1. O Rourke Insurance Services

    1. O Rourke Insurance Services

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    Middletown, CA

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    O Rourke Insurance Services

    5.0 (1 review)
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    4 years ago

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    Avail Insurance Solutions

    Avail Insurance Solutions

    (95 reviews)

    Rockridge, North Oakland

    I needed to replace my renters insurance; its annual premium had almost doubled from last year. I…read morealso needed to acquire earthquake insurance. I tried researching online on my own, but every company's site required me to answer *many* questions before it would give a quote, and I didn't know if I was checking with *all* available insurance providers. (Turns out I wasn't.) As it happened, I came across an article about finding insurance, and it recommended contacting an *independent* insurance broker, and that led me to finding Avail Insurance Solutions. Avail wound up finding a renter's insurance provider and one for earthquake coverage; the combined premiums totaled about the same as what my new, higher rate would have been for renters coverage only. So, I'm very happy with Avail's service.

    My first experience working with Brian was pretty good. Once I had my policies in place and I…read moreneeded to make changes/corrections or had questions it was a lot harder to get support from Brian or his office. Recently, my insurer drastically increased my rates without informing me why and the only way to address this was to work with Brian. I got in touch with the office and expressed my interest in getting this corrected or having other options before my policy renewed and managed to get Brian on the phone to discuss. He promised I would receive options or a solution by the next business day. I never heard back. I ended up switching to a different insurer (not through avail) and it took multiple attempts to get Avail to cancel my old policy. I think of the whole point of working with an agent is to get better service than dealing directly with an insurer -- with Avail that was certainly not the case.

    Mike Eldred - State Farm Insurance Agent - State Farm Agent

    Mike Eldred - State Farm Insurance Agent

    (11 reviews)

    Mike has been my agent for almost a year now, and I am very happy that I found him via yelp and…read moreswitched insurance companies. I had been with another agency with an agent for 15 years and that agent left the business and was replaced with an unorganized agent that screwed up our billing, so I left the agency, found another agency that didn't have agents and had a terrible experience, so after a year of bad experiences, it was such a relief to find Mike. For me, being able to doing my insurance business mostly via email is huge. I don't want to call an 800 number and wait on hold forever. I love being able to email Mike my updates, mileage, questions, etc. He's very prompt in his replies and very thorough in his answers. And if I do need to call, Heidi is super helpful and friendly. And he's been a huge help twice in recommending other services - he recommended the most amazing mortgage broker (Cindi Taylor - see my review) and he helped me out with roofer recommendations. On top of all that amazing service, we are now paying less than we were with the other two companies and we are better insured.

    I switched to State Farm last year and this has been one of the best decisions I have ever made…read more Both Mike and Heidi are incredibly helpful and friendly. I am paying the least amount I've ever paid for insurance and I have the best coverage I've ever had for both car and renter's. Also, can I just point out it is so nice to call them and get an actual person on the line right away, plus they recognize me with only a first name. If any of you are looking for new insurance or even if you are just curious then please give them a call. I promise you that you won't regret it!!

    O Rourke Insurance Services - insurance - Updated September 2026

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