Daniel is great and helping me select an insurance provider! I could not figure out what insurance…read moreoption was best for me and Daniel was able to listen to my needs and come up with a great option. He is amazing and I would absolutely recommend you give him a call if you need to figure out the complicated world of insurance and select the right plan to fit your needs. George Zotalis

Personal service and experience. Don't have to figure out how to navigate the complex Marie of…read moreensures available to get the best rate with the best coverage Daniel Masarsky is the man, and as much as I think Insurance is an simple profession, it's only because Daniel makes it look that way.

I love working with Erin - his attention to detail and follow-up is commendable. I highly recommend…read moreworking with EMF Insurance!

If you are in need of medical insurance or in need of making a change to your current policy, I…read morerecommend you give Erin Fish a call. He is very knowledgeable, courteous, honest and knows all of the ins & outs of navigating the intimidating insurance world. He will recommend a policy suited to your needs/finances or point you in the right direction, even if it is not signing up through him! Now that is what I call great service! In addition to individual and family health insurance policies, EMF also offers travel insurance (for trip takers, US citizens & students living abroad) and group health insurance. When I had to leave my job for medical reasons, I couldn't afford the astronomical COBRA coverage premiums(who can?)! I called Erin in a panic and he informed me that I would fall under the new COBRA subsidy program that was recently passed and I could retain my current insurance for 35% of the COBRA premium that is usually due for 9 months, which is much more affordable. Even my employer hadn't informed me of this, which almost cost me my right to exercise COBRA benefits! If it weren't for Erin informing me of this, I would have no coverage now whatsoever! I am very grateful to Erin for informing me of this and pointing me in the right direction! I felt that Erin truly cared about me as a potential customer-he answered all of my questions, was timely in e-mail correspondence and was very sensitive & responsive to my needs-good qualities to have in an insurance broker, IMHO. I felt 110x better after my phone call with him! I truly appreciate Erin's honesty and assistance and would definitely call him in the future if I need to purchase insurance, as well as refer others!

Update 3: I just received another bill for the policy that should have been cancelled two months…read moreago. The main Travelers customer service said it is for a partial month, but I do not have a bill that reflects that.

I was one of Rob's first or second clients when he began his business in San Francisco many years…read moreago. Between the rates, the service, and the right on time contact for renewal, I could never see myself working with another agent. He was prepared when I bought my house in El Cerrito, and for any additional needs that arose. Thanks dude!

Really gotta say it, DO NOT GO HERE. Been with them for a…read morewhile now, and mostly just because of a referral. We've always paid a decent price, and really have never had an issue. Aside from noticing that they seem to skimp when dealing with tow companies. Like every time we've needed a tow it has been an absolute nightmare, including 4 hour average wait times. But the real reason for my review is the following: we recently added a new car to our policy and it shot up from $250/mo range to $650/mo. Now I was not advised of this until it was too late and my autopay had gone through. And this is because they were all off for like 3 weeks for the holidays. Now first of all, who is going to pay $7500/yr for auto insurance ? Secondly though, how can you not advise a client of this increase ? If you have time to issue the policy, find the time to reply to emails and give a price. And why would we, a family with homeowners, umbrella, and already 3 cars insured, have to pay this much/mo ? No claims, nothing. And the real kicker is that we can't be reimbursed because we don't have evidence of other insurance going back to that time ? Seriously ? They are simply not taking care of their clients. Don't go here. A consolation, Simone ended up helping us out and at least left a decent note on the experience.

Leonard is great! Anyone looking for insurance should go see Leonard first!! Excellent service!…read moreThank you sir.

San Francisco Bay Area Insurance Agency truly understands what people want and listens to their…read moreclients. Every time you walk into the building you have a sense of positive energy as well as confidance. No matter what area of help or age you are, SFBAIA will welcome you and help you out now matter what the cirmustances are.

Scott saved me when he speedily readied my flood insurance for an already troubled escrow. I had…read moreshopped for flood insurance and thought I had secured a bonded policy, but never heard back from the agent until it was too late. Scott stepped up and made it happen. He was professional, courteous, and so very helpful. I'm in my new home thanks to those that helped along the way. You're in good hands with Scott as your agent.

Scott responded very quickly, and altho I didn't end up working with him bc condo insurance is…read moretough to get in CA, I appreciated and admired his straightforward, honest, and empathic reply, letting me know that he could provide quotes for non-admitted companies only. But he pointed me to a few of the larger insurance companies that might be able to help me, and sure enough, one of them worked out. So grateful for your help, Scott!

This is a very long overdue review for Riskguard as I have been a client of theirs for over 20…read moreyears! Home insurance, family health insurance, Business liability and workers comp policies - Riskguard have got me covered in all of them. And it's really a pleasure to still see a family run operation thriving in SF these days. Geoff, Christine, Kelson and the whole Riskguard team are all absolutely amazingly helpful. I really enjoy working with them, because not only do offer excellent customer service (they shop around to get their clients the best possible coverage at the best possible ricing) - they actually go above and beyond and make me my family feel like part of their family. They pick up the phone (what a novel concept!) and answer your questions right away, they will call or email your insurance carrier on your behalf if you have any issues - the team are just incredibly helpful. It's a side of business that sadly is lacking from many companies these days. As said I've been with them 20 years - shame on me for not writing about them sooner - I plan on being with them for another 20 plus! Thanks Geoff, Christine and Kelson and all!

When I started our homeless non-profit, maybe the best advice I got was to talk to Geoff at…read moreRiskguard. The team at Riskguard researched the heck out of our options, gave us great advice, and provided the documents we needed for our contracted partners. They did it once to set us up and they've been there for us every year since. We've only had a couple of claims. Both times Riskguard walked us through the process and the insurance company they had recommended stood up for us in a powerful way. We work with many bureaucratic and institutional partners and none match the quick turn around at Riskguard when we have a question or need a document. I can't imagine that anyone would find a better insurance broker than Riskguard.

Amazing people to work with. All renewals done on time. All requested paperwork issued timely…read more Great rates and awesome customer service. Definitely would recommend Broad Spectrum Insurance for business or personal insurance needs.

I have never had an issue. I love BUNDY she is great and always advocates for me even after I bug…read moreher with so many questions :) She has even advocated for me with the Department of Auto Insurance when I needed the support /backing of my broker. I have never met Dimitri but don't let Bundy go she is an asset to your team.