I found out about Warren through a friend. Warren is very professional, efficient, and very knowledgeable about all different kind of plans. I strongly recommend him. he is the BEST! read more

A huge thank-you to Warren at Shop 4 Health Plans! He somehow makes the whole insurance process not only easy, but, believe it or not, actually enjoyable. When I ran into a tricky issue that didn't have an obvious fix, Warren's tenacity and friendly, can-do attitude had everything sorted out in no time. Shop 4 Health Plans (and especially Warren!) is now my go-to place and my top recommendation to everyone I know. If I could give 10 stars, I would! read more

I found out about Warren through a friend of mine. If you're going through the insanity of navigating the health insurance industry - whether you're trying to figure out the ACA (Covered California), transitioning from COBRA, or you're self employed looking for health insurance- do yourself a favor and reach out to him. He's incredibly knowledgeable and will walk you through every step. Everything is done by phone and shared computer remote (you see his desktop as he walks you through the process). He will save you money and time, and does not cost you a thing. Highly recommend! read more

Excellent experience with Warren. As other reviews share, he's communicative, prompt, always returns communication promptly, and clearly loves helping people and cares - such a 180 from so many brokers out there. Highly highly recommend if you just have general questions, or urgently need coverage STAT. MUST CALL. Kathryn 1/8/25 read more

I was referred to Warren at Shop4HealthPlans by a friend. I was interested in learning about the different ACA plans. Warren helped me to understand the different plans and select the plan that worked best for me and my family of 4. He even helped me complete the application online very quickly. I would never want to try to navigate the ACA plans without the help of an expert like Warren. The process to set an appointment and hop on the Zoom call with him was very easy. I highly recommend giving him a call! read more

Call now! You'll have the pleasure of speaking directly to Warren who knows the lay of the land. He's not pushy, he's efficient, he explains it to you like you're in kindergarten without making you feel like you need to go back to kindergarten. He's Warren!!! read more

Warren was fantastic and made the mysteries of healthcare insurance easy to understand. He was efficient, easy to work with and extremely helpful. As other reviewers have noted, Warren was not pushy, did not make me feel like a kindergartener and seemed to focus on helping me select the best insurance for my current needs. Warren will make your life easier and help you get what you need! You won't be disappointed. read more

Working with Warren was a dream come true! He made the process easy and we all know it's not easy. Thanks Warren

Warren is the BEST! He saved me a bunch of money on my insurance and he's always available to answer any questions. We are very happy with the service and I recommend anyone looking for insurance to talk to Warren first. Don't try this alone.. You need a professional like Warren to save you money and make the process hassle free. Very happy customers! Thank you! read more

Warren thank you!!! Prompt quick professional informative and patient he did not rush us at all. I highly recommend him wow I got lucky with my search!! 6 stars if I could. read more

I had the pleasure of working with Warren, just yesterday. He helped me find an amazing and affordable plan. I am self employed and wasn't looking forward to finding insurance on my own. He made it so simple and was easy to talk to. He made himself available for any future issues or events that might need attention and made me feel like I was working with a friend. read more

Yes, it's that time again to review your current healthcare program. Thankfully there's people like Warren to assist us along the way. He was able to find a healthcare plan that allowed me to retain my existing care team and provide better services. His attention to detail and his professionalism make him the ideal person to determine your appropriate health care provider and plan. read more

Warren has been an amazing help to our family as far as navigating insurance and making sure we have the right protection His advice end guidance has been invaluable. Warren is definitely our guy. read more

What an amazing helpful person Warren is. We can't thank him enough for assisting us with our health plans. read more

Warren is simply amazing. Told him we needed to be in AxMinister group for little company of Mari in the south bay and he knew exactly what to do and how to get the best insurance for my family. Took only 20 minutes. Never had such a good experience with a professional regarding medical insurance. Thanks! Merry Christmas! read more

Warren was amazing! We were recommended to Warren by best friends and we were so happy they did. We needed coverage in less than 11 days to go and everything was done within our hour meeting. The coverage was a perfect fit as well! 5 Stars!! read more

Warren addressed all my concerns and endless questions regarding my Medicare applications. Best insurance agent I've ever had. Assisted me through the complicated process. Grateful for all of Warren's expertise and help. Highly recommend SHOP 4 HEALTH PLANS. THANK YOU Warren. read more

I just wanted to add an update. I emailed Warren yesterday about what i needed to do about renewing my daughters health insurance. He replied in a few hours. He took care of it for me i didn't have to do anything. What great service! Thank you again Warren! read more

Very thankful for Warren's expertise and advice! His swift action saved me a lot financially and I appreciate his knowledge and professionalism. read more

Super friendly and knowledgeable. Working with Warren was just such a welcome experience as I was navigating the insurance market for the first time. I highly recommend! read more

Warren thank you so much for providing the best service!! Your knowledge and navigation of the whole insurance process really takes a load off!! You are so accommodating and patient and most of all made this whole process of finding a plan for my son completely stress free!! Thank you!! read more

Warren has been helping our family navigate health insurance plans for about 5 years now. He is honest and I trust his recommendations. We are real happy with his service! read more

Warren has made my health insurance coverage painless... I tried to do it by myself and was totally lost. He responds so quickly and makes sure all my questions are answered. He is the best!! read more

Found Warren through Yelp (thank you for all the great and insightful reviews everyone!). Everything I read about Warren is spot on! He's super responsive (even during his busiest times - end of the year!). Warren is clearly very knowledgeable about his industry and he gives his honest and objective opinions. Warren instructed me to just stay with my company's health plan through COBRA even though that meant I would not be giving him the business. BUT you better believe that as soon as my COBRA coverage ends, I will be running to Warren as my go-to guy. Any business owner willing to turn away business because it it best for the client earns a fan for life! Thank you Warren for sharing your time and expertise with me out of the goodness of your heart. read more

Warren has the experience, knowledge and expertise to seamlessly navigate me through the Covered California slot machine. I felt completely at ease with his ability to guide me into making the best decisions for my unique situation. I highly recommend their services. read more

Thank goodness for Warren and all these positive Yelp reviews!! I'm a local real estate agent and self-employed, so looking for a health insurance plan each November is always a headache. I never look forward to navigating the ever changing market place and this year I decided to look for help. Thanks to all these Yelpers, I reached out to Warren and sure glad I did. He made the process super easy from scheduling appointments to direct conversations explaining the different plan options. I highly recommend working with Warren for all your insurance needs! read more

Warren is simply the BEST! His expertise is second to none. He knows the subtleties of every plan available and will help you make the perfect choice for YOU. My situation changed dramatically when I was diagnosed with cancer 2 days before open enrollment ended this year. I reached out to Warren and he got back to me immediately and helped me navigate my way through all the options which ultimately left me with a plan this is not just money saving but life saving. I simply cannot say enough about him. You'll never meet a more helpful and personable agent. I'm so grateful for all the help he has given me and will be back every year. Love you Warren! read more

Warren took excellent care of me. I had a somewhat complicated situation involving my ex-wife and Warren took the time to understand the situation and resolve it for me. I would highly recommend Warren for your health insurance needs. read more

Not only did Warren help me figure out the best Covered CA plan for me, but he also straightened out everything when my old insurance was still billing me. Definitely above and beyond. read more

Warren is fantastic. I am self-employed and purchase my own individual health policy every year, and despite my individual policy being relatively small potatoes, Warren spent over a combined hour on the phone with me patiently and in-detail reviewing my different health coverage options. He is incredibly knowledgable and was able to answer very specific questions regarding different kinds of coverage from different providers -- questions other brokers couldn't. He's a pleasure to speak with, knows his stuff, and I look forward to working with him for years to come as I grow my business and my health insurance needs change. Absolutely recommend. read more

I totally enjoyed working with Mr.Cummings. He is very knowledgeable and patient. I believe he found me the best plan possible based on my needs. Recommend him without hesitation. read more

Warren made it easy and fast to understand my options and guided me through the process. I highly recommend him for your insurance needs.

Warren has been so helpful in finding me the best plan at the best price! I highly recommend reaching out to him if you are in need of finding insurance coverage! read more

Warren has helped me with multiple plans and is a pleasure to work with. He got me all the info I needed to make a good decision and walked me through every step of process to get my life insurance set up. I can't recommend him enough. I would enthusiastically recommend him to anyone I know to get their life insurance set up. Thanks Warren! read more

Warren Cummings at Shop 4 Health is the consummate health insurance professional. I turned to Warren at Shop 4 Health when my COBRA expired. He is knowledgeable and explains coverage clearly without talking down to you, listens carefully to your health care needs and provides you with health insurance coverage options and cost without being pushy. He also responds quickly to any follow up questions or issues that you have. Consultations are done virtually so you don't have to worry about transportation or masking. He also assisted me with follow up documentation that Covered California requested. I highly recommend his services which are provided at no cost to you. Its like talking to a close friend who helps you navigate various health insurance coverage options while understanding your unique needs and wants. He takes his time and truly cares that you receive the coverage that you need with the healthcare professionals and hospitals that you want. read more

My husband and I use Warren to help us select our insurance plans every year. We have our own S-Corp so picking out health insurance for ourselves and now our son is always a little daunting. Year after year he always has the best advice for us and recommends the best plans to fit our family's needs. We would recommend him to any friends, family, or stranger! 5 star service all around! read more

Warren has been helping me wade through the complicated health insurance options for several years now. As an independent contractor, I must purchase an individual plan. Warren has a great deal of knowledge about all the insurance products and gives excellent guidance. He has saved me a lot of time and money. He is professional, trustworthy, and personable. And he really cares about his clients. I recommend him highly. read more

Warren was super easy to work with, knowledgeable and was able to explain everything perfectly! He took the time to make sure I understood and got the best possible plan! Definitely recommend!! read more

As someone who doesn't have time (or desire) to keep up with insurance's constant changes, I highly recommend Warren Cummings. I am impressed with how quickly he responds to emails and how he takes the time to explain every detail to me. His many decades of experience shows through how he helped me with my annual renewals and my client's insurance needs. Aside from Warren's intelligence, diligence, and professional conduct, his kindness is also one of his great qualities. How Warren treats his clients with kindness and has their best interests at heart sets him apart from any other broker. read more

Warren is awesome. He's super helpful and honest. he made the daunting task of picking a new insurance plan very straightforward and made it easy to transact. 10/10! read more