our home. They are excellent. It's so hard to find professionals in this world and Scott and Lisa Hill are complete professionals. They are fast and thorough and stayed on top of our refi with consistent updates and thorough guidance. I never had to reach out to them to follow up on anything and they were able to keep the process moving quickly without being pushy. I can't recommend them enough. read more

Scott and Lisa were amazing! Our realtor recommended them for us and they were very responsive, receptive to changes as they happened and really took the time to help guide us through the home buying process as first-time home owners. Both Scott and Lisa were able to help make our offer really stand out and be attractive to the seller. We got our house with a lower bid than others because of their ability to make it more attractive. It was an absolute pleasure working with them. I highly recommend using the Hill team. read more

Financing a home can be very confusing and stressful, particularly with the recent fluctuating interest rates. When we did not receive satisfactory service in the Sacramento Area, we reached out to Therese Swan, the # 1 top selling residential Real Estate Agent in the Almaden Valley in San Jose. We knew we could trust Therese Swan to refer us to the absolute BEST mortgage team and she did! Scott and Lisa Hill, of Hill Mortgage, rescued us from the angst and confusion of financing our new home. They held our hands and walked us through every step of the process, while providing prompt responses to our many questions. Scott and Lisa communicated regularly, and provided us with a host of helpful resources and information, which enabled us to make informed decisions, and to secure the best/lowest interest rate! Their ability to simplify the mortgage/loan process was truly amazing. The entire start-to-finish process was lightening fast, without a single glitch. Scott and Lisa Hill exemplify the ultimate in professionalism, competence and courtesy. WE HIGHLY RECOMMEND HILL MORTGAGE! read more