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    Merchant Capital Source

    4.5 (4 reviews)
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    Services - Merchant Capital Source

    Business loan

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    5 years ago

    Highly recommend asking for RYAN A. He has been great to work with!

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    Speedy Credit Repair - Speedy Credit Repair Inc.

    Speedy Credit Repair

    (99 reviews)

    Chris is Awesome. His personality and knowledge are excellent. He is patient and always available…read moreto answer questions. I would recommend to communicate with him more than you think is reasonable just to get updates, discuss strategy and to figure out what will happen. Often times, when we are low on money is when we need a service like what Chris provides. And that's also when emotions will run high. So please communicate with him often to not only manage your emotions but also to chime into logic. Definitely would recommend Chris and Speedy Credit Repair. Just communicate and everything will be good. He and I are talking still to this day and plan on working together on different projects moving forward. Thank you Chris for your continued support, knowledge and patience. Much love and respect!

    I urge everyone to please do NOT go through with Speedy Credit Repair…read more They are scammers. Do not believe the fake reviews. We enrolled with them for 6 months. We understand coming into this it's a possibly our credit issue may not be fixed. We know this will take time. But one thing this company lacks is integrity. They are not true to their word. If you say something such as "I will call you back", please carry out your promise. All I asked for was communication. During this entire process, I only spoke with Chris 2 times. I called, no one answered I texted, no one answered You email Chris, no response He has an assistant Laurie who will respond to emails. She mentioned in my last email " Yes, Chris knows you are expecting a call" guess what? He never called me back!!! Chris said he will contact his lawyer associate and stated " I will call you back and give you an update" guess what? He never called back. They have you enrolled in a credit monitoring program which you have an additional fee. They probably get some sort of incentive. I can go on and on... there's has been so many occasions. Honestly, don't waste your time and money!!!!!!

    Optimum First Mortgage - The Team "Optimum First Mortgage"

    Optimum First Mortgage

    (714 reviews)

    Honestly, my refinance started off pretty stressful, but Angel Chavez completely turned things…read morearound. He stepped in and took over my loan and from that point on, things felt much more manageable. He was always clear, easy to talk to, and kept me in the loop. He also made sure the original terms I was quoted were honored, which I really appreciated given how much rates were changing at the time. We closed on time and everything went smoothly in the end. I'd definitely recommend working with him. I'm really grateful for his help and would absolutely recommend him.

    ​Caution: Non-Standard "Teaser" Rates & Bait-and-Switch Tactics…read more​I had a very concerning experience with Optimum First Mortgage. I was initially quoted a highly specific interest rate of 5.123% (a non-standard figure in this industry). Based on this quote, I submitted my sensitive financial documents and authorized a hard credit pull. ​Once they had my data, the rate was significantly increased. When I questioned this, the Sales Manager (James) admitted in writing that the original quote was based on "incorrect input assumptions" and was a "human error." This feels like a classic bait-and-switch: lure the borrower in with an unrealistic rate to harvest their data and credit authorization, then claim "clerical error" to move the price. ​I have officially withdrawn my application and filed formal complaints with the CFPB and the California DFPI regarding these deceptive practices. If you are shopping here, be extremely wary of any quote that seems too good to be true--it likely is. UPDATE TO RESPONSE: Nice try shifting the blame. The data I provided didn't change, but your numbers did. You provided a correct quote, then dangled a fake 5.123% rate to get me to apply, then 'switched' back to the higher rate after harvesting my data. Your Sales Manager already admitted the error was on YOUR end, yet here you are publicly blaming me. This is exactly why I've filed formal complaints with federal and state regulators (CFPB and DFPI). Prospective borrowers: if they quote you a weird number like 5.123%, run. They are just 'capturing the lead' with a rate that doesn't exist.

    Equity Keys Consulting Group - Escape High Rates - Contact Today - 562-762-2370

    Equity Keys Consulting Group

    (1 review)

    DO NOT DO BUSINESS WITH THIS ORGANIZATION! Unprofessional, rude, disrespectful, SHADY. He showed up…read moreto the church one day looking like everything but a business man and blew up my phone everyday for a week when things didn't move at his pace. Looking and sounding REAL DESPERATE. I explained to him the limitations and structure of the church and when his calls and messages weren't immediately answered, he sent the following text messages calling me and the church STUPID! This guy Chester Whyte is a joke. Don't fall for his tricks and promises that are too good to be true.

    From the owner: At Equity Keys Consulting Group, we specialize in bridging the gap between people and solutions,…read moreparticularly in the realm of financing. Located in Long Beach, CA, our team of experienced investors recognized the need for small and medium-sized businesses to access better financing options beyond traditional methods like SBA loans. We provide alternative solutions for business owners, developers, real estate professionals, and anyone seeking to optimize their financial strategies. Our primary focus is on empowering business owners with better quality products, mortgages, and asset-based lending insights. Whether you're looking to refinance your property, secure financing for a real estate purchase, or obtain flexible credit lines for your business, we have you covered. Refinancing with us means reducing your monthly mortgage payments, improving cash flow, and saving money in the long run. Our experts guide you through a range of options, including fixed-rate mortgages, adjustable-rate mortgages, and cash-out refinancing, ensuring you find the best fit for your financial goals. When it comes to purchasing real estate, our seasoned finance consultants leverage over 20 years of collective experience to navigate the complex process with you. We evaluate your options and connect you with the right lenders offering competitive interest rates, guaranteeing a seamless experience from start to finish.

    Orange County Small Business Development Center

    Orange County Small Business Development Center

    (2 reviews)

    They are experts! please have them help you with your Google Ads! Amazing Services!…read moreThey know their stuff!. Really know.

    I'm in the process of launching my own business. I was recently directed towards the SMDC and SBA…read morein Santa Ana at the Digital Media center for Rancho Santiago community college. What a gorgeous new building!! Well, if you weren't aware the Small Business Development Center is a government funded organization that helps assist small business owners get their business up and running. They offer all kinds of classes, boot camps, training, all for FREE!! This place is the place to go to if you want to make sure you're dotting all your I's and crossing all your T's. They have the ability to help with business plan development, financial planning, finding funding, and marketing analysis. All sorts of super good services for the small business owner just starting out! They will also assign a mentor to help guide your progress and provide a touchstone for any counseling you might need for running your business. I highly recommend catching either a lecture or start up boot camp with Roger Lloyd or Steve Gostin they are both engaging speakers and very knowledgeable in all aspects of new business development. Go check it out!! Update: I had my first one on one today with Traci and it went amazingly well. So much fun with getting to know her, and sharing my background, experiences, and expectations for launching my business. As I previously mentioned, the SBDC is a federally funded organization that helps small businesses and ventures get off the ground and properly organized to succeed in the professional development of your business. It's really an awesome place that is open to anyone. I highly recommend it if you're interested in maximizing on your abilities for success. They can help you establish your business's plan, and assist with market research. Incredibly awesome in saving $$ for paying an independent agency the same service. Today went super well, so much to discuss!! I could have gone 2-3 hours, but alas I only had the pleasure of chatting for one hour. But!! I'm excited to meet my next mentor in the network of wonderfully nice and warm individuals at the SBDC. Traci C., Steve G., and Roger L.are extremely knowledgeable and easy to reach out and talk to when considering your business's growth and success. I will leave each one's email so that should you have any questions or need to schedule a time to come in and talk with a counselor or experience one of their start up workshops!! You will be excited and motivated to achieve your goals for running your business, your way. Lloyd_roger@rsccd.edu Gostin_steven@sac.edu Cole_traci@rsccd.edu P.S. their located in the Digital Media Center just up Bristol street past Mater Dei high school. Just make a u-turn at Wilshire and it's immediately on your right hand side of the street. Gorgeous new building!!

    Merchant Capital Source - businessfinancing - Updated June 2026

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