Lynn Woods wouldn't take the time to decline a reasonable cash offer until my agent reached out to…read moreher a second time. That isn't very professional and I would not recommend this agent nor the agency she represents.

I've rented from Shinners and Chasnis for the past two years. Never had any issues with management…read moreor apartments. I'm happy where I'm at and don't have any complaints. As long as you don't cause any trouble they will treat you just fine.

TLDR: Stay away, because they don't provide any value…read more I highly recommend you stay away from Raymond James even if you are intimidated by personal finance and believe you need help managing your money. That's in part because the entire profession has no fiduciary duty (an indisputable fact), but also because RJ fees (both visible and invisible) are ridiculous. Basically they'll try to sell you on maintaining a high "floor" and avoiding risk which sounds great, because who wants to lose money? But in truth, they are just taking your money in the form of direct fees and/or "revenue shares" (read kickbacks, the invisible fees I mentioned before) that incentivize them to point their clients towards expensive investments that under perform. I personally have lost tens of thousands of dollars investing with Raymond James as compared to just indexing the US stock market. The reason I worked with them is that my parents recommended them (my parents have since left as well -- they were paying INSANE fees to Raymond James that I am ashamed to admit.)

It might sound like I'm gushing when I call Tyler Spence and Dawn Green at Raymond James &…read moreAssociates/Saginaw Branch "a dream team" -- but it's the truth. From my perspective, Tyler Spence is in a class by himself. He is not the only investment consultant I have worked with: he *is*, hands down, the best. I can always trust that Tyler is giving me sound direction. Clearly, he respects his clients' resources as much as he does his own. Tyler takes the time to inform and to educate ... he listens, explains and cares. Highly intelligent -- his integrity, accessibility and acumen are second to none. One always has a sense of respect and collaboration. I have interacted with Dawn, Tyler's sales associate, on many occasions, and am always grateful for the strong lines of communication and high degree of responsiveness I experience. There is no question in my mind that, with Raymond James -- in partnership with Tyler and Dawn -- my financial future is in the best possible hands. It feels good to be able to say that....

I have had Jae's help not only with Medicare but also with my Finances. He came to my home and…read morewent thru everything so that I could understand it and was able to make a well informed decision. He gave me piece of mind,which at this time in my life was greatly appreciated. I know that I could not have come to the decisions I made without his help and expertise. I am so glad I met him and will be using more of his services in the future.

From the owner: We offer financial planning, insurance, auto Insurance. We are authorized on healthcare.gov, and we…read morecan assist individuals, families and employers in navigating the health insurance maze. Our Managing Principal is a nationally-recognized Medicare expert, and serves on advisory panels at multiple carriers nationwide. From young family to retiree, we can help you protect you and your family. We represent more than 20 carriers in this VERY competitive market.