Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Julie and team have been so wonderful to work with!! Not only are they incredibly knowledgeable,…read morebut they made us feel so comfortable through the whole process. Never once did I wonder if our team knew what they were doing because I was CONFIDENT that they knew exactly what to do. Plus, as someone who likes frequent communication and updates, the team was really great about that. I would highly recommend the team to anyone looking for a home loan.

Full circle home loans was an absolute joy to work with. The transition of buying a home was so…read moresmooth and easy. My wife and I would definitely use there services on our next home. Thanks everyone at Full circle.

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

Just closed on a HELOC with the best rate I found (by far). The process was super easy- I kept…read morewondering what the catch was. Justin was very responsive and easy to work with. I highly recommend this company!

Great team and very professional They are really…read moreinformative too and quick to follow up

Victor Sanchez has helped us with two different home refinance and with a purchase of a new home…read moreover the last 5 years. He is always professional, extremely helpful, very available, and answers questions promptly. He also tells us when it's not in our best interest to move forward. We highly recommend his services.

Victor made home buying and loan qualifications easy to understand and made the whole process a…read moresmooth one. Would recommend to any future home buyers

Chris Alan at Pacific Bay Lending was a phenomenal lender. He ensured to…read moreKeep me posted every step of the way and made sure my loan went through.

I'd give a perfect 5 stars alone for John Nielsen but this review covers the overall performance of…read morethe company. My first initial reviews for this lending company was really bad that I gave them 1 star because Sam & Matthew both made promises to me to give the money back I paid for the appraisal fee upfront for $500 but they both let me down. They gave me the run around day after day for weeks & later on ignored my phone calls, emails & text perhaps thinking that I'll eventually get tired bugging them for my reimbursement appraisal fee they promised for $500. I was very disappointed because I trusted this people and they show no credibility and integrity. I went on their website & found this John Nielsen's email & hoping that this person will help me. Within an hour, he responded promptly. He was very apologetic & asked me to give him the chance to make things right because that's what Pacific Bay Lending Co. is all about he said, they care for their customers. I wished he teaches those two (Sam & Matt) some work ethics and protect the good reputations of their company. By the end of the day, he let me know that the check for my reimbursement fee was mailed, and as a token for my patience, he gave a little extra for not meeting my expectations. He told me that I should expect it in a couple of days, and today Monday (from Friday) I received my check. I'm glad that my time didn't get wasted reaching out to John. I would recommend him to all the clients who's currently getting business with Pacific Bay. He's trustworthy and the pride of the company. John went above & beyond to solve the issue.

Kenji is very professional and great to work with. Always willing to help answer questions or get…read morethe answers i need . I can definitely see working with Solve Lending and Realty with my other business ventures .

Kenji was great to work with. He was always available to answer questions and got the job done!…read more I recommend working with him for your mortgage needs.

I can't thank Giving Tree Lending enough, especially Christine, for her incredible support. We…read moreencountered a very tricky HOA issue during our closing process that could have delayed everything. Christine stepped in, communicated proactively with all parties, and made sure we stayed on track. Her expertise and dedication are the reasons we were able to close so quickly. Highly recommended. https://www.experience.com/reviews/christine-15948352

Im a realtor that works in North OC and Giving Tree Lending is amazing. They have over a hundred…read moredifferent products to accommodate my clients based on their needs and situation. They have been able to successfully close difficult transactions, offer the most competitive rates and most importantly they are so communicative even during off business hours. They even do loans for manufactured homes. Highly recommend them for buyers who are looking to get pre-approved.

Working with Vivienne and Michelle throughout our loan approval process was great and we would…read moreabsolutely recommend them for your next home loan. We were initially paired with another loan officer from another company and we were frustrated with their lack of transparency and communication style. Vivienne, on the other hand, was super helpful, transparent, and great with her communication. We are so happy that Vivienne was able to step-in so quickly and was able to save us over $7k right from the first loan estimate. As first-time home buyers, we are very grateful for Vivienne's help navigating us through this loan process.

We had an excellent experience working with Vivienne throughout the purchase of our home. From…read morestart to finish, she was responsive, knowledgeable, and incredibly organized, which made a complex process feel much more manageable. Vivienne took the time to clearly explain our options, helped us secure a competitive rate, and stayed on top of every detail to keep things moving forward--especially when unexpected challenges came up close to closing. Her communication was outstanding--she was consistently prompt and even responded outside of normal working hours, which gave us a lot of confidence and peace of mind during a stressful time. What stood out most was her ability to problem-solve quickly and advocate for us when timing became critical. We truly appreciated her professionalism, dedication, and willingness to go above and beyond to get us to the finish line. We would absolutely recommend Vivienne to anyone looking for a reliable, responsive, and highly capable lending partner.

Dave is the real deal! He got me and my partner pre approved after a good 1-2 hour conversation…read morewhere he never asked for any financials until we were ready! Which is a breath of fresh air considering as soon as you contact any lender, they won't give you the time of day until they see financial docs, which I understand but the way Dave worked. He wanted you to feel comfortable with him prior. The best part was is that everything that he said was exactly the same leading up to when we close our docs, which was our monthly payment plus the down payment, no surprises, and if there was, he worked with our agent to make sure that what we discussed was honored! It is now the new year and we celebrated in our new home. Thanks so much, Dave!

Dave and his team were awesome. Same day I called we had an in office appt. That was nothing but…read moreeducation which I appreciated so much! On a Saturday morning nonetheless. After we were done going over all our options and all the info we decided Dave was our guy and we got our preapproval done with him on the spot and we were looking for homes the next day. It was seamless. He kept us updated throughout the process which made everything so easy. We never had a minute or stress. We never once signed something without getting a call to make sure we were confident and comfortable. The level of care and support was absolutely incredible. Thanks Dave!! BBQ at the house soon!

When my wife and I purchased our first home together, Jeannie and her team went above and beyond to…read morecare of us. The team was organized and was able to get our loan done within 2 weeks of our initial application. It was done so quickly that the seller asked us if we could wait another week! I would highly recommend them to all my friends and family.

I just got a new mortgage from CW Funding. Their professionalism and punctuality are second to…read morenone. They worked very diligently and efficiently to get the funding on time with lowest rate possible. I've been using their services for more than 15 years and they impress me every single time. Mr. Mathew Shin and his partner Jeannie Mun and the rest of the team will work hard to make your dream house come to reality. My highest recommendation!!!