CONSUMER WARNING: FINANCIAL FRAUD & CREDIT CARD SCAM ALERT DO NOT GIVE YOUR CARD TO REAL ESTATE SOLUTIONS OR GONZALO M. Target: Gonzalo M. Entity: Real Estate Solutions (www.carealestatesolutions.com / 800-995-1285 CA) The Violation: Unlawful credit card extraction, bank fraud, and predatory bait-and-switch tactics. 1. THE FACT: SYSTEMATIC UNAUTHORIZED CREDIT CARD CHARGES If you are considering dealing with Real Estate Solutions or Gonzalo M., check your bank statements daily. Once this company obtains your financial credentials, they weaponize them to pull unauthorized funds directly from your account. Real Estate Solutions executed five separate, completely unauthorized credit card charges of $515.00 each, totaling $2,575.00 under the merchant name "REAL ESTATE SOLUTIONS CO" or "REAL ESTATE SOLUTIONS 800-995-1285 CA". The exact dates of these fraudulent extractions were: Nov-26-2025: $515.00 Dec-17-2025: $515.00 Feb-16-2026: $515.00 Feb-25-2026: $515.00 Mar-05-2026: $515.00 2. CONFRONTATION, EVASION, AND THE "BAIT-AND-SWITCH" When these unauthorized extractions were discovered and they were confronted, they were completely unable to tell me what the charges were actually for. As documented directly in chat files, responses consisted of complete evasion, delay tactics, and dismissive filtering to dodge accountability. To cover up the theft, they performed a classic retroactive "bait-and-switch." They later claimed that the landlord had to be sued separately and that these stolen $515 charges were going toward that specific action--despite the absolute fact that there was no signed second retainer or agreement authorizing a separate lawsuit or separate costs at the time the charges were stolen. 3. BANK FRAUD DETERMINATION & SCAMMER RETALIATION A formal fraud dispute was opened with the credit card company. Following an investigation, the bank verified that these five transactions were entirely unauthorized and fraudulent. The bank permanently reversed the transactions and refunded the $2,575.00 back to my account. Infuriated by losing the stolen funds, the scammers then attempted a retaliatory clawback. They tried to get those fraudulent charges back--and even more money--by sending over a predatory second retainer agreement that was never authorized and never signed. 4. OFFICIAL ACTION TAKEN: STATE BAR COMPLAINT FILED Because this entity operates alongside non-attorney handlers who falsely present themselves as legal operators, a formal Unauthorized Practice of Law (UPL) Complaint has been officially filed against Gonzalo M. and his associates with the State Bar of California. Notice to the Public: Filing a complaint helps the State Bar stop legal services fraud and may prevent others from becoming victims of fraud. The State Bar carefully reviews all complaints against the Unauthorized Practice of Law. The unauthorized practice of law is criminal conduct. The State Bar refers complaints about nonattorney unauthorized practice of law to appropriate law enforcement agencies, which will decide whether to pursue criminal prosecution. CONSUMER ADVICE: Yelp guidelines prohibit posting full last names, but protect your finances by staying completely away from Real Estate Solutions and Gonzalo M. If your card has been hit by them, immediately file a fraud dispute with your financial institution and report their actions to the State Bar. read more

Real Estate Solutions is a hard working Company and has always done right by their clients 1000%. How would I know? I only work with this company for the past decade. Ask them simply for Results they can show them in black and white all day from multiple lenders. John S below is NOT their client and he is using this Yelp Platform to illegally attempt to hurt their reputation and his "real name" will be withheld for legal reasons because I can tell you this, it is not Jon S. However, throughout this review I will refer to him as Jon S. Jon S has several public legal cases in his name online which we also hold onto for now, If 50% is true this guy should seek some serious help.. JD? You better believe we did our extensive Research on him. 1. This Online inquiry never qualified for a Reverse Mortgage at all so that does not add up. We are pursing legal action for several things he "Did" & "Said" during his husband's FREE inquiry "potential foreclosure" process that raised major Real Estate ethics Red flags. Yes we take notes. 2. Robert Jones does not work for Real Estate Solutions and is a network vendor that was requested do to this particular inquiries requested issue. Robert Jones takes notes. Again, this is just an online inquiry which we decided not to accept nor did Robert Jones a 3rd party Vendor. 3. What he is stating about Real Estate Solutions and Robert Jones is unequivocally FALSE. As far as we are aware, Robert Jones (3rd party) is a Stand up individual and has many years of business acumen under his belt in his particular field. He is no novice. 4.Here are the Cold hard facts; No money was exchange and No agreements were signed. More importantly to note Not one dime was exchanged between any parties year to date regarding this matter or any other matter. We take our reputation very seriously as you can tell. 5. Yelp is aware as a non paying Yelp advertiser and we will continue to make sure we defend our company's (Real Estate Solutions) reputation by all and necessary Legal means! We are open and happy to allow anyone who is a "Client" of our firm to review us. If you are not a client then why are you reviewing us, Move on. Isn't that what Yelp's Free service is for? Does anyone have any business Ethics at all anymore... Real Estate Solutions is a devoted Family owned and operated business and this is a despicable thing to do to a hard working company like this that has the lowest cost per file in their Niche industry. Real Estate Solutions is Helping people period. the end. "Jon S" laughed at us saying how Yelp would never take his fake review down. How he "Won". What did you Win Jon S. Manipulator award perhaps? He was very happy on our call which makes us believe something is mentally Off. If this is placed in the Filtered section, then so be it. We are setting the record straight because we are the REAL DEAL. We Don't play games, We Save homes! #RES (800) 995-1285 WANT A FREE EVALUATION CALL US Legal Disclaimer: We have the Right to refuse business like any other business. read more

The Name at Mr. Cooper has changed since they have been known as Nationstar but let me tell you their unscrupulous business practices have not. Me being a Business owner for over 40 years, I know how hard things can be, but do not ever lie to your clients or set the wrong expectations Mr. Cooper. The amount of Stress this Mr. Cooper organization has created for me and my family's home was tremendous. Well let's get to why I am here on Yelp, I would love to report that Real Estate Solutions is a 5 STAR, sorry NO 6 STAR company. These boys set out a clean plan of attack and I reaped the rewards. We now have a lower fixed interest rate with Mr. Cooper and I am already looking to get another loan to get away from Mr. Cooper once I can show a reputable mortgage history. My wife Beth hugged me for Joy when we got the paperwork in the mail. She has not done that in many years, Not like that, Wowsers. Ryan and Gonzalo are really good men, with very Big hearts. They have a ton of 5 star reviews in the YELP Filtered section for a reason. Ladies and Gentlemen their solution clearly works, Yelp's little algorithm got it wrong and anyone who on here has the FREAKING Nerve to bad mouth these hard working men who fight to save your biggest asset is clearly mentally & emotionally ill. Well you are damn Fools! Did you hear that too YELP Reviewers, listen to me through my writing. So you didn't pay your mortgage and now you want to blame these guys who are saving 100's & 100's of peoples homes day in and day out... Really? Realllllly Well let me tell you they are the REAL McCOY. Ask to see their WORK, it is plain as night and day what the truth is. TD Baker read more

What an unbelievable worldwind Ocwen loan put me through. We had completed our trial modification when they claimed I did not make the 3rd payment on time. I was so upset I had now lost my modification. I was ready to just quit & move out. We also now had our Second mortgage with SPS looking to foreclose because we were so far behind in payments and we had no funds to hire anyone to help us. We called one local Lawyer and he said it would be a minimum of 8 thousand just to work with him with just the SPS issue. I was up very late searching on Google and found Real Estate Solutions. The very next morning Gonzalo Mata was on the phone with my Wife explaining the process and what SPS was trying to do even though Ocwen had originally made an offer. We did a 3 way call with Ocwen and realized this scenario was above our basic understanding and it would be best to just let Gonzalo and his team take over from there. We ended up getting a permanent affordable loan workout with Ocwen which was better than their 5 yr term original offer. The Processing team stopped SPS in their tracks on trying to foreclose by paying off Ocwen with their strategy. Yes, my case was extremely complicated but Real Estate Solutions got us a sweet deal, They also worked with us on a monthly payment plan. You only pay as work is being completed. Please allow yourself to listen to them because when my wife originally called I was saying hang up, we need to move. Boy was I wrong and now we have a Mortgage payment we can afford. Happy to Say we are not going anywhere. Harold read more

Our Mortgage issue began with Ocwen when our adjustable rate mortgage increased. My husband now Ex was working less hours at his construction job so we started having issues paying our bills with a much higher payment and all. We finally fell behind on our mortgage and Ocwen after many phone calls decided to just deny our file for any workout options. Our loan was then transfered to SPS. I was alone since my Husband had left, pretty broke with a ton of overdue bills, & scared with a mortgage foreclosure quickly approaching. Luckily, I got a hold of Real Estate Solutions after talking with numerous Real estate & BK lawyers, Loan mod companies, etc etc Ryan Todd and their Processing team gave me what I needed which was assurance of my loan options all for Free. The knowledge Ryan has about Foreclosures and mortgages was more than helpful. Their team literally took me through the entire loan process and explained what we needed to do to actually stop the Foreclosure and then work out a deal once I decided to Hire them. I have a really hard time trusting anyone because of my ex so it took me some time to decide. I must have asked a zillion questions, sorry guys. I am so Thankful I was able to find this talented Foreclosure relief firm for an Affordable cost. They are honest men, super hard working and very efficient. I guarantee you will be impressed too. Gonzalo & Ryan you will be receiving a referral or two from my Church guys! God Bless you both! Wendy read more

The Loan process in general can be very confusing especially when you are trying to do everything on your own. Being a Single professional career women I have always done everything from A-Z on my own. Car, Home, Insurance you name it. I got my first mortgage in the 90's and this is my second home I have had in CA. Unfortunately, my loan was Sold to Caliber from Banc of Ca and things let's say went Haywire. They never received my two most recent mortgage payments and supposedly I didn't pay the third one, so here I am 3 months behind first time in my life might I add with No real guidance. Caliber will not offer me anything but a ridiculous Reinstatement with unfair late fees. I found Real Estate Solutions and Gonzalo Mata on Google and thank god I did. They stepped in to quickly assess my situation and I worked out a low fixed rate, cleared some late fees and even slightly lowered my total balance. Now I am very comfortable with how my Fixed mortgage is structured. Gonzalo was very friendly and helpful as well as the rest of the Processing team. I am actually now working with Ryan Todd in the Mortgage division of Real Estate Solutions on a New refinance so I can finally get away from Caliber home loans. A few steps with Credit repair first and I will be on my way within 12 months. Thrilled to say, so far so good. I know these Guys will get me the best possible deal that is available. Have a Wonderful Thanksgiving! Toni W Diggs read more

I had similar experience with Real Estate Solutions as the real reviews below and in the Yelp "filtered section". These guys are excellent with negotiating Mortgages. Chase mortgage should be ashamed of themselves for putting my mother and our entire family through what they did. No options and facing imminent Foreclosure, I was able to get Gonzalo on the phone with my lender right away. Real simple just do a 3 way call with your lender and Real Estate Solutions for FREE. Ryan was super informative about how the lender process works and Gonzalo executed what they told me they could do for us strategy wise. Again the proof is always in a company's work. Disgruntled victim type opinions do not matter in real life. Not only did I understand where I was at that moment but we were able to take action steps to correct our past due status with Chase. At the end of the loan process, which took about 3-4 months I was able to get a super low affordable Fixed rate and now Real Estate Solutions is helping repair our Credit profile so we can turn this bad scenario into to something very positive! Everything that Gonzalo and Ryan have said to us so far has been on point. Thank you for your hard work and extreme patience. read more

My wife and I said No to Real Estate Solutions at first because we thought our lender was on our side. Well Loancare was not, they ended up denying our file and literally put us out into foreclosure. I cannot tell you how upset and confused we were with no where to turn. Luckily Ryan Todd and his team took their time explaining the exact process twice and what was to be expected with all options. What I like about Real Estate Solutions is that they shoot you straight and do no sugar coat this foreclosure process and that is why I came back to hire them. They set the proper expectations with my wife Karla and me. This is No easy process and there is no one solution fits all, you must be patient and see where and what angle you can take to get better deal on your particular case. We are so lucky because our house is now saved and we have a great new Fixed loan. The entire process took about 90 days, so please be patient if you hire Real Estate solutions. They do things properly and there is a reason why their strategy 100% works. Like my grandpa god rest his soul always said "this is Chess not Checkers." Call these guys for a Free evaluation, it is worth your time. Thank you!! Dennis read more

My husband Eddie first spoke to Real Estate Solutions on March 2018, however we decided to wait until we received our Notice of trustee sale in June to move forward with them. What I can say is do not wait until your home is up for auction. Unfortunately, I lost my job so we went from two incomes to one and that put us in a hardship and with all our bills well you know how that goes. Real Estate Solutions first and foremost calmed us down and allowed us to get some sleep at night by halting our sale several times. We ended up getting a reasonable reinstatement and now we can keep our home. I cannot speak highly enough of the patience of this firm cause they really now what to do and when to do it. Many things in life comes down to timing. I just wish we had move forward sooner than later because who knows what they could have done for us if they had more time. We had a pretty competitive rate to begin with so again we are happy with being able to keep our house. Real Estate Solutions did what they said they were going to do and that is saved our family home. So so so Thankful Guys!!! DANA read more

I am very pleased with Real estate solutions and all their work. We had fallen behind on our second mortgage last June with Citibank and then they tried foreclosing on us. We reached out to Ryan Todd & he was able to hold them off with delay while we caught up. Unfortunately, because of a death in the family we now had late payments on our first mortgage with pennymac. Things were really starting to pile up bills wise. Home ownership is not very easy. Ryan and Gonzalo Mata in processing our loan where super helpful in assisting on not 1 but 2 workouts one with Citibank and the other with pennymac. We are so grateful to have saved our home. John and I are working on getting a new second mortgage with Cash out so we can do some much Needed home improvement. I will send Gonzalo pictures of the brand New roof & siding when it is completely finished. Our house will be so beautiful for the Holidays! Thank you again so much. Carol read more

My wife called into Real Estate Solutions because we received our NOD notice of default from Select Portfolio Services and we were very confused regarding our mortgage payment history. See I lost my job last spring and things have been difficult for us. I believe we missed several payments but I thought SPS would offer us a loan modification because of our hardship. We had to make sure we do not lose our Family house of over 30 yrs. Gonzalo Mata was very helpful and him and his Staff made sure that we got all the information we needed. We ended up Filing Chapter 13 Bankruptcy because we had No money to do anything else but then that got dismissed because we had no money to pay the court, so we went back to ask Real Estate Solutions for help and they were able to work out a good deal with our lender SPS. Now we have payments that are affordable and we can sleep easy at night. Jon read more

I reached out to Real Estate Solutions because I fell one month behind on my Ocwen Mortgage payment and was looking for all potential loan options. Ryan and Gonzalo were very helpful and knowledgeable regarding what was realistic and what wasnt. They took their time to help me make my own decision on what would make sense for my familys scenerio They spent at least 5 hours assisting me and answering all questions before I said lets get started!!! These guys are super on top of it and have high integrity. They could have sold me some nonsense high interest loan product like another broker tried but instead got me a deal where the cost was very reasonable and fair. It is hard to find people like this these days that are honest!! I will be sending Ryan and Gonzalo references for sure. Thank you guys so much for helping me out!! read more

We went back and forth with Wells Fargo for months. They wouldn't give us what were requesting. Ryan gave us a 50/50 chance like any true litigation case. What I like about these guys is they give it to you straight no sugar coating or BS. At the end of the day, it is up to the lenders decision however it is all about who you want on your side of the discussion. I will choose Real Estate Solutions all day because they will fight until the end and they use logic. I posted a picture of a Christmas tree in my profile pic because it truly exemplifies what this company is about everlasting love & trust. Not every battle is won but it is how you fight that matters. These guys are the real deal, just ask to see their work. Thank you for saving our Christmas. Jim read more

I received so many calls like over 25 regarding my NOD: notice of default, it was maddening. Luckily I was able to speak in detail to Ryan Todd Harris regarding my Carrington mortgage situation. Since I had researched so many firms I was concerned about the actual results. After a clear and concise evaluation from Real Estate Solutions Processing team I moved forward with their clear strategy. Gonzalo Mata called me and got my paperwork into the lender. After less than 45 days my loan workout was approved and these gentlemen saved my home. Thank you GOD!! I highly recommend these guys to step in if you need help with your past due Mortgage. Referrals will be on the way. In fact, my sister in-law needs to Refi. Her name is Susie. Ben read more

I am talking my time to write this review for Real Estate Solutions on a Sunday because these gentlemen went above and beyond to get my loan fixed. Wells Fargo would not cooperate with me at all and I got so frustrated I almost ended up in the hospital, seriously sick. Real Estate Solutions processing team stepped in with a 3-way call and from there on in it was smooth sailing. Just use their process, it will save you a ton of time and more importantly heartache. I just have to mention, their service is 5 STARS all around and please Click the link down below on here "YELP Filtered Reviews" all Positive reviews. Everyone raves about Real Estate Solutions and for good reason. Thank you Gonzalo and Ryan. read more

I was skeptical to contact anyone regarding my predatory loan I had on my loan. The lender was no help regarding my modification. Only until I contacted Gonzalo Mata and Ryan Todd did I see any hope. There knowledge as to "what to do" was awesome. This lead to a fixed rate from an adjustable, a 40 year term to lower my monthly payment, a forgiveness on past due payments and "cleared credit". I'am so indebted to these guys for the steps they performed to allow me to stay in my home. Their actions and call backs to questions were impressive. These guys are the pros if you need help, THEY GET RESULTS. Ben 9492795192 read more

This is an Admin account. We are monitoring this account daily because of users like Sanjay S constant online harrassment below trying to update his review and deceive the public by using clear extortion, cyber bulling, defamation, liable & slander. We will post clear updates to keep the true validity of this Yelp page. Please bare with us, we will respond to all reviews and inquires as soon as possible. We appreciate the feedback regarding your "Real Estate matters". Yelp has been amazing during this entire ordeal/process and thank god their legal is now alerted & involved. Thank you Admin read more

To let everyone know again, Real Estate Solutions is beyond legit. This company utilizes Mycase.com. You pay for their work only after work has already been done. So your only paying after the work is completed and it's transparent that work is done or in progress because you can actually see it. These guys can help you and are good men. Do not allow any person to discredit their work or integrity. They saved my Home and might be able save yours. Just ask them to show you the work they have done with your lender. Remember actions speak louder than words. The truth is in their work. read more

We started working with Real Estate Solutions about 1 yr ago. We, meaning my wife Rebekah and I. It has been a battle to deal with our lender Select Portfolio because of our particular scenario. Our loan was sold so they would not honor our deal we had in place. In the End, Real Estate Solutions got us a great low fixed interest rate deal and we cannot be more thankful. Ryan Todd really knows his mortgage loan stuff. Thank you Gonzalo & processing for doing what you do day in and day out . We will be sending you something special for all your efforts. FRANK read more