An absolutely fantastic experience with Full Circle Home Loans. My first person of contact was…read morewith Tiffany who was incredibly informative, authentic, and responsive. After talking with Seth, there was zero doubt in my mind this is the team I want to be a part of. The group has been outstanding from beginning to end with getting the second home loan. It feels incredibly personal and they are most definitely there to hold your hands and encourage you. I had a bit of a panic attack one day during the process and reached out to both Seth and Tiffany. They were able to bring me back down to Earth, reassure me, and bring me back to feeling excited. This was exactly what I needed. Short term rentals are still very new to me but if you need a team to get you through this, this group is the one. Cannot wait to continue to do work with them.

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

I just want to start off by saying I 10/10 recommend Alex Rojas to everyone! I started my home…read moresearching process in March of 2026 with no idea what I was doing, I just had a dream. We were referred to Alex by our real estate agent, and we sat down and spoke to him. Immediately he answered every single question, made us feel so comfortable and confident we were making the right decision. We left that day with so much knowledge, we started looking for homes immediately! Alex stayed in touch during the home searching process, and checked in constantly! He even reached out to the listing agent when we put the offer in our dream home, and he was on it! We had such a SMOOTH and easy home buying process because of our team. Loan Officers / Mortgage Brokers never get the credit they deserve, and I can just say Alex was wonderful. We will definitely do business with him again and will refer him to everyone! Thanks to his help, we are in our dream home as of May 6th, 2026. Thank you Alex!

As many of us who purchased right after the greatest rates in years, we were stuck with purchasing…read morehigh in the hopes of refinancing later. That later took a while. But throughout that time, Alex continuously kept us informed with the current rates whenever they reached a significant difference for us. He made sure that he had all he needed to make the move for us when the time came especially since rates change so rapidly. We were able to achieve our goal solely through his help and guidance. We will continue to use Alex in the future as not only did he help us save a lot of money, but he was also very friendly, personable, considerate, professional, and all around just wonderful to work with.

Over the past 9 years, we have had 3 CalTap/CalPath loans. All of the loans were done through Joe…read moreMoore and his associates. Our first loan was a new home purchase, we were barely able to make happen! It was our dream home, and barely in our reach, but with the credits from the Calpath program, we were able to make it happen! Next, rates dropped. We were able to refinance that home loan at a rate in the 2's!! Again, seamless process with great credits. This one wrapped up within a couple weeks. As life continued , the house needed improvements. Because our mortgage loan on the house had such great terms (rate and payment) we did not want to refinance our first mortgage. We sought a second mortgage to make the upgrades to our house. We were not aware that Joe Moore (Secure Choice Lending) and his staff did second mortgages. We saw commercials for Rocket Mortgage. A coworker was doing a second through them as well. We contacted Rocket and initiated a second mortgage through them. The loan quoted by Rocket Mortgage had decent terms so we moved forward. As the process went on, the terms repeatedly changed. Unfortunately, every few days, there was a reason that our rate or the fees went up. It was very frustrating. We felt like they were talking in circles. Things like "well, technically the rate shows changed on paper, but actually it's the same rate you were quoted". Having employment of over 25 years with one agency, low debt ratio, and a very high credit score, it didn't make sense. But our credit had already had a hard pull and we had lined up multiple contractors - so we continued with the process. We found out later that our friend had the same thing happened to him (increasing rates and fees that didn't make sense and explanations that felt like people talking in circles). as that loan closed, we found an investment property in a different state. I reached out to Joe Moore to see if we would be able to use a Caltap loan for out of state properties. I also mentioned the fiasco with Rocket Mortgage- At which point, wefound out he DOES do second mortgages! **should have checked!! Anyways, Joe refinanced our Rocket loan-that we had had for a week. Literally, the loan was closed before our first payment was due on it. He got us a lower rate, and an overall cost savings. Not to mention, we prefer working with Joe and his staff, and not giving our money to a company that lies to get you in the door, and continues changing terms throughout the process. Also, if you do a loan with Joe, there is something else that you get in the process -a lady named Kathy. Kathy is smart, articulate, kind, and everything else you could possibly think of that you would need from someone, while going through a stressful situation. Kathy gets every piece of documentation she could need from you right away. She works behind the scenes and truly keeps everything moving smooth. She thinks of hiccups, and gets the documentation from you, before it ever pops up on anyone else's radar. Once you have worked with Joe and Kathy, you won't want to work with anyone else. Your first 10 days or so can be busy with gathering and providing documents, but the rest of the time you sit back and watch everybody else scramble to get their job done so you can close :)

Highly Recommended! Working with Javier Brito has been a great experience and I can't thank him and…read morehis team enough for their support and services. When questions arose, answers were delivered. The team was very attentive and always available to help when needed.

We went through Cary Pearce for our original home loan and again 3 years later when we refinanced…read more My mom went through him to refinance and referred us and she was referred to him by her friend. He and his team are very responsive and took care of everything. Smooth and straightforward transaction. I'd recommend Cary to anyone looking for a lender and I will absolutely use him again!

I hate this bank, customer service via phone is horrible. I have never gotten help with any issues…read more I wanted to set up over draft protection and was told I have to go into a branch but there was no branch near me. unhelpful. I also called to get my account number and received the verification code and guess what they still were unable to help me. when I transfer money to my checking account to pay my Heloc it takes over 5 days. this bank is purposely slow so they can charge late fees it is super difficult to try to pay extra on your loan If I were to do it over I would never use this bank

Alan from first lending solutions helped me and my husband out tremendously with regard to securing…read morea mortgage/VA loan with a low rate. Considering that market rates were above 7%, when we were going through escrow, with Alan, we were able to secure a rate significantly lower. Our closing costs were also lower than anywhere else we had looked. The communication from Alan and Wendy, the closing manager, was almost instantaneous every time we had to submit or sign documents or if we had any questions. I had a really great experience, and I'm so glad that our realtor recommended that we work with them for our mortgage. I highly recommend working with first lending solutions if you're looking to buy a house. Also, this is a veteran owned company, with Alan being a Marine Corps veteran, so it was really awesome to be able to support a veteran owned company to get our VA loan.

It was a pleasure working with Becky Matus and her team. She was quick to answer any questions and…read morehelp make it a smooth process. I would recommend her and her team for your lending experience.

I've worked with Amy and her team at Community Funding for both refinancing and home purchasing,…read moreand each time has been an outstanding experience. They're incredibly transparent, informative, and genuinely care about making the process smooth and stress-free. Amy went above and beyond to answer all my questions and kept me informed every step of the way. Whether you're buying a home or refinancing, I highly recommend Amy and her team--you won't find better service anywhere else!

My family has been working with Amy and her amazing team for a number of years. She's helped with…read morea couple of refinances on our old house, she assisted us with the purchase of our new home, and recently a HELOC. Amy anyways makes us feel we are the only clients she has. She's very responsive, caring, and kind! Community Funding is VA friendly too! Thanks!

We recently had the pleasure of closing a transaction with Julie and the Aragon Lending Team, and…read moreit was a great experience from start to finish! Julie was professional, responsive, and on top of everything throughout the entire transaction. Communication between lending and escrow was excellent, and whenever we needed an update or had a question, she was quick to respond and kept everything moving forward. As an Escrow Officer, I truly appreciate working with a lender who understands the importance of communication, timing, and teamwork. Having a lending partner who stays engaged and works closely with escrow makes such a difference in getting everyone to a smooth and successful closing. Julie and the Aragon Lending Team were wonderful to work with, and I would absolutely recommend them. I look forward to working together again on many more transactions! Thank you, Julie, for being such a great lending partner!

Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

I thought I would never end up buying a house...so when I found my dream home just randomly driving…read moreby one day, I realized I didn't have any knowledge of how the process work. While my parents introduced me to a family friend who was a real estate agent, I had no idea how to go about finding a loan officer! After digging through Yelp/Google, I stumbled upon Meridox Mortgage that had stellar reviews and took a chance. I called Meridox and was put in touch with Trung Tran. I let him know that I didn't have any knowledge of how the house-buying process works, but he was incredibly supportive and assured me he would walk me through every step. Shortly after we finished talking on the phone, he sent me a list of items to provide for the pre-approval letter. Trung's turnaround was quick. I sent him my information in the evening and got the letter the next morning. My real estate agent used this letter to draft the offer...it was accepted! After my offer was accepted, the rest of the process was somewhat nebulous, but my real estate agent worked closely with Trung to help me through. Trung was with me every step of the way. He patiently explained how my monthly mortgage payment and closing costs were calculated and even helped me negotiate a home insurance offer. He even kept a close eye on the market and advised me when I should lock in the rate. I thought home buying would be more stressful, but it wasn't as bad as I thought because Trung made every step clear and was very on top of deadlines. From pre-approval to loan closing, it took just one month! Thank you Trung for being so diligent and patient in helping me secure my dream home! Trung was also very proactive in reaching out to me a few months later when interest rates dropped by about 1%. I had the honor of working with Trung again for my refinance, and it was also efficient and painless! I recommended Trung to my coworker recently when she was looking to buy a condo. Highly recommended to anyone who is in a market for a house to look into Meridox!! Thanks again for your hard work, Trung!!!

I cannot recommend them enough. Linh is an amazing service provider, and she will meet you at your…read morelevel. A little background: I did 2 house purchases, and 1 house sale by myself without a realtor before engaging Meridox. I didn't need handholding, because I was not a first-time buyer. I wanted an advisor who can give me an honest opinion as to pricing, knows the neighborhoods, and can negotiate with the seller's agent. Linh was so on top of things. She understood that I was busy and scheduled multiple showings for me on weekends. She mapped out our route, so we can be efficient with time. She never asked me to consider any property that was outside my price range or not what I was looking for. I was able to knock out many home viewings with her, and we put in a couple of offers. I saw a house that fell out of escrow. I messaged her, and she was immediately on it. She showed me the house, called the seller's agent, and basically convinced the seller to take my offer that was a tad below listing that either that same day or the next. (OC is a hot market, so this was an incredible deal! My other offers all sold above listing.) She was incredibly responsive, super sharp, and very easy to work with. I used Meridox as my mortgage broker as well and used them again to refinance a year later. Very seamless and easy transaction. Forget all the agents who claim to "treat you like family." Choose Meridox: the true professionals.

We had such a great experience working with Thomas and Melanie at GEM Mortgage! From start to…read morefinish, they were professional, knowledgeable, responsive, and incredibly helpful throughout the entire mortgage process. Thomas always took the time to explain everything clearly, answer all of our questions, and keep us updated every step of the way. Buying a home can be stressful, but they made the process feel organized and much easier to navigate. One of the things we appreciated most was how quickly they were able to get everything done and get us to closing. The entire process moved incredibly fast. We are extremely grateful for all of their help and would absolutely recommend Thomas and the GEM Mortgage team to anyone looking to purchase a home. Thank you for helping make this such a positive experience for our family!

Working with Thomas and his team made our first time home buying process a breeze! We always heard…read moreabout home buying always being stressful so we expected it to be the same but working with Thomas and his team really did not bring any stress or hardships. They made things so smooth. I will 100% recommend & if we ever buy again we'll be working with Thomas at GEM Mortgage!! Thank you for making our first home buying process the best experience!

These guys are the best and the fittest in all of Inland Empire. So far, Jose Luis and his Team…read moreprocessed two loans for me. Both times, the entire process was smooth and easy. They will get you the best deal in the market, and explain the whole process step by step. I recommend them 100%.

Top Tier Service from Start to Finish - Thank You, Jose!…read more Working with Jose to secure my mortgage loan was an outstanding experience. From the very beginning, he was welcoming, professional, and incredibly easy to talk to. Jose made a complicated process feel simple with his clear communication, fast turnaround, and above-and-beyond attitude. He was always available--whether it was answering the phone right away or promptly calling me back. No question ever felt like too much, and no task was ever too difficult. He jumped through every hoop necessary to help me close on my home, and he did it all with grace and speed. What truly stood out was how personal and genuine he made the experience. On the day my home officially closed, Jose actually came out to the house to meet me in person. Really speaks to his character and care for his clients. If you're looking for someone who will go the extra mile (and then some), who communicates clearly, and who gets the job done fast--Jose is the one you want on your side. I'm so grateful for his help during such a huge milestone in my life.