Purchased pet insurance in February. They are a paperless company therefore, I never received anything in the mail. I forgot who I went with and searched my email for pet insurance companies . I could not find an email stating which company I went with. I finally resorted to calling every pet insurance company till I found the one I went with. They resend my policy through email. I submit all my claims from the first day I got the policy. Received an email back that they will not cover anything, nor will they put anything towards my $250 deductible. I paid for the entire policy in February and I have nothing to show for it. I still have to generate $250 to get them to even cover a standard pet visit. I will not be going with MetLife again. I have nothing to show for my money. They had all my money upfront, I paid for the entire year and have nothing to show for it. When I asked why they couldn't honor at least one of my claims they said that's their policy. I was seven days out of their claim window and they still won't do it nor will they put anything towards my deductible and I have spent over $2000 on vet bills. I'm sorry to even give them one star. read more