We worked with James Rotta and were very satisfied with our experience. He was available to answer all of our questions - anytime of the day or night. As first-time home buyers, we felt confident about working with someone who was professional, responsive, and honest. He got us a great rate and was upfront with their rates and closing fees. He also took the time to walk us through every documents and explain things thoroughly. I highly recommend James Rotta and HomePlus Mortgage for financing your home loan! read more

Their sales AI Alex is continuously harassing me nonstop with text and voicemails that are unwanted. Please stop.

seamless and stress free We worked with Emily Van Slyke at HomePlus. We used her for a few refinances and recently a home loan. She and her team are so easy and wonderful to work with, makes herself readily available, always responsive and takes you through the loan from Application to Closing. You will always get any answers to questions read more

Zach was very knowledgeable and helpful during my refi. Thank you for helping us save money!

Homeplus has been awesome to work with! I have been business partners with them for nearly 15 years. They are experts in mortgage and always a pleasure to work with. Recently we worked on a loan together that was cleared to close in 14 days! Todd is a great advocate for his clients and Legnaly is an excellent processor who stays on top of her files. Huge thank you to the team! I look forward to closing more loans with them in the future! read more

HomePlus Mortgage - Mortgage Lenders Near Me - San Diego, California

I usually never get excited over a home refi, but after my most recent experience with HomePlus Mortgage my feelings have changed. With the record low interest rates, I decided to begin looking at the prospect of lowering our current mortgage rate (currently at 4 percent). I began my search with our current lender (Wells Fargo), but without getting into details I decided to go another direction (side bar, literally when purchasing our current home three years ago Wells dragged their feet during the funding process and we almost lost the sale). I spoke to three lenders (and brokers) and was sold on HomePlus. We worked with Bryan, who from the very beginning was responsive and very helpful. He explained the process and outlined every detail. It was by the far the easiest refinance I had ever experienced. The terms were some of the best I had found with no sneaky little tricks. The fees were very favorable and blew Wells Fargo out of the water. HomePlus uses Quicken Loans (which by the way is highly rated in the marketplace). Yesterday we signed our loan documents and it appears we are headed to lowering our loan payments very soon. If you are looking to purchase or refinance a home, I cannot say enough awesome things about Bryan. read more

James did an amazing job with getting best rate for our home purchase. I tried shopping with various other lenders and credit unions, but no one could beat the service/rates provided by James Rotta (homeplus mortgage). I am definitely going back to him for future refinance. read more

HomePlus Mortgage gave us an excellent experience with our most recent refinance. Charlie handled everything quickly and professionally, with clear numbers timelines that were executed to a tee. And...no other lenders were even close to matching their rates and closing fees. Our entire refinance - from our first phone call to loan funding - concluded in about two weeks. I highly recommend going with HomePlus Mortgage for financing! read more

I was on the fence about when I should refinance my mortgage. A friend of mine recently purchased her first home and recommended I reach out to Jamison Ricci of HomePlus Mortgage since she had a great experience with him funding her home loan. Jamison was a delight to work with and gave me GREAT service. Here's what made it great: 1. He reached out to me right away and let me know rates, which prompted me to start the paperwork so I could lock in ASAP (SUCH GREAT RATES!). 2. He delivered documents to me in a quick and timely fashion, so I could take advantage of locking in at the best rate. 3. Throughout the whole process, he made me feel like I was his only customer, which put me at ease. 4. He was able to save me money with the appraisal process, which was an awesome bonus! 5. He knows his stuff - he was able to explain all the fees I was being charged and gave me insight into the trend of mortgages and what he say happening, given the pandemic. 6. He is enthusiastic about his work, which made things pleasant all around. I will definitely work with Jamison in the future and I will recommend him to friends and family who are looking for a new home loan or refinance. Thank you, Jamison Ricci, for freeing up more money for me!!!! read more

I can't speak highly enough of my experience with Tad Anderson, and HomePlus Mortgage (NMLS 78669). My 24 year old son, a first-time homebuyer with limited knowledge/experience in real estate, was referred to Tad from a work colleague after using Tad recently purchasing his first home and having a positive experience. Tad was incredible, serving the role as a teacher, patiently educating and assisting my son through the process of getting qualified for a loan, showing homes for sale at all hours during the week and weekends across San Diego county, and making many competitive offers on my son's behalf in a challenging seller's market. Tad was open, honest, and always looking out for my son's best interest, to help him find a quality property that was within budget, in a safe location, and something that he could afford. I cant' express how appreciative I was for that, not just as a father, yet also as an investor who is cosigning to assist my son get his foot into the door owning his first home. We never felt forced to make an offer, while making many offers in a "bidding war" market. Tad patiently guided us through the process until we finally found the home that was meant to be. In my 30 years of experience buying and/or selling a home throughout my lifetime, I've never once had a prior real estate agent offer to be there when the final loan docs are signed and notarized, on a weekday after 7:30 PM mind you. However, Tad did that upon request to provide support and reassurance, answering any questions that we had. Pretty amazing! I highly recommend Tad to anyone and everyone who is in the market buying or selling a home, whether it be your first home or final home. His professionalism, experience, and gift of educating through the real estate process make the overall experience truly enjoyable. Casey Kelley read more

My experience with HomePlus Mortgage started last year in 2019. I am finally able to leave them a well-deserved raving review. I shopped around and received the best rate from HomePlus for my first home purchase last year. Melisa Savidge was on top of everything and is HIGHLY responsive and helpful (even at night!). She managed to pull off a 15-days escrow to help me win the bid. Being a first time home buyer I was very nervous but Melisa was there every step of the way to reassure me that the process is going smoothly. As a bonus, we actually closed sooner than expected and have the home before Thanksgiving! So much to be thankful!! Fast forward 9 months later, Melisa Savidge once again helped me to refi successfully even with several changes that happened. She secured a phenomenal rate and delivered an amazing experience once again (imagine that doing a refi). Make sure you ASK FOR MELISA SAVIDGE!!! read more

I closed my loan with HomePlus mortgage last year. I got the best interest rates. Chuck Crowder was outstanding. He was open upfront with mortgage interest rates and closing costs. He processed and closed the loan in record time with the promised interest rate and zero closing costs. I highly recommend him without any hesitation. read more

Tim was great during the process! I'm the type that like to be kept in the "loop" and check for updates. As someone who has never gone through and refinance, He was helpful and answered all my questions even though (I could tell) he was very busy and slammed. Was a great guy to deal with and would refinance with him again! Thanks Tim! read more

From the very first call until after closing, Ron Caluya with Homeplus Corporation was incredible. He was very efficient, professional, detailed and made me feel very comfortable throughout the entire process to refinance. Any questions I had Ron was able to answer immediately and if he couldn't give me an answer at that exact moment he would respond no later than an hour with an answer. Ron is very passionate about finding the best deal for his clients. I highly recommend anyone looking to purchase or refinance a home to contact Ron. Thank you again for a fast and smooth process!!! read more

We've never used other loan services before. Don't go to your bank! They won't find you rates compared to HomePlus Mortgage. This was our second refinance and Chris Ross carried us through it, as he did our first home purchase 6 years ago. Chris found the best loan terms we've could have hoped for. The responsiveness, and the time Chris will take to explain every little detail is outstanding. I'm not sure what we would have done without Chris' help! read more

I worked with Chris Ross. I am a first time buyer and was completely terrified of getting ripped off. Not only was Chris amazingly patient, his honestly and guidance was incredible. I don't know if I would have put up with myself and he did it with such grace and ease it put my mind at rest. We ended up with such a good deal even our realtor was floored. As a matter of fact even with the recent drop in rates our current 30 year mortgage still can't be beat. I now recommend Chris to anyone I speak with that is looking for a new mortgage or refinance. read more

I had a great Experience with James Rotta at HomePlus. First thing I want to mention is that he is on time with tasks that are in his control. Second he is always available and will take your calls and answer your questions. James always called me during the week with process and updates which I appreciated a lot. Not only James gave me the best numbers and pricing on the market, he treated me as a VIP. I told him I don't like unexpected, hidden fees and expenses that will show up and he promised me there wont be any. Right before closing there were some unexpected costs and he offered to pay all of it by himself since he promised me the initial price. That is a sign of priceless service!! I am definitely recommending HomePlus and James Rotta. read more

Tim@HPM was amazing. In a sea of options for refi with most Brokers not working in your best interests, Tim was a lighthouse of hope! Not only did he have a relaxed but available approach he worked to ensure I got the best deal and it was right for me. Minimal paperwork and fast close made it even better. Great refi on the house thanks again Tim! read more

Chuck gave us a great rate and was very responsive. We really appreciate the persistence and patience Chuck provided. We would go back to HomePlus Mortgage for our future mortgages again. read more

James at HomePlus Mortgage did an outstanding job to get us a refinance with the lowest rate possible at a challenging time. His knowledge of the industry and the way he managed the entire process to closing were commendable. We chose HomePlus after researching 10+ brokers and we highly recommend James and his team at HomePlus to get you the best rates, lowest closing costs, and best customer service. Chamil & Amalika read more

Complete bait and switch.... Went through LendingTree and they were one of the top 3. After a few weeks, countless hours of gather papers I got the "oh, I made an error and didn't realize this was your rental propert". That was disclosed up front- several times. The other companies were actually cheaper after they made the switch. If others experience this same game, CFPB should be notified. Maybe I just had the bad one... Communication was absolutely horrific. I am going back to the other two lenders...at least I have heard of them. Agent was Carl....so we are clear read more

I worked with Chuck Crowder and he was great. We refinanced our home and everything went very smoothly, in fact much smoother than when we bought our house the first time. Chuck was very reachable and in fact, he often reminded me of things that needed to be done that I forgot about, which I appreciated so we weren't stuck in limbo for weeks on end. They even sent a notary to our house to sign the documents which was super convenient. I was very happy with the overall experience and would definitely use them again. read more

I refinanced with this company last January. Chuck Crowder helped my with the loan. From start to finish he was amazing. He made the process very smooth and easy. I recommend this company and Chuck for all your mortgage needs. read more

Called and spoke with Ryan Ferguson long after normal business hours. He was polite, knowledgeable, efficient and kept me in the loop all the way. He was upfront about possible lower appraisal than I had anticipate and he got the refinance done with no bumps in the road. Would not hesitate to reach out to him and his company again. Thanks so much. read more

Such an awesome experience compared to previous refinances with other companies. We worked with Chuck Crowder and had a well informed initial call with no pressure quote and said he'd try to lock our rate as late as 7pm the night we submitted the loan application and close by month end. This was on April 12th. We signed closing docs on April 21st with a notary! Never had it done that quick before! Most everything can be submitted online and they are super easy to work with. Thanks again Chuck for exceeding our expectations! read more

Bad comunication and lie after lie i have good credit and decide to rif my mortgage they offer 2.62 i got that all fees where decent at first but then when i lock it and at the last min star hitting me with this fees and extra thing i couldnt do nothing about it because rates went up and was no competition on market obviously but his name was zach Williams thanks for the extra fees zach like all knows you dont buy even a soda with out a quarter misssing right hope this work for all that want to jump with this. Guys can cost you more that what u guys thinking read more

Yet another great refi experience with James Rotta of Homeplus Mortgage! We recently completed our 5th refinance through James! That itself tells you a lot about the person we work with. As always, James is professional, knowledgeable, dependable, and someone we can count on to get us the best deal. We completed all paper works in 2 weeks from rate lock to escrow closure. Can't get any smoother than this! Thank you, James! read more

A big "Thank You" to Andre B. who assisted me with my home refinance through Homeplus Mortgage. Cant say enough good things about him. Very professional, knowledgeable and follow through was impeccable. Everything he promised, he delivered. I'm a big Bank/Lender kinda of person so choosing a less known lender would require some convincing. I'm just more comfortable working with more well know companies such as Bofa, Quicken Loans, Well Fargo, etc.. but after speaking with Andre, he assured me that Homeplus Mortgage can do the same and also give me the best rate possible. He was spot on. The refi process went smoothly and closed within 30 days. The initial rate quoted and received was the lowest among many other lenders. If you are looking to refi and need someone who knows what he's talking about, follow ups on your emails questions within the same day and delivers on his promises, look up Andre B. at Homeplus Mortgage. You wont be disappointed. read more

Emily Van Slyke with HomePlus helped us though the whole process. She seemed like she was always available to help me with my issues and questions. She was able to explain everything to me in easy terms that I could understand. She was on time and usually ahead of the process, which made us feel comfortable. She was able to advise us on other matters and what to expect. She also locked in our rate at the right time to ensure that we could get the best rate available. It's nice when you have someone going the extra mile to make sure you get the best out of the whole process. Friendly, helpful, reliable, honest, up front, fair, and responsive are all terms that embody the way Emily and HomePlus handled our home purchase. Thanks Emily! read more

I dealt specifically with Chuck Crowder. He communicated well and I felt like he genuinely did the best he could to get me the best possible deal. The process went very smoothly and Chuck went out of his way to make things more convenient. There were no hang ups whatsoever despite having to operate in the middle of a pandemic. I'm very happy with Chuck's customer service and professionalism and I'm very happy with my loan terms. read more

The thought about refinancing my first home seemed like a daunting task. I stumbled on HomePlus while shopping around for rates. Carl (Snyder) walked me through the entire process and made himself available to my never ending questions. His expertise was greatly appreciated. It helped me feel reassured and made everything so easy. A little overdue, but thank you Carl for helping me through one of my best financial decisions ever. read more

What an amazing contrast when comparing our refinance experience with David G. Gramse of Compass Home Lending and Mona Lyons of Home Plus Mortgage. We have exactly the same borrower profile in our simple/straight-forward loan application such as income, assets, excellent FICO credit score, retired couple, and the pandemic still in effect . . . provided needed documents from the outset and yet our loan process with David is like driving on a bumpy road versus a very smooth ride with Mona. Our loan application with David of Compass Home Lending started on May 22, 2020, and as of Aug. 27, 2020, when I canceled, the loan is still pending with no closure in sight, 95 + days from the initial loan application. Meanwhile, our experience with Home Plus is truly a reflection of the hundreds of 'high/5-star reviews' on Yelp/Google/Lending Tree/Bankrate.com /rated 'A' by BBB. These are the reasons I chose them, https://www.zillow.com/lender-profile/Home%20Plus%20Mortgage. May I also add that I was able to get 1/8 % less interest with Home Plus than Compass. It is almost with a similar cost, closed and recorded in 9-18-20, just 27 days from loan application; 27-days versus 95-days and counting, and no resolution in sight with David. If I did not cancel, I wonder if we are even going to close. We filed a complaint with Consumer Financial Protection Bureau: https://www.consumerfinance.gov/ If you are looking for a loan officer that is consumer-oriented and more importantly, an empathetic professional, I highly recommend Mona Lyons/Home Plus Mortgage: https://homeplusmortgage.com/ . read more

I'm not known for 5-star reviews, but HomePlus earned it. I worked with James Rotta and he delivered. I vetted 4 different mortgage brokers for a refinance and started the process with two of them (one of them being HomePlus), but James outperformed the other company and beat their rate by a quarter of a point. What I liked about James is that he wanted to fight for my business and he moved quickly. He always stayed in touch. I'm very satisfied. Ditched my old variable rate mortgage (that was awesome when rates were super-low the past few years) and now I have a nice, low fixed 15-year. I highly recommend these guys. read more

I recently purchased my first home and worked with Jamison Ricci at HomePlus for financing. He was so easy to work with and explained everything clearly which made the whole experience stress free for me. He got me a great interest rate and worked with my agent to secure me substantial credits. For any future mortgage or financing needs, I am definitely sticking with Jamison and Homeplus! read more

Great Experience with Chris! Chris was very responsive and was able to help us to go through the process much faster than what we initially thought. read more

I got the pleasure of working with Tad Anderson and his team. He is professional, timely and goes out of his way to ensure a positive outcome. I HIGHLY recommend using HomePlus (especially asking for Tad). I already have recommended him to 3 of my friends and family. read more

It was an easy process, Chuck and his team made it so simple with electronic upload and signing. I had some estipulations for my refinance, and Chuck had no problem meeting them. I am thankful to him and his team. read more

Our home mortgage process was exceptional great! Mr. James Rotta not only walk my wife and I through the process, he went above and beyond expectation in getting our paperwork done within a week for us to close on the new home before our old home was even close and process. Mr. James Rotta is a remarkable lender with commitment, impeccable with his word, service, and responsiveness at all time with making our home buying and selling to be done right and before 30 days. We astonish of his execution and doing this in timely, professional way, very friendly and personal lender. Credential lender, keen insight, knowledgeable, with excellent client rapport, consistently focus on our details of our mortgage process and concerns. He was very consistent, clear, matter of fact and our loan process went through as discuss. Mr. Rotta handle some unexpected issue promptly and continue to follow through with what he stated would be done. Yes and yes, he took very good care of us. He welcome and encourage us to ask question even though he answer all our concerns before hand. He state he would get us into our home as the set appointed time even before. This is no lie, just try him out for yourself, you will not be sorry, nor disappointment, matter of fact like us you will continue to come back for any future loans. He is very reliable, helpful, a very forthright lender, no sugar coating it, great character, had our best interest at heart in every phase of the mortgage process. He deliver on every thing he said he would, he got us into our new home, before the expect time, got us great interest rate, answer all our questions, very straightforward with us, what he promise us , he came through and we're very, very happy with his performance, services and will be using him again. You will not go wrong as having him as your lender trust me, try Mr. James Rotta for yourself . read more

I have worked with Tad Anderson at HomePlus Mortgage on a couple of refinances for a home we converted from owner occupied; then did a ton of work on; then converted to a rental. We had several issues and obstacles along the way, but at every turn Tad was there to help us find solutions; implement them and move forward with our end goal of the refinancing. He is a delight to work with; never wastes your time but is friendly and caring. I get the feeling he loves what he does because he's so crazy good at it! I highly recommend Tad Anderson and HomePlus Mortgage. read more

Great Experience! I was interested in refinancing my home loan to lower the interest and of course the payment as well. I was really struggling on finding a lender that would work with me . In my research I came across Home Plus Mortgage and gave them a call. Wow! I am so glad that I did get in touch with them and worked with James R who was honest, sincere, realistic and understanding . James took the time to listen, offer solutions , communicate and worked super hard to meet our needs. This process was smooth and the loan closed in a timely manner. James remained consistent in communicating time frames , what docs we needed. It was super easy. I will be keeping this company and James in my contacts for future use and referrals. Myrna read more