Yes! Today I have purchased my second home. It took me only a month to get it. Andrew and his team…read morewere very quick and responsive. Andrew's guidance helped me to save some money on my mortgage payments as well. Thank you. Larisa

I would recommend Andrew to ANYONE looking to close on a home…read more What started off as a textbook process/relationship with another company, ended in disaster just 3 weeks prior to my closing date because of horrible customer service. After switching companies on an already tight deadline, I was informed the second company couldn't help because the first company threatened to sue! (seriously!) With just 2 weeks to close, Andrew was recommended to me. I was told if anyone could close this deal, he could. And he did. He was available anytime I had a question, calmed my nerves in an extremely stressful situation, and made the impossible possible (he informed me I now hold the record for the fastest close!). He was extremely professional, genuine, friendly and wonderful to work with. If you're not working with him, you should. And to his boss, give this man a raise! Cheers, M

Your ENTIRE team was great from start to finish. My loan officer was brilliant and extremely…read moreaccommodating. When shopping around for houses, you and your team were always willing to provide a clear picture of where the houses stood financially and this was instrumental in helping me narrow down what worked and what didn't. You guys exceeded our expectations and we would HIGHLY recommend The Heckman Group!

From the owner: $15,000 Down Payment Assistance $2,000/yr Tax Credit…read more$500 Community Heroes Credit We handle FHA, Conventional, VA, & USDA mortgages. Ask us about Offer Accepted and the $2000 per year Mortgage Credit Certificate program

I've had the pleasure of working with the Halvorsen team for nearly 9 years, through three new home…read morepurchases and one refinance. Each time, they've gone above and beyond to make the process smooth, transparent, and stress-free. Their consistency, professionalism, and genuine care have earned my trust, and I wouldn't hesitate to recommend them to anyone looking for a reliable partner in home financing. Thank you Daniel and team!

As first time home buyers purchasing a home from across the country Shea and Andrew and the rest of…read morethe Halvorsen team were very knowledgeable and helped make the loan process extremely smooth. A lot of questions were asked and were thoroughly answered and explained. The digital presentations they provided really allowed us to see how the numbers work and also showed different options (for example difference in monthly payments with 0% down versus 10% or 20%, rate buy down options, etc.). Their communication was on point and we could tell they work closely as a team. We would definitely use them again and will be recommending the Halvorsen Team to anyone we know. We can't recommend them enough!

Be coming a first-time home buyer can be overwhelming. Acquiring a loan with Natalia Quiroz made…read moreour experience a lot easier and stress free. We are very thankful and would highly recommend.

Natalia was extremely helpful and professional with my home buying process. She was available every…read moretime I needed her for questions at any time of the day. I loved how she kept me updated through out the entire process and her positive attitude. Buying a home is not easy but she lifted a lot of weight off of my shoulders. At closing, my realtors were raving about the great experience and communication they had with Natalia. I defiantly recommend her. 10/10 !

Only rate 1 star cause they don't have negative ones. We got a mortgage with them a little over a…read moreyear ago. Mortgage in my husband and son's names. I called them repeatedly about issues with them having my son first giving authorization for them to speak with me which they say is only for 24 hours what B.S. Anyway July 2025 we got property tax bill for 2nd half which Triad was supposed to be paying. Next day I noticed on that bill that they caused almost $2000 in penalties and late fees in my less than a year. I took over paying property taxes because we don't have that money to throw away by not paying on time plus they can take away our home for unpaid taxes. I mail out payment 2 weeks early to make sure they get it on time. The amount for interest is the same, principal same plus extra to get them paid off quicker. Escrow I'm still sending money to pay homeowners insurance. They wanted to jack up cost of escrow to cover late fees. I'm paying them on time not letting Tried rip us off. They probably deliberately ran up late fees to make escrow higher so in future they can pay on time and pocket the difference. I wrote them when they sent threatening letter claiming we are not paying taxes. I outright told them I will continue paying property taxes and if they want to take us to court to go ahead and I will file counterclaim for harassment. We are not dumb Hicks because we live in manufactured home. WOULD RECOMMEND YOU LOOK ELSEWHERE FOR MORTGAGE!!!

I selected "Not Good" for rating my experience with Triad, because they didn't provide any option…read morethat was worse than "Not Good". My wife and I applied for a mortgage with Triad for a 15 year-old manufactured home that cost around $85,000 and we put nearly 30% down, $25,000. Our credit rating was over 700, we had no credit card debt, and no car payments or any other installment loans. When we sold our house we only had ten days to move out, (and then we would have to stay in an "Extended Stay Motel", until we would get the "Clear to Close" date from Triad) so we put the $25,000 down as soon as we received the money on the closing date from the sale of our home and started the loan process with Triad. Triad's so-called loan officers and other representatives we had to deal with constantly dragged their feet on everything, even after I adamantly pleaded with them that we were spending $600 a week for the motel we were having to stay in. They pretended to sympathize with our problem but you could feel there was no sense of urgency on their part. They would ask for my pay stubs and after a week or more I would get an e-mail from them saying the copies I sent them were too blurry and I would have to send them again, there goes another week shot in the a__. So I had my employer send them the pay stubs all over again. Another week goes by and they tell me that the loan payoff & closing info on the sale of my house and the payoff to USA Bank (my previous mortgagee holder), was in a format they couldn't open. It took them a week to let me know this instead of letting me know right away. That's funny on my computer I can open several different formats like PDF, Microsoft Word, etc.., you would think that a big company like Triad would be able to do such a simple task, not so, another week shot in the a__. In the mean time I had to shell out a third week of $600 to the motel with no end in sight of when this nightmare was going to end. All this crap from Triad over a meezley $65,000 loan. I told them my wife and I could not continue to spend this kind of money on a hotel bill, just because Triad's loan officer's was lazy, incompetent, and didn't care. It seems funny to me that I could have gone to a car dealer here in Fort Wayne and on the same day apply and receive a $65000 loan on a new pick up truck with no hassle. There was no end in sight for my loan with Triad getting to the "Clear to Close" stage. We live in Fort Wayne, Indiana, and the house we were trying to buy was 250 miles away in Eastern Ohio. I even told them about the job I was supposed to start in Ohio was only a week away; they didn't care. Needless to say the employer couldn't hold that job for me. So now we had nowhere to live (except a $600 a week flea bitten motel), and no job to go to. We could just see all our money from the sale of our house going down the drain for no apparent good reason. We had no choice but to cancel our loan application with Triad because they could not or would not give us a hard date we could count on closing. All over a ridiculously small mortgage loan. Good thing we weren't trying to buy Mara Logo from Trump.

I have owned 4 previous homes and never have I had such a smooth closing. My realtor Ashley was…read morethe best. The team at Sharp Mortgage were unbelievable. They made everything flow. The closing journey was easy and I recommend having this team behind you on your next or first home purchase.

Best Mortgage company in Jacksonville. Owner has been in business for 33 years! Great team and…read morealways trust referring people to Sharp Mortgages.

I went to another with better rates after their bait & switch asking for $5200 in points a week of…read morewasting my time. Easy to be rude when the markets good- not so much when you're working for tips sweetie...,

I can't say how this group went above and beyond to help me. everyone was so nice, professional and…read morepolite. my friend Molly recommended Bayway for my home refinancing and I am very pleased with the whole process. Ed responded to my texts and emails almost immediately and answered any questions I had. Fawn, Viana and Kathy were so very helpful. They walked me through the refinance process, helped me with my home insurance and set everything up for my home appraisal. The whole office made me feel like family. I was updated almost daily with what the next step was going To be, they made the whole experience easy. I will highly recommend Bayway for any of my family or friends and will be going to them if for any reason in the future I look to buying a new home. From a 1 to 5 star rating Bayway gets a 10. Thank you guys so very much.

This bank just sent me a dunning letter suspending my accounts. They stated that I was late on…read morepayments. The letter was sent out 11 days before their payment was due. They apologized up and down (most of their phone people don't speak English well) and promised it wouldn't happen again! This is a really incompetent bank and should be avoided at all cost!

Our dealings with this bank are indicative of a badly trained staff and a lack of banking…read moreknowledge, akin to the three stooges play bank! The staff is like a troop of coffee klotching house wife's attempting to figure out what they are doing. I don't think any of the staff are members of Mensa or able to join! I think you need to find a real bank, a bank that cares. You have been warned!

Cara was a really nice to work with she had everything covered and easy to figured. She was very…read moreresponsive and her answers was really informative. I would highly recommend her!

Having a mortgage background myself i went in with incredibly high expectations of my loan officer…read more I went with someone else initially after being referred to them by several people but when it came down to my time of need (a pre approval letter) the lender i had chosen bailed on me. My realtor suggested i contact Cara and i couldnt be more pleased that i did. Cara is so friendly and quick. She is an increidble communicator and will always tell you straight and to the point. The thing i loved the most about Cara is how she made me feel like a priority no matter how busy she was. She made a point to respond to my communications immediately, even if it was just to let me know she would be back with me at a later time (with a specific time, and actual follow thru on that). Closing went off without a problem and there were no surprises at the closing table. I am forever thankful that i ended up in Caras care and you will be too!

If I could give Triad Financial Services zero stars, I would…read more Buying a home--whether it's a multi-million-dollar estate or a mobile home--should be one of the most exciting moments in someone's life. Unfortunately, Triad Financial Services has done everything possible to turn that experience into a nightmare. From the realtor to the title company to the buyer, they make everyone feel like they don't matter. Their customer service is among the worst I've ever experienced. Deadlines are routinely missed, communication is almost nonexistent, and every day brings a new promise that isn't kept. In our current transaction, they're already more than a week and a half behind schedule, with excuse after excuse. Getting a return phone call is nearly impossible, and no one seems to take ownership or urgency when it comes to helping customers. The overall impression is that customers are treated like they're second- or third-class citizens. If you have another option for financing a mobile home, take it. If Triad is your only option, understand what you're getting into before you commit. This company has serious issues with communication, accountability, and customer service. In my opinion, it would take a complete overhaul of management and operations to restore confidence. I would not recommend Triad Financial Services based on my experience.

You have to be willing to bully and harass your clients to work there ! You have to be willing to…read moreTalk down to them and humiliate them when they fall on hard times. You have to be willing to threaten to take their home if their payment is a few days late. You have to be okay with working for a business that is not better business accredited. So if you are morally void enjoy humiliating people and threatening their livelihood work for triad financial services!