Words can't describe how thankful I am for Rudy and the Gold Star Financial team. I came to Rudy…read moreafter being turned down for an FHA loan 1 week prior to closing on my loan with another lender. You can imagine the frustration I had with the mortgage industry after being pre-approved, offer accepted, appraisal and inspection done only to be told that I was flagged in a database for defaulting on my student loans. How did something so major get past such a big lending corporation? What can I do to salvage this after around $2,000 of my money was tied up in the offer? I've been paying on my student loans, how could this be happening? Enter Rudy McDowell. I found him online where he had answered all of the above questions on a blog that looked like it had a ton of interaction over the past 3-4 years. It was a bonus that he happened to be located in the same state as me, so I figured I'd give him a call - what did I have to lose? When I entered his office, I immediately felt better about my situation because Rudy laid out a game-plan on how to make this work. The prior lender would ask for a document here and there, but never told me why they needed that or explained what the process was, always leaving me in the dark. Knowing my game-plan, I simply followed his advice and the rest is history. All along the way, Rudy kept me in the loop as to the progress of my loan and if I had a question or needed advice, Rudy would easily be reached by email, usually answering within a few hours. I'm pleased to say that my wife, four kids and I are currently in our house and couldn't be happier. It's been a long journey, but as Rudy told me, "It's not how you start, but how you finish" and to enjoy the close because that's what you'll remember the most. He's right, I'll never forget signing that last piece of paper, getting handed the keys, and getting the congratulatory handshake from my realtor, knowing that it's because of the hard work and persistence from all that my family is able to move into a place called home. Thank you Rudy. Eric

Rudy conducted himself as a professional throughout the mortgage process. He was ready and willing…read moreto answer any an all questions, as they arose. He also was diligent in keeping you updated on the whole mortgage process. One awesome credential he has is when he says your client is qualified for a mortgage, they has fully qualified. He is a Realtor's dream come true!

Amazing customer service and mortgage company! They were so quick with their response and service!…read moreNothing but good things to say!!!

Easy closing. Helpful service Everything went well with no…read moreproblems. Easy to work with........,......,,............... _------------------------------------------

During the closing on our first home, Chad Blackstone came to us from a reference from our realtor…read moreJay Zheng. He was beyond great. Helping to break down the process every step, explaining terms and documents along the way. Recently we chose to use Chad Blackstone for a second time during the refinance of the same home, as expected, he exceeded our expectations! I will be going with Chad in the future on the purchase of our next home.

McLellan Financial Mortgage is a top notch company. I worked with this company for many months to…read moreget our house refinanced and when everyone was telling us we couldn't do it in this marker mclellan made it happen. Very quick response time whenever I had a question. Overall an A+ experience. I would recommend this company to anyone who is looking to get their mortgage refinanced. I will also be using this company for my rental properties.

Look somewhere else for a mortgage broker. I closed on a mortgage for a new house with Mortgage 1…read moredba Best Choice Lending and it was an unpleasant experience. I worked with Jean-Paul Avallone. I am disgusted and disappointed with the work he and Mortgage 1 performed. Jean-Paul had a nonchalant attitude toward his errors and delays and appeared to have no interest in the details. This might be what he does everyday, but his average customer doesn't buy or sell a home so often it's not a major transaction. His errors created risk for me and the sellers. While being my contact person, and having sold me on "customer service," he appeared to NOT be in charge or control of his team. His internal underwriting department asked for basic information less than a week before closing and they caused closing to be delayed. Further, there were mistakes in the closing papers and he could not produce the HUD statement until 20 minutes AFTER closing had begun. Ultimately, while we closed, Jean-Paul Avallone and Mortgage 1 failed in the company's mission to provide good customer service. You deserve better.

From the owner: Residential Mortgage Lender specializing in financing home purchase and refinancing. Offering…read moreconventional, FHA, VA and RD mortgages.

OCTOBER 2025 I closed on my Refi using them about two weeks…read more It was a very painful 9 week process. In all honesty I had no intention of releasing a review until I was done with IRRL. this entire process has been exceeding challenging and disappointing. The communication has been dismal. I had to repeated ask for information to never get the information that i requested. I was lied to multiple time and every time they messed up on the process which cost me on the amount i was going to receive they always justified it was out of their control. it started with 44k cash in hand at the beginning. then they made a mistake and it dropped to 37k. then dropped again to 34k and then dropped again to 31k. what truly upset me was at the day of closing when they robbed me 3 grand. my cash in hand was to be 34k. i get a update hours before close that it was actually 31k. which i should have had just told them to piss off at that point but i really was broken down by them and my wife asked me to just close on it and move on. the 3k i was told was out of their control and was based off of the mortgage company. to find out they bought my mortgage to sell it to another company. so they could have done the 34k but decide to screw me over. even after the closing. i have asked for some information and still have not heard anything from them. I am terrified to see how this IRRL goes in six months. that is if i can actually get in touch with them to get it done. or if i don't lose it due to something that was out of their control. As things stand i would never recommend them to anyone and i actually used them. sad. ***** FEBRUARY 2026 The mortgage company they gave me just increased my mortgage payment 350$. Awaiting a call back from a supervisor from the mortgage company as to why. but if i miss or late a payment I lose the capability to get the IRRL so i am not surprised. reached out to eMortgage Contact. no answer. SHOCKER. *****APRIL 2026 They keep calling me about the IRRL even though i told them i will never use them for anything and they keep calling and harassing me on it. i am literally taking it to my local bank and not saving as much as i could but at least I trust my bank.

I worked with a loan officer named Donavan Best and had a very frustrating experience…read more I asked if I could review the loan numbers again from the e-doc so I could better understand everything. He told me he had already sent me a picture, but it only showed a few numbers and not the full breakdown. I asked if he could send the full details again, and instead of helping, he questioned why I needed to see them and responded with an attitude. When I said never mind if he didn't want to provide it, he replied, "good, have a good day." I was simply trying to review the numbers for a major financial decision. I would recommend that anyone working with this company make sure they are able to review all documentation clearly before moving forward. Who refuses to give somebody the numbers that they're asking for and then gets mad that I'm asking for the numbers again and questioning me for it and then when I get mad about it he just gets more cockier and more rude. And then tells me he doesn't have to explain anything to me yeah he does I gave him all my credit information he ran my credit and he told me that he works for me so you don't treat somebody like that and yeah I was cursing because he shouldn't be treating me like that. I don't know how your company ever does any business with someone like that but then again with the one star on the Better Business Bureau I could see why.

Nicole provided very efficient and professional service during the recent purchase of our new home…read moreas well as a previous refinance a couple years ago. Nicole guided us throughout the entire mortgage application process and provided clear and concise answers to any questions or concerns along the way. Furthermore, she went above and beyond to ensure we understood the numerous documents required to obtain mortgage financing. Nicole was able to compare many different loan options to find us the best interest rate with the lowest fees. The whole experience could not have been any better! I highly recommend Nicole at Lucrative Home Loans to anyone looking to save time and money on their refinance or purchase!

Nicole went above and beyond as my lender. She kept me updated and was in contact with me…read morethroughout the whole home buying process.I would highly recommend Nicole for any lending needs!!

As a first time home buyer, Marc was super helpful throughout the whole process! His knowledge and…read moreexpertise allowed for a smooth process for all involved. He communicated often and made sure I was always comfortable. I would highly recommend Marc!

From the owner: Welcome to That Mortgage Banker. The Marc Edelstein Team is…read moreyour premier mortgage team located in Livonia, Michigan. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Oakland, Livingston, Wayne County areas as well as the surrounding areas. We love helping people achieve the American dream of owning their own home. We offer multiple loan programs and will help you to find the one that best fits your particular needs. Did you find a home you love but aren't really into the avocado shag carpeting and popcorn ceilings? We specialize in 203k Loans. Did you realize you can do all the updating you want and have it rolled into one mortgage? Are you a Veteran? Did you realize you as a Veteran you can buy a home with ZERO down? As a VA Qualified Lender we are very experienced at originating VA Loans and we love doing all we can to give back to those who gave so much. (Click here for more Loan Options.) Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced Marc Edelstein Team can help you take that first step toward a financial solution.

First time buyer. They were quick and made sure I was comfortable the entire process. They made…read moresure I understood each part from beginning To end!

From the owner: We are a team of Mortgage Brokers dedicated to finding the best deal. Whether a first time buyer,…read moresomeone looking to upgrade or move due to work or simply wanting to refinance, we are here to help.

I cannot say enough wonderful things about Grant Gerhard and his partner, Betty Mazolla. Grant was…read morerecommended by our Real Estate Agent. They exceeded our expectations from the start. First, it really helps that Golden Mortgage/Summit Funding, Inc. does their own underwriting, so it takes a little bit of the stress away. The couple of times we had appointments at their office, there is a welcome sign with our names on it at the reception desk. What a nice touch! Grant & Betty were always flexible and available any time we needed to call for questions. Every Tuesday, Betty called me for my weekly status update call to either give me information, or find out if there is anything she can do for us. Betty is a superstar, to say the least. The seller's REA was less than cooperative, and full of shenanagins. Betty & Grant did not let her get away with anything. Betty said she'd go to her house to get the paperwork she needed if necessary (since they happen to live nearby). Betty was the thorn in her side, and she needed it! Betty pushed our paperwork through and was on top of every detail. We are very fortunate to have Grant & Betty on our team. Grant also stayed on top of the REA and her broker to make sure everything went smoothly. On top of it all, Grant & Betty are a lot of fun. It's nice to talk to people every week that have great personalities and felt like we were talking to friends. It also helps we got a great rate! ETA: I also went through an FHA loan (203K) initially. Not many mortgage consultants want to go anywhere near these loans because it's a very long & tedious process, and not too many have experience with them as a result. Most 203K loans don't go through because the applicants/buyers bail out due to all of the paperwork and hoops to jump through. Grant didn't even blink. He has experience with FHA loans, and was more than happy to help us. Fortunately, we were able to qualify for an FHA Streamline because the work done to the house is not structural. It's still a lot more work than a conventional loan. Grant & Betty did an awesome job dotting all the i's and crossing all the t's. If you're looking for a top-notch mortgage company, look no further! They are the BEST!

I cant say that Grant Gerhard was hard to work with but I was referred to him by the real estate…read morecompany that I worked for, and his team was great. I didn't get to talk to him much at all and I understand he is busy but I believe when I hire someone to help me get approved for a mortgage, that I would have contact with him more than once a month. His team were the ones who tried to help me get everything together as I needed it. Grant said that I would be approved for $75,000. So I put in an offer on a house and the listing agent on the property called him personally to verify that I was approved. Grant explained to him that I was approved for that amount so we wrote up a contract and started the process. I am a server part-time although I do have a full-time office job as well. Every week I was receiving a call from someone on his team to tell me that I didn't have enough money in my account. My closing costs were originally $3800 and then a month later he said I needed $7700. I questioned why I needed so much more and he said it was for the under writer to approve me. 3 months into the process, closing day came around, and he called me that morning to say that I needed an addition $4500 "gifted" to me from a family member. My family is not rich and neither am I. He said that I would not get my house if I didn't get that money on that day. After all my wasted time, he ultimately wanted me to have about $13,000 at the closing table for a house that costs $49,000. Grant Gerhard wasted 3 months of my time, let me down and wasted other peoples time as well. If you are a blue collared citizen don't waste your time with summit funding. They are only willing to work with buyers who have never had any problems with credit.

I've been getting amazing service with Raquel Namo at Mortgagepros. She is very knowledgeable and…read morehas answers for all of my questions and if she doesn't, she's able to find them for me, promptly. She makes the process pretty painless! 10/10 recommend her and Mortgagepros for all refinancing needs

This is a company that depends on high pressure & dishonest sales people. When Sam Pokorney told me…read morethat he was going to door dash me bottled water to use for my well test, I knew something was not right. That was one red flag. When I saw that they wanted almost $31,000 in closing costs & had the rate as adjustable to go up to 10% that was another red flag. When someone you don't know says "trust me" we won't let that happen & then you get a docusign with that exact same thing on it you know they cannot be trusted. Sam even told me that he did not know the lender sent that out. The final piece being when I tell them I do not want to proceed I get very unprofessional text messages from him. This is not an organization anyone should do business with & I will be contacting the BBB about them.