Ted was a true professional throughout the entire transaction. I appreciated his years of knowledge, his calm demeanor and his openness to help in any way possible, even offering to call my clients, the sellers, to walk them through the process. Looking forward to working with him again. read more

I talked to vice president Dennis for cash out mortgage loan, he told me loan documents and credit report all good and loan will be closing 3 weeks, every time l talked to Dennis stated loan will be closed this week, this week this week now past 1 and 1/2 months still say loan will be closing this week. I can not take his lying anymore. read more

AWESOME! United American Mortgage is GREAT!! I have been a Realtor for 20+ years & have worked with many lending companies--but this company is by far the best. They are professional, super knowledgeable, responsive to all client's needs, on time with all deadlines, they listen & work hard to help buyers achieve their goals...plus they are nice, understanding & go out of their way to help. Buying a home can be stressful under any circumstance.... but this team really works hard to make everyone's dreams come true. Ask for Dean Rathbun--he is my favorite & the best I have ever worked with in Real Estate. read more

I was working with Al Hensling on getting pre-approved for a mortgage on the recommendation of my realtor. Based on our initial conversation he stated that he didn't expect any issues with us getting approved for the loan we wanted. Over the course of a month he never reached out to me to provide an update and it took multiple attempts to reach him. I never did receive an approval letter but at this point it makes no difference as I would not feel confident closing on a house with this lender. Beware of getting strung along with this company but if you do make sure you give yourself alternative options. At the same time I pursued a loan with another lender. They provided timely updates and I had an approval letter within six business days. read more

10/10 for Mark Simon and his team! We were in a rush to close in a busy market, in what seemed like impossible time, they not only got us to close in time but a day early! They made the process seamless and dare I say, enjoyable... I recommend them to anyone! You will not regret it and will be a repeat customer. Thanks Mark! read more

United American Mortgage is an incredible company whom I have been using exclusively for almost 30 years. Al Hensling is a highly intelligent, very competent individual who can close any loan at the best interest rate in town. The past several years I have had the pleasure of working with Dean Rathbun who has been amazing through every step of the six loans he has closed for me. This very successful company has been around a long time, has so much respect in the community that they get things done with integrity, on time and keep their promises! read more

It was a very smooth experience going with them. A day before closing it went pretty wild. But we closed in time. Happy Customers! Easy to talk to! The best part is going to their office. It has a great view of John Wayne Airport. Great place to watch planes go by!!! Going back to this location to take the kids plane watching!!!!! So cool!!! read more

If you are purchasing a house and need financing ask who will be the lender because if u get UNITED AMERICAN MORTGAGE the people that works here are no good. Customer service is really bad below mediocre. When you call your loan officer they don't call you back or return your call. I got tired of it because this company has no respect and i guess thats what it is so i decided just go and find another means to purchase the house. read more

Ted and his team are a DREAM to work with! They made our home sale and home purchase so streamlined for us. Not only was Ted extremely knowledgeable, he always erred on the side of caution when advising us regarding amounts/costs. He doesn't sugarcoat, he is upfront. We felt taken care of. He was always very prompt in providing us updates and our approval letter. I highly recommend Ted and his team to assist you with your mortgage needs! read more

I attending the Financial Roundtable. Amazing, all the mortgage officers were filled with knowledge. Offering practical steps to have loan approaches. By the way they were presenting themselves at the round table, it seems they will not take no for an answering when handling the approval of your loan. Steven Thomas was the guest speaker. His work.... wow. This is a man who studies market trends and projects the trajectory of the market for months to come. It was most useful. Though us agents look at market trends, this man Mr Thomas studies it in another deeper level. I definitely subscribed to receive his updates !!! He provides powerful tools to agents to share with clients. read more

Working with Ted and his Team over 15 plus years . Great loan officer and amazing customer service Trustworthy, I highly recommended to anyone ! read more

I was introduced to United American Mortgage Corporation and Ted Learakos by our business banker. We were looking to replace/refinance a total of $2.3M home mortgage and home equity line with a $4.5M loan. We had to deal with complicated situations related to the type/magnitude of the deal. We were working with other brokers in parallel trying to do the deal with Wells Fargo/Chase/JP Morgan. None of these bank were able to work with us and overcome the issues. Despite the difficulties, Ted was able to close a deal with a lender: $4.5M 30 years amortization with 4% interest for 7 years which is really really good for this big of a loan. Thank you Ted and team for your hard work, creativity and dedication to make it happen. read more

I am a realtor in Orange County and have been sending my buyers to Ted and his team for years. Your mortgage and economic knowledge is so useful in providing the best rate and terms to my clients. Closing on time is so important in a real estate transaction and you did it again! Thanks again Ted, for another successful closing! read more

Ted and his team helped me refinance my house. The process was smooth and easy. They had amazing technology where you can e-sign from anywhere. Ted is very knowledgeable and is responsive and it was a great pleasure working with him. Such an easy process with very helpful people. I definitely recommend United American Mortgage. read more

I'm very disappointed in my home buying experience with United American Mortgage. Ted Learakos certainly helped us feel good in the moment, but when all was said and done, we ended up with a rate higher than what we could have had because of poor communication. There were many times that we had to pry information out of them. From the lenders to the mortgage brokers to the escrow agents, since 2006 I've known the home buying process to be a complete debacle, and Ted/UAM did nothing to make me think otherwise. This is a greedy industry that does very little to justify their pay. read more

I have worked with several of the lenders at United America and can honestly say I have never been disappointed by the upmost professional care that not only I have experienced but several of my clients have experienced with this team of lenders. It does not matter if you are a home owner needing to refinance your home, a new home owner looking to buy your next home or first time home buyer. What ever your need this team will find the perfect loan for you. Now if you are a real estate agent looking for a lender to educate you so you can be a smart working agent...this is also your tea. THANK YOU UNITED AMERICA...YOU ROCK read more

I recently closed on a property and have UAMCO in my corner. I have been working with Dennis Hensling for over a year now. He has been there at the drop of a hat and worked tirelessly to make sure we closed on our home. I would back this company and Dennis 100% in all of my future purchases and anyone looking to finance a mortgage. read more

Excellent customer service from Ted Learakis. He and his team work so hard for each and every client. This gentleman actually picks up his phone and has a conversation with you. Ted and his team explain every detail of your transaction if needed. Such a pleasure to use Ted Learakis and his team at United American Mortages. Thank you for making my transaction a smooth process. read more

Ted Learakos and his team are the best and a joy to work with! All were very professional, knowledgable, kind, and responsive. Thank you UAMCO, Ted, Grace, Aleta, Steven, Ryan, and everyone else who helped make me a homeowner. read more

5 stars all the way!! I was getting absolutely NO WHERE and I was ready to give up on my home purchase when I was introduced to Ted Learakos and Aleta Logan by agent Jeffrey Simons. I have to say, I have never met a group of people that worked so hard for a complete stranger. I felt like royalty the entire time. Ted and Aleta stayed in touch with me every step of the way. No matter how big or small my questions were, they always answered and promptly with EXCELLENT attitudes!! I appreciate the countless hours and odd times of night they used working on my loan. Ted and Aleta work magic. So, if they can't get you a home loan thru them then it can't be done. Trust me. I will be doing more business with them in 2015 with total confidence that I am will be in good hands. read more

United American Mortgage - My new home thanks to Ted and Aleta. - Mortgage Lenders Near Me - Costa Mesa, California

I have been working with Ted Learakos, German Santibez and Jessica McClure at United American Mortgage for more than 5 years now. I have found them all to be great to work with, and very accesible. I remember once I called Ted about the progress of a loan, and he answered me from Greece while on his vacation. Great service, and great knowledge read more

Have been working with Ted for over 30 years in assisting my clients. Always there and on top of things. Makes my job easier when buyers use him as their lender. Great team that knows how to get things done. read more

Mrs Marcie Shirazi with UAMCO is extremely knowledgeable and helpful. She will stop at nothing to try help you get your financing. She closed a loan for my parents two years ago. Within a year she refinanced them at no cost and had them get rid of PMI which was a huge help. She refinanced my friend as well. She is very hard working and caring person. read more

This is my 4th time working with Ted and he always does a great Job.

I was invited to a financial round table meeting with guest speaker Steven Thomas, an expert in the real estate field with numbers and forecasting. It was a great seminar. United American always hosts high quality events for real estate professionals. I highly recommend them with their incredible loan products and competent, kind loan officers. read more

Ted and his team are top-notch! They are responsive, helpful and informative. There is nothing simple about the mortgage process, but Ted and his team make the extra effort at every opportunity. read more

Great presentation this past week on the emerging housing market. By having Steven Thomas address the audience, you not only validated your concern for the industry but provided very valuable information. Thank you UAM and Ted Learakos. Ted is a pro's pro. read more

German and UAM are simply the best. I've referred German and his team to clients and each client has said how professional, honest, and thorough he and UAM are. I've also used German for a refinance on my home. Once again, German hit a grand slam. He's the most honest and straight forward lender I know. He answeres his phone or returns calls in a prompt manner. If he can't do the loan he will tell you. Honesty, professionalism, and efficiency in the real estate and lending business doesn't come easy these days, but with German and UAM they continue to set the bar! I will continue to recommend German. Thank you sir! read more

In the past I and my husband have purchased 10 homes/10 loans. This situation was different - I had to close my own business after 13 years, my Mother had a massive stroke, I was named Executor and I inherited the house and wanted a Reverse Mortgage like she had. So there were lots of moving parts concerning the loan and what all I was having to undertake at the same time. My husband suggested John Buffington as he was business friends. We had just started finally digging our way out of the last financially horrific 8 years. I'm trying to keep this brief but to the point. Mr. Buffington, out of a scale of 1 to 10 was, at first, a 9. Communicated clearly, patient, had great follow up and follow through. He would make minor blunders, but things would get fixed immediately. Our problem was that we would not hear from him and then all of a sudden get an email that we needed to provide this and that. This was a constant stressor as we were purging and packing to move to the home. I don't mean some stuff out of the garage - I mean 12 dumpsters filled to the top purging. We were denied by this company - not, "let's get your credit score higher and then we will try again". We were never told by Mr. Buffington we were denied until he kinda slipped it in during a conversation. Now we were providing more information to some loan company we did not know who it was. We continued to get a week or so go by and then all of a sudden he needed this and this and this. And then silence again. All of a sudden we started to get messages of basically "hurry up, we have to get this wrapped up". My husband found out that John was going on a vacation to the Bahamas. Ah, we said, he wanted to get it all done before he left. With the rushing, blunder after blunder occurred. We asked who was going to keep this going while he was gone but got no response. And he left. I did some digging and a woman from Escrow from the new Loan company said she would help us with getting the rest of the information they needed from us. I had lost all respect for my husband's business friend. Two weeks later, he pops up and asks if we had sent in money, etc. - a question we had no idea what he was talking about. I asked my husband to please take the calls. Then Mr. Buffington had the gall to call my husband - I am listening to make sure I get correctly what else they need - and tell him that he was tense to work with me any longer and would my husband take down these notes and then tell me and have me handle it. Try to turn a husband against his wife??? I wrote him to please act professional and get this done. Would I recommend him as being someone that is professional? NO. read more

I have known the owner, Al Hensling, for many years and can say with great confidence that he is not only honest and extremely helpful with mortgages and real estate in general but is a great guy outside of the office as well. We've worked with him on many occasions and will continue to do so as long as he and his team are in the business. Whether you're looking to buy and finance your first home, an investment property or dream home, Al and his team of professionals have all of the resources to facilitate a smooth and painless transaction. I've worked with a few other professionals in his office and can attest that everyone on Al's team is as qualified and professional as Al himself, making anyone at UAMCO a great choice! read more

Either these are all fake reviews or I'm the lucky winner of having theirworst service possible. Starting from the beginning the owner himself put me off for over a week before even calling me. After I give them all necessary docs they don't call back or do anything about it. It's been over 2 months and I haven't even received paperwork. Being an AZ certified realtor I deal with a lot of mortgage brokers and this has been the worst service I have ever experienced by far. read more

Ted and his team have helped me on two different occasions. Their kindness and patience with me during this process was amazing. I knew nothing about refinancing my home; they walked me through the steps and the documents that I needed to gather. I'd use them again and highly recommend them to anyone. read more

Ted and Aleta were wonderful to work with. Their communication and patience throughout the entire process was great.

UAMC made the usual complicated process of getting a loan so simple. They were so available for questions, knowledgeable about my options and educated me about some issues related To becoming a home owner. I will definitely use them again and suggest this company to my friends. Thank you. read more

I have had the extreme privilege of working with Ted Learakos since 1981! His knowledge of the mortgage industry is unsurpassed, and Ted can be creative to ensure the transaction successfully closes. He and his staff keep all parties informed as to the process, and progress, of the client's loan, answering all of their questions along the way. I feel comfortable calling Ted at anytime for answers needed quickly. I also feel honored to have known Ted for over 37 years, and would highly recommend him for any lending situation. Richard Manns BRE #00833629 read more

EXPERIENCE MATTERS. A walking encyclopedia of knowledge in the mortgage lending industry, Ted Learakos has once again exceeded my expectations. Ted and his dedicated team work tirelessly on my buyer files leaving nothing to chance. Ted is a rare commodity. Personally overseeing each and every loan portfolio for my clients he is committed to finding the best loan program for each of them. I've worked with Ted and his team for 15 years. He is the best of the best. My clients get to the finish line on time, every time. Delivering what they promise, UAMC has earned my 5-star review. read more

We recently purchased a multi-unit rental property and I say with great confidence that my wife and I would not have been able to acquire this investment without the knowledge and perseverance of Ted Learakos and his team. Ted and his team lined up multiple vendors and worked with them to find one that could close on our timeline. This was a stressful period for us and he reassured us by carefully walking us through the process, laying out clear milestones and decision points, and walking us through the various options that we needed to consider. He and his wonderful team updated us regularly and were always available to answer our questions. I can't recommend Ted and his team enough. They have the rare ability to provide strategic advice around financing and the ability to execute flawlessly. In my case, Ted served as both an advisor and a confidante. I look forward to working with him in the future. read more

Ted Learakos, and everyone on his team are consummate professionals. Before I found a property, when I was seeking qualification, they were accessible, deeply knowledgeable, and generous with information. Once I had an accepted offer with a very short escrow they jumped into action, making sure I met my deadlines whatever it took, until I had my house. They are entirely trustworthy and offered me premium white glove service. I cannot recommend them highly enough. read more

One star only because there is no zero start option! Avoid this company unless you are looking for the worst possible lending experiences. Very disorganized and way less than truthful. Total incompetance. I worked with one of their brokers, Randy Stitt. Mortgage was approved followed by me having to work through a number of issues that Randy Stitt made errors on. They re-checked my credit so many times that my score went down due to so many credit inquiries and thanks to this horrible experience. In the end I had to go with another company who approved the loan. UAMC should not be allowed to lend in California or anywhere in my opinion. For some add reason Stitt is in Texas but was working on my mortgage in California. There are so many lending options that you should not have to put up with incompetence and the stress this company will cause you. read more

I was looking for a first time refi on my house. Started working with Mark with United American and for the first couple of weeks everything was fine. I had to extend my application so we had a conversation back in May, he told me to contact him a month later. I check back in with him in June and now he wants to charge me a whole bunch of fees because of the market volatility. I understand my rate being affected but I researched three other lenders and their quoted rate was LOWER and NO FEES. Do your research before trusting a company like UAMC and if you try to mention that you found better offers don't think they'll try to win your business, they'll just give you their back and say GOOD LUCK. read more