I would not recommend Sonia Gutierrez unless you want your process dragged out. As a Lender you…read moreknow ALL the paperwork that you need to get the ball rolling. I am a first time buyer so I had no idea what she needed but she should have asked me the proper questions so she can do her job efficiently. I even asked her " Is that all you need?" Her response would be 'yes, that's it." Then days later ask for more. She did that for 2 whole weeks. And on top of that she was very hard to get ahold of. Oh, and after everything was said and done, she still didn't even submit what I gave her. She made my house buying experience terrible.

From the owner: At AFN - Almond Valley, we are more than just a lending institution - we are partners in your…read morejourney to homeownership. With integrity as our compass, hard work as our driving force, and industry excellence as our hallmark, we are dedicated to helping you achieve your homeownership dreams.

I purchased a home recently and also had many questions related to refinancing and different loan…read moreoptions for a refi. The timely and expert advice I received from Robert and his team during this process were invaluable to me. I'm a fan of working with specialists in their field so that I don't have to try and know it all or keep up with it all. Robert is a true professional and knows this business better than anyone else I've met in the mortgage industry. I'm a real estate broker and have seen first hand the broad spectrum of capability and professionalism (or lack thereof) in the mortgage business. The no-nonsense approach and the delivery of market data and financing options by the team at Cornerstone enables the client to better understand what will make the most sense for their unique situation. I was very impressed with the level of knowledge and understanding Robert and his team possess and the great lengths they go through to deliver great service to their clients. Highly recommend!

Hands down without preamble, Cornerstone Mortgage gets it done. While others brag service job#1…read morecornerstone authored the book. If there's one take away that separates them from this crowded space you can actually communicate with the whole team at any level. Plain English, no double talk. If you're tired of feeling like that squirrel in the wheel house, call Robert Copeland. State your business, discuss the business outcomes and be honest about your goals and expect the best service in the business. Highly recommended!

Brenda Perry was very helpful in helping us navigate the process from beginning to end. We are very…read morepleased we were assigned with her to be able to make our purchase smoothly and pleasant. Thank you Brenda and team!

I worked with Chris Salas, and I have only great things to say. Chris was genuine, knowledgeable,…read moreand highly responsive. He helped me maneuver through not only the loan process, but got me up to speed from the get-go. He acts as your partner through the mortgage process, no talking down, no pressures. I'm very appreciative for his patience, accessibility, and straightforwardness. I'll be happy to come back to Chris for my next mortgage and recommend him to my friends. A breath of fresh air.

Carlos went above and beyond in helping me sell my home in Modesto last year. His degree of…read moreprofessionalism and follow through helped every step of the way. He helped stage the home, and list it in the best possible light, in a very competitive housing market. He even kept the deal alive through numerous setbacks. Job well done Carlos, and Del Real team.

Randy is very unprofessional. He started off strong with great communication first two weeks of…read moreworking with him, was very on top of his things, and then out of nowhere on week 3, he completely shifted and began to lack on communication. He was saying he was going to work on multiple properties to put offers on without viewing them(which we found out that is not standard practice without at least touring the homes). Despite multiple promises to "work on things," nothing was ever actually confirmed and took very long to respond. He then wanted to arrange times to view properties, again did not confirm, and a day later after trying to reach him he replied that he had a child care emergency (which is not a problem for us BUT the complete lack of transparency and follow through was frustrating; it felt as if we wasted a weeks worth of potential properties.) Even though we replied, he however never got back to us again. This is a very unprofessional approach to any client. Honestly felt like there was no reason for this Overall, the experience felt careless, unreliable, and far below the level of professionalism one would expect when making major financial decisions. Don't recommend.

Kudos to The West real estate group for their exceptional service. Their friendly and knowledgeable…read moreteam makes all the difference.

Once again I would like to commend The West Experience for display of their sincere appreciation…read moretowards their clients. We have been customers and friends with Aaron , Kris , Sung and Michael for many years. At every event that they offer the clients we feel that honest warmth of friendship. They are tremendous at their craft but more importantly they are sincere in their feelings towards their customers.

Randy is the greatest. He helped us out with lots of information when we were selling our home,…read moreeven when we were still in contract with another agent. He's very knowledgable in his field and very professional. Super nice and fun to talk with. the Marketing analysis he showed us was designed with us as people in mind and not just a bunch of words on paper. He explained it to us really well. I'm just sorry his services didn't get utilized by him...our home just happened to sell the day we were going to list with him! I would recommend him to anyone who wants an honest, great guy to work with for anything real estate. On top of it all...he's very good looking!! Thanks, Randy! Kirk and Kathie Miller Modesto, CA

Randy totally disappointed me. His broker Daniel accepted my offer in 2021 over his own client's…read moreand that shows his true color. I assumed Randy would be the same and I was totally wrong. He was very good at talking. But in terms of actual work, it is a nightmare. He first recommended some one he said he worked with all the time, and that was a $10k to $20k repair. When i asked to cross out some work i don't want to get done, the contractor ignored me, randy ignored me for 2 weeks. when the contractor finally got back, it was $4k more than his verbal offer. And then, there was another 2 weeks waiting, and randy didn't really do much except asking me to wait for bids. so I spent entire month waiting for him. He recommended thousands of $s of repairs in the 3 % of the sales price and my hunch tells me i won't be able to make that money back. For his 2% listing fees, during the month of waiting, he didn't even send over a photographer. There is one small favor I asked, i asked him to preserve 3 digital deadbolts on my doors and none, literally none were preserved by him. It's literally my worst experience of hiring a realtor. He provided none existed help, and over promised at his 1st appt. as a real estate buyer myself, this ruined my trust in any PMZ realtors. Remind yourself , his group was the #1 seller in modesto area. It's basically a highly repaired flipping type of agency that pushes you to do tons of repairs and then sell fast. Sellers really don't make much back in terms of net proceeds. I think as a value investor, he is the type of agents I dislike most. pure talker, non doer.

I can't say enough about the service we received from Jose with our loan. He got our loan going…read moreimmediately and stayed in contact with us regularly through the loan process. He was so quick to respond to all of my questions (and I had several) with a great attitude never making me feel like I was bothering him. We travel a lot and he said he could send someone right to my home to sign docs or where ever we were at that time. Everything worked out great and we couldn't be happier. If you are looking for someone with integrity and great customer service skills Jose is your man.

After months of sleepless nights and endless document requests with our previous loan officer, we…read moremet Jose and instantly hit it off. Jose was efficient and completely transparent during the entire approval process. He kept in constant contact with us and most importantly he kept the pressure on the lender. Jose stood by us through the whole process and was extremely accommodating to both my schedule and my husbands schedule. After a few short weeks we received our loan approval and had our new house keys in-hand. In short, Jose is the reason why we have our home today and I still have my sanity. I would totally recommend Jose to anyone who is looking for an efficient loan officer that is willing to go the extra mile for his clients.

Anna went above and beyond for our entire mortgage process! Any time my wife or I had a question…read moreshe always responded within MINUTES! She is very knowledgeable in all aspects of the industry. Would highly recommend her to anyone in the market to buy or sell. Anna most definitely made our experience as smooth as possible and stress free. She brings an unmatched level of professionalism and friendliness that is impossible to find in the real estate business. 10 out of 5 stars!

If you're looking to purchase a home with someone of integrity....look no further! Anna is the…read moreconsultant for you. Although I have yet to buy a new home, I have definitely bombarded Anna with questions regarding the market. She has been very honest and has taken the time to answer all questions thoroughly, and more importantly has broke every detail down to my understanding. Additionally, she shares a lot of beautiful homes that are available, it's great because I can see all the beautiful homes from home; if I am ever interested in one I know I can count on her to actually go take a look at a home in person. Anna gives me the confidence that one day I can actually be a home owner! Thank you Anna for being a great Real Estate Agent.

Adam and his team were great throughout the entire process. As a first time home buyer, as well as…read morea Veteran using the VA loan, they made the process simple and kept me informed throughout. Highly recommend for all buyers and definitely recommend for those using the VA Home Loan.

If you are looking for someone you can trust who will be patient with you and explain every part of…read morethe mortgage process thoroughly ,then I highly recommend Adam and his team at Carrollton mortgage. As a first time homeowner there was so much to the process that was new and overwhelming, but working with Adam and his team made the process smooth , manageable and even enjoyable. I learned so much valuable information. And best of all you can count on them to have your best interest at heart.

My fiancé and I were starting to tip toe into the "owning your own home" sector of life! He made an…read moreappointment with Brenda here at Scenic and I was self doubting because I didn't think we were ready or we could do it! We met with Brenda who is VERY knowledgeable in her field and quick. She was able to answer any questions I had for her even after we left her office. She isn't one of those Mortgage loan originators with a "car sales men" attitude. And that's what I loved about her. We did shop around for a lender before deciding Scenic Oaks was the right company for us to choose. And we specifically chose it, because of Brenda! After speaking with others, we felt that it wasn't "home" if we weren't going with Scenic! She took care of us from day 1 to today! Today we finally closed on our home and received keys. And I couldn't be more excited for this next Journey!! So if your having doubts, or are ready to start the next stepping stone in your life, contact Scenic and ask for Brenda! I am telling you, you won't regret it. We will definitely be back to refi with her!!! Scenic, don't loose her!! LOL

Tom Valentino was great to work with ! Keep me informed throughout the process and kept constant…read morecommunication open . Tom delivered a timely closing with very satisfied customers. As a real estate agent I can say that Tom made this transaction easy ! highly recommend Tom Valentino