I was a first time home buyer using the California Dream For All program. Wayne Chi represented me as my realtor and he was very helpful and educating. He will give you his honest opinion on whether to put an offer on a place or not. He also stayed on top of everything I needed to go over during escrow and made sure to follow up with all other parties involved and ensuring that I close on time. read more

Repeat customer! Great service and communication. Kept us updated through each step of our refinance process. Sent us personalized videos about our loan documents that thoroughly walked us through each section. This was very helpful since we could take our time to watch and understand the details of the loan. read more

This is a review from someone whose a realtor themselves: I had the absolute pleasure of working on a purchase with Wayne and Eric. He represented the sellers and the escrow process was amazing up until the last part where the lender was causing issues (keep in mind a lender neither of us have worked with before or chose). Even though we represented different sides of the transaction we worked together to help our clients close escrow and still gave them a wonderful experience! The amount of work, blood sweat and tears we put into making this happen is a story well remember forever... It's SUCH a breathe of fresh air when you work with someone so professional, understanding and knowledgeable not just about the real estate side but also the lending side (coming from a realtor who has also been in the mortgage industry). Communication is vital in a transaction and Wayne was easy to talk to, proactive and is an all around great guy whose honest, sincere and upfront. There are thousands upon thousands of agents out there in our industry but only a handful that really uphold and encompass the values of being a realtor and Wayne is definitely one. It was such a pleasure working with him and Eric and hopefully our paths will cross again in the near future. read more

WOW! What a great experience! I thought online was a time saving but there's nothing like personalized and fast service! Wayne is transparent and super knowledgeable on all aspects of Real Estate. He took the time to explain every detail. Wayne definitely went above and beyond to get my refinance pulled together and we closed in less than 3-weeks along with a super low rate. I will continue to work with Wayne and his team on my other real estate deals ! If you are looking to purchasing a house or refinancing, your first stop should be Square Realty and Lending. They will be there from start to finishing and I promise you will not be diappointed! read more

Wayne answered every single one of my questions and I had LOTS of questions. For every step of the process, Wayne was on my side, looking out for my best interest; he's your advocate. I wanted to know the nitty-gritty of the whole purchase process and he explained everything single step and every line on the countless documents making the biggest investment of my life less scary and intimidating. We went to multiple homes together and he always provided open honest feedback. Sometimes we can have rose-tinted glasses but he helps you see clearly. In the end, I got exactly the home I wanted, with a 10 minute commute to work, and below the budget I laid out at the very beginning. Highly recommend. read more

After working with a few other realtors with no success, I'm glad we ended up with Square Realty & Lending! Wayne and his team were exceptional. Square made my my first time home purchase a great experience and landed me a very low interest rate! Despite the COVID-19 restrictions and hot sellers market they made my dream a reality. Thanks Wayne! read more

Wayne was extremely helpful with our first mortgage refinance and I really appreciated how transparent he was. He told us what the costs were going to be upfront so that we wouldn't get any unexpected costs later down the road. This was not the case when we originally applied for a refinance with a credit union. The next day, we met Wayne and I am so thankful. I really appreciated how Wayne made video recordings for us where he would explain the various documents throughout the process. We could watch, rewind, and replay these videos at our convenience without interrupting our work days. Wayne made the refinance a super smooth process. He is super knowledgeable and dependable and I will definitely be calling him again for any realty and lending needs. read more

Wayne was very helpful throughout my first time home purchase experience. He provided a lot of advices and educated me about the purchase process and how to see if the house is good or not. He took care of all paperwork and had been very responsive, answered all my questions. With his help, I was able to get the home I like! I will definitely recommend Wayne to my friends and families! read more

This was the easiest process for me. Wayne supported me through great communication, answering any question I had, and going the extra mile to ensure safety with COVID was a priority as well. I will absolutely be recommending Square Realty to any friends or family looking to refinance or buy. read more

Wayne is pretty awesome. I contacted him at about 3pm on a Friday after hearing from my brother how great his refi was. I was able to get him everything over the weekend. And we finished the whole process in about two weeks, and he saved me almost 400/month. He's super friendly and responsive. Even if I texted him during off hours late at night, he'd always respond. Thanks again Wayne. read more

I was referred to Wayne through my financial planner for a straight refinance of our townhouse. After speaking with him the first time, I could tell we were in good hands. He was lightning fast in his responses, always spelled everything out in ways we could understand, and honest about fees throughout the process. It was a seamless experience! Wayne earned my trust and business. I will use him for any other mortgage or refinance needs, and have already started referring him to my friends and family. Thanks, Wayne, for your expertise! read more

Wayne and Gary were recommended to me by a friend when I was in the process of getting a cash out refi to buy my sister out of the home we both inherited. I had no idea what I was doing or what I was getting into, but they explained what I should expect in a manner that was easy to understand. They were also so patient with me and all the questions I kept bombarding them with! Wayne was always available, no matter what time of day, if I had a question, he was answer immediately. He would text me updates on my case as soon as things happened, which I really appreciated because it kept me in the loop and I never had to wonder what was going on. This was my first time using a mortgage broker and the experience did not disappoint. I am definitely going back to them the next time I need a loan or a mortgage! read more

Chi Brothers made my purchase a smooth and positive learning experience. Expedient, ethical and thoughtful customer service is their mission. Wayne took his time to teach me about the process in detail. Nomenclature, inner links between the agents and their represented parties, financial impacts, timelines, how to spot a deal, and ultimately how to identify the home that is right for your budget, expectations, and life style. Gary handled the financial, and while I was concerned about my privacy at first, Gary immediately set me at ease, with their business code of ethics and professionalism, as well as the suite of tools used and the secure transmittal of documents. Square Root Realty is growing to be the trusted house serving today's time restricted and future-planning professional. read more

Their service was extraordinary, I commend their customer service. We have refinance many times and never experience this level of expertise, including status and timeline on the loan. Their interest rates are very competitive. We look forward in doing business with our Real Estate portfolio in the near future. You cannot get this service from anyone, Thank You Wayne for everything, really appreciate you and team. read more

I loved working with Wayne. He's knowledgeable, dependable, hard working, and very prompt. He was able to help me navigate setting up a rental and was very accommodating without me even being there. I appreciated his honesty and expertise and I would highly recommend! read more

I have been getting advice from Wayne and appreciate his honesty. The time he takes to make sure I am fully educated on making the best decisions on my real estate investments are very much appreciated. He answers all my questions and makes sure I understand what my options are. It is reassuring to know I can call him to get the answers I need in a timely manner. read more

I had the best experience working with Square Realty & Lending as I sold old house, bought new house and got a mortgage through them. Other then them being extremely smart, analytical, detail-oriented, ethical and hard working people, you would be able to fully trust them by listening to how they reason and talk. They genuinely look out for their clients and I would recommend them to all my friends and family. Thank you so much Gary, Wayne and Eric for the stress-free and fun home selling/buying experience!! read more

If you're looking to refinance then Wayne Chi is your man. He's so on top of his game. Wayne is an amazing package of knowledge and efficiency and a great teacher and listener He walks you through every step of the process ensuring that you understand each and every step. He even did me a solid coming to my home and strapping down my water heater prior to my appraisal to ensure that the appraisal would go smoothly.. I told wayne exactly what I wanted and in less than one month he got me everything I asked for; lower interest rate, lower mortgage payments and the icing on the cake, a tidy sum of funds. Kudos to you Wayne Chi and that you again for making my refinance process quick, easy and fun. read more

I am beyond grateful for the service and knowledge this company provided in making my refi a smooth and speedy process. Wayne is an extremely professional, helpful and huge asset to this company. Look no further than SQUARE REALTY & LENDING. read more

Working with Wayne to refinance our home was a wonderful experience.He was very knowledgeable & professional , answered our questions promptly & clearly, made the whole process smooth, easy & effortless. We have nothing but good things to say about the entire experience & highly recommend him. He is the best! read more

Your search is OVER! Wayne and Gary Chi are all you've been looking for in real estate agents. I was in a bit of a financial bind and needed to sell my house asap. This was in a "slow" period - December. Wayne and Gary worked magic and got my house sold in no time and for a very fair price. Throughout the process, they were accessible and professional. They kept us informed each step of the way and were very hands on - even helping with minor repairs needed to close the deal. They were astute and assertive and made sure that I got the most for my property. I couldn't be happier! read more

I'll keep this short and to the point. My wife and I have bought, sold, and bought again with Gary and Wayne. They explained and walked through each step of the process. They answered all of our questions and did their best to cater to our needs and schedules. Never have we felt lost. 11/10, would use them again and no one else. read more

Gary and Wayne went above and beyond selling my home. We were in escrow 3 days after we listed! They were extremely knowledgeable about the home buying and selling process, and walked us through every step. Most importantly, they were the kindest people who put themselves in our shoes as if they were selling their own home. They made sure to answer all our questions and communicate with us frequently. All necessary documents were gathered/processed efficiently and very smoothly. They took the fear and stress out of selling my home and really worked hard to get to our goal, while setting realistic expectations. They really did have our backs, and for that I can't thank them both enough. I highly recommend them and will be recommending them to all my family and friends. If you want realtors who can get stuff done efficiently, but will also care about your specific situation, get these guys. I wouldn't go with anyone else! read more