I recently purchased a home and used OC Mortgage Solutions services. As a first time home owner,…read morePam worked with me and provided amazing service and high quality of work. She was able to answer every question I had and helped make the most of my money. Even a month after closing, she still answered any other questions or concerns I had. 10/10 would recommend

I was referred to Pam at OC Mortgage Solutions by a friend to help my daughter and I get into her…read morefirst house. Pam was very professional and and genuinely a very nice woman. From the first time we spoke she was very thorough and professional . Even though this is not my first experience with a lender, she was by far the best. Communicated every day on interest rates so we would know the best time to lock the rate. Quickly responds to questions and made this seamless for us. I appreciate her help and will use her again when it's time to refinance.

As first time homebuyers, we knew nothing about the loan process. Mina was recommended to us by our…read morereal estate agent and many of our friends used her when purchasing their homes. Working with Mina was a dream! She explained everything simply for us and showed us different options to financing our loan that could help us save money up front. Mina is quick and responsive. She turned around our preapproval within 24 hours! I highly recommend working with Mina and her team fo your mortgage needs! We will be referring her to our friends and family.

Mina was absolutely amazing to work with. We were referred to her by our agent, which turned out to…read morebe one of the best decisions we made. From our very first call, we were extremely impressed with her knowledge and professionalism. She took the time to truly get to know us and understand our homebuying goals. As first-time homebuyers, the process was entirely new and, at times, overwhelming. However, Mina has a calming and reassuring presence that helped alleviate many of our concerns. She was able to help us close on a very tight timeline, which made our offer stand out. She also turned around mortgage scenarios quickly for multiple properties we were interested in, with varying financing options--sometimes even multiple times in a single day. Every time we spoke with her, she was transparent about the process and clearly communicated next steps. Thanks to her diligence, she was able to lock in our rate just before they increased significantly, which we are very grateful for. She was always available when we needed her, and we truly could not have asked for a better lending partner. We look forward to maintaining our relationship in the years ahead as we settle into our new home.

I appreciated the communication throughout the process with my rep and her assistant. I've…read moresubmitted loans to JMAC in the past and am happy to say things have improved dramatically in the process flow from then till now. Closing the first week of Jan., and we closed on time.

They caused me to miss 3 closing dates. I am still trying to buy my house after 3 monthsread more

Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Third time we've used Aragon. Closed in record time. Her team is always always on top of…read moreeverything. I'll be back for a fourth time.

Honestly, my refinance started off pretty stressful, but Angel Chavez completely turned things…read morearound. He stepped in and took over my loan and from that point on, things felt much more manageable. He was always clear, easy to talk to, and kept me in the loop. He also made sure the original terms I was quoted were honored, which I really appreciated given how much rates were changing at the time. We closed on time and everything went smoothly in the end. I'd definitely recommend working with him. I'm really grateful for his help and would absolutely recommend him.

First off, I did close on my home (a day late) and the rate I received and what I was offered was…read morerelatively good. Also I acknowledge that there are parts of the process that are out of the control of the loan officers. These are not the reasons for the poor review. I worked with Angel Chavez and Marc Dorado and my process couldn't have been more frustrating. I was working on a tight timeline and was ensured that the process would be expedited. For over two weeks I waited for the appraisal. I understand that the appraisal is done by a third party company but what bothered me was the miscommunication and straight up lies from Angel and later Marc (his manager). After the appraisal was done, I asked Angel when would the report come in. He said tomorrow. Then I check tomorrow, he says end of day. I message him end of day, he says it should come after the weekend. I check in after the weekend, still nothing but he says it should be there today. Next day, same thing. He couldn't be honest and just say he didn't know. I requested expedited service and asked Angel I paid for it. He says yes, I paid for expedited. I call him later that day, he says there is no record that I paid and that this job wasn't available to be expedited. I ask him why he lied to me. He can't respond. For whatever reason he could never give me a straight answer and instead would always give me false hope. I would have much rather he just said he didn't know and would update me. Enter his manager, Marc. Same schtick, makes promises that the report will come in and that he will update me. In our first conversation he even said, the report will come in the next day. I said I didn't believe him and when the report still didn't come in the next day, I didn't even get a courtesy update. I hear nothing till I contact him. At one point, I'm extremely upset and Marc tries to calm me down by ensuring that even though the appraisal is taking a long time, closing is still far away and I shouldn't be so upset. It was truly insulting to try and use that logic on me since I had other contingency deadlines to meet and even though we did close, it still ended up closing a day later than expected. So yes, it all worked out in the end. I closed on my home and am living there now, but the experience working with Optimum was unacceptable. It must be in their training to keep making promises since they both did it. I couldn't believe it kept happening and the whole process was extremely frustrating. Again, I understand that a lot of what happened was out of their control. The appraisal company is the one who really dropped the ball. Still, the reason I got frustrated is because Angel and Marc never just said that they "didn't know" or "hopefully the appraisal will come in but it might not" or something to that effect. Instead they overpromised and then underdelivered and then neither would give me the courtesy of an update until I asked. I don't think they misled me on purpose but rather gave assurances they couldn't keep. Every time it happened, I got more and more flustered and that's why I had such a frustrating experience.

From start to finish, Michelle and her team were awesome to work with! She made sure I got the best…read morerate. They were prompt and responsive to any questions I had. I appreciate that they took the time to explain what was happening every step along the way to reassure me and makes me feel comfortable. This team is very organized and detail oriented. I had to change in the middle of the process and there was no questions or hesitation to my request. She also gave me great suggestions to make sure I would not pay additional fees. We were still able to close pretty fast to the original commit date. I worked with many brokers and they exceeded my expectations. I look forward to working again together some day.

I have been trying to get a hold of someone at Loansnap but nobody returns phone calls or email…read more Website is down since Aug of 24. Can someone please reach out to me please. Brian D

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

Full circle home loans was an absolute joy to work with. The transition of buying a home was so…read moresmooth and easy. My wife and I would definitely use there services on our next home. Thanks everyone at Full circle.

I Have read most of the reviews on here and I am currently using the Non-Profit alliance for my…read moreforeclosure that I am currently still fighting. So far, my experience has been that the staff is friendly, knowledgeable, and helpful. The office is professional. A rather large opertion with more than 20 employees. However, I am mostly using them as an auxiliary legal service. Because I am representating myself and as a saftey net if I have to sell my house quickly. I would like to address some of the negative concerns on here. 1. They are not a scam. 2. They need a signed contract to represent you that is why they have you sign an 18 month first right to sell agreement. 3. I have not used thier attorney's yet. However I would say this. Bankruptcy has a very low rate of success for the borrower. Less than 10% complete a chapter 13 payback program. Becuse it is not setup to help the borrower. But rather to make sure the lenders get paid as much as they can. 4. I have met with Pepe he was very nice guy. In fact he even offered my wife who is a realtor without a broker currently. The opportunity to hang her licenses with them. 5. Rey and Jesses are the two specialists i've been working with. They've been great. Foreclosure is always bad and most don't make it out of it unscathed. So there are always going to be bad reviews on companies and lawyers who work in this industry. I am not saying other reviews are not accurate. But the company is a reality company first the specializes in foreclosures in helping people try to save or sell their home to get the profit out. They are not a bankruptcies or foreclosure attorney, though they offer referrals to them if that is what you need. But the company is not a scam. They make money by donations and commisions if you choose to sell with them. Good Luck. Kat

SCAM!!! Do not trust Victor or Alex. Promises aren't kept. Misfiled paperwork, communication is…read morenonexistent, lies, upon lies, upon lies. Thier word is nothing. They will leave you homeless.

Scott is your go to person when it comes to purchasing a property & mortgage in the Bay Area! He is…read morevery passionate & knowledgeable in real estate. In addition to his rich knowledge, he is professional, helpful, and patient with the mortgage and home buying process. Scott takes time to listen to all of my questions/concerns and provide honest feedback. If you are looking for a property or mortgage, Scott will be the right choice! Thank you Scott for everything!!

Scott has been nothing less than amazing since the day I connected with him (end of 2019). I was…read more 24 years old at the time with no clear direction of where to start or what I wanted. The only thing I really knew was that purchasing a home was a goal I wanted to work towards. He was extremely patient with me (I had 0 background or knowledge of purchasing a home). He sat me down and walked me through the entire process and broke down every step of what I needed to do in order to get within realistic range of purchasing a home (down payment, salary, pros and cons of each area, interest rates, monthly Morgage payments, home insurance, etc). It took me about 2.5 years before I was ready to seriously search for a potential future home. Scott and his team created a catered search for any homes that met my requirements and it was sent almost daily via email. Never rushed me, took times to show me other potential homes in other area around the Bay Area whenever we had toured a place. Broke down to me what he noticed (pros and cons of each place) and how to navigate it into other prospects. Built a relationship with both my parents (he also speaks fluent Vietnamese) and they absolutely adore him. I never had such amazing customer service/experience in my life - it felt like a friendship more than a transaction. He really listened and adjusted to each modification and any ridiculous question or request was always answered within timely manner. Each time an obstacle came my way Scott and his team always came armed with multiple potential backups, scenarios, tips, or game plans to tackle it. As someone who has no prior experience and suffers from crippling anxiety- my many many MANY concerns were always addressed in a timely manner. My thousands of questions were always answered, and no matter how discouraged I got they always found a path to get me on the right track again. No amount of words can express my gratitude and happiness this amazing group has done for me. Thank you so much for all your help and I know exactly who to reach out to for any future home purchases :) Scott and his team has my highest recommendation

first heard about CashCall on my local radio station. I decided to call and get additional…read moreinformation. When Jared answered the phone, he gave me a warm greeting. I told him what I was trying to do and he immediately began taking down my information. I asked about the loan terms and different options available. I also asked about credit scores and closing dates. We had a good, long and detailed conversation. He was very knowledgeable and answered all of my questions. I decided to move forward with the application process and over the next week or two, forwarded my financial information to Ana, their loan processor. Ana is very knowledgeable as well and answered additional questions about the loan and where we were in the process. At a certain point, we were able to lock-in the rate which is a good thing. As we got down to the wire, and through no fault of their own, I had to cancel the loan. However, throughout the process, both Jared and Ana was above board and did everything correctly. In summary, I found that both Jared and Ana are a good team and do an excellent job at taking care of their customers. I highly recommend them to anyone looking for an excellent rate and quick loan process. Give them a call, you will be very satisfied! Lu Jackson III

Working with CashCall Mortgage was an outstanding experience from start to finish. Everyone I spoke…read moreto were very knowledgeable and responsive and it was one of the better mortgage processes I have been through. They always took the time to explain every detail clearly and seemed to tailor the best loan options for what I was looking for. I would recommend CashCall Mortgage to anyone who is looking to get a loan.