Smart Money Inc. Sean Iwanski was my Strategic Mortgage Advisor from Smart Money Inc. for my refinance. A mortgage advisor helps people like me to find and apply for the right mortgage and making sure that the client is fully informed about what is available in the mortgage industry today. He did his job perfectly for he was an excellent source of information and such a big help in giving me different options on the best possible way I can do my refinance. From the very start and up to the closing, he was very hands on both figuratively and literally. He always update me on what was going on using emails and phone calls. He truly guided me step by step, so whatever apprehensions, skepticisms and questions I had, was truly taken care of. Regardless if my questions were so simple or complex, he made sure that I got the answers I needed. Finally, seldom do I find people like Sean that works in the best interests of the client like me, he guided me through the whole process and gave me the best mortgage advice that works perfectly on my situation and finances. Sean was very organized and a professional to boot. It was a very excellent experience working hand on hand with him and with that thought I recommend him 100%. read more

It was such a pleasure working with Will and Huyen again! I got my first property last year, and I already had the chance to refinance. With their help and expertise, the entire refinance process was smooth and easy -- truly no sweat. One of the best things about Will and Huyen is how committed they are to their clients and the relationships they build. Even after I bought my home, we stayed in touch. Whenever I had questions about my mortgage or needed to verify mail to avoid scams, they were always there for me. Will and Huyen, you two are the best. I also want to thank you for helping my friends Ariel and Jomiles get their first home after I got mine. Honestly, you both inspire me -- so much that I've even told Will I'm considering becoming a mortgage loan officer. Your dedication and passion for helping people is something not everyone has. Kudos to you and your whole team. I'm blessed that the Lord led me to you. Like I said last year, this won't be the last time I work with you. I'll always remember what Will told me: "We will make it possible." And you truly did. I recommend you to everyone I talk to because my loan officers are the BEST. My family and I appreciate you so much! read more

Smart Money was a blessing for me! In the course of my 'many challenges', Smart Money came through for me when I was in need of a refinance. As life would have it, every turn became an obstacle as I searched for a company to support my endeavor. My application was handled by Devan Kwee, who then came to my rescue! He was professional, detailed, prompt and eager to assist in every way! From start to close, Devan was there to guide me through, I never imagined the process to be so fast and painless as long as I had all my documents in order. Devan is truly an asset to Smart Money and he has definitely gained my friendship and respect for Smart Money! I highly recommend working with Smart Money for all your financial needs because the team at Smart Money, (Nicky, Will & Devan whom I've had the pleasure to work with) are all professional, supportive and willing to go the extra mile to make it happen for you....just as they have for me! When other companies made me feel small and unimportant, Smart Money gave me the opportunity to SHINE!!! Mahalo nui loa to Smart Money, Devan, Nicky and Will for making the time and effort in obtaining the best and lowest interest rates available for me. read more

THANK YOU SMART MONEY FOR TAKING CARE OF ME AND MY LOAN!. I've recently had the pleasure to of working with William Rodriguez as my loan officer for my first home purchase. William is very knowledgeable and made sure a first time home owner like myself was properly prepared and fully understood the process every step of the way. William and his team were also very attentive and responsive to any questions I had, and worked hard to make sure this process was as smooth and easy as possible for me. after my offer was accepted, William directed me to Tallil to collected all the required documents. my loan was processed without any delays. I used my VA loan. Smart Money was also very knowledgeable about the VA loan Process and all the benefits that comes with it. I wouldn't hesitate to recommend them to anyone interesting in purchasing a home, especially if you are a first time buyer and military member suing your VA loan with lots of questions! They'll definitely make sure you're well taken care of. read more

I don't remember how I first heard of Smart Money for refinancing my home, but I'm glad I found them. I was interested in lowering my interest rate so I made an inquiry into doing so. My first contact at Smart Money was with Stephanie (Noelani) Yoshino. We had a good conversation that convinced me I was on the right track. Once we started the formal arrangements I became delighted with the service and with the entire staff. I developed a great deal of confidence in working with Smart Money through Noe. She was exceptionally professional in responding to my questions, yet the friendliness was like dealing with family. We completed our deal and lowered my mortgage payments with a great deal, lower interest rate. A few months later Noe called me to say we could get an even lower rate if I was interested. I was. We did it again at no cost to me. You don't find that kind of customer service every day. Thanks Stephanie Noelani and thanks Smart Money. read more

When I first began researching refinancing our home, I spoke with six or more representatives from different mortgage companies. I chose to go with Everett Arakawa at SmartMoney and I am so glad I did. I had heard nothing but horror stories from friends about refinancing and am happy to say that I did not experience one bad thing. Of all the brokers I interviewed, he was the only one that seemed calm, sincere and highly professional. Through the entire process, he was courteous and responded to every question I had with a phone call and a follow-up email. He explained everything to me in a courteous, respectful and professional manner. I am so happy I went with my gut instinct as it was a great pleasure to work with Everett. I felt he always kept our best interest his priority. He made refinancing our home seem like a walk on the beach. I highly recommend choosing Everett Arakawa as your representative. read more

I was approached by other mortgage advisors and had started working with two when Mr. Iwanski called me up.When I found out he is from a local company I decided to work with him. More so, when the other two informed me that there was no way I can refinance on my own, with my liabilities. As I had purchased the place alone, I wanted it to stay that way. Mr Iwanski assured me he can do it, and he did! The banks I guess, were leary to lend me the money to refinance, pay my loans, cc and give me the cash out I wanted, but Mr Iwanski stayed true to his word that he can do it. When I met him, and saw how young he is, I had my doubts as the other mortgage advisors had given up, but he lived up to really qualify as a senior strategic mortgage advisors. He made me believe, for though I had doubts, he delivered. Thank you so much, Sean! Thank you Smart Money! read more

I refinanced a rural hawaii property earlier this year with Angie's incredible assistance. Her tenacity and knowledge made everything happen, with the outcome even better than I expected. I had a poor experience with another loan company prior to working with Smart Money, and was quite wary. She was forthright, direct, and provided constant support throughout the entire process. My brief experiences with the rest of the team there proved how well coordinated they all are. I got a great rate and got better home insurance for less money as a result. I fully recommend Smart Money, and in particular, Angie - to anyone looking to finance or refinance a property. I have already recommended her to folks I know who are contemplating possible refinance. What an awesome, class act you are, Miss Angie! Most Aloha, Judy read more

I had the opportunity to work with Everett Arakawa on the refinancing of my property in 2012. I was not really ready yet to tackle all the required documentation and not quite sure if I was willing to go through all this again. Thanks to Everett for making this refinancing process a breeze. He was very thorough and you can tell in the way he converse with you his sincerity in helping you go through this difficult process of submitting and documenting all the necessary paperwork to get refinancing. Bottom line was that Everett did a terrific job in guiding me get approved and this was all done via email. I have not met Everett in person, but I can tell you this, he will always be there for you. Smart Money is lucky to have Everett as one of their great Loan Officer on their team. Smart money is on Everett. read more

Two years ago we purchased our first home. I was very nervous going into the process, I thought that I had done all of my homework when it came to financing a home loan. Working with Celeste at Smart Money enabled me to consider things that I never thought about or never even heard of. She was able to get me a loan at a great rate with payments that allow me to sleep easy at night. She was always available to answer any of questions and calm any fears that I may have had. She took the time to listen to and address any questions that I may have had. I have already recommended her to friends that are close to buying a home and will continue to do so. I appreciate all that she did for me and my family. I will continue to go back for any future home purchases or refinances. Thanks Celeste and Smart Money. read more

Devan K was very thorough helping me get all our documents together to be sure it was expidited with no loop holes. Since my husband got dementia that year, I had to do all the searching to refinance our townhouse. I have never done the finances in our family for the 52 years of our marriage. Devan was on the phone daily to talk me through the procedures and gave me a list of all the necessary documents. Man, it took me days to research all the paper work; but Devan was a good coach and very helpfull. Once we finally got evrything done and the approval went through, we were very, very happy! Smart Money did a great job in processing our loan and we were very satisfied with the money we saved refinancing. Smart Money is the Smart Way to Go!! ... Mahalo Devan, Julie read more

Thank you to Eddie Akabane at Smart Money! Terrific customer service! He answered all of our questions, never left us hanging, and took us through the entire refinancing process and beyond! We had a ton of questions, never having been through this process before, and Eddie ALWAYS responded in full and promptly. He also made sure we understood the answers! Even after our refinance was completed, Eddie continued to work with us to ensure that our initial contact with our bank went smoothly! He has shown us that he truly values his relationships with clients and genuinely wants to do well for us. We will definitely return should we purchase another home and absolutely recommend him to anyone looking for a mortgage specialist who cares!!! Thanks Eddie!! read more

Last year, when I was looking to capitalize on the historic low rates, I called quite a number of mortgage lenders. Because my property was leasehold, there were many who wouldn't help. Fortunately, Smart Money not only offered to help, they were able to give me a very competitive rate. I worked with Angie Joy and she was incredible: great personality, efficient, and very knowledgable. Having gone through the refinance process a couple times before, I wasn't looking forward to months of stress. Angie, however, expertly guided me through the process, keeping me well-informed throughout. I couldn't believe how speedy and simple it was. I plan on purchasing the fee to my property soon, and I am definitely going back to Angie and the gang at Smart Money. read more

I am VERY VERY grateful for all the help and support that kim and the group over at smart money Hawaii had provided me with out them id be complete lost in this whole process. Kim has made this house buying experience the best, from check in emails to updates and even smart moneys what to expect videos, it really has been easy on me. every step of the way I didn't have to worry Kim had every thing covered and made sure I was on it too. This experience from start to end is truly priceless I have not only came out a home owner but also more knowledgeable on the house buying process. I will automatically call Kim and her team in the future for any and all house buying Needs. Thank you so much Kim I am forever appreciative. Blain read more

I am very pleased with the outstanding service that smart money inc. has provided me. Being on the hunt to refinance my home mortgage to the lowest apr possible, I am very fortunate to have Nicky come to my rescue. She found lower rates than what the banks were offering at that time. She was very persistent and punctual with answers to questions I had and really helped me achieve my goal of reducing my mortgage cost. She went out of her way to pick up forms or documents that I needed to either sign or submit to help speed up the process towards locking in the rate that I wanted. Overall, I couldn't be happier picking smart money inc. and I am very greatful for finding such a dedicated loan officer. Thank you for everything Nicky!! read more

This was the 3rd time I've bought property but the first time I'd used Smart Money. They were referred to me from Suzy Orman site. I was very pleased with the service offered by them ESP Nickie as so much has changed in the finance world over the years! She explained every detail to us, my husband was so exhausted and angry at all the information required to obtain a loan, but Nickie cooled him off in a very diplomatic manner. They were efficient and fast; it was so nice to talk to a real person here in the islands. We were so pleased and comforted by their 24/7 service. My friend who was a first time buyer, totally clueless to the process felt totally at ease & blessed with her patience. I recommend them whenever I get the chance! read more

My family and I wholeheartedly recommend Daryn and his team at Smart Money for their outstanding dedication and professionalism. Their exceptional service throughout our home loan process was truly personalized, catering to our specific needs. Darci, a member of the team, deserves special mention for her invaluable assistance. Her timely advice and responsiveness played a significant role in creating a seamless loan experience. Every interaction with Daryn's team echoed their client-centric approach. Their excellent service reflects their commitment to their clients' needs. If you're seeking a smooth and tailored home loan experience, Daryn and his team at Smart Money are the ideal choice. read more

Our first experience with Smart Money was about 3 years ago. We were making the largest financial decision so far in our lives and we had so many questions. We were fortunate to work with Celeste, who was so friendly and knowledgeable. She answered all of our questions and made the whole process easy to understand. We went back to Smart Money and Celeste a little over a year ago to see if it would be worthwhile to refinance our home. Celeste was very helpful in helping us see the different options available to us. We asked questions and she once again answered them. We've had a wonderful experience working with the Smart Money team. I would recommend them to family and friends. read more

1st time home buyer here. Just graduated from school, just had a first job, everything seems to be impossible in owning a place to get a good night's rest. Not so-- Eddie Akabane at Smart Money Inc, helped me out with a loan, he knows what hes doing, I just answer the questions hes asking and provide the requirements and before I know it, I was signing documents in owning a fee simple apartment with a good rate and everything was done in a timely manner. I now have a place to sleep that I can call my home. Thanks to Eddie's help and his manager -- they got my back to make the loan happen even though it was revised twice. Good place and great team to do business with. read more