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Hutto, TX

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Safeco Insurance

1.4 (9 reviews)

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Ed Schmidt Germania

Ed Schmidt Germania

(5 reviews)

If Yelp would let me I would give this a NEGATIVE rating…read more The ads say "Trust Germania!" Nothing could be further from the truth! I had Germania for my insurance for my homeowners policy for my home in Round Rock. I recall switching to them because they were the cheapest policy I could find...well, you get what you pay for! I have been SCREWED twice by this company. 1. We received significant hail damage to our roof from hail storms. The adjuster came out and said we just needed to patch the roof. This was the 2nd time we had a leak and we were told by 3 contractors that our roof was borderline from numerous Central Texas Hail Storms and it should be replaced. When the adjuster met with a contractor he learned that the shingles had been recalled and therefor said the hail damage didn't matter and denied our claim. The shingle recall had to do with installation. Our roof was leaking from hail damage and the contractor said our roof issues did not stem from the installation but from hail. 2. My BIGGEST problem is with Dennis Schmidt. He runs a "one man show" with no one else in the office. His lack of support staff left me blind sided with a cancellation of my policy: We moved out of our home and into a new construction build in April 2011. We opted to have State Farm insure our new home since I was not pleased with the service we received from Germania. I called Dennis in July to inform him that the Round Rock home was vacant, on the market, and would likely close in August, just at my renew time. I wanted to make sure that when the policy renewed I wouldn't have to pay for the insurance on the property since that was being insured at the new house. Dennis sent me the appropriate information and he said "he'd take care of it." Underwriting came back and said that we had to keep our house coverage at $167K even though the house was on the market for $135 and the tax appraisal was $127. Dennis told me that was the way it was b/c rebuilding the home in case of loss was $167K--which didn't make since to me since the tax appraisal also included the lot. Okay, I figured it was no biggie b/c I only had to insure it for a few more months. Fast forward to today. I called to tell Dennis that our closing had been pushed back a few days and not to cancel the policy until then. He said "oh, that policy was cancelled on the 7th." WHAT?!?!?! I had no idea the policy was cancelled, not to mention I called TWO weeks ago to tell him to cancel the policy on 8/31 b/c we were closing. I asked for him to call and confirm and let me know if there was anything I needed to sign. He claims they mailed me a cancellation notice at the end of July. Here it is 8/30 and I had no idea that my house has been uninsured for 3 weeks!!! I was livid. I asked Dennis why he didn't call. He said he had surgery and wasn't in the office. That's right, his company was not managed at all while he was out! No call, no follow up, NO COMMUNICATION! Now I'm praying that my house doesn't burn down in the next few days b/c if it does I loose everything! Bad business folks! I have a network of people I can call on to step in if I have an emergency so that my clients aren't left hanging. Not Dennis. Don't trust Germania because in the end you will pay money only to be screwed time and time again!

I've used Germania for car insurance since 2002 and they've always provided friendly, courteous…read moreservice. I've found the people that work there to be especially personable and they always offer helpful advice when I call with questions about my policy. Once I forgot (oops!) to pay my bill for a couple months and they helped me get back in good standing. No complaints, other than the long drive since I live in Austin.

Aaron Vallejo - Farmers Insurance

Aaron Vallejo - Farmers Insurance

(1 review)

Did you know MetLife does auto and home insurance? Did you know that MetLife does LOTS of Auto and…read moreHome Insurance? THEY DO!!! After our previous agent decided to no longer do insurance (#akward) a friend pointed me towards Aaron. I met him at his office and explained EVERYTHING we had been through with cars, car accidents, and even lawsuits before. I REALLY know the value of good insurance, and I wanted to make sure that found a policy that wouldn't leave me hanging if needed. We were able to find a fantastic policy through Travelers, and we decided to move our Home insurance over as well. Super easy to just have one little bill a month and I know I'm covered. Unfortunately, I had to use my insurance coverage almost right out of the gate on my new (to me) minivan. I'm so thankful that Travelers took care of me just as Aaron promised!!! The funnest part? Aaron was offended that I never even called him! I didn't need to!!! If your looking for new home or auto insurance- make sure you talk to Aaron Vallejo with MetLife- and he will get you hooked up!

From the owner: I'm a MetLife Auto, Home and Life Insurance agent and insurance broker working with over 25…read moreinsurance carriers to help save $100 to $1500 annually for over 500 families in the Round Rock area and across the state of Texas. Navigating the insurance landscape can be confusing, let me be the trusted partner that demystifies the process and helps you gain the peace of mind that comes from knowing that the things most important and valuable to you are protected. If you need car insurance, life insurance, homeowners insurance, renters insurance, motorcycle insurance and more - I can customize a policy that is right for you. Yo hablo español y puedo dar cotizacines de seguros en español!

Safeco Insurance - insurance - Updated July 2026

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