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    Sovereign Lending Group

    2.8 (128 reviews)
    Closed • 7:00 am - 8:00 pm

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    6 years ago

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    4 years ago

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    6 years ago

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    5 years ago

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    Dan H.

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    6 years ago

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    6 years ago

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    6 years ago

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    7 years ago

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    Dan H.

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    6 years ago

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    Dan H.

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    5 years ago

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    Dan H.

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    5 years ago

    A very unorganized company. This company is over 15 years old and is run like it's in the third month. Terrible

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    4 years ago

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    Dan H.

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    5 years ago

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    2 years ago

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    5 years ago

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    6 years ago

    Avoid at all costs! Discourteous, pompous, and ignorant about the market. There are SO many other/better choices out there.

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    Dan H.

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    6 years ago

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    Dan H.

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    6 years ago

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    6 years ago

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    9 years ago

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    6 years ago

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    Dan H.

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    5 years ago

    Great courteous and fast service ! Got my refi quickly and with no hassle! Definitely recommend :)

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    6 years ago

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    7 years ago

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    6 years ago

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    6 years ago

    They did an awesome job. They did my refi in a timely manner and we very helpful.

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    8 years ago

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    7 years ago

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    6 years ago

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    7 years ago

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    7 years ago

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    6 years ago

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    5 years ago

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    14 years ago

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    Page 1 of 4

    Ask the Community - Sovereign Lending Group

    Review Highlights - Sovereign Lending Group

    “I will start by saying that Jeannette Richardson (Loan Officer) and Billie Shine (Processor) were outstanding.”

    Mentioned in 4 reviews

    Read more highlights

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    I recently purchased a home and used OC Mortgage Solutions services. As a first time home owner,…read morePam worked with me and provided amazing service and high quality of work. She was able to answer every question I had and helped make the most of my money. Even a month after closing, she still answered any other questions or concerns I had. 10/10 would recommend

    OC Mortgage Solution definitely deserves 5 stars, and I can honestly say that every 5-star review…read morehere is true. I normally don't write reviews on Yelp, but I really wanted to take the time to write this one because I hope it can help someone who is looking for a mortgage team they can truly trust and have a wonderful experience with, just like I did! Pam and Tai are beyond amazing. Purchasing a home is one of the biggest and most important decisions in life, and working with them made the entire process so much easier and less stressful for me. They were always on top of everything, kept me updated, and were always there whenever I had questions. Pam even answered my calls at night when I needed help. That really showed me how much they genuinely care about their clients. I never felt like I was bothering them or had to figure things out on my own. No matter what came up, I always felt like they had everything under control. Buying a house can be overwhelming, especially when there are so many things you don't understand about the process. But with Pam and Tai, I always felt safe and confident that I was in good hands. They were patient, responsive, knowledgeable, and truly went above and beyond for me. I'm so grateful that I found them and had them by my side throughout my home-buying journey. I honestly don't think I could have asked for a better team. If you're looking for a mortgage team you can trust, I highly recommend Pam and Tai. You won't regret working with them! Thank you so much, Pam and Tai, for everything you did for me!

    Mina Yasuda - Mina Mortgage Group

    Mina Yasuda - Mina Mortgage Group

    (164 reviews)

    As first time homebuyers, we knew nothing about the loan process. Mina was recommended to us by our…read morereal estate agent and many of our friends used her when purchasing their homes. Working with Mina was a dream! She explained everything simply for us and showed us different options to financing our loan that could help us save money up front. Mina is quick and responsive. She turned around our preapproval within 24 hours! I highly recommend working with Mina and her team fo your mortgage needs! We will be referring her to our friends and family.

    Mina was absolutely amazing to work with. We were referred to her by our agent, which turned out to…read morebe one of the best decisions we made. From our very first call, we were extremely impressed with her knowledge and professionalism. She took the time to truly get to know us and understand our homebuying goals. As first-time homebuyers, the process was entirely new and, at times, overwhelming. However, Mina has a calming and reassuring presence that helped alleviate many of our concerns. She was able to help us close on a very tight timeline, which made our offer stand out. She also turned around mortgage scenarios quickly for multiple properties we were interested in, with varying financing options--sometimes even multiple times in a single day. Every time we spoke with her, she was transparent about the process and clearly communicated next steps. Thanks to her diligence, she was able to lock in our rate just before they increased significantly, which we are very grateful for. She was always available when we needed her, and we truly could not have asked for a better lending partner. We look forward to maintaining our relationship in the years ahead as we settle into our new home.

    Optimum First Mortgage - The Team "Optimum First Mortgage"

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    An Exceptional Loan Officer…read more We cannot say enough great things about Montee Skorich with Optimum First Mortgage! We have had the pleasure of working with Montee for over 7 years, using him for home purchases and refinances, and he has consistently gone above and beyond every single time. Montee is incredibly knowledgeable, professional, responsive, and genuinely cares about his clients. He has always made what can be a stressful and complicated process feel smooth and manageable. Whenever we have a question, big or small, he is the first person we call because we know we can count on him to provide honest, knowledgeable advice. After working with him for so many years, we wouldn't trust anyone else with our lending needs. Montee has earned our business and our trust time and time again, and we would recommend him without hesitation to anyone looking for an exceptional loan officer. Thank you, Montee, for always taking such great care of us! We truly appreciate everything you have done for our family over the years. The Cunningham's

    They ran my credit twice, even when I specifically asked would it be run again (they confirmed that…read moreit would not.) They are a not a legit company, and I'm sure many of the positive reviews aren't true. Shop around and ask your friends, family or co-workers for referrals to REAL, local loan officers/companies. Also first loan officer completely ghosted us and we were connected to some other random person. You've been warned. Protect your sanity and your hard earned credit!

    Aragon Lending Team - Meet our crew and see how we make amazing happen for our clients (and have fun doing it!)

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    We recently had the pleasure of closing a transaction with Julie and the Aragon Lending Team, and…read moreit was a great experience from start to finish! Julie was professional, responsive, and on top of everything throughout the entire transaction. Communication between lending and escrow was excellent, and whenever we needed an update or had a question, she was quick to respond and kept everything moving forward. As an Escrow Officer, I truly appreciate working with a lender who understands the importance of communication, timing, and teamwork. Having a lending partner who stays engaged and works closely with escrow makes such a difference in getting everyone to a smooth and successful closing. Julie and the Aragon Lending Team were wonderful to work with, and I would absolutely recommend them. I look forward to working together again on many more transactions! Thank you, Julie, for being such a great lending partner!

    Julie and her team kick a$$! Mike helped us with a HELOC and I'm glad to say from the moment we…read moreconnected it was a wrap. Not only was the process made easy to understand, it was completed from the comfort of our home and our schedule.The team is flexible, quick, knowledgeable and most importantly explained it in a way that made sense to us. Our HELOC closed in a little over a week. Mike was in communication with us which felt like 24/7. If anyone is looking for a reputable lending team look no further.

    Made Mortgage - Closed early!

    Made Mortgage

    (63 reviews)

    Scott has been nothing less than amazing since the day I connected with him (end of 2019). I was…read more 24 years old at the time with no clear direction of where to start or what I wanted. The only thing I really knew was that purchasing a home was a goal I wanted to work towards. He was extremely patient with me (I had 0 background or knowledge of purchasing a home). He sat me down and walked me through the entire process and broke down every step of what I needed to do in order to get within realistic range of purchasing a home (down payment, salary, pros and cons of each area, interest rates, monthly Morgage payments, home insurance, etc). It took me about 2.5 years before I was ready to seriously search for a potential future home. Scott and his team created a catered search for any homes that met my requirements and it was sent almost daily via email. Never rushed me, took times to show me other potential homes in other area around the Bay Area whenever we had toured a place. Broke down to me what he noticed (pros and cons of each place) and how to navigate it into other prospects. Built a relationship with both my parents (he also speaks fluent Vietnamese) and they absolutely adore him. I never had such amazing customer service/experience in my life - it felt like a friendship more than a transaction. He really listened and adjusted to each modification and any ridiculous question or request was always answered within timely manner. Each time an obstacle came my way Scott and his team always came armed with multiple potential backups, scenarios, tips, or game plans to tackle it. As someone who has no prior experience and suffers from crippling anxiety- my many many MANY concerns were always addressed in a timely manner. My thousands of questions were always answered, and no matter how discouraged I got they always found a path to get me on the right track again. No amount of words can express my gratitude and happiness this amazing group has done for me. Thank you so much for all your help and I know exactly who to reach out to for any future home purchases :) Scott and his team has my highest recommendation

    If you want to work with a trustworthy person, work with Scott. He is knowledgeable and his…read moreguidance is on point. His advice is in your best interest and you truly feel that you have someone on your side. We've worked with him several times (for a refi, a home sale, and a home purchase). Throughout it all, he was available to answer all our questions and by our side until the end of the transaction. I would wholly recommend Scott's services and would definitely work with him again in the future.

    Sovereign Lending Group - mortgagelenders - Updated September 2026

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