Lexington really is a reputable company. They helped mines and my husbands credit scores to increase tremendously.

This is literally the only place I would ever go to or recommend for over 23 years. I'm 46 now and bought my 1st house at age 23 with their credit repair help because I stupidly didn't know all my late car payments were killing my credit worthiness. They can remove everything from court judgements (tort law) to car repos. My credit score is now in the 800's .....you have to do your part though. Follow all the steps and keep with it for at least 4 months. $100-ish per month. On my google reviews, I'm buildergirl...look me up, I'm real...I don't work for Lexington...but wish I did. POV: If you have a credit card with Chase bank, for example and they closed your account and you owe around $2300 (your $2k balance plus tacked on fees) and Chase bank sells the debt you owe to a collection agency....and you then CALL the collection agency and negotiate to pay $1200 not $2300 .....and agree to pay $100 a month for 12 months and then ask for the agreement to be sent to you via email with wording saying that the debt will be considered paid in full at payment number 12 of the agreed on amount. Once you have paid the settled amount THEY (the debt collector and Chase bank) can NOT re-report it. THAT is where Lexington law comes in....they remove the entire debt like it never happened.....NOW here is why the reviews may be so bad....people mistakenly start credit repair BEFORE the debt is settled. The debt collector has a right to -re-report for 7 years in Texas. So Lexington law is doing their job when they remove the bad stuff, and when it gets re-reported on Experian, Equifax , and Transunion....that's on you. Doesn't seem fair right? Well have you heard the phrase "not knowing the law does not put us above the law". BUT if you don't do your part, you'll be a customer of Lexington for 7 years instead of just a few months like I was. Now I had a few bumps in the road along the way to my 800 credit scores and actually hired them again and stayed with it for another 6 months. They are not thieves, they are priced cheaper than almost every other place and their website is VERY easy to use. You should expect to pay anywhere from $80 to $150 a month for at least 4 to 6 months. read more

Lexington Law - If it lets you click on the snip I took from my laptop..you'll see the date is 3.6.2024 - Financial Advising Near Me

These people lie and run an unethical practice. They only want your money and the don't do anything for the client and when you try to cancel they try to pressure you into just putting your billing on pause. That doesn't seem like a firm having the clients best interests. I would give them 0 stars out of 5 read more

I was introduced to Lexington Law by a friend back in 2014. They did a great job then! However, I've had to return for assistance post Covid and their energy now is not the same as 2014. I'm charged a higher rate on a monthly basis and my challenges are less. I literally forgot I had been paying for their services because their notifications / follow up is nearly nonexistent. Almost a year and slow progress. They've become another company trying to milk the consumer, because if they actually help then they lose money, so they move slow to get more of your money. read more

Too expensive, can't talk to anyone in the US. TRIED TO CALL AND talk to a representative. Got someone out of the US .they would not tell me where they were.they did not understand the problem with my account. Would not give me a supervisor. No other number to call. 700.00 a year for the both of us with good credit, nothing for them to do but monitor. BYE BYE. read more

It is incredible to see all these negative reviews. They are ABSOLUTELY 100% worth EVERY PENNY!!! My credit score came up a LONG way because of them! A couple hundred points!! Thanks to them I am I was able to do so many things! You have to do your part here. You have to review your case at least once a month. Use the templates for some of the letters it suggests you also send. They are great! Yes, they are expensive but I think they have been worth it and I will keep paying them to get some other stuff off my report. It's a marathon, not a sprint. My goal is to get my score as close to 800 as I can. read more

Thieves... https://www.bbb.org/us/ut/salt-lake-city/profile/credit-repair-advanced-fee/lexington-law-firm-1166-2000829 https://www.consumerfinance.gov/about-us/newsroom/cfpb-reaches-multibillion-dollar-settlement-with-credit-repair-conglomerate/ Lexington Law was a credit repair company that was founded in 1998. It was one of the largest credit repair companies in the country, with over 1 million customers. The company offered a variety of services, including disputing inaccurate information on credit reports, negotiating with creditors, and providing educational resources. In 2022, the Consumer Financial Protection Bureau (CFPB) filed a lawsuit against Lexington Law and its parent company, PGX Holdings, Inc., alleging that they had violated the Telemarketing Sales Rule (TSR) by collecting upfront fees for credit repair services. The TSR prohibits telemarketers from charging any fees before they have provided consumers with documentation reflecting that the promised results have been achieved. The CFPB also alleged that Lexington Law had engaged in deceptive marketing practices. For example, the company had allegedly misled consumers about its success rates and had made false promises about how quickly it could improve credit scores. In August 2023, Lexington Law and PGX Holdings agreed to a $2.7 billion settlement with the CFPB. As part of the settlement, the companies will be banned from telemarketing credit repair services for 10 years. The company did wrong by collecting upfront fees for credit repair services in violation of the TSR. They also engaged in deceptive marketing practices by misleading consumers about their success rates and making false promises about how quickly they could improve credit scores. The telemarketing portion of Lexington Law's business was responsible for contacting consumers and persuading them to sign up for the company's credit repair services. The telemarketers would often use high-pressure sales tactics and make false promises about how quickly the company could improve consumers' credit scores. The telemarketing business worked like this: 1. Lexington Law would purchase lists of consumers who were likely to be interested in credit repair services. 2. The telemarketers would then call these consumers and try to sell them on the company's services. 3. If the consumer agreed to sign up for the services, they would be required to pay an upfront fee. 4. The telemarketers would then forward the consumer's information to the company's credit repair team. The telemarketing business was a major source of revenue for Lexington Law. However, it was also the source of many of the company's problems. The telemarketers were often untrained and inexperienced, and they would often make false promises to consumers. This led to many consumers filing complaints against the company. The CFPB's settlement with Lexington Law prohibits the company from using telemarketing to sell credit repair services for 10 years. This will significantly reduce the company's ability to generate revenue. It is unclear how Lexington Law will be able to replace this lost revenue. Here are some of the deceptive practices that Lexington Law telemarketers were accused of: * Claiming to be from a government agency or credit bureau * Claiming that the consumer had a serious problem with their credit report * Guaranteeing that the company could improve the consumer's credit score * Charging upfront fees for services that were not actually provided Was Lexington Law even a law firm? No, Lexington Law did not practice law on behalf of customers. The company is a credit repair company, and its services are limited to disputing inaccurate information on credit reports, negotiating with creditors, and providing educational resources. The company does not have the legal authority to represent consumers in court or to provide legal advice. If a customer needs legal help, Lexington Law would supposedly refer them to an attorney. The CFPB's complaint against Lexington Law alleged that the company had made false and misleading statements about its legal capabilities. For example, the company's website stated that it was "a law firm that specializes in credit repair" and that it had "a team of experienced attorneys who will fight for your rights." However, the company is not a law firm and its employees are not attorneys. *The settlement with the CFPB requires Lexington Law to stop making these false and misleading statements. The company is also prohibited from using the term "attorney" or "law firm" in its marketing materials. read more

I have been with Lexington Law for many years and when ever I had an issue I would call and be helped by a Paralegal in the US. I haven't called them in a while but when I called them today I am on hold for a long time and to find out the calls go to the Philippines and shocked to see a Law firm that helps credit repair has their paralegals in the Philippines. If that's even legal! First you can't understand what they are saying and calls got disconnected. I asked to speak to someone in the US and told me that they can't transfer. What a scam!. I am being sued by a creditor when LL was supposed to take care of these issues. There is no direct # for the corporate office in Salt Lake city Utah. The Toll free number posted in Google goes to the Philippines. One agent told me too keep calling and maybe I'll get Lucky to speak with someone in the US!!!!!!!! I sent a message to John Heath the main Lawyer and told him if I do not hear back from him by tomorrow end of day I will have no choice but to contact the Attorney General, BBB, consumer affairs. Lexington law has had many class action lawsuits against them and I guess they can't afford Paralegals in the US anymore. For anyone who is looking to hire them, beware you will never speak to a domestic Paralegal or Lawyer. I would find another company read more

@ficopumper got my credit score looking excellent again. I made a couple mistakes with my credit when I was younger and got myself into huge debt hole. FICOPUMPER AT GMAIL COM cleaned up my credit negatives and gave me a fast boost. read more

Was calling one of the credit places and ended up with these people and as I was talking to the first person and they gave me his word that they can help me find out why my credit score and why the credit place cant see my credit score. When he told me hey can I paid and after asking more then 1 time about can they find out why no one cant see my score I went forward with things. Got transferred to the next person and they told me different and said they cant help me with this problem. Told me I need to contact these place and i have tried and get this law farm every time the customer serves is very bad being they want to lie to get our money for work they don't even do you end up doing all the work. So there is no need for these credit law farms. It is just a way to take peoples money that's all. read more

Do not use them for anything! They keep sending spam emails. I hit Unsubscribe each time but they keep coming. Such a rude company.

This company stole 89.99 from my account and claims I signed up with them with is a complete lie They stole my money and won't return it...another scumbag credit repair company! BEWARE! read more

I used Lexington Law for 4 months with hopes to improve my credit rating but no significant progress was made with them. I had to let go of the time and money i wasted with them to find me actual help from the credit guruMr. ROYALBLADEWORKS recommended by some reddit users. He cleaned up my credit report within weeks and gained me 196 points super fast. You can find this guy on IG. read more

Total SCAM!! Paid almost $1000 to these people and they did NOTHING on my case. I even paid for their top tier plan and NO PROGRESS in 6 months. Nothing changed. read more

Lexington Law is a joke. I paid for the premium service the first month they sent 1 letter. The scam is they siphon your money away while saying they are going to send letters then they sent 1 letter a month to drag it out . There was only 1 neg item on my reports that was wrong and I give them the docs to prove it. Now they are still charging me after I canceled . Google Lexington Law lawsuits before you make a mistake of signing up. Update: I have been contacted by Lexington Law to try rectified the situation that is a great start. Will update again read more

Please read this before signing up. https://finmasters.com/lexington-law-review/ This company is a scam. They take your money. They do nothing. And then they refuse to provide any proof of the work they have done on your behalf. "Proprietary secrets". Stay away! read more

Misleading salesman. Was told I was not obligated to anything but the initial 4.95. Was told I would have to decide later which service level id like to choose. Was not contacted or given the option. I was automatically signed up to the most expensive service package. 5 days later, was charged 129.95. They WILL NOT REFUND after you are charged. Save your money, dispute on the bureau's only. Its easy, effective and FREE! DO NOT SIGN UP WITH LEXINGTON LAW BREAKERS unless you have more money than brains. If you are reading this you are already smarter than me. Learn from my mistake. read more

Save your money waste of money. Probably over $1000 spent and nothing was done. Switched over to another company removed 13 negative remarks. read more

I hired Lexington Law several years ago and didn't see much improvement. Many people recommanded them and had great results. Not sure what to do? read more

I tried getting answers for two weeks on why they double charged me for the month of July. They kept saying they didn't, even though I sent them my bank statement with the 2 payments circled, clearly showing they did. I asked for a refund for the extra one taken out. They gave me the ring around, then canceled my account, and now I cannot get a response from anyone. Their secretaries were always very rude, and I felt like I could never get in touch with anyone to ask questions about anything. 1/10 customer service. Do not recommend! read more

This is simple and logical. We saw craigslist ads for homes with rent way under market value. Suspicious, because we are also looking for a home to buy, we called the rent-to-own listing and found that they absolutely needed us to fix our credit, and it only could be done with Lexington Law. We needed a little credit repair, so we went along with the customer acquisition scam, plus we have the money to cover it in case it was a total scam. So, we signed up with Lexington Law, but the rent-to-own place said we had to provide proof that Lexington Law actually charged us before they would send a realtor out to show us the homes. Once payment was received from Lexington Law, all three phone numbers which I was given to contact them went dead. Nothing, Nada, Zip, Zilch. Via deductive reasoning and a review of the evidence we gathered, we determined that Lexington Law provides an actual and legitimate service; HOWEVER - and this is a big, however - a department that works for Lexington Law, or a 3rd party, is engaged in unscrupulous business tactics in order to drive new business to their company. Weird, you say? Maybe, we sure as hell thought so. But if you think about it, it makes sense. Fortunately, we are able to take the financial hit of a couple of hundred bucks, but can you, reading this right now, say the same? It may seem harmless, and evidence is hard to come by unless it happens directly to you, but beware of being introduced to Lexington Law by anyone other than Lexington Law themselves because someone in business development is working with a 3rd party or some other unknown parties. Glad that in America, we all have the right to scam each other with little redress. Freedom! 'Murica! read more

Took them 6 months to take one negative item off a credit report & I gave them over $400 within those 6 months. They were impossible to get ahold of I called them emailed them and only received automated email responses. Very terrible service. All they do is string you along and give you false hope. Don't fall for their scam. read more

I had a terrible experience with this company and had to beg them to close my account after a two-hour conversation, despite being offered multiple discounts. I had used their service for 18 months and was charged $139 monthly without seeing any results. That's when I decided to use the service of a credit hacker. I reached out to 1andonlyblitz on Instagram after seeing reviews about him. He was able to raise my score by more than 100 points in less than 6 weeks. A much better option than Lexington law if you ask me. read more

I was a customer for 8 months and absolutely nothing changed on my credit report. All accounts that were negative were older than 7years old. I paid for the premium service. Wasted $1000. For nothing. Edit: they offered to call me and allow me to be a customer again, No thank you. I just received a call and talked to a representative. They said they couldn't pull up my previous account with them for security purposes but they could see that I have an account back in 2017. I said I was a paying for 8 months premium service and she said unless I told them what items I wanted off specifically that I could be a paying customer with no resolutions. Why charge customers and not be giving them a service? That is a scam. read more

I'm calling foul play. I've been paying this company hundreds of dollars a month for 5 months and have received next to no results. Their customer service simply asks for more and more time, they can't give me any status updates on what they're doing, they don't make any claims of improving my score, I can't speak to a supervisor, and yet they charge me every month. When I sent them pictures of one of the creditors responses I received in the mail, the rep said I should have followed up with a phone call to let them know I sent pictures. What am I paying you for? My boss doesn't have to call me after he sends me an email! Crooks, don't waste your money. read more

I am sooo happy I decided to go with Lexington law John Heath has been taking care of me as well as his crew and they are doing an amazing job. I recommend them to the fullest. You will not be disappointed. Thank you kindly, I appreciate you John Heath. Luz D. read more

Dear Lexington Law Firm, Never promise more than you can deliver or render as a service provider. I have only had them for a total of a month and during that time I am not really impressed. During such time yes, they removed 3 negative marks at the cost of 20 point nose dive on TransUnion and a 30 point nose dive on Equifax. My first consultation was what I would expect from a well-reviewed service. Though this is kind of a smokescreen as both Consumer affairs and BBB have them rated 2.5 average. To be honest anyone in this position would do what I did. Contact the service provider to cancel service and get a refund for services unrendered. At first, they tried to keep me as a customer by the bait and switch approached not once but 3 times. Towards the end of the conversation, I just said cancel services and refunded me for the month of August they refused too. I called my bank and asked for a chargeback in August. I will not recommend this service to anyone. Your better off building credit or finding resources online. read more

This is my second time using this credit repair service. I was pretty happy with the first time I used this service as I spoke to a real person with phone calls from time to time on current updates along with the next action items. However, my most recent experience was not so personal, infact the impression I have with them is formfilled cookie cutter automated workflow, which is not the service I was expecting. The system even took credit for an item that had dropped from my report after the 7-year mark. This was an item to have been dropped after 7 years of being on my credit report that showed on the Lexington app as being removed as a result of being a member. To be honest, there is absolutely nothing Lexington could do that can't be done on your own! They use cookie-cutter letters, and I have produced better results without having to give anyone power of attorney or any personal information. My advice to anyone looking to repair credit is to do some research and do all the necessary steps it takes to handle each account accordingly. Remember, all accounts are not all the same and will yield different results depending on how they are handled. The tools they provide don't really take this into perspective and can work against you. The choises they give to move to the next step don't always pertain to the individual and may influence you to make the wrong choice, which may result in undesirable results that can not be undone. So, take your time. Stay away from credit repair companies and do everything yourself or with someone knowledgeable that you trust. read more

avoid this company! Full of hidden fees and when you cancel they charge you again and make reasons for doing so. Please take my advice - they are defrauding people of thousands of dollars and nothing is really resolved that you couldn't do yourself. no stars and reporting to the FCC and BBB. deserves zero stars!! read more

My fiancé contacted Lexington Law so they would monitor her credit report and help with any erroneous reports. After 8 months her credit actually dropped 5 points. She called and they said they would have to get back with her. After no calls, she had to call back and to inquire what was affecting her credit score. They essentially could not nor would not do anything. She cancelled their services and the next month they still took out their fees. A complete waste of money using them, they actually do not know what they are doing or willing to help in any way. We have reported them and are fighting to get her money back, at least on the last month. Do not use them, they are worthless and quite unprofessional. I really think their number links to an office in Tijuana. read more

Lexington Law - Financial Advising Near Me

I had the worst experience with these con-artists. Charged me a total of $320 over the course of 2 month for absolutely nothing. All they want to do is to collect money from people & provide absolutely no real value. I feel stupid to have trusted them with my score again. Learn from my mistake & block them. read more

Update: Credit Scores from the low 500's rose up. 8 negatives removed; 9 pending (Navient student loans - currently paying and First Premier bank card.) As of January 15, 2018: Equifax: 693 TransUnion: 707 Experian: 709 This is through MyFICO website. Started on October 2017, scores climb up to 150-200 points. Might be a different pace for everyone. Some people have different credit situations than others so this does not happen overnight. Patience and not living beyond your means are key. Hope this helps. read more

I do not recommend Lexington Law. The strung me along for 7 months. The last two month, my credit score started dropping, instead of rising, and I didn't have any new transactions. There is no shortcut to fixing credit. I paid my creditors off, but it still shows on my credit report. Credit still at 622. Lexington will give you the same lines over and again. Well why should they fix your credit on a timely basis, when they are charging you monthly. They suck! read more

I kept paying money for months and only 4 removals were done. I thought I was working with professionals and my credit would improve it's actually hasn't gotten any better. People should be aware even though your paying them every month you aren't working on the case every month. read more

This company is a scam! Also double dipping charging me twice on the 6th. Then twice more today! Called to cancel and now being charged again! Consumer beware! read more

I have worked with debt repair companies over many years. I have never received the excellent service nor yielded the results I have in a matter of months with Lexington Law! Their team has been very helpful during Covid-19, and I am remain on track with my credit goals all considering. Great service, good people, providing quality work with integrity! read more

For 6 months they just took my money... worst experience of my life. In April if 2020 I asked for them to start removing an item and finally in September when my annual contract is expiring they decide to file a dispute. Liars lairs lairs man read more

I was roped into this firm after finding it online and calling them, the perosn on the line named John sounded like an educated man who would have fixed my credit in no time promising that it would be done within 2 months, the fee was ~80$ a month. Seemed like a good deal, however once I downloaded the app and started watching the progress, nothing was being done for the first 2 months. I had to contact the "paralegals" that they provide you with and speak to them, only to find out that theyre basically foreign customer service agents that just read prompts off a script. I gave this firm the benefit of the doubt and kept paying ~80$ for the next 4 months and watched them not do a single thing to repair my credit and still charge me monthly. Save yourself some time and money by just finding a local firm that has an actual legal team. waste of ~500$. read more

Absolutely terrible experience, they bill you even when you request cancellation. They say if it's not done during there business hours it doesn't count. read more

Lexington Law - My request, which is within there time frame, method has always worked, but this time they just decided to keep billing me. - Financial Advising Near Me

Miss Alexa Reed at Lexington law was very knowledgeable easy to speak with she understood my problem and she helped me out very well if you had to talk to somebody I would definitely recommend her she is very good at her job and it was nice and pleasant talking to her read more